Ghassan Chammas @ghchammas profile

Ghassan Chammas

@ghchammas

Followers

2,843

Following

1,380

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297

Statuses

6,700

PhD finance Erasmus Univ Rotterdam-Electrical Engineeer-Antifragilista-Portfolio concentration-Financial Eng-Alternative Inv-Rating-Debt restructuring-Radioham

https://t.co/gXzicyWwDy

Beirut - Lebanon

Joined May 2011

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Ghassan Chammas

@ghchammas

4 years

El maestro after a nice midday walk. Slow walking is beneficial. And enjoyable

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Ghassan Chammas

@ghchammas

1 year

Tripoli

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Ghassan Chammas

@ghchammas

3 years

#amioun coffee with the maestro @nntaleb

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Ghassan Chammas

@ghchammas

3 years

١- ما صدر عن مصرف لبنان بانه سوف يطلب من المصارف دفع بالدولار لاصحاب الودائع ما دون٥ ٢الف دولار بالتقسيط الشهري (اعتقد ٢٠٠ الى ٣٠٠$ شهرياً) ما هو الا تخفيض لعدد المواطنين الذين سوف يستفيدون من البطاقة التموينية

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Ghassan Chammas

@ghchammas

7 years

Lebanese steak tartare. @nntaleb

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Ghassan Chammas

@ghchammas

4 years

@nntaleb enjoying the presence of the Master. Therapeutic

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Ghassan Chammas

@ghchammas

4 years

@nntaleb enjoying mint tea and summation inequality solving in amioun

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Ghassan Chammas

@ghchammas

2 years

Awesome dinner at nassim’s. Best brain, best host, best maestro. Edmond loves amioun. #amioun @nntaleb ⁦ @EdmondShami ⁩

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Ghassan Chammas

@ghchammas

11 months

Lovely company with the maestro. Lot of good vibes amidst pine trees in an open air setting in amioun. ⁦ @nntaleb ⁩

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Ghassan Chammas

@ghchammas

11 months

Trying to set the phone flash. It worked finally. Yesterday night, cool and very pleasant weather. Today is raining in amioun. Good omen for olive crop. ⁦ @nntaleb ⁩

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Ghassan Chammas

@ghchammas

3 years

Χριστός Ανέστη. Αληθως Ανέστη! Καλό Πάσχα. المسيح قام حقاً قام. فصح مجيد.

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Ghassan Chammas

@ghchammas

8 years

4 cousins in amioun lebanon @nntaleb

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Ghassan Chammas

@ghchammas

3 years

Green is life. Amioun Lebanon at its greenest autunm @CasciottaGian @nntaleb

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Ghassan Chammas

@ghchammas

1 year

Very sad late summer morning for us. My mother passed away in peace. Please pray for her.

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Ghassan Chammas

@ghchammas

4 years

Converted to slow pace steady walking and i love it in Amioun

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Ghassan Chammas

@ghchammas

2 years

This is talent so powerful. Electrifying deep voice, no falcettos, guttural and head on her notes. New ella in the making

Evan Nicole Bell

@evannicolebell

2 years

missed you guys 🤍 here's a little #kokotaylor ...voodoo woman 🔮✨ #blues #agirlcalledevan

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Ghassan Chammas

@ghchammas

3 years

Back to the drawing board!! Happy to announce that I am a student again!!!! Reading an MS degree in business analytics at my Alma Mater American Univ of Beirut. AUB. Very rewarding. Students are of the age of my daughter. #AUB

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Ghassan Chammas

@ghchammas

4 years

After a generous 4 days autumn rain, harvesting olive crop for our homemade extra virgin olive oil. Lebanon. #Amioun . #Koura

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Ghassan Chammas

@ghchammas

1 year

Just arrived. A parcel of 3.5lb !!! August and sept read. Looking forward to understand entropy better from an enlightened physicist. My engineering view of entropy is Carnot!!

