Nirmal Sarkar
@HelloNirmal
Followers
1,714
Following
703
Media
454
Statuses
3,532
he/him | Bioengineering (IIT Guwahati) | Blogger. Founder @HiTrickss , @CryptoHubIND , @fintalks_ , @evtalks_ & @UnPencil | RTs are NOT Endorsements.
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ارسنال
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بورنموث
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Arsenal
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There is an e-com company.
-No returns/replacement on electronics
-Charges ₹59 packaging fee
-Charges ₹300 online if you opt COD
- Randomly cancels order after shipping
- Customer support almost never resolve your query until u go to higher authorities.
Any guesses??? 😊😊😊
36
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119
After a loooong wait, finally IDFC Wealth CC approved 😍 Got promised limit of 9.6L, my highest ever so far 🔥
Thank you IDFC First Bank 👌
#ccgeek
19
2
75
Swiggy HDFC CC is now offered as LTF for some users. Try to wait for some time if it's not shown as LTF.
#ccgeek
9
4
67
GUIDE: How to upgrade your existing IDFC Credit Card to IDFC Wealth Credit Card? 🔥
@fintalks_
#ccgeek
👉
3
5
49
Dear
@airtelindia
I have recharged with ₹1498 Unlimited Plan on my Number as it was written that Validity will start Post Current Plan Expiry.
My existing plan was ₹379, expiring on 30 Jan 2022. However after recharging with ₹1498 plan, got bizarre results. (1/4)
17
32
45
So now you need to pay 0.2% processing fee while paying CC bills with
#Cheq
😂😂😂😂😂
#ccgeek
@Anirban12Mandal
@TechnoFino
@CardMavenIn
@CreditYodha
13
7
40
Just in:
#FiMoney
to launch their own Credit Card very soon 😍😍😍
“Get 5% Value Back on spends”
👉 (page not opening now)
@TechnoFino
@Anirban12Mandal
@CenturionGuy1
@2021Kashif
@karna_ocw
@creditcardz_in
@CardMavenIn
@Bank_on_Fi
@fintalks_
@Skh27
11
1
40
UPDATE:
#AxisBank
now shows Addon Card on Axis Mobile App too. Also you to update Addon Cardholder Mobile Number 😇😇😇
Apply for Axis Bank Addon Card (tough but worth a shot) 👉
Addon Cards Explained 👉
#ccgeek
@CenturionGuy1
1
5
36
2024's first Credit Card delivery 🚚
I am impressed with the paper packaging of Kotak Mahindra Bank 💯
Guess the cc 😁
Hint: My timeline 😉
#ccgeek
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Anyone needs Clubhouse Invites? Use this link and enter your mob no to get instant invite. No waitlist.
#Clubhouse
#ClubhouseInvite
#clubhouseinvites
#clubhouseinvitation
#clubhouseandroid
#india
#giveaways
#giveaway
#GiveawayAlert
#invite
11
9
36
Dear
@Flipkart
@flipkartsupport
Thank you for ur
#BigBillionDay
Sales, it helped me save 50k+, kyu ki iPhone XR lene se pehle hi Out of Stock hogya... Humare jese middle class family ke financial condition ko dhyan me rakh ke Paise bachane ke liye Dil se Dhanyavaad!!! 😍😍😍😍😍
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5
35
Kotak White Lifetime Free CC Approved 😘😘😘
This is my first Kotak CC 😁
#ccgeek
friends, how to check Limit and all? In Kotak App nothing is showing 😪
PS: Got preapproved offer for this cc based on my Kotak 811 account (where I kept around ₹200 for some years 😂)
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Just in:
#Tataneu
#HDFC
Credit Card is now
#LTF
for
#Tata
Employees. My prediction: LTF for all incoming. Hold your applications. 🥲
@CenturionGuy1
@TechnoFino
@2021Kashif
@fintalks_
@CardMavenIn
5
1
34
Finally Reached 1k Followers on
#Twitter
. Took me 9 long years, however, its pure Gold for me. No bots. No promotions. No referrals. Just real human beings whom I know from my Social Networking. Thank you for supporting. Way to go. ❤️
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#CreditCard
Devaluation Alert: 🫠
#AxisBank
introduces new
#DCC
Markup fee for transactions done on
#Zomato
,
#Myntra
, and
#Flipkart
. FK Axis CC is affected.
