J. Money Profile Banner
J. Money Profile
J. Money

@BudgetsAreSexy

Followers
50,520
Following
183
Media
2,509
Statuses
59,401

The Miley Cyrus of Finance

Virginia
Joined June 2008
Don't wanna be here? Send us removal request.
Explore trending content on Musk Viewer
Pinned Tweet
@BudgetsAreSexy
J. Money
3 years
If you ever thought "making it" online was an endless array of rainbows, here's a list of my favorite pieces of hate mail thrown at me over the years... With hundreds more to come, I'm sure 😂 (a thread)
63
7
122
@BudgetsAreSexy
J. Money
6 years
#overheard "I always try to wear clothes that feel like pajamas"
29
276
2K
@BudgetsAreSexy
J. Money
5 years
Boss: "How good are you at PowerPoint?" Me: "I Excel at it." Boss: "Was that a Microsoft Office pun?" Me: "Word."
22
184
1K
@BudgetsAreSexy
J. Money
2 years
"Money buys happiness in the same way drugs bring pleasure: Incredible if done right, dangerous if used to mask a weakness, and disastrous when no amount is ever enough." - @MorganHousel
9
160
1K
@BudgetsAreSexy
J. Money
4 years
My last day on the blog today :) 12 years, 3 months and 17 days since writing my first post - what a ride! Thank you all for your support and encouragement over the years! You made it so much more than a blog - you made it a COMMUNITY 🙏🙏 .
75
25
511
@BudgetsAreSexy
J. Money
6 years
My heart has arrived :) #HouseFullofBoys
Tweet media one
85
8
452
@BudgetsAreSexy
J. Money
6 years
1. Look at your latest credit card bill 2. Pick your least favorite recurring subscription 3. Cancel it 4. Set up automatic transfers of same amount into savings 5. Watch money pile up 💰💰💰
23
125
449
@BudgetsAreSexy
J. Money
5 years
"A rolex will never buy you more time." - @TheMinimalists
6
82
322
@BudgetsAreSexy
J. Money
6 years
For those who say "you only live once," you're wrong. You only die once. You live everyday. Make each day count. - bottom of an email signature I just saw 🙌
14
80
311
@BudgetsAreSexy
J. Money
8 years
It’s always better to be at the bottom of a ladder you want to climb, than half way up one you don’t.
12
166
279
@BudgetsAreSexy
J. Money
5 years
11 years and 139 updates later, we're officially Millionaires!!! Woop!! But it also comes with some sad news too... :( Here's the dirt: .
54
27
282
@BudgetsAreSexy
J. Money
6 years
YES!!! For the first time in 6 years a family member actually sent my kid a check for *college savings* instead of getting them a toy!! It's a Thanksgiving Miracle!! 🦃✨
12
15
275
@BudgetsAreSexy
J. Money
5 years
OMG we're keeping our foster dog... Had no idea these little fur creatures could bring so much love into a household... Meet the new lady of the place!! 💙💙💙
Tweet media one
25
6
275
@BudgetsAreSexy
J. Money
5 years
YOU'RE IN IT FOR THE LONG HAUL. YOU'RE IN IT FOR THE LONG HAUL. YOU'RE IN IT FOR THE LONG HAUL. YOU'RE IN IT FOR THE LONG HAUL. YOU'RE IN IT FOR THE LONG HAUL. YOU'RE IN IT FOR THE LONG HAUL. YOU'RE IN IT FOR THE LONG HAUL. YOU'RE IN IT FOR THE LONG HAUL.
17
37
270
@BudgetsAreSexy
J. Money
5 years
"No one can replace your creativity, your creativity is you." - @TerryCrews
2
43
255
@BudgetsAreSexy
J. Money
5 years
Omg, tearing up over here.. Asked the guy next to me why he had a picture frame on his table here at the coffee shop, and he said it was a pic of his wife. Told him I'm sorry for her passing and he hits me back with: "Oh she's still alive! I just enjoy looking at her!" 💕💕💕
9
7
249
@BudgetsAreSexy
J. Money
6 years
"There are two ways to be rich: One is by acquiring much, and the other is by desiring little." - Jackie French Koller
6
95
239
@BudgetsAreSexy
J. Money
2 years
UPDATE: Budgets Are Sexy is officially mine again 😱😱😱 Just signed the contract and wired the $$$ and now it's off to redesign and clean up then re-launch! Est. comeback date: 6/20 Let's goooooooooooooooooooooooooo!!
