Chris Sheehan
@ct_sheehan
Followers
1,306
Following
1,513
Media
122
Statuses
1,814
Founder of @spritzfinance 🍹| Pay your bills and spend with crypto! #usecrypto MIT CS | YC | OrangeDAO | Dad x2. 👨👦
New York City
Joined May 2009
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Pinned Tweet
The future of money is programmable money. Let me share a bit about how I got into
#DeFi
and how I ultimately came to found 🍹
@spritzfinance
to make this future a reality!
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Love seeing the support from users in the
@DRIPcommunity
who are enjoying Spritz! We're working to support $DRIP as quickly as possible to make it even easier to off-ramp and pay bills with crypto
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Thrilled to chat with
@mattzahab
about
@spritzfinance
and my past experiences at
@ycombinator
! Being an entrepreneur requires constant growth and recalibration, but there are a lot of principles that remain useful.
New Podcast with
@ct_sheehan
, Founder of
@spritzfinance
We discuss:
- Paying your bills with crypto
- Bridging TradFi and DeFi
- Y Combinator stories
- Doing things that don’t scale
- Growing 7% every week
- Volatility
- Building on Polygon
Links 👇
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So excited to be working with the
@Dash_Community
at
@spritzfinance
! Now you can instantly off-ramp to your back account with
@Dashpay
! You can also pay thousands of bill like your Bank of American mortgage, your Chase Sapphire credit card, or your utilities.
BREAKING, NEW PARTNERSHIP 🚨🚨🚨
You can now use
#Dash
to pay all your bills, as well as load a virtual debit card, all without giving up custody over your funds!
This is huge! 🤯
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We started on
@0xPolygonLabs
with support from
@sandeepnailwal
@0xsachi
and others and it's so impressive how they continue to innovate and drive real world crypto adoption. Thanks so much Polygon!
Paying for lunch with stables or any token on
@0xPolygonLabs
has never been easier
Only 4 steps:
1. Create a Spritz account
2. Set up your Spritz card
3. Connect to Apple Pay
4. Eat your delicious meal
💓 Drop a like if you'll use this!
Click the link in our bio to get started
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Thrilled to reconnect with
@OrangeDAOxyz
members,
@ycombinator
founders, and
@spritzfinance
investors and users at
#devconnectamsterdam
last night! Hey
@samclamdisco
!
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Help us build the future of finance together by heading over to and joining our waitlist! Thanks so much for reading 😃🙏
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It was thrilling getting INTO defi, but what was my end game? How could I unlock this value for my real life? I was also a new dad and thinking a lot about my present and future finances 👪
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Looking forward to making new connections at
#Permissionless
next week. A great lineup of speakers, topics, and events exploring the future of
#Web3
,
#DeFi
, and more.
Who else is headed to Palm Beach? 🌴
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So excited to share news with you about our funding round for
@spritzfinance
! It's always a fulfilling and humbling experience to meet a new set of investors. I'm so grateful to have the support of these folks on our mission to bridge crypto and TradFi! 🎆
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So I decided to start
@spritzfinance
🍹. DeFi users are real people with real finances. Spritz is on a mission to bring our real life in line with our
#web3
life, giving people more control over their finances and future.
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@Dashpay
Absolutely love this recap on Dash's journey and its unwavering commitment to decentralization! 🚀 It's clear that the DAO structure is not just the future but the now, ensuring resilience and innovation without a central figure.
#DecentralizeEverything
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With everything that has happened in the market this week, I wanted to take some time to address where we are today.
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@NumbersMuncher
Can make an argument that polls are more harmful than useful. This has nothing to do with statistical error and everything to do with unknown unknowns: systemic, correlated, hidden sources of error. Needs to be addressed by modelers eg
@FiveThirtyEight
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My alternative was daunting: (1) unstaking my DeFi holdings, (2) removing liquidity from pools, (3) paying back loans, (4) transferring tokens to my
@FTX_Official
account, (5) liquidating to $USD fiat and (6) and transferring via ACH to my bank account. Phew!
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So excited for this launch, and providing more great ways to reward our loyal users at
@spritzfinance
. Stay tuned....
🌴 Tomorrow's the BIG DAY! Spritz Points launches! 🚀
Pull up a stool at our
#crypto
beach bar and get rewarded every time you use crypto to pay bills, load a SpritzCard, buy
#stablecoins
, or
#offramp
to your bank! 🍹
Join the party here! ⬇️
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Ugh not nearly enough
#OpenStreets
. When are we going relax our reliance on cars and their domination of our city streets, if not during a pandemic?