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Ghassan Chammas

@ghchammas

4 years

Bankmed, dominant position abuse. Is this legal? Can a bank execute a forced conversion like this one?either you sign or you cannot wirhdraw at 3850ll the$. @Hassan_B_Diab @dan_azzi @AzarsTweets @nafezouk @adamchams @sabehnancy

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Ghassan Chammas

@ghchammas

2 years

An earthquake in lebanon just now 3:23 am that was felt in beirut. 3 replicas, the second one strong. In all my years in lebanon this is the strongest. It was long. Jesus

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Ghassan Chammas

@ghchammas

2 years

Finally arrived. Belated xmas gift to me but at last in Beirut. Amazon delayed 2 weeks. @skdh

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Ghassan Chammas

@ghchammas

2 years

Rainy morning in amioun lebanon. Merry christmas to you all

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Ghassan Chammas

@ghchammas

1 year

With my daughter Maria Nour, a beautiful sunny afternoon

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Ghassan Chammas

@ghchammas

3 years

@nntaleb brilliant quote. Timeless and universal. Maestro

Eid Azar

@EidAzar

3 years

« لايمكن ابدأ، معالجة العيوب lالهيكلية ،النظام يصحح نفسه عن طريق الانهيار” ترجمتي لما قاله نسيم طالب. لا توصيف افضل من هذا الكلام لواقع لبنان. لا امل قبل الانهيار .

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Ghassan Chammas

@ghchammas

9 months

Flâneuring in the medieval streets of maastricht. Near zero temp.

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Ghassan Chammas

@ghchammas

9 months

Festive maastricht Did you see the beautiful smile of my daughter? She is the source of my joy and pride

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Ghassan Chammas

@ghchammas

2 years

20 mts hi Pecan nut tree in my house in amioun. It produces around half a ton of nuts each year. 40 years old

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Ghassan Chammas

@ghchammas

2 years

Maastricht under the rain

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Ghassan Chammas

@ghchammas

5 years

Mark my words. BDL will suggest a reverse quantitative easing, instead of debt restructuring, next year. Few big deposit accounts will be invited to a friendly forced conversion from $ to Lbp. When you know that 0.1% of accounts carry 20% of tot deposits...

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Ghassan Chammas

@ghchammas

1 year

Early morning drizzle in Amioun. My coffee is brewing. Fayrouz rif-rafing in the background and all the birds woke up diligently. Early morning simple pleasures in beautiful Lebanon

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Ghassan Chammas

@ghchammas

2 years

Dinner at the maestro’s in Amioun. Brilliant hospitality and selected fine wine with edmundus, samir and malek president of Amioun municipal council. @nntaleb @EdmondShami maestro looking great.

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Ghassan Chammas

@ghchammas

10 months

The tempest in amioun lebanon now. Gusts of 100km/h

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Ghassan Chammas

@ghchammas

1 year

After 2 sunny days, Maastricht at 10C again. But good vibes and nice air du temps

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Ghassan Chammas

@ghchammas

3 years

Popular wisdom and cross linguistic wisdom. Beautiful.

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Ghassan Chammas

@ghchammas

5 years

Outraged bybthe new BRR posted today by banking association. They declared thatvthey lowered the rate on $ to 9+% plus risk spread i.e lending rate to poeple around 12% min. While they are paying to deposits a max of 5% half in $ and half in lbp.....

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Ghassan Chammas

@ghchammas

3 years

Soothing first serious rain in baabdat lebanon this morning at 700mts of altitude. Alone with the soft murmures of nature and the smell of burning wood. Who wants to have a hot chocolate here?? Be my guest

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Ghassan Chammas

@ghchammas

4 years

@nntaleb @jamilborgi nice coffee with brilliant minds. Social distancing de rigueur

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Ghassan Chammas

@ghchammas

8 months

Flaneur stop at antwerp.