56
10
224
@BudgetsAreSexy
J. Money
5 years
Remember when you wanted what you currently have?
17
55
216
@BudgetsAreSexy
J. Money
6 years
"When most people say they want to be a millionaire, what they really mean is "I want to spend a million dollars," which is literally the opposite of being a millionaire." - @MorganHousel #Yup
8
44
203
@BudgetsAreSexy
J. Money
2 years
Morning, y'all! What's good?! Been mia for a while with a pretty nasty and rare autoimmune disease we're still trying to diagnose, but today's one of those miracle days where life feels so beautiful and normal that I had to pop in and say hello. So hello! Have missed y'all 👊👊
39
0
201
@BudgetsAreSexy
J. Money
5 years
Morning!! So this is super exciting - and scary! - news to share right now, but after 11+ years I've decided to sell Budgets Are Sexy... Here's why below, and what it means for the future of it (though PS: I'll still be blogging there every day!) .
84
15
201
@BudgetsAreSexy
J. Money
7 years
When you find out you're having another baby (!!!!!)
61
9
192
@BudgetsAreSexy
J. Money
6 years
My 4 y/o: Dad, what's a blogger? Me: You know what that is! It's me! What I do for a living - you know, type my thoughts out on the computer and stuff? 4 y/o: Oh.... I always thought you were a JOGGER 🤦
9
3
194
@BudgetsAreSexy
J. Money
6 years
A reader just divulged to me that his net worth was $138,000 in 2001 and is now over $7 MILLION (!!!) Awaiting the juicy details so I can blast it around to everyone, haha... Any guesses how he did it??
54
8
192
@BudgetsAreSexy
J. Money
6 years
"What day is it?" asked Pooh. "It's today," squeaked Piglet. "My favorite day," said Pooh. ~A.A.Milne
1
37
189
@BudgetsAreSexy
J. Money
3 years
"Wealth is what you don't see." - @MorganHousel
5
8
190
@BudgetsAreSexy
J. Money
4 years
Hey all - my latest project with @TheMotleyFool is live now!! Back to spreading the 💙💙💙 and 💰💰💰 around the community again ;) Check it out! -->
19
24
181
@BudgetsAreSexy
J. Money
4 years
🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸 🇺🇸
5
6
172
@BudgetsAreSexy
J. Money
6 years
Father gives 4 y/o a dollar to buy anything he wants from Target $1.00 bins 4 y/o doesn't find anything he wants and asks if he can "save it for later" Father of 4 y/o faints from happiness.
8
9
169
@BudgetsAreSexy
J. Money
5 years
PS: don't go broke trying to look rich
13
46
162
@BudgetsAreSexy
J. Money
6 years
"Money will buy you a bed, but not a good night's sleep, a house, but not a home, a companion, but not a friend." - Zig Ziglar
3
41
158
@BudgetsAreSexy
J. Money
6 years
"The Best Way to teach your kids about taxes is by eating 30% of their ice cream" - Bill Murray
12
49
153
@BudgetsAreSexy
J. Money
7 years
"I regret paying off my debt." - said no one ever
7
59
150
@BudgetsAreSexy
J. Money
5 years
From @Experian : - Consumer debt now at $13.3 trillion - Credit card debt at $834 billion - Mortgage debt at $9.4 trillion - Personal loan debt totals $291 billion - Student loan debt reached a record high of $1.37 trillion - Auto loan balances hit $1.27 billion No biggie...
29
100
148
@BudgetsAreSexy
J. Money
7 years
#Overheard "I save Shakespeare until 8th grade when the kids can handle how dirty he is."
0
16
149
@BudgetsAreSexy
J. Money
6 years
"Money speaks one language: If you save me today, I'll save you tomorrow"
5
62
152
@BudgetsAreSexy
J. Money
6 years
Here's something wild --> "In 1971, you could buy a new Ford F-150 for $2,500. At $4 an hour, it took 625 hours to buy the truck. Today’s model costs $30,000, and the average hourly wage is $26. So the wage earner has to work for 1,154 hours to get a standard F-150."
