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Pat Manfra Profile
Pat Manfra

@PatrickManfra

Followers
1,907
Following
2,241
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195
Statuses
4,035

Terminally Online | Ex @OutletFinance @KintoXYZ

United States
Joined July 2011
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@PatrickManfra
Pat Manfra
6 months
@Rainmaker1973 That looks like $1400 a month in NYC
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@PatrickManfra
Pat Manfra
5 years
About to drop the hottest thing in #DeFi on Monday. @OutletFinance We are only inviting a select few users to get plugged in. Currently, there are 700 users signed up and we are going to speak to everyone before they begin using the app. Skip the line by Retweeting or liking
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@PatrickManfra
Pat Manfra
2 years
In the short term I am way more bullish on $ATOM than $ETH. @cosmos 2.0 is going to be the best blockchain experience for most applications. With the improved token economics coming out I do not see how you could be bearish other than the macro.
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@PatrickManfra
Pat Manfra
3 years
I have never sold a single $Luna 🌖
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@PatrickManfra
Pat Manfra
2 years
@SBF_FTX "Investors should be given clear, comprehensible information describing the asset they are considering, and regulators should crack down on any that misrepresent or make materially misleading marketing claims." Then why would FTX list @AptosFoundation ?
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@PatrickManfra
Pat Manfra
5 years
My friend and I were some of the first devs to include $Link on a project. $Link allowed our #YCombinator hackathon project to work. Our project allowed anything to get a USD loan backed by their bitcoin. We needed ethereum smart contracts to create it.
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@PatrickManfra
Pat Manfra
5 years
$LINK is probably the most innovative thing within crypto in the most recent years. Bringing the developmental breakthroughs of ethereum to any blockchain is genius.
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@PatrickManfra
Pat Manfra
5 years
Convinced my girl to buy ETH. Might have to wife that.
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@PatrickManfra
Pat Manfra
11 months
@historyinmemes Go to Williamsburg NY and can still see this today.
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@PatrickManfra
Pat Manfra
2 years
Right now you just buy $ATOM and stake it. Soon you spend it on the @OutletFinance card.
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@PatrickManfra
Pat Manfra
5 years
Keeping $10 in @PoolTogether_ forever
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@PatrickManfra
Pat Manfra
5 years
Growing 100% every 2 weeks now @OutletFinance
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@PatrickManfra
Pat Manfra
5 years
Found this on the @MakerDAO website. Feel very honored to be in the same conversation with these other teams, and help bring the #DeFi and #OpenFinance to the masses. @1inchExchange @compoundfinance @dydxprotocol @UMAprotocol @UniswapExchange
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@PatrickManfra
Pat Manfra
5 years
Without $LINK this level of interaction would be impossible to decentralize. The goal was to build a fully decentralized protocol to get usd backed by any type of digital asset. This would allow for anyone to obtain the cash their crypto is worth but have a right to buy it back
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@PatrickManfra
Pat Manfra
4 years
Outlet Finance v2.0 — The 6% accounts are now live on iOS
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@PatrickManfra
Pat Manfra
3 years
5 years ago I never thought it would be possible to launch my own debit card. Times have changed, and in the next few months we will have a complete bank account replacement for over 37,000 clients.
@OutletFinance
Outlet
3 years
Probably Nothing.....
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@PatrickManfra
Pat Manfra
3 years
Going to be talking about the upcoming changes to the outlet app on the leading @terra_money podcast.
@BitesDigitalGrp
Bites 🧛🏼🩸
3 years
. @OutletFinance coming on Terra Bites live this Monday. Native $UST debit cards *now* 👀
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@PatrickManfra
Pat Manfra
3 years
This is a great proposal. The long term sustainability of Anchor is core to the @terra_money ecosystem and broader #UST adoption. 🌖 This is an easy yes for me and I encourage others to vote the same.
