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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ Profile
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ

@skh27

Followers
16K
Following
15K
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Statuses
27K

Your bro for Credit card & travel optimisation. Sharing insights on the banking industry & hotel deals. Always thinking outside the box. DM for collaborations.

DXN
Joined January 2008
Don't wanna be here? Send us removal request.
@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
@radhika_bajaj @zomato @zomatocare @deepigoyal 10 min kam hota hai? Usko next order nahi deliver karna hai? Doosron ke time ki kadar kijiye madam.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
Non Returnable perishable items should have expiry date mentioned in the product listing. Bigbasket wants me to consume 30 eggs in 3 days.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 months
Any jugaad to tackle this situation? Do not want to upgrade to 2B plan.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
If a bank is troubling you with credit card payments BEFORE your due date - Write to its CEO!! Copy RBI. Let me know if you want me to do a thread of CEO emails.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Now u can download your e-elector photo id card from Makes life easier. You can also apply for correction from the same portal. (For the first time in my life my voter Id card is error free).
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
Booked a ticket on air india and had to cancel it due to unavoidable circumstances. Airindia was about to charge 3500+GST when i reminded them that this was a booking done under 24hrs and as per DGCA i was eligible for a full refund. Verdict: Canceled with full refund.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
@JabWeFret @Figensport He isn't trying on self!!.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
The coder made a mistake. This kit was not supposed to be won by anyone ๐Ÿ˜‚.
@sangalaviral
Aviral Sangal
5 months
Even though I usually do not fall for the @CRED_club jackpots, but yesterday I just played the friday jackpot without having any hope of getting anything meaningful. But I scored the JACKPOT and it wasn't a small one. It included a Macbook, Ipad, Airpods Max and a TUMI bag worth
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
29 days
Bhai atlys, you selling turkey visa or the turkish embassy?
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Purchased this piece of land with Cred coins. ๐Ÿฅ‚
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 days
11,99,990 is the new national income ๐Ÿ˜œ.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Lol this thing still exists on UTS @RailMinIndia ?
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
I havenโ€™t purchased much from DMART and hence asking. Is it true that brands produce lower quality products specifically for them, similar to how some brands supply lower grade apparel for online marketplaces?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
@radhika_bajaj @zomato @zomatocare @deepigoyal Delivery person had to reach the delivery location on time. Did he reach on time?.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
๐ŸŽ‰ Diwali Giveaway Alert! ๐ŸŽ‰. Celebrate Diwali with us and grab your chance to win Amazon vouchers! ๐Ÿช”. How to Enter:.You must be following me. 1๏ธโƒฃ Like this post.2๏ธโƒฃ Retweet it.3๏ธโƒฃ Comment using #10DaysToDiwali. Rules:. โ€ขWinners will be chosen ONLY from the comments. (Should be.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
Why do support teams have to apologise for everything? In other countries, if itโ€™s the customerโ€™s mistake, they call it out! Who even takes 10 minutes to collect an order from Zomato, and why?.
