nicechute
@nicechute
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Stable mind & stablecoins @uselulo
Miami, FL
Joined November 2021
Founder PSA . Im paying an whole engineer salary with @uselulo by putting a bit of our runway in there. Extend your runway. Use Lulo.
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.@uselulo onboards brand new people to defi every day. solving real issues > marketing stunts. people dont take us seriously as an industry because of these cringe stunts.
think this sucks and you can do better?. record yourself onboarding 5 people on the street (tool to help in the thread) and share it here, farcaster, TikTok, and instagram. I'll give $100 in USDC to the 10 videos that go the most viral.
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Love to see it, @DriftProtocol is crushing it. Any REAL builder should be celebrating EVERY win on @solana even if you are competing in some way. Grow the pie, win together.
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I'm so genuinely bullish on this product. TL;DR .This is a vault that generates yield by optimizing lending rates across all major money markets. QUICK thread explaining why I think this could revolutionize leverage / force innovation. 🧵.
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"I dont have stables, im fully allocated". Will turn into . "I have more stables than I ever dreamed". Real soon. @uselulo.
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Nobody will remember: . -Your peak portfolio value .-how "funny" your memecoins were .-how many hours you spent slaving in the trenches . People will remember: . -How much $USDC you walked away with.
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Me: receive any invoice. It has bank details: ill procrastinate 29 days. USDC address: Paid immediately. Stablecoins are about convenience.
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Posted up after a long day . Hydrating with some coconut water . Watching my interest tick up
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For those asking why rates spike. Sometimes its just one dude withdrawing. Were early to stablecoin DeFi.
The "wintermute" account withdrew another ~190k $SOL from Kamino, sending the SOL borrowing rate in the @KaminoFinance Main Pool above 30% again. Instead of dumping the tokens, they staked ~590k $SOL after the withdrawal
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If you want to try it out, DM me.
lending and borrowing pools were designed during a time when transactions were slow and expensive. it's time for that to change
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DeFi >.
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Memecoin supercycle into stable maxing supercycle. Plan accordingly.
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I like big rates and I cannot lie. You other chains cant deny. When Solana comes in, with the itty bitty fees. And a Lulo compound, you get sprung.
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Our goal isnt DeFi TVL . Its winning taking personal finance market share from Robinhood, Acorns, and Betterment. DeFi > TradFi.
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Sell the top.Rotate to passive income.Start a family.
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Stablecoins are the future. 💸✊👇.
Total Stablecoin Market Cap on @solana: $8.26B. On Jan 13th it was $5.35B. It's up ~54.4% in just 7 days. Stablecoins are the future. 💸✊👇
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More stablecoooooooins.
New Asset Listing 💸. $USDS from Sky Protocol. The DeFi-native stablecoin from Sky will soon be enabled for lending via Lulo. 🧵👇
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Every bug, every issue, every question. Is an opportunity to win a customer. Be grateful for it!.
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What can you build once you have all the best lending pools seamlessly connected? . 🚬 a lot.
Step 1: Integrating only over-collateralized lending pools from open source and fully audited protocols. (🤝). Step 2: Having Lulo fully audited. (We are!). Step 3: ________. (Tell us if you want below!)
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Im just saying. have you ever seen @naval and @segfaultdoctor in the same room together?.
The intersection of crypto and AI seems to be tokens that shill themselves.
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As a startup its CRITICAL to be generating new information DAILY. Most wont admit this because its hard
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Did you know anon?.
Did you know you can drop your USDC in @uselulo on Solana and earn on average >10% automatically allocated across major lending protocols? And that you get to keep any points earned on them (e.g., @DriftProtocol ‘s FUEL)?.
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The supercycle is the friends you make along the way.
Miami Art Basel with @ThePortMiami was a blast. Such a great night! . Thanks to everyone who attended 💚
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10000 dog coins. But I still cant pay rent with USDC.
GM. Here's @nicechute, Lulo's co-founder, talking about how we build and iterate on our products. We believe reimagining how people view and use crypto is necessary to push adoption, especially by introducing less speculative products. Let's Save different. together. 🤝💸
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Really cool feature . A lot of SOL is in native staking.
1/ Introducing Staked Collateral 🎉. A Solana first: Use your native stake as collateral without unstaking or using LSTs. Keep your superior staking rewards while accessing immediate liquidity — only on
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The world around you has been made by people just as smart as you. Be courageous.
DeFi Yield; A Novel Asset Class. DeFi is going mainstream, so it's vital to see how it fits into your personal financial strategy. Our mission at Lulo is to bring saving & building wealth using stablecoins to everyone, while casting a brand new asset class along the way. 🧵👇
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New pool. 👀. Would be a shame if that nice yield premium were to be normalized.
no borrow origination fee is quite big imo.
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Evolve. Become a commodities chad.
🚀 Thrilled to announce @elmnts_ $2M pre-seed round, co-led by @graphventures, @FoundationCap, and @BJ_Studios, with participation from @goasymmetric , @anagramxyz , @aeyakovenko , and @rajgokal! . 🇺🇸🛢️🦅This marks a pivotal moment towards the inevitable on-chain economy.
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@hypermilady Says Buenos aires sucks. Starts seeing the women. Buenos Aires is the best city ever.
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Were coming for your government subsidized fed yield.
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“Higher APY” is easy. Whats hard is “long term APY”.
We're focused on long-term growth and encourage you to consider the same for your personal portfolio.
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At my goto latin cafe. The ladies working call me “mi amor” . Order the same thing every time. You really arent experiencing Miami if you dont have this setup.
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Always ask myself “what can we get rid of” when building.