@anchor_protocol
Anchor Protocol
3 years
1/ Don’t forget to vote on Prop 20 currently live on Anchor to implement a semi-dynamic earn rate! Let’s dive into the proposal a little more in the thread below 👇
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@PatrickManfra
Pat Manfra
4 years
Was just offered 2 ETH for some @AxieInfinity land that I bought a while back. Only bought it because I met the one and only @Jihoz_Axie . hold or sell?
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@PatrickManfra
Pat Manfra
2 years
@SBF_FTX @AptosFoundation @AptosFoundation premined, and made some pretty poor choices in marketing by calling what is essentially their venture fund the "Community portion". @zxocw exposes the truth.
@zxocw
olaf
2 years
aptos token distribution scheme is among the worst designs i’ve ever seen, and i’ve seen a lot foundation 67.5% team 19% investors 13.5% the only way coins get into “the community” (lol) is through arbitrary foundation distributions.
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@PatrickManfra
Pat Manfra
5 years
Did a podcast to promote the new #DeFi and #ETH product I am working on. You should check it out. @OutletFinance We are a better bank account built on top of Ethereum. Industry average bank account interest is 0.09%. Current rate is 15% on Outlet.
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@PatrickManfra
Pat Manfra
5 years
One of the few pictures from our @ConsenSys @TachyonAccel holiday dinner. Super thankful for all the friends/connections we have made recently. We appreciate all the support from our users, investors, mentors, and friends. THANK YOU!
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@PatrickManfra
Pat Manfra
5 years
If everything goes well this week @OutletFinance will be launching on Thursday. Who is ready to get plugged in?
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@PatrickManfra
Pat Manfra
5 years
Learning to code and build products was the best thing I have ever done. Going to college was probably the dumbest.
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@PatrickManfra
Pat Manfra
3 years
Bought a few more @CeloPunks to end the week. This @Official_WSB vampire is 🔥
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@PatrickManfra
Pat Manfra
5 years
Building a team of all star devs looking to build a savings account with super powers. Hiring for react native and smart contract work. Brooklyn office. Salary + Equity. Know of anyone?
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@PatrickManfra
Pat Manfra
5 years
How long until your parents are using a DeFi app to save with?
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@PatrickManfra
Pat Manfra
5 years
Officially launched @OutletFinance to the world. If you want an invite please like comment or share this tweet. 7.76% savings account.
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@PatrickManfra
Pat Manfra
5 years
You think professional investors hold cash? lololololol Copy what the best do with their assets and reap the same rewards. One of the coolest projects in DeFi. 🤫 Congrats to the team.
@Alexintosh
Alexintosh
5 years
Starting to send early access to alpha testers. I’m prioritizing people joining in person @EthereumDenver to collect face-2-face feedbacks. ✨Early testers get a limited edition (20 Only) NFT via @poapxyz 🍰DM Open🍰
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@PatrickManfra
Pat Manfra
5 years
That thing called $Dai is pretty sweet. You can get it on @OutletFinance for free.
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@PatrickManfra
Pat Manfra
2 years
We are pivoting @OutletFinance to be a platform that connects retail directly to DeFi applications. 60% of our users do not own any crypto. We are making it simple to link any bank, or wallet, and use that liquidity in everyday life. More on this to come soon.
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@PatrickManfra
Pat Manfra
5 years
Really excited to share what we are up to @OutletFinance with the kings of #DeFi @MakerDAO and the rest of the community. The #ETH community is focussed on onboarding the next 1 mill devs. We are focussed onboarding the next 1 mill users. Call TM @ 12pm EST link in reply.
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@PatrickManfra
Pat Manfra
2 years
Increasingly bearish on Proof of Stake, on most L1s that are just starting out. Creating more assets where the cost of production is literally $0, for the most part, means that asset is worth $0. VCs are propping up market caps that should not exist.
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@PatrickManfra
Pat Manfra
4 years
There will be a mid cap defi token in the top 10. Who will it be?
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@PatrickManfra
Pat Manfra
3 years
Got a kitten, and had to name her in honor of crypto. Everyone meet Terra.