15
60
153
@BudgetsAreSexy
J. Money
8 years
If you ever wanted a Directory of all PF Blogs - you now have one :)
Tweet media one
12
56
146
@BudgetsAreSexy
J. Money
3 years
Omg omg omg... Just got alerted I can get a covid shot (!!!) - AND - that a coveted plot has opened up in the cemetery I want to be burried at!! Getting life and death on lock today, lol..
19
2
151
@BudgetsAreSexy
J. Money
6 years
Me: *hugs son* "I love you so much... You better be around forever!" Son: *hugs back* "Don't worry dad, I'm not old like you so I won't be dying soon." 😱😱😱😱😱
17
3
145
@BudgetsAreSexy
J. Money
4 years
13 years ago today Budgets Are Sexy was born :) Almost 1/3 of my life!! Thank you to everyone who read it, shared it, encouraged me, hated on me!! lol, and every other way you've been a part of it. Nothing has changed me so immensely in life and I love y'all for it 🙏🙏
12
3
147
@BudgetsAreSexy
J. Money
6 years
To the person who said my house "was nice, but small..." and "you're throwing away money by renting": 💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩💩 #StopRentHating
19
5
143
@BudgetsAreSexy
J. Money
4 years
PS: Time to update those Net Worths again! Don't forget to grab a box of tissues on your way 😅😅
37
4
143
@BudgetsAreSexy
J. Money
6 years
"Owning less is better than organizing more." - @joshua_becker
5
34
137
@BudgetsAreSexy
J. Money
6 years
A PSA to all those considering credit card hacking: It's better to be DEBT-FREE with no rewards than it is DEBT-FULL with them. Don't dance with the devil if you don't trust yourself! 💃😈
13
28
136
@BudgetsAreSexy
J. Money
5 years
Just maxed out the IRAs 💪
13
0
133
@BudgetsAreSexy
J. Money
7 years
Tweet media one
6
71
130
@BudgetsAreSexy
J. Money
7 years
Commenter on my blog - " I just paid off our mortgage today. 100% Debt Free @ 41. I am going to tell my wife on xmas." #BESTGIFTEVER
6
8
132
@BudgetsAreSexy
J. Money
4 years
Wife just called about a hospital bill and asked if they could lower it for her... literally just *asked* and they said YES!!! $80 off - just like that!! *** ALWAYS ASK!! ***
18
5
131
@BudgetsAreSexy
J. Money
5 years
My baby just took his first steps!!!! At 10 mos old!!
9
0
131
@BudgetsAreSexy
J. Money
5 years
So smart.... @FinCon will be offering childcare throughout the conference. FOR FREE!!! I wonder if they'll slip in personal finance classes to them while we're away?!
17
8
133
@BudgetsAreSexy
J. Money
5 years
My odometer just crossed over 100,000! Can I be a part of the #FrugalCarClub now??!
50
1
127
@BudgetsAreSexy
J. Money
5 years
New on the blog today: how a reader turned *nothing* into millions of dollars by his 40s! Along with a breakdown of his net worth 💰💰💰 Hope it inspires you! .
7
26
131
@BudgetsAreSexy
J. Money
6 years
"You don’t want to be the guy who owns the boat, you want to be friends with the guy who owns the boat" - Bill Burr
12
14
127
@BudgetsAreSexy
J. Money
5 years
I just took a DNA test, turns out I'm 100% that budgeter.
7
8
120
@BudgetsAreSexy
J. Money
6 years
Anyone old enough to remember these? Haha...
Tweet media one
30
1
125
@BudgetsAreSexy
J. Money
5 years
A stranger just came up to me and asked how he could pray for me. What a way to live your life!! Going out of your way to help - and love - others?? Who you don't even know?! I'm sure he freaks people out, but makes me want to be a better person...
8
4
120
@BudgetsAreSexy
J. Money
6 years
"There are over 2,000 books picking apart how Warren Buffett built his fortune. But none are called “This Guy Has Been Investing Consistently for Three-Quarters of a Century.” " - @MorganHousel @CollabFund
3
14
121
@BudgetsAreSexy
J. Money
6 years
My 4 y/o (in song): "Dad is the best, dad is the best..." Me: "Aww, thx bud!" 4 y/o: "I wasn't finished." "Dad is the best, dad is the best... BUT MOM IS BETTER!!"
