indianviking
@indianviking1
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A doctor of Indian origin now based in Scandanavia. Keen interest in personal finance. Globally diversified, low cost, broad market index fund investor.
Near North Pole
Joined May 2018
@Prashanth_Krish My survival toolkit: Conservative eq allocation (sleep well) Giving up individual stocks ( reduce adrenaline and dopamine) Automate investing process (SIP) Accept market returns ( mcsi world + em) Avoid intermediaries MFD , broker Relax on Twitter rather than listening to CNBC.
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Top pick Harding Loevner Global Equity Fund is struggling to beat its benchmark since DSP value fund took exposure in it. Even seasoned asset managers with best resources fail to identify the future top active funds. Who are we as small retail investors?
Most investors worry about limits for global funds and lament why is it shut There is a fund that has been investing 25% in global stocks for 60 months now It is a good design & complimentary strategy to all equity funds in India because it has zero exposure to lenders (vs 25%
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MFD ka di hui regular plan badi kasainuma hoti hai. Happy New Year 2026 to all direct plan investors.
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Lies @ work
Thali @ work. 65-10-10-15. Equity-gold-silver-debt. A simple but powerful combination of asset classes and active - passive funds in our Multi Asset FoF. The FoF structure is one of the best ways to build an efficient thali. While it's a recent launch, it's held up well in
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It took 18 years for Platinum to cross its 2008 peak. Never look at last 1-2 years performance to decide your Asset allocation strategy. For me Gold has always been my wife’s jewellery. Not a part of my financial AA.
Wow! Beat this ! #Nifty50 in USD grew: 1000 in 1994 to 10,500 today CAGR of 7.8% #GOLD in USD grew: $345 in 1994 to $4550 today CAGR of 8.6% Gold beats both Nifty50 & Nifty500 since inception. Currency is losing trust. #SIPs in gold now ? Investing is hard !
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This is outright fraudulent advertising by @ICICIPruLife @SEBI_India must take up this isse seriously with IRDA - the so called insurance regulator.
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Instead of giving so much gyaan, you could have just said ‘invest in a broad market , low cost index fund’ In investing it’s always better to take the guaranteed silver medal than jumping for the gold and falling flat on your face.
A worrying trend I am seeing in portfolio review apps Over the last few months, many digital investing apps have started offering portfolio reviews and automated rebalancing nudges. I have been testing several of them and the pattern is worrying. Most of these systems
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This is a hard truth but the absolute truth. 👇 99.9 of WBBs tweeting Buffett quotes are just sleazy financial salesmen trying to sell their ‘tatti’ schemes to stupid people.
Controversial take: I have a lot more affection towards Jack Bogle than Warren Buffett. Warren Buffett made money only for his shareholders. For everyone else, he gave "gyan". Jack Bogle continues to make money for every sensible human being, until the Sun and the Moon exist.
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I am very satisfied with the returns. Btw, I did that with 65% equity. Most problems in investing begin when we start looking at our friends and neighbours returns.
@indianviking1 Saw your portfolio returns same days back . 10 year return is 11.5% CAGR .Get a second opinion to find out how much you have lost as opportunity by being biased towards doing it yourself .
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S Naren investing style shows that fund managers invest majority of their wealth in very low cost products while misleading investor to buy expensive active funds. They know that in investing costs matter. I hope some MFD can show me that Naren invests in regular plans 🤣🤣
The system doesn't push this fund. It has barely any commissions and doesn't fit the India-only narrative. One of India's most savvy investors, S Naren puts most of his money in this fund amongst all the schemes he runs. Watch! Mail me to join our community. neil@thefynprint.com
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It’s far easier and way more profitable to sell Buffett than Bogle. We hear Buffett quotes from all asset managers and their middlemen 24x7x365 but how many times have you heard them preach the Bogle way!
Every one wants to be like Warren Buffett (who's once is a generation expert), but fails to understand they can become John Bogle with Zero efforts. Literally.
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Is this individual stupidity or governance failure? Whatever it is cyber fraud is rampant in India and we need to be very cautious about it. Often greed is the biggest weakness exploited by these scamsters. Even a top cop fell prey to these crooks. https://t.co/kgpNHZPW7D
timesofindia.indiatimes.com
Former Punjab Police IG Amar Singh Chahal , 66, is battling for life after a self-inflicted gunshot to the chest at his Patiala home on Monday. Police say he shot himself with his gunman’s licenced...
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Meanwhile Indian doctors after leaving India 🤣🤣🤣
🚨 "Young doctors free to go abroad, but should not say that facilities or infrastructure are lacking in India. Institutions are here, facilities are here and infrastructure is also here. Make use of them" - Health minister JP Nadda.
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Gr8 evidence based article which I request everyone to read and reflect upon. 👇
"Buy the dip" has become an investment mantra. It sounds intuitive. Wait for prices to fall, then pounce. What could be smarter than buying at a discount? But does it actually work? #Investing #Stocks #Markets #BuyTheDip
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Met a MFD ( disguised as a wealth manager) today. He said don’t look at our recent past return but see the past past returns. Matlab kuch bhi … 🤣🤣
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NCLT
Ola is a Value Buy at _________ price???
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A man who has an opinion on everything is actually an expert in nothing.
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I know that many will disagree but I somewhere agree with @raghav_chadha There is lot of exploitation of gig economy workers. These companies should provide some sort of social security and insurance ( life and health) to their workers. Can’t avoid that responsibility.
28 deliveries. 15 hours of relentless work. ₹763 earned. This is not a “gig economy success story”. This is systemic exploitation hidden behind apps & algorithms. I raised this issue in Parliament recently. Low pay, crushing targets, no job security, no dignity for gig
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My last 10 years performance of my Indian portfolio. I managed this return with aprox 65 percent equities.
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International investing is for risk optimisation and not return maximisation. Most Indian investors are showing interest in international investing looking at last 15 years returns in the US. Investing 5 percent of your equity portfolio in NASDAQ is not international investing.
NRIs are sold the India stock market story endlessly. Only to get returns such as these.
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