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@PatrickManfra
Pat Manfra
4 years
Never been more bullish on @OutletFinance record-breaking week after record-breaking week for us. Releasing some big news to the public next week or so.
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@PatrickManfra
Pat Manfra
5 years
My favorite thing in the world right now is @ethereum I’m more bullish than ever.
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@PatrickManfra
Pat Manfra
2 years
@AutismCapital its called sobriety
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@PatrickManfra
Pat Manfra
5 years
Would be super cool to create a @UniswapExchange pool for any in game currency like World of Warcraft gold.
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@PatrickManfra
Pat Manfra
5 years
Spending less time tweeting and more time building.
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@PatrickManfra
Pat Manfra
5 years
Buying $SNX through @UniswapExchange feels like magic. Best DEX in the business.
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@PatrickManfra
Pat Manfra
5 years
This is catching some fire. We ended up not following through with the hackathon project to become a real business because we think that is a product at a later date. We are currently building outlet. Link is in bio.
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@PatrickManfra
Pat Manfra
1 year
@nateobrienn If you are like 21, never built a damn thing but are somehow a partner at a well known VC fund. Your dad is an LP who bought you a job.
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@PatrickManfra
Pat Manfra
5 years
I actually really like the Tesla cybertruck design. It’s the perfect amount of cool, crazy, and wtf to make a lasting precision. Other car companies will follow its design patterns. Tesla like like 5-10 years ahead in every aspect.
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@PatrickManfra
Pat Manfra
2 years
Easily the feature I am most proud of launching to date. We are making it easy for anyone to deposit their paycheck into their favorite protocol starting with @anchor_protocol
@OutletFinance
Outlet
2 years
Announcing the Outlet Bank Account. 🏦 An actual FDIC Insured bank account within the Outlet app. When combined with the Outlet wallet, we give you all that you need to run your life through stablecoins. Like $UST on @terra_money A thread on why you should bank with us. 🧵
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@PatrickManfra
Pat Manfra
5 years
The plugs. @OutletFinance
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@PatrickManfra
Pat Manfra
2 years
Protocol revenue as a Layer1 is always low AF, and pratically inexistant. $KUJI is the Layer1 that changes this. Right now the market is valuing $Kuji based on price to earnings as if it was $GMX. Layer1s typically trade at roughly 1,000x
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@PatrickManfra
Pat Manfra
5 years
#DeFi is still so small. I recognize the same faces, usernames and people in multiple groups. Part of what excites me to work on @OutletFinance is that we will bring more people into the ecosystem.
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@PatrickManfra
Pat Manfra
5 years
Now that I am confidently able to code almost anything using javascript I can’t help but to marvel at how plain text can translate to some type of application. Code is the closest thing to real magic. #reactjs #js #startups
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@PatrickManfra
Pat Manfra
5 years
How would you explain a DeFi/ Lending protocol to a person who is not into crypto?
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@PatrickManfra
Pat Manfra
5 years
What’s cool about #DeFi is that it creates a way for people to create wealth like never before. Current market conditions make 7% an attractive yield. What cool about @OutletFinance it connects people to this world in a way they recognize. We are creating a wealth machine.
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@PatrickManfra
Pat Manfra
5 years
I see a lot of founders coming up with super elaborate tweets. Maybe they are incredibly thoughtful, or maybe they spend too much time trying to be.
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@PatrickManfra
Pat Manfra
1 year
@steventey This is some serious trading pokemon on gameboy color vibes. All for it.
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@PatrickManfra
Pat Manfra
4 years
Was once told by a French friend that Americans say “that’s interesting” when a conversation is not interesting to them. Caught myself doing that twice today.
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@PatrickManfra
Pat Manfra
4 years
Today was a great day.
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@PatrickManfra
Pat Manfra
5 years
Current outlet rate: 22%
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@PatrickManfra
Pat Manfra
1 year
@AltcoinPsycho I would argue they have an amazing fiduciary duty. To their own firm, and not their clients.