Here's a clip of @nicechute discussing how effortless it is to @uselulo: just set it and forget it. We handle everything for you so you can manage less and live more. Whether it's $USDC, $USDS, $PYUSD, or $USDT, we've got you covered. 💸
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Stripe of stablecoin yield.
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Muscle beach is my gym. Get tan. Get jacked. Fresh air. Loudest speaker decides music. Anabolic paradise.
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Come have your voice be heard. Come for the alpha. Come for the tunes.
Lulo Town Hall #3. 🗓️ Thursday October 3rd.⏳ 5pm UTC (1pm EST).📍 Lulo Discord. The team will share updates on all things Lulo, Breakpoint 2024, and do a general AMA for any newcomers to chat directly with us. Come for the tech, stay for the vibes. 😏
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This is also my quant.
Stablecoins:.Solana: $5B.Ethereum: $100B.Ratio: 20x. TVL:.Solana: $9.5B.Ethereum: $95B.Ratio: 10x. Should these converge? 🤔
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Look anon. While I technically the 8am on Monday is open on the calendly. You just dont book it. Have some chill.
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Switchboard has put a TON of thought into decentralization and tokenization.
1/ Together with @switchboardFDN we're making a step forward in decentralizing the Switchboard Protocol!. You are now plugged into the future of decentralized data infrastructure 🔌
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Its a no brainer anon.
The deadline to apply for Alliance’s ALL12 cohort is tomorrow. If you’re a serious builder in crypto, and looking for funding and community, here’s why Alliance is the place to start 👇. 1/ Our Founder Community (Alliance DAO). Having accelerated 150+ startups, Alliance has
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Thats crazy, thanks everyone.
Let's overview Top 10 Protocol by TVL Growth on Solana Last 30D . @uselulo.@binance.@KyrosFi.@fragmetric.@DriftProtocol.@Bybit_Web3.@Lifinity_io.@JupiterExchange.@RaydiumProtocol.@KaminoFinance . Which one do you think that will explode in 2025? . #Solana #TVL #DeFi
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🤌🤌🤌.
Announcing Fuse Pay. A virtual @Visa card that enables everyday, real-world spending of stablecoins directly from your Fuse wallet. Learn more ↓
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🫡.
Stay connected - no spam - we promise! 💚. Join the email list on our landing page to get the latest updates, newsletters, articles, and more from our Team straight to your inbox! 📧
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Crypt needs global access + localized marketing. I dont think anyone has quite figured it out.
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There is no 2nd best.
In great company. @ThePortMiami has been such an amazing experience - a real home for the crypto community. It’s been awesome connecting with so many brilliant minds, working together, & building off each other’s strengths to make things happen. Miami is the crypto hub. 1+1=3
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@R89Capital yeah agree, polygon has had a number of good partnerships lately (i.e. starbucks).
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Dinner based on the last supermarket run:. < 24 hrs: Steak, broccoli soup, baked sweet potato, lava cakes . 2-3 days: chicken curry with rice, berries. 5-6 days: eggs with rice, apples. 7-8 days: black beans and rice. 10+: almonds dipped in siracha.
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The more you enjoy the process. The more patience you have. The more you win. The more you enjoy the process.
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CT is just rizzing other guys on their computer for 12 hrs a day.
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If you use DeFi as a niche hobby. Something to gamble some funds on. You're missing out on the. Next wave of personal finance.
Lulo is intended for everyone. If you want to watch your real time yield grow live in your dashboard, you can do that. If you want to step away, touch some grass, get some coffee with the ease of mind that your funds are working for YOU. You can do that too.
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Join me and the Switchboard lads.
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Work hard play hard.
The Basel House, presented by The Port. Experience an unforgettable night of the finest electronic music. BeyBey: 12/06, from 9pm-2am. DJs.@luukvandijkdj .@loran13x b2b @segfaultdoctor . powered by @wubl3r. 👇
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So much for NFT ticketing. breakpoint events run by 1 dude scratching names off a piece of paper.
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The first thing to realize when building consumer crypto is people think crypto is a scam. If you cant get over that hurdle with your product and marketing its over for u.
Ok WOW. 100% agreement in the comments so far. @rishijmehta @nicechute @mjpldn @5Talker_ @Warymith . How do we fix this problem lol
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Soon.
What if we could build a Web3 workspace in Miami that connects founders, investors, & high-value people?👇
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The greatest townhall in crypto.
Lulo Town Hall #4. 🗓️ Tuesday, November 12th.⏰ 5 PM UTC (1 PM EST).📍 Lulo Discord [might stream to 𝕏]. The team will share updates on all things Lulo and do an AMA, giving both OGs and newcomers the chance to chat directly with us. Come for the tech, stay for the vibes.
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Exciting new products coming from @0xrooter + solend/save team. Defi saving > tradfi saving.
We’re excited to unveil the rebranding of Solend to Save, Solana’s permissionless savings account. Along with this rebrand, we’re announcing three groundbreaking new products: SUSD, saveSOL, and @dumpydotfun. 1/n
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@pat_mulli_photo @uselulo Its a way to get exposure to crypto without price risk. I think holding coins directly also has a place in a balanced portfolio, but it should be considered more risky.
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Use DeFi.
Celsius is going after over 5000 people that withdrew their money from Celsius within 90 days of their bankruptcy. Imagine withdrawing your funds from a crypto exchange that has been lying about their reserves and they declare bankruptcy days after you escaped. And now you’re
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Test in prod. Only possible on Solana.
Lulo, in its OG form, was a P2P lending platform. However, Lulo as you know it today was actually birthed as @flexlend, based on user feedback. Listen to @nicechute speak about it here 👇
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