#visionzero
.
@NYCMayor
has outdone himself! Amazing what you can get done in eight weeks when you're completely checked out and have to be dragged kicking and screaming every step of the way. Just look at all these
#OpenStreets
!
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@OhYouBlockhead
Crypto = your own choices.
Let's face it, influencers aren’t *always* acting in the best interest of their audience.
That’s why we’re non-custodial at
@spritzfinance
.
Your crypto should be in your control, so you can choose to ignore the hype that's unhelpful. 🫡
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By starting with a simple
#billpay
service — pay your mortgage, rent, or credit cards directly from
@AaveAave
or
@SushiSwap
and eventually from any DeFi protocol on any chain — we are solving a regular pain point for millions of
#DeFi
diehards.
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Thrilled to announce WorldCover's Series A financing! Here's to helping millions more small businesses manage their risks to climate change and adverse weather.
#climatechange
#microfinance
#agritech
#insuretech
#ycombinator
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I started to talk to family and friends like
@tmocfm
and
@amamujee
and
@ChaseAdam17
and found that they were experiencing the same pain points. We love the DeFi experience, we love the yield, the speed, and ultimately the power. But we gotta pay the bills!
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I had real bills to pay! Each month, I logged into my checking account — where I was earning exactly 0% interest 😥 — and made sure there was enough cash to pay my Chase Sapphire card... but not too much cash since I’d rather deposit the rest of it in DeFi earning 15% or more.
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It was Winter 2020, and my former co-founder at
@WorldCovr
,
@ShiliangTang
, was now the CIO at
@ledger_prime
. I was chatting with him about crypto — I had been trading BTC, ETH, LTC occasionally since 2015.
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I traded on
@binance
but quickly moved over to
#BSC
and DEXs like
@PancakeSwap
where I could add liquidity to AMM pools, stake my assets, and compound rewards.
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He pointed out the extent that blockchain technology had progressed since those days. Blockchains were not only more secure and scalable, they were more usable! DeFi was getting more usable and fun for everyday folks. 🙌
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I was trying different products almost daily. And soon learned about the pain of bridging and on/off ramping from CEX. 😬
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So I started to invest and borrow on
@AaveAave
, earning almost 10% yield on USDC at the time, and I started adding swapping and adding liquidity on
@SushiSwap
and
@Uniswap
.
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Seeing so many n00bies coming into crypto at
@spritzfinance
Yeah people wanna get rich, but they also want *use cases* for crypto to draw them in!
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What's the best cold wallet for $DASH? Ledger is slow and pain to use.
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This is a huge chore, prone to errors ⚠️, with lots of gas / fees to pay ⛽, and lots of waiting ⏱️. It felt like the promise of crypto that
@ShiliangTang
and I had discussed, that the future of money is programmable money, hadn’t been delivered.
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@agaperste
@base
@Uniswap
@base
is natively supported on
@spritzfinance
Support your web3 lifestyle entirely by moving all your bills, expenses, and spending onchain!
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I'm doing an AMA with Polygon Technology tomorrow about our latest features and roadmap at Spritz Finance! We're building an "omni-bridge" from all things crypto to all things real world--pay your bills, withdraw crypto to your bank, and more.
Since gett…
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As time went on, I learned about scaling solutions like
@0xPolygon
. (spoiler alert:
@sandeepnailwal
is a
@spritzfinance
investor!)
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@Jason
@AOC
@LondonBreed
AOC doesn't "lead" NYC, and our policy challenges are much different than those of SF.
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@MadPsychoDotCom
@Dashpay
@Dash_Community
Crypto has many uses:
- store of value
- create wealth
- privacy
- instant cross-border transfers
and of course... buy stuff!
#usecrypto
straight from your wallet with
@spritzfinance
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But by March 2021 my positions were a mess. I had assets locked in exchanges and CeFi accounts (
@BlockFi
). I had assets spread across multiple blockchains, and worse, these assets were locked in defi protocols and secured by loans.
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Congratulations! If you're one of those folks getting paid in crypto check out
@spritzfinance
to pay your bills, off ramp, and get a card, all funded directly from you crypto wallets.