15
3
121
@BudgetsAreSexy
J. Money
4 years
Random idea: what if when you're loading the dishwasher you put all the spoons in one section and all the forks and knives in another, and then when you go to unload them all they're already separated out saving you 18 minutes of frustration?! Is this a thing? Or am I a genius?
35
1
121
@BudgetsAreSexy
J. Money
3 years
Also FYI: this Omicron $hit is real... got two kids with it now and probably a wife even after being vaxxed to the max and staying safe for 2 years (!!) Gonna be a long Covid Christmas 🙃🎄🙃
68
4
120
@BudgetsAreSexy
J. Money
6 years
"I opened two gifts this morning. They were my eyes." - Zig Ziglar
1
28
119
@BudgetsAreSexy
J. Money
5 years
What are some of your controversial $$$ beliefs? Here are 3 of mine: - Renting is better than owning for a lot of people - Buying Starbucks is perfectly fine - Always tip 20% no matter the service More on today's blog post, inspired by @peerlessmoney .
32
18
120
@BudgetsAreSexy
J. Money
5 years
Rescued a book from the thrift store today! I wonder if the dude ever went through with his plan?!
Tweet media one
Tweet media two
Tweet media three
17
2
117
@BudgetsAreSexy
J. Money
7 years
If you're reading this right now, it means you're alive and fortunate!
8
12
116
@BudgetsAreSexy
J. Money
6 years
5 y/o son: "If I had a million dollars I'd buy all the pizza in the world!" Wife: "That's it?? Nothing else?" Son: "Nope. Pizza is the best thing ever."
22
3
115
@BudgetsAreSexy
J. Money
6 years
Tweet media one
8
34
109
@BudgetsAreSexy
J. Money
6 years
Chart of the day. #Compounding
Tweet media one
18
43
112
@BudgetsAreSexy
J. Money
6 years
2003: Opens up brokerage account - day trades all my $500 away - shuts down brokerage account. 2018: Opens up brokerage account - dumps $50k into an index fund - shuts down brain.
6
8
114
@BudgetsAreSexy
J. Money
3 years
When your wife says "you better not buy me any anniversary gifts" and means it! 😂😂 I don't think we've exchanged gifts going on 5 or 6 years now on anniversaries... is that weird? all we ask is a night out without kids, lol...
30
1
113
@BudgetsAreSexy
J. Money
4 years
Remember when everyone was cashing out of their investments two months ago? 😱😱😱😱😱
37
7
111
@BudgetsAreSexy
J. Money
6 years
Went to a charity dinner last night and was the youngest person there by 30 years... But want to know the craziest part? NOT A SINGLE PERSON WAS ON THEIR CELL PHONE THE ENTIRE 3 HOUR EVENT. I miss that.
5
7
109
@BudgetsAreSexy
J. Money
5 years
Wife last night to 7 y/o: "your homework today is to write down your dream" 7 y/o: "Easy! I want to be rich and have a lot of candy." 🤦‍♂️
20
3
112
@BudgetsAreSexy
J. Money
6 years
"My investment account now earns more money than me. It’s like having a new family member who contributes towards the rent but who consumes nothing and takes no space." - @alainguillot
4
18
108
@BudgetsAreSexy
J. Money
3 years
Wow - what a story!! LivingaFi comes out of blog retirement to share what FIRE's been like for the past 6 years.... and it is NOT what you would expect!! What a reminder that $$$ does not solve everything...
10
11
110
@BudgetsAreSexy
J. Money
6 years
10 step morning routine someone just sent me: 1. Research a side hustle 2. Review goals 3. Track expenses from day before - Am I on budget? 4. Pack lunch 5. Weigh in 6. Choose exercise for the day 7. Glass of cold water w/ lemon 8. Daily Vitamins 9. Open curtains 10. Make bed
14
28
108
@BudgetsAreSexy
J. Money
4 years
Neat fact today: 25% of cars in the US are at least 16-years-old (via @RobinhoodSnacks ) How old is your ride?! (mine are 12 and 4)
136
5
106
@BudgetsAreSexy
J. Money
5 years
My [budget] brings all the boys to the yard... And they're like, it's better than yours... Damn right it's better than yours... I can teach you, but I have to [send you to my blog where you can learn everything for free]
6
9
108
@BudgetsAreSexy
J. Money
5 years
When you find out your 5 y/o left the faucet on full strength for 4 and 1/2 hours!!
