Financial Mechanic
@fimechanic
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The mechanical engineer turned personal finance expert on a mission to help you achieve financial independence
North Holland, The Netherlands
Joined October 2018
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There are about 30 women all dressed as witches stand up paddle boarding down the river 🧙🏽♀️🧙🏽♀️🧙🏻♀️🧙🏾♀️🧙♀️
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This is pretty wild. I retired 1.5 years ago with 650k. I haven't sold a lick of stock, as I've been living off savings and taking dividends. This is my networth now:
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On a whim, I decided to quit my job today. Time for my first live tweeting day
#FIREingMyself
#TimeToFI
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Today is my first day no longer working. I woke up early like it’s Christmas.
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The luggage of my family of 4 for a 2 week trip through Italy
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I didn't get into blogging for the money, but the money came to me. Thanks everyone for all of your support, it is important that I share this momentous occasion with all of you.
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NEW POST!!! --->
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I wrote this post a few weeks ago to reveal my net worth and have been sitting on it.
@our_nextlife
and
@bravelygo
both have good reasons to stay private while being transparent. I read
@FieryMillennial
and
@leighperfin
’s posts and was inspired to publish
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I just sold one of my first paintings 👏🏼 had no idea how to price it, thank goodness for supportive friends 😄
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I'm not really "out” in my real life. Trying to think of a punny way of coming out. Thinking of posting this photo and writing “Let me be perfectly queer.”
What would you say?
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So far I love Taiwan. Pokémon is everywhere and my inner child is psyched about it
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Told a coworker I was taking a break.
“Like a sabbatical?”
“Like an indefinite sabbatical.”
His eyes got wide and he broke into a wide grin. “I’m so excited for you.” He said the longest break he’s ever had was 3 months in over a decade. I realized my longest break was 2 weeks.
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Telling my coworkers about my resignation tomorrow. I think I’ll tell them I’m retiring early.
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Today is an adventure day! Going to the train station with no destination in mind, going to catch the first train going somewhere interesting 🚂
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Update on the root canals. Joked with doc about a 2 for 1 deal and he gave it to me. $400 saved just by asking.
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One thing that stuck with me recently is
@ramit
saying your rich life doesn't have to make sense to other people. I'm about to drop $$$ on a specific pet I've wanted for years, and it makes no sense to other people, but I'm so excited!
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I got a remote job offer that’s $20k more than my current salary and a few levels of a promotion, but I’d have to leave The Netherlands in 2 months if I take it. I’m pretty sure I’m not going to take it but it’s tempting…
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7. Went well, turns out there’s incoming layoffs anyway, so I might have saved someone else their job. Good feelings on both sides. I’ll tell my coworkers on Monday
#FIREingMyself
#TimeToFI
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One thing that sucks about travel is you can have a pork bao bun that makes you realize all past bao buns you've eaten were a lie.
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6. Okay here we go! I’m about to hand in my notice for what could end up being my final month as a software engineer. Retiring early as a 29 year old.
#FIREingMyself
#TimeToFI
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My twitter followers went from 850 to 852 in just one week! Here are the steps I took, so you can do it too!
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When coworkers asked what job I'm taking when I quit, I told them I'm retiring early. I'm not sure they believe me, but many ask questions: Won't you be bored? How in the hell do you save that much money?
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Seeing huge drops in your portfolio hits a bit different when you don't have a job 😧
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Packing up all my stuff into the same 2 checked bags I arrived with 1.5 years ago. Here’s to hoping I haven’t accumulated too much stuff. Wish me luck!
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By the way— I’m by-the-seat-of-my-pants, did-not-plan-this going to give my notice this week.
What part of someone’s quitting-to-FIRE journey would you be most curious about?
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More reading to answer some of the questions rolling in:
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Oh hoh, the job I turned down is now offering more $$$. Remind me that there are better jobs out there!
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Started writing my 5 year anniversary post and… well the last few years have been rough. And then I found an email that I got kicked out of Mediavine in January because my traffic is so low. Feeling a bit down about it. Share photos of your pet?
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a distant relative said of me: “she can’t be retired! She clearly hasn’t done the maths on it.”
i love to tell you, I did and I am!
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Went for my first dive. I never thought I’d scuba— I’m a mountain person through and through from a landlocked state. But I’m proud of myself for getting certified in a new sport! 🤿🌊🐠🐙
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What are your travel must-haves? Preparing for 3-7 months in SE Asia!
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4. Prepping by reminding myself that I can always get another job. I’ll have things to work on. I can go on long term travel trips. I’ve crunched the numbers. Checked Personal Capital. I have back up plans, and sweaty palms
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Did I add a hot chili to my pho and take it out with my fingers when it got too spicy? Yes. Did I rub my eye half an hour later while happily ensconced in my hotel room? Also yes. 😭🍜
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For anyone who is like, am I crazy? Have we all forgotten there’s a pandemic going on? Come to Taiwan where people are masking everywhere, even outside.
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I’ve been keeping track of all my spending for a Money Diary post for the first week of retirement and 😅… it’s a lot so far.
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Today I hiked up a mountain (Mt. Batur) and then tested positive for COVID
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Just touched down in the US and first impression is man people in the states are SO NICE
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My strategy in Taiwan for food is to find the longest line and just stand in it as long as it takes. It has served me well so far!
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so many people said they couldn’t imagine not working. I LOVE it.
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@slwein
I asked my friend the question “can women pee with a tampon in” and he said he wasn’t sure. 9 years of medical training.
