Brad Garlinghouse
@bgarlinghouse
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We said in Dec 2020 that we were on the right side of the law, and will be on the right side of history. Thankful to everyone who helped us get to today’s decision – one that is for all crypto innovation in the US. More to come.
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The most important part of this ruling: . “XRP, as a digital token, is not in and of itself a “contract, transaction[,] or scheme” that embodies the Howey requirements of an investment contract.” . This is a now a matter of law (not up for trial.).
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2025 is here and the Trump bull market is real. For Ripple, this is even more personal after Gensler's SEC effectively froze our business opportunities here at home for years. The optimism is obvious and very deserved. Today:.✅75% of Ripple’s open roles are now US-based, while.
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The SEC asked for $2B, and the Court reduced their demand by ~94% recognizing that they had overplayed their hand. We respect the Court’s decision and have clarity to continue growing our company. This is a victory for Ripple, the industry and the rule of law. The SEC’s.
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Happy New Year to the XRP Family and the entire crypto community!!!. Excited for the year ahead! . Momentum and increased focus on real world utility continues to build 🚀.
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Crypto made its debut on @60Minutes tonight – there’s no doubt that these technologies will continue to become more and more mainstream - with influence and reach that will only continue to grow. A few things I do want to comment on after watching:. I spoke with Margaret.
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Still riding high from all the Inauguration events in DC this weekend!. From the Crypto Ball, to the VP dinner, to the POTUS dinner, to sitting in the Capitol yesterday - there’s palpable excitement for all the good that’s possible leveraging crypto and blockchain… here in the
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Trying something new – some thoughts from me on the events (specifically the release of the Hinman documents) of this week. For me, this has all had a personal bent to it - and felt like it warranted some personal comments.
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And it’s official - the interview I gave with @60Minutes about crypto’s fight for regulatory clarity in the US will air live this Sunday Dec 8 , and available here afterwards: .
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The SEC wants you to think that it cares about disclosure, transparency and clarity. Don’t believe them. When the truth eventually comes out, the shamefulness of their behavior here will shock you.
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Today, here in the US, we welcomed the 119th Congress—better known as the most pro-crypto Congress in history. The journey is just beginning, but you can’t deny the energy & excitement already building across the industry. Let’s get to work.
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For whatever reasons, I’ve been hanging on to this one for a while…. Prob my all time favorite from the XRP community. It’s been hanging on a wall in my house… but with all this momentum in the market, I wanted to share it!!
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An enterprise-grade stablecoin for everyone. Ripple USD ($RLUSD) drops tomorrow on @UpholdInc, @MoonPay, @CoinMENA, @ArchaxEx and @Bitso, with @bullish, @mercadobitcoin, @ZeroHashX, @indepreserve, and @Bitstamp soon to follow.
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Today was an even better day. Ripple: 3 .SEC: 0. In all seriousness, Chris and I (in a case involving no claims of fraud or misrepresentations) were targeted by the SEC in a ruthless attempt to personally ruin us and the company so many have worked hard to build for over a.
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I’ve shared some thoughts on what the Trump administration could mean for crypto and wanted to also recognize the XRP family’s patience and unwavering support. A lot has happened since XRP was the 2nd most valuable digital asset. It’s been - at times - a frustrating journey. ~6.
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I don't want to get too far ahead of myself but. Scott Bessent is the perfect pick by @realdonaldtrump!. He will be the most pro-innovation, pro-crypto Treasury Sec we've ever seen.
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One definition of insanity. Doing the same thing over and over and expecting different results. Gensler's SEC really took this to heart.
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Thankful to be part of Team @Ripple and thankful for the entire XRP community - today, and everyday!.
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If you weren’t paying attention then, you should be now. Huge win for Ripple today!.
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An outstanding choice – Paul Atkins at the helm of the SEC will bring common sense back to the agency. Along with Hester Peirce and Mark Uyeda, it’s time to swiftly and definitively end the prohibition era on crypto, restoring freedom of choice, economic growth, and innovation.
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.@realDonaldTrump, Congratulations!. Some fodder for your first 100-day checklist to get things moving:.- Fire Gensler. Day 1, no delays. - In his place, appoint Giancarlo, Brooks, or Gallagher – they’d be massive upgrades in rebuilding the rule of law (and reputation) at the.