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@PatrickManfra
Pat Manfra
3 years
@muhnkee Haskell scientists - the science is how long we can do nothing and still be rich.
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@PatrickManfra
Pat Manfra
5 years
Super thankful for everyone I have met in the blockchain space lately. I appreciate your input on what we are building and the value it brings to “traditional people”. Your input and opinions matter to us @OutletFinance Lets grow our wealth together.
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@PatrickManfra
Pat Manfra
5 years
Actually going to hire someone that will make more than what I ever made at any job. Pretty surreal. Looking for the best @reactjs and @ethereum dev in New York.
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@PatrickManfra
Pat Manfra
4 years
Shout out @PieDAO_DeFi for killing the game. I’m Happy to be an early investor. Have a token project coming out? Let’s talk. We have the liquidity.
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@PatrickManfra
Pat Manfra
3 years
@OutletFinance @terra_money I can not wait for instant ACH in and out of fiat. No more 5 days of waiting. Going to be a game changer for those of us using a crypto wallet as a savings account already. Or those who are putting a large portion of each paycheck into DeFi in some way.
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@PatrickManfra
Pat Manfra
5 years
Would love to hear some feedback on this: "Do existing DeFi/Fintech apps replace your savings account? Do they coexist? Should they become one?" What's your favorite savings related product?
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@PatrickManfra
Pat Manfra
2 years
@Arthur_0x His mom is one of Hilary Clintons lawyers
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@PatrickManfra
Pat Manfra
2 years
@gametheorizing and @Galois_Capital are personally my favorite twitter accounts lately. Great takes from smart people.
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@PatrickManfra
Pat Manfra
7 months
Been a heavy few days. @SIertsol @retiredroadman
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@PatrickManfra
Pat Manfra
5 months
@0xjaypeg not really a rug, just overpriced garbage that didnt report the right KPIs
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@PatrickManfra
Pat Manfra
5 years
In an ideal situation I would love for my product @OutletFinance to be your gateway drug into decentralized finance. We manage the entire defi experience and maximize your returns for you. Get plugged in and start earning 12% on your savings.
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@PatrickManfra
Pat Manfra
2 years
Lost a piece of myself in the @terra_money crash, but finally getting really excited for the next chapter of crypto. There is so much to be excited about right now, that it's hard not to be bullish.
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@PatrickManfra
Pat Manfra
4 years
Really excited for credit alternatives. I pay $2,400 a month in rent because the bank tells me I can not afford $1,700 a month for a mortgage. This makes zero sense.
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@PatrickManfra
Pat Manfra
5 years
This is a story about one of our active @OutletFinance users. He is using with the goal of saving for his sons future college expenses, and to be able to afford retirement. Stories like this keep us going.
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@PatrickManfra
Pat Manfra
3 years
@iamDCinvestor Right here.
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@PatrickManfra
Pat Manfra
2 years
@ianw888 @binance @investvoyager With all due respect, I would think as the head of investments you and @SinoGlobalCap would understand the $FTT scam playbook by now.
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@PatrickManfra
Pat Manfra
2 years
If you think @SBF_FTX can raise $10b to cover retail, I challenge you to look at valuations. All of Coinbase is worth $11b. They have $5b in cash. FTX is worth -$10b and wants to raise $10b to be worth $0. Raise will not happen.
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@PatrickManfra
Pat Manfra
2 years
@Cryptofung @gainzy222 That's a fine line.
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@PatrickManfra
Pat Manfra
7 months
This flipped $USDC volume today. $SLERF
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@PatrickManfra
Pat Manfra
5 years
@OutletFinance @ConsenSys @ConsenSysLabs This took years of failure and sacrifice. Super proud of this tweet.
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@PatrickManfra
Pat Manfra
2 years
Next chapter of Outlet is going to be Epic.
@OutletFinance
Outlet
2 years
Need liquidity? Our users have ~$100m within the Outlet app. Spread across a total of ~60,000 users, only in the US. We plan to unleash it all on-chain, and are working with the top dapps and ecosystems in web3 to make it happen.