@TechnoFino
@CenturionGuy1
@fintalks_
14
5
32
Accessed the Domestic Lounge at
#Kolkata
International
#Airport
today morning using my
#HDFC
Millennia Credit Card, while the card was not with me, via the
#Dreamfolks
Airport Lounge Access program. It was a super smooth experience! ❤️
@CenturionGuy1
@Anirban12Mandal
@TechnoFino
2
0
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So Tata Neu Plus / Infinity HDFC Rupay CC will earn you 2% / 5% Neucoins on all “Grocery” spends (EXCLUDING 5% on NeuPass) even for UPI merchant payments to non-Tata Brands.
Details explained in next tweet.
#ccgeek
@Anirban12Mandal
@TechnoFino
@CenturionGuy1
(1/n)
5
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#ICICI
Bank CC users alert: Some users are getting this email about possible fraudulent trx on your card. As a result, ICICI is auto-blocking and sending new CC to your address at no additional cost.❤️
Great move by ICICI!
@TechnoFino
@Anirban12Mandal
@CenturionGuy1
@CardMavenIn
1
2
30
#Cheq
App Update: Earn 1.5% Cheq Chips instead of 1% with
#Axis
Bank CC Bill Payments. Live from 13th March. 😇
1 Chip = ₹1 (
#Uber
/
#Ola
GV) or ₹0.5 (
#Amazon
/
#Flipkart
GV). Grab it before it expires. 🤘
👉
@TechnoFino
@CenturionGuy1
@Anirban12Mandal
8
2
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Nimta Post Office denying to book Speed Post on a Mon at 11am after in line since 10.15am. Stated reason: 'Weekly work left to do, so can't do S.P. today'. Please look into it/add more employees who can handle it.
@IndiaPostOffice
@PMOIndia
@CMOfficeWB
@pmgkolkata
@narendramodi
5
41
27
Lifetime Free Scapia Credit Card with Unlimited Domestic Lounge Access and Zero Forex Markup 😍
👉
#ccgeek
@fintalks_
2
4
26
Okay this should be my last CC application of 2023... 🥲
Applied for Kotak White CC as Lifetime Free. This will be my first Kotak CC. Let's see if I get approval this year. 😂
#ccgeek
@fintalks_
#Kotak
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0
27
You will earn 1% Neucoins for all UPI payments with
#TataNeu
#HDFC
Credit Card. 😍😍😍
Here’s proof:
All trx above ₹100 got 1% NC.
PS: Spends on Tata brands (like BB) are calculated separately so not included in this 1%.
#ccgeek
@TechnoFino
@CenturionGuy1
@Anirban12Mandal
10
3
26
#AmazonFraud
@amazonIN
Did not get Moto G Turbo. Order
#402
-7035363-0109112 Give back or this hashtag will be more viral than your sale. :(
10
18
23
Get ₹150 off on Trade-In old devices for iPhone SE on Apple India Online Store. WTF!!! 😒😒😒😒😒
#AppleIndiaStore
#AppleEvent
#appleindia
#applestore
#appleonline
18
1
22
Out of nowhere IndusInd Bank offered an LTF Rupay CC based on my existing LTF Legend CC. 🔥
Check your app/whatsapp for such notifications. You might also get the offer 😌😌😌
PS: Another Credit Card added in 2023 portfolio. 😘
#ccgeek
#rupay
#ncpi
@fintalks_
#indusind
7
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@GemsOfReplies
Bangladesh plays Indian TV channels (unofficially, officially not allowed), watches Indian movies, listens to Bollywood Music as much as we do. In all parties/celebrations, hindi chartbusters get played. Nearly all semi-urbans understand Hindi, and many can speak too. 🙌
1
0
17
Heavy devaluation on Flipkart Axis CC 😐😐😐
Spends on Myntra 1.5% cashback. Isse acha toh Axis ACE dedega 2% cashback.
Spends on Flight & Hotel payments via Flipkart 1.5% cashback. This is of no use. Better offers available.
Annual fee waiver on 3.5L spends.
#ccgeek
5
1
19
Magnus Magnus karte karte ye Flipkart Axis out of syllabus khel gya. 👀
3
0
18
GUIDE: How to Apply for Federal Bank Lifetime Free Credit Card? 🔥
Jupiter/Fi Money users can get Preapproved CC without Documents
👉
#ccgeek
@fintalks_
#federal
2
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19
Dear
@TreeboHotels
didn’t know you were selling your hotel management merchandise to the public via
@Flipkart
platform as
#BillionTShirts
🙈🙈🙈
#Hotel
#Fashion
2
10
18
My Life:
*Gets Up*
Someone announces: Credit Limit Offer from XYZ Bank.
* Checks Bank App *
* Finds No Offer *
Sleep.