@zomatocare
Zomato Care
4 months
@radhika_bajaj Hi Radhika, we sincerely apologize for the disrespectful behavior of the delivery partner. This is not acceptable and weโ€™re committed to addressing it seriously. Please be assured, weโ€™re looking into this matter and will reach out to you soon with an update.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
Restrict the amount to 10k.Restrict the earnings to 5x.Restrict the amount to 5k.Add a processing fee. Dear HDFC whosoever is the new product manager for infinia and DCB clearly has no idea how super premium cards are handled. Devaluations happening every month!! Close 5x instead
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
14 days
@tweet_amansingh Lol. You are sending this from a chinese phone!.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
14 days
@noyes99 How matlab? Website khul raha hai, app available hai.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
@radhika_bajaj @zomatocare Did the delivery boy reach your location on time?.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
@radhika_bajaj @zomato @zomatocare @deepigoyal Oh yeah, you were only 9 mins late for picking the order. Right?.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 months
๐Ÿšจ WIN โ‚น5000 Myntra GV ๐Ÿšจ. ๐™ƒ๐™š๐™ง๐™š'๐™จ ๐™๐™ค๐™ฌ:โ . 1. 'Follow' @skh27 (if already following, thank you) . 2. 'Like' and โ€˜Retweetโ€™ this post.โ .3. Reply โ€œHoli Kab Hai, Kab hai Holi?โ€ and tag a friend. Winner will be picked up tomorrow around same time.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
Went to SBI Branch SBIN0001085. Ground floor staff asked me to visit first floor, first floor asked me to visit ground floor. Met the manager who asked me to visit the next day. ๐Ÿ˜‚. I am with FinMin to privatise PSBs. Start with SBI.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
Till last year, my CIBIL score was above 790. But then I missed an Amex payment of โ‚น540 by just 5 days. And just like that, my score dropped by more than 60 points, first to 730 and then down to 710. The result? My car loan became 0.25% more expensive, and I havenโ€™t received any
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Did they get funding recently?
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
@shantanugoel The guy is the owner of the domain and has put a price for the thing he owns. What is wrong with it?.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 months
Accor Plus has launched an exclusive "Purchase with Points" campaign for a limited time!. โœ… Secure your Accor Plus Traveller membership for just 4,499 ALL Reward points โœจ. This is a fantastic opportunity!. How to Purchase?.๐Ÿ”— Use this link: Offer
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
13 days
@nullpointar ๐Ÿ˜†๐Ÿ˜†.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Seems someone actually gave his number to his telecallers. Now he understands the pain.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
My HDFC RM, Ms. Anjali, told me on our first call, โ€œSir, Iโ€™m not the type to push you into buying stuff you donโ€™t need.โ€ And surprisingly, sheโ€™s kept her word. She checks in every now and then, asks if I need any help, and thatโ€™s it. This is exactly the kind of relationship.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Money rotation scheme on Amex. Get an NPS Account.Get only Tier 1.Upload 1500 x 4 (or 1000 x 6) from amex every month. Forget the amount till you reach 60 years.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 month
Bhai Nibba, if you genuinely want to sit next to your US return nibbi in the aircraft, please spend 250-1000โ‚น and book that seat!!.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 months
Iโ€™m thrilled to announce my new partnership with AccorPlus! Get ready for exclusive member benefits, special offers, and unforgettable experiences. Stay tuned for more details! #Collaboration #AccorPlus.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
My credit card due date is not yet here, but this Bhikhari Standard Chartered Bank ensures to call me twice every day to โ€œremindโ€. If you canโ€™t handle credit card operations, please sell it to some other player and exit!.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
UX suggestion for Cred . Directly take 500 points and give 3โ‚น!!
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
Then Ravi didnโ€™t get a cab from a party in Faridabad late at night. Waited while Uber/Ola drivers kept on cancelling his emergency trip to hospital. Traveled on a 2W on our super safe roads. My advice: atleast get a second hand car ๐Ÿคท
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
Dear Credit Card companies, if you have a due date mentioned on statement, why should i pay prior to that?.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
A few credit card points that gave me the experience i would have never spent on ๐Ÿ˜‰
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@_KiranRajput
Kiran Rajput
2 years
Just to gain few credit card points - dont get into habit of using Credit Card. Even if we miss payment by a day, the interest charges are very high. Post UPI - my credit card usage is down by 90%.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
Donโ€™t sell ur credit report and cibil access for 50-150โ‚น Swiggy discounts. Donโ€™t go with Uni, stashfin, postpe etc. might give you immediate Cashback but in the long term you will have a hard time closing the same. Remember they are not banks, they are NBFCs.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