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Ghassan Chammas

@ghchammas

6 years

In paris. Fnac. Best gift for a friend. @nntaleb is everywhere and in all languages. I feel proud

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Ghassan Chammas

@ghchammas

1 year

Outdoors in maastricht. Lovely sunday morning. 20C. Slight breeze. Off to teaching my daughter DiD stats in 30 min. Have a blessed sunday wherever you are!

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Ghassan Chammas

@ghchammas

4 years

1. Post crisis measures I was very indignated to know that banks association ABL decided to close all banks today in the whole of lebanon. Leaving those hit directly by the cataclism to their fate. Whre and how could they procure money for medical needs and to fix the houses?

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Ghassan Chammas

@ghchammas

3 years

Full moon over Baabdat in mount Lebanon to the south. A source of light very dear to our hearts in these dire times of electricity shortage. A nice description in spanish would be: una fuente de luz muy AQUILATADA en estos tiempos de escasez de la electricidad

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Ghassan Chammas

@ghchammas

4 years

Reading abl plan. Technically, they milked the cow. Milk dried up. Next, butcher the cow and eat it. What outraged me was that abl declares UNILATERALLY that they represent the 3mn depositors in lebanon. Ya fer3on meen far3anak?..tfar3anet ma 7adan radneh.

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Ghassan Chammas

@ghchammas

2 years

Early morning in koura. 13 degrees C and good weather. Blessed olive tree. And generous

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Ghassan Chammas

@ghchammas

5 years

لبنان بلد التقسيط. تقسيط سيارة تقسيط سكن تقسيط تكاليف شهر عسل تقسيك براد و AC و تقسيط المعاش. كل شوي دفعة.

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Ghassan Chammas

@ghchammas

4 years

Blessed with a good crop of fine baladi olive crop. Day 2 and weather cooperating we will finish by Wednesday. What a lovely way to start the day all right.

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Ghassan Chammas

@ghchammas

3 years

٣- بينما ٣٠٠$ قد توازي حوالي ٣،٥ مليون ليرة. بمعنى آخر تخفض عدد البطاقات لتغطي الاكثر فقراً اي حوالي ١٥٠ الف عائلة بحسب وزارة الشؤون. يعني ستتم مساعدة حوالي ١،٥ مليون مودع " من كيسه" و البطاقة تُغطى من قرض البنك الدولي ٢٦٤$ مليون.

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Ghassan Chammas

@ghchammas

2 years

My garden is a place where a rose and a jazmín co live in beauty and harmony. Each with its own scent. Each with its own charm

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Ghassan Chammas

@ghchammas

5 years

What is something you learned in the last decade that you would not have believed? I'll start: 1. Local currency exchange rate is stable inspite of inflation rates. 2. Public deficit is just a figure with a minus sign. Nations do not feel the squeeze for cash like humans do 3..

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Ghassan Chammas

@ghchammas

2 years

Glad i walked to my highest record ever. A watermark i shall strive to break.

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Ghassan Chammas

@ghchammas

4 years

My heart is filled with sorrow and grief. My professor, teacher, elmer, tutor and FRIEND prof.Dr. Jaap Spronk passed away peacefully in Rotterdam loosing his battle with cancer. #Erasmus #rsm he loved lebanon and beleived in lebanese talents and researchers. RIP my friend.

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Ghassan Chammas

@ghchammas

7 years

الغرامة هي ضريبة من يخالف القانون الضريبة هي غرامة من يحترم القانون @najkassem @walidjoumblatt @CarmenChammas @GhassanSalame

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Ghassan Chammas

@ghchammas

3 years

Re reading the book after 14 years in the light of the complex situation of the Lebanese economic and financial impass

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Ghassan Chammas

@ghchammas

3 years

When somebody is doing some repair work for you and says:"don't worry about the cost.I don't care about money" this means you shall get a yuuge surprise/bill.So in a job interview, never say money is not important for you. You will awaken the instinct of alarm in your interviewer