15
13
103
@BudgetsAreSexy
J. Money
5 years
Daayuuum
@themotleyfool
The Motley Fool
5 years
96% of Warren Buffett's net worth was accumulated after his 65th birthday. That's how compounding works.
8
127
561
6
8
105
@BudgetsAreSexy
J. Money
4 years
#voting is sexy.
8
16
104
@BudgetsAreSexy
J. Money
3 years
My 6 y/o to my wife: "You save a lot of money on holidays!" Wife: "What makes you say that?" 6 y/o: "You only have to get us a few things and then the Easter Bunny brings the rest!! All FREE!!! And now that I think about it, on Xmas too! Santa is always saving you money!" 👀👀
7
1
104
@BudgetsAreSexy
J. Money
7 years
From a reader of the blog: "My goal is to invest 30% of my gross income for retirement. Build up my emergency fund. Find a sexy single woman who lives a frugal lifestyle." Sounds about right ;)
14
8
105
@BudgetsAreSexy
J. Money
6 years
PS: The less you spend, the less you need to earn!
9
26
101
@BudgetsAreSexy
J. Money
6 years
Day #1 of watching all 3 of my boys as my wife goes back to work again! Pray for me!!! 🙏🙏 😁
19
0
103
@BudgetsAreSexy
J. Money
5 years
Another idea from a reader of the site: "Rule in my house is that we each only get so many hangers. When you go out to buy something new you have to know what you will get rid of because no new hangers are allowed :)" So good!!
4
7
105
@BudgetsAreSexy
J. Money
6 years
Today's mission: take a 15 minute walk and remember how fortunate you are 🙏 (Bonus points for strolling through a cemetery :))
20
13
102
@BudgetsAreSexy
J. Money
6 years
Reader of my blog: "In the 8 months leading up to our wedding we paid off $18k in credit card debt because we wanted to start fresh without anything hanging over our heads. We celebrated with a $4 bottle of champagne :)" 👍🍾
6
6
101
@BudgetsAreSexy
J. Money
6 years
ALL LIBRARIES SHOULD DO THIS!! 💪 "Our library in town now gives receipts instead of a card in the back of the book – and it tallies how much you’ve saved this year by checking out books instead of buying them. I’m up to $1,170 this year! :)" - reader of my blog
8
14
102
@BudgetsAreSexy
J. Money
6 years
Is it weird that this turns me on? From a reader: "Just spent 10-12 hours analyzing our 2018 monthly income statements and balance sheets and throwing it all into a chart-filled 19-slide powerpoint deck for my wife and I's epic 2018-in-review money meeting!"
21
4
101
@BudgetsAreSexy
J. Money
6 months
Tweet media one
2
17
103
@BudgetsAreSexy
J. Money
6 years
Tweet media one
8
2
99
@BudgetsAreSexy
J. Money
4 years
Hey guys! Starting to curate again for our upcoming project w/ @TheMotleyFool ! Anyone write any killer $$$ articles lately? Either those you loved or those others loved? (which always surprise you since those are the ones you least expect to take off? 😂) Pass it over!
51
14
104
@BudgetsAreSexy
J. Money
6 years
Hate mail of the day: "The content is good, but I'm unsubscribing because I have a difficult time with the grammar style of this blog. I feel like I'm reading text messages, not trying to save for retirement." #LOL #LMAO #BRB
19
0
101
@BudgetsAreSexy
J. Money
5 years
A quick background on *how* we got our net worth to $900k for anyone new to the site or those who don't feel like going through all 2,537 archived posts ;) It's not always sexy, but it does work over time! .
16
18
99
@BudgetsAreSexy
J. Money
4 years
Wow.. no more school for rest of academic year here in VA! My kids and I are both screaming for different reasons 🤣😭🤣😭
13
2
101
@BudgetsAreSexy
J. Money
5 years
Just a friendly reminder: You are loved. That is all...
6
12
99