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Had to take a picture in front of the @SECGov building while in town. (in case you’re wondering…no, Chair Gensler did not invite us in)
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I said it on day 1, we will aggressively fight to get clear rules for the entire industry in the U.S. Congrats to all of Team Ripple for getting us to this point. Ripple stood strong and withstood the SEC’s onslaught. I look forward to being on the right side of justice.
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Huge congrats to @DavidSacks on this appointment – he understands tech inside and out, and importantly, will push forward President Trump’s crypto and AI pro-innovation plans. Dream team!.
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It’s been less than a week since the decision dropped, and I’m still overwhelmed with gratitude for (and hugely proud of) this team. An unequivocal win for Ripple and for crypto in the US. That’s the bottom line.
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If it wasn’t already clear, it should be now – Chair Gensler’s laughable “pro-innovation” stance (as he said today), is exactly the opposite. What this also tells me is that the SEC is throwing lawsuits at the wall and hoping they distract from the agency’s FTX debacle.
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The truth is out for everyone to read. What we see is that the SEC waited 8 years to decide they disagreed with this analysis, decimating thousands and thousands of XRP holders (who they purport to protect) in the process. So much for being mission-driven….
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Gensler, very much on brand - completely dismissive of the 2024 election and the American public - fully commits to his failed ‘regulation-by-enforcement agenda to the bitter, bitter end. #Sad.
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@BitcoinPierre Unless you are choosing to ignore the core tenants of the POTUS campaign (which aggressively supports American companies and technologies), our efforts are actually INCREASING the likelihood of a crypto strategic reserve (which includes bitcoin) happening.
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Let’s not overthink this. few people have changed the world the way @ElonMusk has. No doubt that BTC is here to stay - but denying there is a problem isn’t a path to solving it. Whether it’s through renewables or architectural changes, let’s keep moving on the solution.
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Another win for transparency! Unredacted Hinman emails to be publicly available soon - stay tuned as the lawyers work through the mechanics to make that happen.
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Thanks for the kind words @IOHK_Charles -- now is the time for the crypto community to come together, push for a level playing field and clear rules of the road. A rising tide lifts all boats.
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One year ago today, the @SECgov filed a lawsuit against @Ripple, @chrislarsenSF and me, alleging that XRP – a public crypto that has been trading on the open market since 2013 – should have been registered as a security. 1/10.
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Last week, @60Minutes interviewed me about crypto, the push for regulatory clarity and how the industry banded together to advocate for pro-innovation candidates (on both sides of the aisle) through Fairshake PAC. Full episode to be aired soon - stay tuned for details.
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Days like this remind me that 1/ the SEC should be investigating itself for multiple things 2/ crypto Twitter remains undefeated in memes.
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Days like today are never what you hope to see, esp. in an industry w/ as much incredible talent as crypto. If you recently joined the industry and haven’t seen a downturn like this, know that this too shall pass (advice from someone who’s seen a few downturns over the years).
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I'm pleased to be able to share @MoneyGram has partnered with @Ripple to use $XRP in their payment flows.
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@ChadSteingraber Thanks for clarifying for the community, Chad. As soon as I know the official @60Minutes air date, I'll share with the XRP family.
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As a major global financial center, Singapore led the way in taking a pragmatic, innovation-first approach to crypto – we’re incredibly proud @Ripple is one of a handful of firms (<20) to receive in-principle approval for a MAS MPI license for digital payment token services!.
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Seeing some confusion on what the Court's decision means -- here's a recap from our legal eagle @s_alderoty.
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The SEC’s request to file an interlocutory appeal is DENIED. I’m not a lawyer but it seems the Court just told the SEC: You asked me to apply the “Howey” test, I did, and like it or not, you lost.
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My first time but certainly not my last at @cfcstmoritz – joined @_richardteng and @JKFruit on-stage to discuss the path to a billion crypto users. With the largest capital markets finally embracing crypto (and talk of crypto strategic reserves!), and I suspect rather imminent US
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It’s embarrassing to watch an unelected bureaucrat flail like this to mask the fact that he and his agency don’t have the power that he so desperately craves. No one is fooled.
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The significance of this moment cannot be overstated. Congrats to all who have worked to get Bitcoin spot ETFs approved! . Today’s news is further legitimization of crypto as an asset class. I expect this will be yet another catalyst for institutional investment / adoption,.
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Excited to announce @Ripple bought back our Series C (Dec 2019) shares at a $15B valuation! 1/4.