๐Ÿšจ Giveaway Alert ๐Ÿšจ. What:.1 Premium economy Vistara ticket. How:.1. Check for award seats availability on the sector you are willing to fly (any date within next 89 days). If the same is available.2. Like this tweet, write your sector, write VROOM (DEL-BOM VROOM) .3. I will do.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Called Axis Burgundy. Requested for Vistara Infinite. Told I was not eligible. Me: Bro if I am eligible for axis reserve, I am eligible for all the smaller ones ๐Ÿ˜‚. Agent: Sir, as per system you are not eligible still . Agent:1, Me:0.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 months
New toy to play. The IDFC FIRSTAP for nfc payments.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
I won ๐Ÿป
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
I have started moving big spends to Croma offline now. This, after discovering the price match policy of Croma. Manual discount - Price match.Croma wallet - Stan Chart Redemption.Loyalty Points - HSBC redemption to Neu.Amex Credit card - Helps achieve 4 lac milestone.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
First in First ๐Ÿคฉ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Dear Cred, please give an option to donate those Cred coins again and feel like I did something great ๐Ÿ˜‚. Tired of being a millionaire now.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
One great thing with Croma is the hassles free price match. If the product is fulfilled by Amazon and is listed at a lower prices, Croma matches it.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
Sometimes i feel bad for being blocked by this IITian ๐Ÿคช
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 months
Till last month Ravi was supposed to book ubers and olas ๐Ÿ˜†
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
I hope I won't regret this shift from iOS to Android
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 days
To singapore me dubki maar aayein?
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
Found something new today โ€“ I was able to self-onboard for a new Jio SIM. I authenticated my Aadhaar, clicked a live photo, shared the device EID and IMEI, made payment and the SIM was ready to use within 10 minutes. No need for any agent's assistance. Good job Jio
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Shop worth โ‚น3500 to get 10k points. Transfer 10k points to 8k miles. Get value of โ‚น14400. Someone please make that ๐Ÿƒ stuff available again ๐Ÿ˜‚.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
All thanks to Eazydiner and Axis bank for the birthday special coupon code. Had a chefโ€™s special dinner for a fraction of the price. I donโ€™t know how they do this but the experience was worth more than the amount spent.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Ported my Niva Bupa to Tata Aig ๐Ÿ˜Œ
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
8 months
Infinia gone? . As a valued customer, we are delighted to serve you with the unmatched Infinia experience. We request you to maintain a monthly spend of โ‚น1.5 Lakh on your Creditย Card.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
The banks that never saw a single transaction on their cards are also sending text message informing about 1% charge on rent payment. Kanjaro, pehle dhandha to kar lo!!.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
A no dues certificate from SBI Card is actually a toilet paper. Today I learnt ๐Ÿ˜Œ.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Won't write anything long,. Just want to say THANK YOU. Giveaway coming soon.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
21 days
If youโ€™ve been using your Rupay credit card for scanning and paying, youโ€™re likely already enrolled in their scan and score promotion. To check your coin balance, send a Hi on WhatsApp to +91 86570 41681 from your registered number.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
4 months
Donโ€™t buy an expensive phone, put that money in SIP. Donโ€™t eat food, put that money in SIP and live on water. Donโ€™t buy a new car, put that money in SIP. Donโ€™t buy a house, put that money in SIP. Donโ€™t buy Gold, Put that money in SIP. Donโ€™t pay for X blue, put in SIP.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Get unlimited free flights from hdfc dcb and infinia. #IYKYK. Get 85000 points a month on magnus. #IYKYK. Get 21000 MR points on Amex MRCC. #IYKYK. Make a pudiya of IYKYK and . Burn it.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Not sure if somebody posted this earlier - You can transfer your HDFC Account to your nearest branch using this link.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Good job HDFC.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
Blend your platinum status into the complimentary water and drink it ๐Ÿ˜Œ
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
HDFC never did this to Infinia and hence they never had to take very drastic steps ๐Ÿ˜‰
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Took a jio number recently. Got a call from a person now who said "Ye to mera number hai aapko kaise Mila" ๐Ÿคฃ. Had to explain him entire number lifecycle process.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
If you have a habit of paying cc dues on the last date using third party apps then at-least try to pay just the minimum amount well in advance. Usually is 5% of total due but saves your cibil in case Bred or BayTm delay your payment.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Better to shut shop ๐Ÿคฃ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Now a days the only person asking for bribe in the passport application lifecycle is the postman. What about you?.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 months
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
All set for house warming tomorrow ๐Ÿ .Power of credit cards points ๐Ÿคฃ๐Ÿคฃ?