🥲🥲🥲
#ccgeek
@TechnoFino
@CenturionGuy1
@Anirban12Mandal
5
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#AxisBank
MyZone & IndianOil Credit Cards are showing as Lifetime Free on Axis Mobile App 🔥
#ccgeek
@fintalks_
6
0
17
TRICK: How to Convert ICICI Coral HPCL to Lifetime Free? 🔥
Verified by me personally. You can also try with other ICICI Gemstone Cards.
👉
#ccgeek
#LTF
#CoralHPCL
3
0
17
Okay one more! Randomly tried to apply Federal CC.... Got Celesta CC with 6L limit 🥲
No verifications nothing... Just entered PAN. Probably got due to Jupiter & Fi account (never kept money though)
Hopefully this is my last cc of 2023. 🤞
#ccgeek
@fintalks_
15
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Got my 9th ICICI CC... Can you guess which one?
Btw, all cards in the portfolio are Lifetime Free. 🔥
#ccgeek
9
0
16
HDFC Bank Credit Card Spend based offer 🔥
Make 4 transactions of ₹500 or above by 31st Jul and get assured ₹1000 Gift Voucher. Only for selected customers. Check for offer notification via sms/email/wa.
Detailed terms and conditions here 👉
#ccgeek
5
0
16
GUIDE: How to Check Credit Card Spends beyond 10L Reported to Income Tax Department? 😳
👉
#ccgeek
3
3
15
More information of idfc wealth cc:
This cc is LTF.
Applied c2c with icici sapphiro statement of 6L. (Existing 5L+ cc statement needed to get idfc wealth cc vua c2c)
Applied as salaried. No salary slip/itr required.
Vkyc happened.
Physical home verification done.
#ccgeek
9
0
15
#FinTalks2024
- 1
If a bank has their regular credit card and also offering co-branded credit card in partnership with other brand, then try to grab the main credit card first before the co-branded one.
(1/n)
#ccgeek
4
0
15
My Locality (Pin: 700049) has reached a new Internet Speed Record with
#Jio
. Thank You
@reliancejio
@JioCare
for such ultra high speeds in Kolkata. ❤️❤️ ❤️
3
5
15
Just in: MASSIVE CC Devaluation Alert 😰
This time its Axis Ace Credit Card 😭
Max ₹500 cb pm on 5% & 4% Categories combined.
Unlimited cb pm on 2% category.
Wef: 15th June 2023!
#ccgeek
@TechnoFino
@CenturionGuy1
@Anirban12Mandal
@CardMavenIn
@CreditYodha
@MilesPointsCard
5
0
15
3 Financial Disciplines I strictly follow for myself 🤞
1. Never miss Mutual Fund SIP.
2. Never miss Credit Card Bill Payment.
3. Never buying on Credit Card EMI.
I have reaped benefits by following them, but I can't advise anyone since these are subjective. 🙏
#ccgeek
3
0
15
RT this if you find it relatable. I'm discussing “Overcoming Stage Fears: What stops you from Speaking?” with
@KejriwalVinayak
,
@Ahsalihba
, Nitesh Gupta, and
@UnPencil
. Friday, 2 Jul at 8:00 PM IST on
@clubhouse
. Join us!
0
12
15
@bhash
@Olacabs
@olamoney_in
Sir, Help my friend
@nadeemakhtar199
get back his Ola money.
@ola_supports
blocked him.
12
21
11
Dear
@slice_cares
got waitlisted for 2nd time (3+3=6 mnts) while trying to apply for Slice Card.
You didn’t check my CIBIL, ITR, bank statement, straightaway rejected my appl saying location unavailable (Kolkata) I know dozens who are using Slice Card from Kol. Kindly help me.
3
2
12
Ahh glad I skipped
@getscapia
and took regular
@FederalBankLtd
Celesta CC with 6L limits 🥲
That didn’t reduce tho
From ₹8L to ₹20k.
#Scapia
has started reducing limit drastically.
Check yours! I didn’t even swipe though.
33
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5
2
13
Successfully increased my
#RBL
#Zomato
#EditionClassic
CC credit limit by 3x. 😍😍😍
Check your RBL App for Credit Limit enhancement offers from RBL Bank.
PS: Don’t know where I will use this cc though, since it lost its charm after the discontinuation of Zomato Pro.
#ccgeek
3
1
12
@jagdishpatil02
And I’m the artisan 🥲
Currently traveling on 12323 Hwh Bme Sf Exp on a Tatkal Ticket I booked yesterday due to cancellation of 12987 amid protests. Dodging my way through so many tatkal bookers who suffered like me, and yet securing my seat in a 3AC is a skill! 😌😌😌
1
0
12
Get invite for Threads App by Instagram (Twitter Alternative)
👇👇👇
1. Open Instagram App.
2. Search for “saymore”.
3. Click on the envelope.
See you 6 July ❤️
1
0
12
#NotAAprilFools
Post:
#IDFC
Select & Wealth CC users will now have to spend 5k each month to activate
#AirportLounge
access (dom/int) & Spa access for the next month. Not applicable for Railway Lounge.