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Ghassan Chammas

@ghchammas

3 years

٦- اي يخفف قيمة رأس المال المطلوب منها + سياسياً يكون الوحيد الذي بادر لايجاد حل للودائع و لدعم السلة الاستهلاكية (اكرر،من جيب المودع نفسه) + ينقل المواجهة مع البنك الدولي من المصرف المركزي الى الحكومة و وزارة المالية و الشؤون الاجتماعية +

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Ghassan Chammas

@ghchammas

4 years

Thank you fadi for your invitation. I enjoyed every minute of the interview. You are insightful and bright. You picked my brain.

fadichahwan

@fchahwan

4 years

الحلقة الكاملة للمحلل المالي الدكتور #غسان_شماس @ghchammas في #بيروت_اليوم مع #فادي_شهوان @MTVLebanonNews @mtvlebanon

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Ghassan Chammas

@ghchammas

4 years

Radio Liban 98.5 fm. With Kawthar Hambouri hosting

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Ghassan Chammas

@ghchammas

4 years

جمعية المصارف تقول ان تقنين السيولة إجراء موقت. الى متى؟ فاتهم ان هنالك حوالي ٣٠٠ الف موظف و عامل يتقاضون رواتبهم نقداً و ليس لديهم اصلاً حساب بالبنك. من سيدفع لهم و بماذا؟ بالبطاقة المصرفية يا جمعية المصارف؟؟ البطاقة لا تنفع الا في نادي الجمعية فقط!

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Ghassan Chammas

@ghchammas

3 years

٧- اي انتزع المبادرة من الرئيس دياب و وضعه في حوقف حرج من حيث رفضه السابق بالمس بالاحتياط و ايقاف الدعم. نقلة شطرنجية فظيعة، بغض النظر عن التقييم العملاني او الاخلاقي و القانوني لمعطيات هذا القرار.

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Ghassan Chammas

@ghchammas

2 years

@MariaaYasminee The best way to be happy is to make poeple around you happy. My formula. Never failed me

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Ghassan Chammas

@ghchammas

4 years

Colors of autumn in my garden in #Amioun north #Lebanon

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Ghassan Chammas

@ghchammas

2 years

Not sure if i can beat the 10k steps mark. Will try. Lonely but motivated. I must put a halt to my loneliness (or kusumbosolismo in colombian) pretty soon. In the quest for a or rather the soulmate!!

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Ghassan Chammas

@ghchammas

6 years

Christmas in paris. I have realuzed that more poeple speak french in beirut than in paris.

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Ghassan Chammas

@ghchammas

3 years

٤- يعني تخف على الدولة قيمة الدعم، و يزيد مصرف لبنان عرض الدولار في السوق تمهيداً لاطلاق المنصة. فبدل ان يبيع مصرف لبنان الدولار بواسطة المنصة، سيدعم المنصة "بتفليت"٢٠ الى ٤٠ مليون دولار شهرياً من اموال المودعين و يستغني عن اعطائهم بطاقات الدعم بالوقت ذاته.

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Ghassan Chammas

@ghchammas

5 years

Food for thought this saturday morning: if 85% of leb debt is internal, what is cheaper for us forgoing 2 or 3 years of interest and condoning it or assuming the heavy burden of 8mf imposed reforms and DEFINETLY much higher taxes? @wael_atallah @lebfinance @AdibChristian

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Ghassan Chammas

@ghchammas

3 years

٢- فهنالك حوالي ١.٥ مليون حساب دون ال ٢٥ الف. و عليه اذا اعطي كل مودع ٣٠٠$ من حسابه، سوف يستطيع ان يتصرف ربهذا المبلغ على السعر الحقيقي لشراء حاجياته. البطاقة ستعطي المستفيد حوالس ٢مليون ليرة حسب العائلة..