- A new wave of global teams is getting paid in crypto, especially in stablecoins, starting with USDC, USDT, and DAI. 🚀
45% of blockchain-related jobs advertised on Indeed in 2022 were remote.
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I’m thrilled to share that I’m starting a new position as Founder, CEO at Spritz Finance!
Like many folks in the past year or two, I was attracted to crypto and defi as a way to earn extra yield on my idle funds. But once I got deeper, I experienced the…
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Another example of NFTs x Metaverse x
#DeFi
@Regulars_NFT
, which I recently picked up 🙌
Imagine a world where we earn income (through jobs or investing) in the
#Metaverse
, and use this to pay our bills IRL.
We're building this at
@spritzfinance
🍹JOIN OUR WAITLIST!
📢 Some regular news...
Over 50% minted and the public mint will continue @
On Saturday April 30, 2022 4PM EST we will take a snapshot and all holders will be whitelisted for a free mint of a Regular Job, 1 for 1 for each Regular held.
Details below...
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Making huge progress with our app at
@spritzfinance
. Come check it out!
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Our team at Spritz is working every day to bring a more rewarding and refreshing experience to our finances . And we’re having a lot of fun doing it.
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The already-in-progress shift of talent from web2 -> web3 will only accelerate in the coming months. It's a great time to build!!! 🍹
The wipeout in medium-big tech stocks means that a lot of engineers who thought they got paid $400k a year just found out they actually get paid $180k a year...
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Very excited to release this new front page! Our team has been hard at work to make it happen.
Our mission is clear: help everyone use their
#crypto
everywhere. 🚀
And with high/NO-limits across the countries we support for on & off-ramping...
We're confident that
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Love this video review of Spritz calling it the best fiat off-ramp in crypto!
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And I got hooked on
@solana
and its instant yet complex user experience. I was trading on
@orca_so
and listening to
@aeyakovenko
debate with
@balajis
(also a
@spritzfinance
investor!) on the Solana Podcast.
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So now here I am... New job as founder of
@spritzfinance
, new boy, new home in Connecticut... And so pumped to be getting out there in the world again. Cheers! 🥂
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So thankful to be flying this week to
#Devconnect
at
#ETHAmsterdam
. It's been 2 long years since my last flight, after logging over 100,000 miles in 2019.
In Feb 2020, I was fighting through a series of hard pivots for
@WorldCovr
. I was living in Manhattan, doing my best.
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I'm customer 40,785
@Betterment
, the first automated investing service with 50,000 customers!
#betterment50k
http://t.co/WkYct4Xa6o
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As a new dad, I can see how developing and getting to know one's *interests* rather than one's *talents* is a key part of becoming a human, growing up, and working.
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If you use
@exodus_io
(if you don't you are missing out!) be sure to check out our promo this month asap!
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We're getting ready to reach 50 million MAUs in
#DeFi
in 2022.
Great read by
@ljin18
@jessewldn
@variantfund
about the Ownership Economy. As regular users own more, they generate more income, which
@spritzfinance
lets them spend
#IRL
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Gasless recurring bill pay is here!
You wanted to make reoccurring payments straight from your crypto wallet to your monthly bills.
We made it happen! 🥳
Last week we released SMARTPay to make your life a little easier!
Here's why you need it 🧵 👇
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@iamDCinvestor
Please try us at
@spritzfinance
! Instant fiat offramp from Ethereum,
@arbitrum
@0xPolygonLabs
@avax
@optimismFND
and
@BNBCHAIN
Also a Debit Card and Bill Pay.
#bankless
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I'm getting serious FOMO about these
#NFTs
from
@MercedesAMGF1
and
@Mad_Dog_Jones
. Beautiful artwork! All the more amazing that proceeds benefit
#LewisHamilton
's Ignite charity!
#NFTsForGood
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@AirlineFlyer
Sometimes there isn't enough room in the overhead bins for carry-ons and they are gate checked
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Pumped to check out this next-generation
#DEX
on
@OxPolygonHQ
this weekend. Check out these designs! UX/UI in
#DeFi
has come a long way!
#YieldFarming
💜
@Meshswap_Fi
is an open-source AMM and DEX that is bringing millions of users to its
#DeFi
ecosystem by launching on
#Polygon
.
This will provide Polygon users with extra liquidity and yield-farming opportunities.