#ccgeek
@TechnoFino
@CenturionGuy1
@Anirban12Mandal
(1/3)
2
1
12
Axis MyZone CC devauled.
Swiggy minimum order ₹500 to get ₹120 discount. Offer can be availed twice a month.
Those having chargeable Myzone should seriously consider closing it if you dont need.
5
2
11
RBI New Credit Card Rules wef July 2022 Summarized in Easy Words:
A Thread that includes “Everything You Need to Know”🧵
👇👇👇
(1/n)
2
4
9
Okay so apparantly some ppl were able to convince
#AxisBank
and reverse this fee. However this needs to happen for all and without manual reports. 😕
2
0
11
Never give up in life.
Never shy away from giving yourself another opportunity.
Have faith.
The possibility of success lies just one step further away from where you think it is impossible.
Wrote this for myself. I needed to hear it. If you needed to hear this too, I’m glad. 🙌
0
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11
Discipline, and not motivation, is the key to success. Motivation can help you kickstart, only discipline can help you accomplish your goals. Happy Sunday. ✌️
0
0
11
1. Why is West Bengal reporting only “active cases” for
#COVID19
? Where is the transparency in the data?
2. How will we know whether an “active case” recovered or died? Is this even a professional way to report a pandemic?
😕😕😕😕😕
#COVID19
#COVID
#COVID2019
0
8
11
Attention RBL Zomato Edition CC users: Your CC will be migrated to Lifetime Free RBL Shoprite CC post 15th May 2023 👋
#ccgeek
@TechnoFino
@Anirban12Mandal
@CenturionGuy1
@CardMavenIn
@MilesPointsCard
2
1
11
@geekyranjit
Please please all the youtubers pls make more and more videos about this. Create awareness. This is not just an isolated issue anymore. I am scared to upgrade to any latest device.
0
0
10
@shantanugoel
I have decided not to speak a word about Dukaan since I haven't personally tried it.
However with Flyout/Rankz, these experiences are my own, and there are hundreds more such people who suffered that time. I guess they couldn't continue that business model for long... 😪😪😪
2
0
9
This
#Poll
speaks a lot about the current status of Major
#ECommerce
Players in
#India
@amazonIN
@Flipkart
@Paytm
#Flipkart
should know that customers aren't trusting them and preferring
#Amazon
for shopping! 🙂
@DeviceBAR
@pctabletin
@techpp
@gizmotimestech
@TrueTechOff
4
2
10
@RonAmadeo
Ahem ahem, the time and battery percentage in both the photos is the same. Apple & Google, Fair Play 😂😂😂😂😂😂😂
2
0
10
0
0
9
India’s First
#Untouchable
#Touchscreen
#5G
#Smartphone
Now you see me. Now you don’t. 😂
#xiaomi
#mi
#mimixalpha
@manukumarjain
@XiaomiIndia
@Xiaomi
1
1
9
5G hype is officially over. 👍
Everyone got busy in using 4G or WiFi. 😝😝😝
1
2
9
@Skh27
If I were you I would have asked the lady to call the new number and take it back from them. Why should I be responsible for fetching back the amt? 🥲
2
0
9
@Skh27
Because:
1. Apple has money to pay media for coverage.
2. People covering for free knows this will get more views than other videos.
Ultimately for money. 😅
0
0
8
After 3 days of waiting and getting no resolution from
@airtelindia
or
@Airtel_Presence
against my ₹1498 recharge validity, I went ahead and filed a Grievance at
@consaff
Consumer Forum. Anyone else facing issues with
#Airtel
pls do the same.
#Cheating
#SCAM
#NeedJustice
0
1
9
I played around with iPhone 14 Pro’s Dynamic Island for some time on an Apple Store.
Do I like it?
Yes.
Do I miss it on my current iPhone?
No.
Will I spend lakhs and get a iPhone 14 Pro just for the Dynamic Island?
No way. That’s unjustifiable stupidity.
2
0
8
I'm discussing “FinTalks Session
#3
: Let’s Talk Mutual Funds” with
@KejriwalVinayak
,
@Techgaurav
,
@ritik112rspd
,
@rohilla_aakash
, Pratik Kumar, Ashwin Radhakrishnan, and FinTalks. Today, 13 Jun at 8:00 PM IST on
@clubhouse
. Join us!
#mutualfunds
#finance
0
4
9
0
0
7