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Ghassan Chammas

@ghchammas

4 years

Perfect mañana in #amioun #lebanon . Fondant au chocolat français, café colombiano puro, perfect vista and feirouz music at 6:30. What a lovely way to start the day all right @CarmenChammas @nntaleb @samarabukhalil @walidjoumblatt

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Ghassan Chammas

@ghchammas

4 years

شعوري التلقائي أنه، بدل تأخير الساعة ساعة، يجب تقديمها ساعة لتقليل ساعات ٢٠٢٠ و لو بساعة، أو اقلّه ابقاءها على ما عليها. لا أحد يريد إطالة عمر هذا الزمان الفظيع و لو ساعة. الوقت النفسي لهذه المشقة قد طال كثيراً و نفقد الطاقة على تحمّله و لو لساعة اضافية واحدة

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Ghassan Chammas

@ghchammas

3 years

٥- اي بالسنة يعيد للمودع حوالي ٦٠٠$مليون، في حين ان البطاقة كانت ستكلف حوالي ٤$ مليار دعم، اي يحافظ على ٣،٤$ مليار بالسنة + يخفف من النقمة الشعبية العارمة عند صغار المودعين + يرسمل المنصة من جزدان المودع + يخفف من ديونه تجاه المصارف و ديون المصارف تجاه المودعين اي يعوّم المصارف +

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Ghassan Chammas

@ghchammas

4 years

With the Smart and brilliant Mariette Younes on #AlJadeed tv this morning

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Ghassan Chammas

@ghchammas

5 years

Today on al arabiya with the sharp and precious nadine hani. @Nadine_bn

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Ghassan Chammas

@ghchammas

4 years

ما قاله الان بيفاني اليوم وثيقة تصلح لان تكون خارطة الطرىق للبدء بالاصلاح المالي و المصرفي. @AlainBifani @Phootie @lebfinance @nntaleb @sarelwa2et @saminader @LamiaMoubayed

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Ghassan Chammas

@ghchammas

4 years

@AccadMichel Have you considered also asking your shareholders to assume their liability and pay back the deposits? Who would bail you in with the current board and management? At what valuation? The push-pull 1507 vs 3900??? Pleae try to respect the intelligence of your depositors

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Ghassan Chammas

@ghchammas

4 years

@nntaleb Nassim’s beautiful lebanese style villa as seen from the eastern side of town. Imposant édifice

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Ghassan Chammas

@ghchammas

4 years

When you live in a society, where you have lost the capability of being surprised and the ability of being outraged, then you live in Lebanon

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Ghassan Chammas

@ghchammas

9 months

Maastricht rainy christmas. Flâner sans scrupules. Le sans soucis

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Ghassan Chammas

@ghchammas

4 years

مقالتي اليوم في جريدة النهار. هل نعي بان الصيغة الاقتصادية و المالية انتهت لغير رجعة؟

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Ghassan Chammas

@ghchammas

3 years

Full moon rising from the eastern mountains as seen in north lebanon from my house in amioun

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Ghassan Chammas

@ghchammas

3 years

Harvesting our blessed olives. A generous tree and a blessed harvest inchallah

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Ghassan Chammas

@ghchammas

3 years

A Grass breed avocado tree. Very compatible with amioun weather

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Ghassan Chammas

@ghchammas

5 years

It is urgent to create a مجلس الاستقرار النقدي الاعلى HIGH COUNCIL OF MONETARY STABILITY like the مجلس الدفاع الاعلى It is not allowed anymore to keep the steering wheel of our economy and finances in the hand of 1 or 2 persons. Concentration risk and minority dictatorship

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Ghassan Chammas

@ghchammas

4 years

Sunset in beirut. Breath taking

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Ghassan Chammas

@ghchammas

2 years

Velina rocks. A recommended follow. Kudos velina dear

Velina Tchakarova

@vtchakarova

2 years

🇷🇺🇺🇦🇧🇾 Putin’s game in Ukraine and Belarus since February 2022. #geopolitics #realpolitik