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
How are sellers on Myntra able to sell 4000โ‚น levi's clothes for 1500โ‚น?.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
๐Ÿซก
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 months
Should banks give pro rated credit card fee refund if they devalue a card and you decided to cancel the same? . Amex does this for platinum charge card.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
My IDFC Bank RM sends 3 emails a month asking me to take loans. I do not respond. I send him email once in a while regarding any random thing. He doesnโ€™t respond.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
5 months
Eazydiner, tum bahut mast kaam karta hai bhai ๐Ÿ˜๐Ÿ™‚
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
6 months
Canceled my 600โ‚น cibil subscription and invested the amount in SIP for 25 years.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
FX Combo $ยฃโ‚ฌ
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Another Flipkart SOP. Request return.Ekart person calls to check if you are available. Ekart person doesn't come. You receive sms "Return rejected due to XYZ Reason".
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 months
I think ax is bank should publish a list of eligible categories instead of the exclusion list they publish! . That exclusion list ๐Ÿ˜‚
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
8 months
CIBIL now offers a one-time score refresh option for โ‚น118. This is good for consumers with occasional usage or for those who need to check their data only a couple of times a year, which is sufficient for the majority. Recommended to use this service instead of allowing
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
7 months
And thats how the axis olympus card looks like
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 months
If you had invested 50400โ‚น yesterday, youโ€™d have โ‚น19,80,000 today.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Two ways to earn credit card points.1. Spend on eligible categories.2. Right click and Inspect element.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Spoke to a couple of college guys. They are more concerned about building cibil than their career!!.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 months
This festive season, our dear Zomato and Swiggy are struggling to manage the surge and have introduced a Festival Rush Handling fee. Letโ€™s show them some kindness and consider ordering from platforms like ONDC. After all, Zomato and Swiggy are a bit overwhelmed right now.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 years
Got some very old travel documents belonging to Dad ๐Ÿ˜
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Credit cards are not babies! If a card isnโ€™t giving enough benefits, just discard it!.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Cost cutting suggestion for Axis:. You can consider not sending credit card pin thru courier since your preferred partner BSA Courier/Maruti courier never deliver pin mailers. You would save tonnes of money! . Customers can set the pin on the app anyways.
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Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Happy childrenโ€™s day to every child who jumps with joy on aircraft spotting, travelling, or with the release of a new credit card. ๐Ÿ’ณ โœˆ๏ธ.
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@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 months
@bigbasket_com please replace this with a fresh packet!!.
2
2
114
@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
HDFC distributing limit enhancement on CC. Do check yours.
38
1
111
@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
11 months
If youโ€™re looking to close #Paytm Payment bank #FASTag click on this link and select your Vehicle number. Thank me later ๐Ÿ˜. Please comment if you were able to raise a closure request.
12
26
112
@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
1 year
@sjlazars @IndiGo6E @AuthorPrajnaa I have a noob question sir.If i booked B to C and due to bad weather A to B flight didnโ€™t arrive and led to a delay of B to C. Can we blame the weather for the same?.
17
4
106
@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
2 years
Took a jio postpaid sim today, called customer care guy to check certain things, chap lied on my face and when asked to transfer call to a supervisor he disconnected. Here i was planning to Port my entire airtel relationship to them. Loss of 2500โ‚น in rental for Jio ๐Ÿ˜ถ.
19
7
107
@skh27
Sujit ๐Ÿ‡ฎ๐Ÿ‡ณ
3 months
Fewer award seats, higher points requirement, and unhelpful staff. Good morning, and get ready to fly the โ€œNewer Feelingโ€!. โœˆ๏ธ.
16
5
108