Can you put all your assets in a multi-asset fund? No. Then better do multi-asset investing at networth level, not product level.

SIP is just a way to allocate monthly savings. Nothing more. Asset allocation is where the real game is played.

RT @SudiptoDoc: These shallow, fly-by-night YouTubers. What do they know of spirituality and spiritual wisdom? Ask me. In my 25 years of m…

They did not want you to see the unedited version of Naren's video.

RT @Crazynaval: Text that has been subtracted from Naren's speech. Don't think it is compliance alone:) Seems like some feathers were ruf…

RT @Iamsamirarora: Relax. No one knows anything about anything beyond a point.

"I recommended you to at least 10 of my colleagues. None contacted you because you recommend index funds." - A client yesterday.

@Madhav7887 Potential return from debt scheme is YTM-Expense ratio

RT @Rick_Ferri: Complexity is job security. In addition to relentlessly attacking low-cost index fund investing, active managers relentle…

RT @scottsalaske: Most people don't need some sort of fancy "financial plan" (whatever that is anyway) that is rarely looked it. You need…

If your adviser is recommending debt fund schemes having expense ratios over 1%, change the adviser.

In all best performing equity schemes, the period of underperformance lurks around the corner.

Keep a check on liquidity required for short-term needs, or else you will have to liquidate your long-term investments for short-term needs.

@sabari1000 Nifty500 is passive. You are doing active investing using passive products.

Having to socialize with people far richer than you takes a toll.

The primary job of a financial adviser is to manage the liquidity, withdrawal, and risk in client's portfolio at asset allocation level. Everything else is secondary.

@InvestRepeat True indexing is holding all securities available in the market in proportion of their free float market capitalization, not holding a segment of market. Drawing concrete inferences based on inadequate past data is wrong.

Making ends meet every month is achievement enough for many families in India. There is no way they can make provisions for their retirement. They will be dependent on their children in retirement.