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@PatrickManfra
Pat Manfra
5 years
The universal language the world speaks is MONEY. Value is value. Blockchain technology can connect the world financially just as the internet did information and data. Looking forward to seeing where #DeFi is headed in the next few years.
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@PatrickManfra
Pat Manfra
5 years
Outlet Android app officially on the google play store. This version of Outlet is still in beta. We are giving $1 in your outlet account to all beta testers. Dms open.
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@PatrickManfra
Pat Manfra
2 years
Launching our exchange to everyone soon. With some actionable on chain lending opportunities as well!
@OutletFinance
Outlet
2 years
We just on boarded the next round of users to the Outlet Exchange. Tired of @coinbase or @FTX_Official ? We have cheaper fees, and better prices.
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@PatrickManfra
Pat Manfra
7 months
@QwQiao @Ishanb22 I used to hear “The Ethereum of China” all the time. Neo comes top of mind.
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@PatrickManfra
Pat Manfra
5 years
What is the best DeFi wallet and why?
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@PatrickManfra
Pat Manfra
7 months
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@PatrickManfra
Pat Manfra
3 years
Get ready for bank accounts to launch next. FDIC Accounts + Non Custodial Wallets = The New 🏦
@DigitalFringed1
#MAHA
3 years
The @OutletFinance app and card is fucking phenomenal!
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@PatrickManfra
Pat Manfra
5 years
Don’t let your cash rot away to inflation. Earns higher yield. Dm me and I’ll give your first few bucks on the app.
@OutletFinance
Outlet
5 years
13.62 % on Fully covered by @NexusMutual Start earning passive income with or without us.
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@PatrickManfra
Pat Manfra
1 year
@spencernoon @solana @ournetwork__ Solana is the only thing that is actually competing with the EVM.
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@PatrickManfra
Pat Manfra
2 years
🚀🚀
@krypt0rama
$Milo
2 years
Bank account + routing number = bill pay + savings (Anc yield) = future FDIC + terra wallet integration TradBanks are done! @OutletFinance @PatrickManfra $luna $anc $ust
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@PatrickManfra
Pat Manfra
5 years
Roughly 50 people are actively using @OutletFinance since our launch a few days ago. If you want access to a 8.6% APY savings app we are switching to an open beta.
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@PatrickManfra
Pat Manfra
5 years
Ethereuem & programmable money was inevitable. @OutletFinance allows anyone to utilize these tools for financial gain. Anyone can have access to some of the best yield on their dollars, from anywhere in the United States.
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@PatrickManfra
Pat Manfra
5 years
Met some startup founder in his late 40s who told me he paid 70k for some wireframes and an MVP of his app. Reminds me of the saying "good companies do more with less"
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@PatrickManfra
Pat Manfra
4 years
I was watching an episode of @joerogan with @naval when I noticed a familiar face as the top comment. @dimarconicola @PieDAO_DeFi Small world lol
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@PatrickManfra
Pat Manfra
9 months
Finally got my brother into altcoins. Safe to say he’s enjoying it.
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@PatrickManfra
Pat Manfra
6 years
To anyone building with reactjs. This is handy. We are about 3/4ths of the way to launching a marketplace built on top of the ETH blockchain using #reactjs #development #webdev
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@PatrickManfra
Pat Manfra
1 year
@KAIZ3NS How much of that Binance volume can you be sure is actually real volume?
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@PatrickManfra
Pat Manfra
5 years
We gave @OutletFinance users that sweet @dydxprotocol pump. Full coverage from @NexusMutual as well.
@puntium
Ken Deeter
5 years
DAI lending trends over the last year - Looking back we can see the rates converge to the baseline set by the Maker. Compound generally trends towards Maker but rarely converges completely. Dydx converges more quickly but with greater volatility. 1/3
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@PatrickManfra
Pat Manfra
2 years
@sriramk self custody, and being your own bank.
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