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It’s absolutely unconscionable that a regulator – when presented with so much pushback on what he was about to say / how he compiled this fake “test” in the first place – decided to move forward anyway, and throw an entire industry into chaos.
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If Gensler and the SEC were rational, they would have moved on from this case long ago. It certainly hasn’t protected investors and instead has damaged the credibility and reputation of the SEC. Somehow, they still haven't gotten the message: they lost on everything that.
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It’s been a long time coming (working through the regulatory process takes time - worth it!), but I’m absolutely ecstatic to be in Sao Paulo as ODL with XRP launches with one of the biggest FX providers in Brazil - Travelex Bank
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@Jason remind me when you learned securities law?! This is embarrassing for you (and hilariously wrong as there is no framework to register digital assets in the US), but we're all used to you making controversial statements and trolling about things you know nothing about. .
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Like many of you, I thought the Biden Admin’s EO would acknowledge crypto, but not detail specifics on next steps for regulation. However, I was pleasantly surprised & inspired by the EO acknowledging the *need* for evolution and alignment of the govt’s approach to crypto.
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This 100%! . It’s ridiculous and frankly shameful that Chair Gensler was touting the SEC’s enforcement actions as the “cop on the beat,” yet (per public reports) MET with SBF multiple times, but was caught completely flat-footed when the alleged fraud finally came to light.
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Great to meet so many folks from the XRP community at #XRPLasVegas2023 – the camaraderie is remarkable (and an amazing feeling in person vs Twitter!) This community has stood by and supported Team Ripple as we have fought the good fight…I can’t adequately express my gratitude
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Launching a stablecoin is a natural step for Ripple as we bridge the gap between traditional finance and crypto. We have 1/ the years of experience 2/ regulatory footprint 3/ a strong balance sheet and 4/ a network with near global payout coverage, to offer the best of.
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The world is (appropriately) outraged by SBF and FTX's fraud, but when Wells Fargo mismanages billions in customer funds as well, it's barely a blip on the radar. Food for thought.
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Hugely excited about our newest ODL corridor -- Japan is one of our largest markets. With regulatory clarity and innovative partners like SBI, the region is ready for a crypto-enabled future.
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Setting the record straight on SVB Qs: . Ripple had some exposure to SVB – it was a banking partner, and held some of our cash balance. Fortunately, we expect NO disruption to our day-to-day business, and already held a majority of our USD w/ a broader network of bank partners.
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XRP, BTC, ETH, SOL — that's the alphabet soup I like to see 👀.
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Back in D.C. today to meet with members of Congress alongside @s_alderoty, @RobGsix and our global policy team. Can’t get regulatory clarity without actually engaging with the elected officials who are proposing bills!
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And while we would have preferred the cases against Chris and me to end now, the SEC must now prove its claims. We are confident that ultimately all of them will be dismissed.
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BTC ETF volumes have been soaring, we’re due for a halving and the broader crypto market is following BTC's lead (as has historically been the case). As someone who has experienced multiple cycles of “crypto is back” it’s imperative this bullishness go hand in hand with.
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To the pathetic lowlifes who try to use my or @Ripple’s likeness to scam innocent folks out of their crypto – we see you, and we’re fighting back.
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As I just shared on stage at #DubaiFintechSummit, @Ripple is expanding in Dubai. With 20% of our customers based in MENA and clear regulatory regimes being developed, it’s no surprise that Dubai is emerging as a key global financial hub for crypto innovation to thrive.
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Hoping yesterday’s decision is the wake-up call that Congress needs. This ruling directly undercuts the SEC’s claims that nearly all tokens are inherently securities – likely to set a positive precedent for other digital tokens in the US.
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An important topic has come up about protecting retail. The SEC created this mess by proclaiming it was the cop on the crypto beat when it had no legal jurisdiction Where’s that gotten us? Consumers left holding the bag in bankruptcy court while the SEC holds press conferences.
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Celebrating @Ripple’s 10 year anniversary at our All Hands today. Thankful every day for this incredible team and the privilege to be Ripple’s CEO.
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Stepping back for a moment from what’s happening in the US – just in the last few weeks, the number of positive (or at least headed in the direction of CLARITY) global regulatory developments is energizing!.
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Absolute nonsense coming from @GaryGensler today. And this slander about “all crypto execs going to jail” from the man who completely missed FTX (and actually cozied up to SBF), and wasn’t even invited to the DOJ announcement about Binance. If he was really “working for the.