Checkout:
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@MishadaVinci
@eco
@CeloOrg
@packyM
@goldfinch_fi
@sall
@Filecoin
@nymproject
@desoprotocol
@SyndicateDAO
@unionprotocol
@JacobShiach
@daodao_io
@usebraintrust
I started
@spritzfinance
to allow everyday folks to pay bills directly from the Blockchain, entirely skipping your low yield checking account. 🍹
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Crypto will soon be part of everyone's everyday life.
Rising prices attract lots of new, curious users. Before long they'll be looking to
#usecrypto
for more than just trading.
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💯
Great VCs say no quickly and clearly after a pitch.
Good VCs say no after opening your deck 10 times over a week.
Bad VCs ghost you after telling you how excited they are.
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A down market is never a great time to sell if you're a long-term investor. This goes for any asset, including
#Crypto
But if you DO sell, sell for a real reason - pay your credit bill, pay your mortgage, or pay down a
#StudentLoan
(esp variable rate). And use
@spritzfinance
🍹
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So proud of our latest product release: a debit card backed by your self-custody crypto wallet!
Our New Debit Card can save you 30 minutes Every Day...
That's almost 200 hours each year
Over 400 days over a lifetime
3 Reasons you NEED a Spritz Card 🧵👇
1⃣ Get Time Back
2⃣Make your Life Stress-FREE
3⃣ Keep control of your Money
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If you're not remote or highly flexible, you're at a disadvantage. Nice to have in-office whiteboard sessions and afterwork drinks, but that's just a fantasy today if you also want a highly motivated and capable team. Choose wisely.
I was chatting about remote work with a recruiter friend today. She said it is the number one requirement mentioned by applicants. She head hunts for tech & gaming, and says remote-friendly companies are bleeding talent from the giants now sending employees back to the office.
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@chrislhayes
"Party functionary" as a label, is dead accurate, and evokes a lot of historical dread...
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@JamesSurowiecki
💯 It's shocking to order pick up and see dozens of unmasked diners inside a restaurant during the winter. They are a big driver of this pandemic.
Whats the marginal income, profit from these diners? Can we just pay the workers, the rent, and the food suppliers to keep closed?
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Lol 🥱. Honestly as a founder, in my experience, we know where to get help, support, and love in tough times. Anxious emails from investors asking for financials are not helpful. And I'm not sure that these tweets all over our feeds are helpful either. 🤷♂️
Why hasn’t anyone weighed in on how startups should navigate a downturn?
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I'm very excited about the intersection between
#metaverse
x
#NFTs
x
#DeFi
!
@flufworld
is a great example: highly collectible artwork NFTs, and a highly engaged community, doing events both IRL and in the Metaverse. All tied together with a token!
1) This is
#FLUFWorld
! ✌️
A metaverse ecosystem of
#NFT
character collectables and a global, creative community.
With a growing number of collections joining the FLUF World family, here’s a look at the different parts of our evolving universe.
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this
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@martypartymusic
@spritzfinance
@solana
That's riiiight! And your first $5k is completely FREE!
You can finally live completely onchain on
@solana
🚀 Solana token buys & sells are FREE 🚀
🔥 5x $SpritzPointz on EVERY Solana txn 🔥
Sign up and start earning now!* 👇
*Limits apply, obviously. 😉
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@jonwu_
@jonwu_
Absolutely, Jon.
Looking for a single CMO isn't the only way.
A diverse team of full-timers and freelancers, united by the same goal but with various skills, could be more effective.
Different perspectives can drive better results.
#CryptoMarketing
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@Casey
100% and owners have the temerity to tell STOP at runners so their illegally off leash dogs will come back...
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Reached Inbox Zero on personal + work accounts tonight and no portal opened up. What am I doing wrong? 🪔
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Game time with the team is always fun! Next time let's take this to the
#Metaverse
🍹
As a global, remote-first team it's important to start (and end) the day right with our weekly social hours. Today, we got the party started right with Codenames - always a Spritz crowd pleaser! 🕵️ ,
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"
@CitiBikeNYC
:
@Sethrogen
Ah, see it now. We're working to resolve that for you." Great customer service deserves at least a Thank You, seth
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All the more important to seeks attractive real (
#inflation
and risk adjusted) returns in this market. There are lots of opportunities, esp in
#stablecoins
, to earn more than checking account yields, with only marginal additional risk.
#YieldFarming
Check out
@beefyfinance
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