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Ghassan Chammas

@ghchammas

3 years

Now on nbn with linda meshleb

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Ghassan Chammas

@ghchammas

4 years

@adelafiouni اعترض على تسميةالمودعين الدائن الاكبر.انها المصارف و ليس المودعين.اخشى ما اخشاه ان يقوم التجمع بمناداة نفسه بالدائن الاكبر للدولة ليضيع حق المودع مع الدولة التي لم تستدن منه اطلاقاّ.مسؤولية المصارف إعادة الايداعات.المودع هو الدائن الاكبر للمصارف و يجب التأكيد على ذلك حتى الثمالة

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Ghassan Chammas

@ghchammas

4 years

@nntaleb @jamilborgi

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Ghassan Chammas

@ghchammas

3 years

This is an italian breed olive tree. Zeitoun telyeneh. Very generous with its oil yet not as delicious to pickle in salt and eat as the baladi local breed.

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Ghassan Chammas

@ghchammas

4 years

Bdl reserves are declining dramatically! the graph shows the precipitation of the depletion starting May 2020 when the impasse between the government rescue plan and the BDL-ABL alliance clashed!! victims are the leb people.Governor wants to collect surplus money mass

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Ghassan Chammas

@ghchammas

5 years

Leb banks hold circa 17bn in eurobonds. Each 10% in haircut represents 1.7/23=7.4% decrease in the BANKING SECTOR EQUITY. Suggested hc of 60% means 44% banks equity disappear. They took a bad bet on gov with deposits. Now time to recapitalize. Bring in profits to recap

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Ghassan Chammas

@ghchammas

4 years

سأكون في مقابلة مباشرةً على الهواء على قناة الحدث - برنامج "حدث اليوم ". الليلة الساعة الثامنة و النصف.

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Ghassan Chammas

@ghchammas

4 years

My interview on MTV with Fadi Chahwan, the gentleman of talk shows par excellence

Fadi Chahwan page

حلقة المستشار المالي د غسان شماس في بيروت اليوم مع فادي شهوان https://youtu.be/xwmV5K6r8OE

www.facebook.com

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Ghassan Chammas

@ghchammas

1 year

@nntaleb Inchallah. He is very capable and knows the system inside out. Specially the eurobond issuance/debacle/way out

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Ghassan Chammas

@ghchammas

2 years

@Decafquest For two years i have been playing tennis for 3 hours daily, without any joticeable progress. I got really bored of it and sold the playstation

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Ghassan Chammas

@ghchammas

1 year

Another 100 pages through the book the Second Law of @stephen_wolfram . Historical compendium of the 2nd law, Clausius, Carnot,Maxwell,Boltzmann. Very interesting to read how “things” were discovered and theories derived. On the the next 100 pages now

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Ghassan Chammas

@ghchammas

8 months

1st jan 2024! Clean market plaza, clean street, peaceful maastricht. Clean maastricht

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Ghassan Chammas

@ghchammas

4 years

Beirut sunset, by the lens of @CarmenChammas

Carmen Chammas

@CarmenChammas

4 years

تطفئ مدينتي قنديلها ل#بيروت

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Ghassan Chammas

@ghchammas

4 years

@AlbertKostanian - لبنان بجناحيه -درء المخاطر -احباط المخططات - لا تنطلي على احد - يبنى على الشيء مقتضاه - لا غالب و لا مغلوب - دون مسوّغ قانوني - المرحلة دقيقة و حساسة - المنطقة في مخاض عسير - الجمهورية الثالثة - الحياد الايجابي - المجتمع المدني - السلطة العميقة

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Ghassan Chammas

@ghchammas

1 year

Sunny Maastricht. I tell you!!

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Ghassan Chammas

@ghchammas

5 years

It is necessary to create tge SOVEREIGN FUND FOR FINANCIAL STABILITY, with assets like gold, casino, mea, telecom companies, regie etc..as GUARANTEE. The fund will be the guarantor for stability eurobonds special issuance, at 2 or 3%. Else we are drowning in our own...tears

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