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I'm heading to another National Park tomorrow. A review online has this to say: "I was a hot sweaty mess with intense humidity, sticky from the sun cream and covered head to toe in bug spray. And no functioning shower to wash with. Yet somehow it was the best feeling." 🤔😂
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I started going to therapy during the pandemic and it was all online… then I moved to Amsterdam, so I’ve never met her. Turns out we’re both in Bali at the same time, so I’m going to meet her in person for the first time tomorrow!
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Just booked a weekend trip to Copenhagen on a whim, retirement is cool.
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It has almost been a year since I quit my job and FIREd. What questions should I answer about how it's been so far?
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8. Still doesn’t feel real. Curious how the first year will be when the economic situation doesn’t feel very stable. Not working at all is so outside the norm, even though I’ve been planning this I can’t wrap my mind around it.
#FIREingMyself
#TimeToFI
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How awkward is it when you’re a finance blog but people find you searching about cats 🐈😹
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An entire fish, spring rolls, Thai iced tea… paradise!
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Going back to work doesn’t have to be a failure. So you tried something new and realized you prefer working? Good for you! I for one look forward to having a long sabbatical be a “mistake” I hope I make.
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No one warned me I'd become a fashion nightmare in retirement. I'm out here wearing toe socks with sandals and a hat that's too big.
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I was wondering why the traffic to my blog was so high and figured people must be REALLY interested in my December Expense Report... But no, I was featured (a second time!) in Rockstar Finance! via
@rockstarfinance
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I'm not sure if I should call my time off now early retirement or a mini-retirement/sabbatical. I don't know if I'll work in the future or not! How do you decide the difference?
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Do you ever cut corners with spending? Share a Netflix account or get on a family plan with your parents? I'm writing up a post about being a frugal fraud and I just want to figure out if I'm alone over here
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Just officially turned it down, and it was a lot harder than I expected.
When was the last time you turned down an opportunity without having a different one lined up?
I got a remote job offer that’s $20k more than my current salary and a few levels of a promotion, but I’d have to leave The Netherlands in 2 months if I take it. I’m pretty sure I’m not going to take it but it’s tempting…
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I’m catsitting this cutie. 5min bike ride, beautiful apartment, best side hustle ever?
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I woke up early today to register for FREE ceramics classes provided by the local community college for “older adults”. SO PSYCHED
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@ramit
Outdoor gear for a multi-month trek.
A greenhouse system to be able to recreate a jungle in my house.
A really sweet ebike and one for a friend to come on rides with me.
A fully booked trip through Indonesia, Thailand, Vietnam, Japan, Australia, and New Zealand
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Helped a friend move her $ from a money market account (her friend told her in 2020 to take out of the market 😭) back into stocks. Feels good, man.
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I feel like it’s disingenuous to say there’s no limit to how much you can earn. There is a limit!
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YESSSSS
Yeah I wanna be rich, but not "I own a lambo" rich.
I wanna be "I woke up, made myself tea, spent 3 hours gardening, took a nap, and made dinner with friends" rich.
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Got my international drivers license for SE Asia, excited for that scooter life 🛵
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Cat sit for two different households this past week and brought in €350. It paid for my trip to Copenhagen!
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This started grating on me while reading The Psychology of Money— so I counted. There are 121 men referenced and 11 women (counting passing references to women with no names e.g. Clarence Hughes’ wife)
3/4 however, after reading non-fiction by authors like
@AdamMGrant
, I KNOW it’s possible to write books that include examples, science, and quotes by accomplished women. This book so far features men exclusively.
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Had my MacBook Air since 2012. It’s time for an upgrade, so I went with the refurbished M1. Hopefully it’ll be here for the next 10 years!
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Checked off two expat-to-dos today:
1. Went to the doctor
2. Mailed a package
Both 1000% easier than in the states. Walked in and out with no copay/insurance/any bill at all at the doctor’s. Entered the package details in an app which got scanned at a drop off point. Nailed it!
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Just transferred from to Siteground. My site is a bit wonky but I'm excited to try ALL THE PLUGINS
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4/4 Now I’m at the part where money is equated to fitness— a fatphobic and antiquated clichéd comparison. I still have the second half left but I’m disappointed so far.
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Self-date: red velvet waffles and a book about a Ghanaian Doctor
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2. Currently Googling “how to give your boss notice” even though I’ve done this rodeo a few times now
#FIREingMyself
#TimeToFI
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How long did it take you to feel ready to date after a break up? I clearly wasn’t ready for a relationship but I tried (maybe too hard). Now it’s time to be single and just rest.
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3/4 however, after reading non-fiction by authors like
@AdamMGrant
, I KNOW it’s possible to write books that include examples, science, and quotes by accomplished women. This book so far features men exclusively.
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Just spent an enormous sum on an ebike, the frugal in me is freaking out.
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UGH I’m so indecisive… I’m in a gorgeous place for diving, but if I get certified here it costs $100 more than in Kho Tao. I plan to go there next. It’s not a huuuge price difference but I’m tempted to do the certification here (Kho Lipe) instead
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@thefellowfrugal
This made me curious and I looked it up. According to The Week: lyricist Stephen Schwartz invented it. "I feel somewhat guilty to have to tell you that the phrase 'blue corn moon' has no actual meaning in Indian lore," wrote Schwartz, "I made it up because I liked the sound of it
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I MADE MY FIRST BLOG $1 TODAY!!!! I saw it and jumped up like this:
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