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Chair Gensler insisted (again) in today's testimony that the securities laws are clear and easily understandable for the crypto market. and then turned around and said Congress needs to write laws to clarify. So which one is it?. Thank you @SenToomey for being a voice of reason.
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For the Chair of the SEC to assert that he dictates what is a security - and not the legislation from which his agency derives its power - is beyond comprehension. It's time for elected officials in the US to take notice.
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Joined @Official_Cantor’s annual Crypto Conference today - safe to say that the US is ready to be the crypto capital of the world with the next Trump Administration. Also an apt shirt to wear. on perhaps what are Gary Gensler’s last days in office?!
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First BTC, then ETH…it was only a matter of time. This move underscores the growing trust & integration of digital assets like XRP into traditional finance, marking the continued adoption and maturation of the crypto market. I sense this is just the beginning.
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@CGasparino @EleanorTerrett @Ripple @SECGov To your question here about potential penalties - that’s up to the Court to decide, not the SEC. You very well know this case was never about fines or penalties, it was about establishing the non-security status of XRP. We won. They lost.
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@jungleincxrp Wish I could go in depth now, but we've waited this long (18+ months), I don't want to overstep… suffice it to say @s_alderoty and I believe they were well worth the wait.
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@CangaMichael Im not surprised. Im pissed. Im pissed that the SEC is spending OUR (taxpayer) money on a losing battle.Im pissed that they are able to act without recourse or consequence. Regardless, WE WILL PREVAIL! For Ripple, for the XRP Army and the crypto industry.
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As many have noticed - and some have already pointed out - there have been numerous misleading and some factually inaccurate headlines describing the decision made by a California judge yesterday in the class action lawsuit about XRP. (I’m happy to see some correcting them - I.
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Stunning hypocrisy from the person who cozied up to the biggest fraud in recent memory. Gensler is a political liability whose actions have decimated consumers and destroyed the integrity of the SEC, while remaining buddy-buddy with Wall Street.
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As I said earlier this month, if Gensler and the SEC cared about the rule of law, they would accept their loss and move on. But they are not interested in faithfully applying the law or in providing clarity to industry players in the US. Under Chair Gensler, the agency is only.
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Was (pleasantly) surprised to see this news…though inevitable, as well?! . As I’ve said before, with XRP having regulatory clarity in the US and other countries, I expect it’s only a matter of time for this space to grow.
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If the Biden administration is actually serious about a shift (and finally waking up to the crypto electorate) - the single most important thing they can do is demand the resignation of Gary Gensler.
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@JohnReedStark @60Minutes @Scaramucci John, while you may not know Gensler, you sounded an awful lot like him with statements that are boldfaced misrepresentations (a polite way of saying LIES) - they certainly sounded like Gensler talking points. “No licensure, no utility, all Judges have said tokens are securities,.
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Always great to catch up with you, @LizClaman! . Markets have responded to Trump's win -- he's bringing crypto back to America (making crypto great again?! MCGA!) The incoming Congress will make sure US innovation gets the regulatory clarity it deserves.
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Despite a unique set of challenges this year, each quarter has topped the one before! Incredibly proud of team @Ripple for forging ahead and getting it done. Congrats to Team Ripple!.
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Today is the first day of the 118th Congress. While prior efforts at regulatory clarity for crypto in the US have stalled, I am cautiously optimistic that 2023 is the year we will (finally!) see a breakthrough. A thread on why….
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Ripple has spent 8 years working tirelessly to build an incredible company transforming global payments. Our mission doesn’t stop! Here’s what I sent to employees yesterday + our lawyers’ reaction to today’s SEC filing.
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An industry defining milestone: together, @MoneyGram and @Ripple are solving the challenges with cross-border payments using the speed and efficiency of #XRP.
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Fairshake is the most successful multi-candidate, bipartisan Super PAC in American history. Electing pro-crypto, pro-growth and pro-innovation candidates is a no-brainer, and to continue that momentum, Ripple is contributing another $25M to Fairshake. Onwards!.
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Joining @LizClaman on @FoxBusiness tomorrow at 3pm ET to discuss how the future of crypto innovation and regulation is already looking up under Trump’s Administration, without Gensler’s foot on the market’s neck. Tailwinds anyone 😉.
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