🚨 📖 Did you know that nearly 1 in 5 Canadian adults struggles to read a simple sentence? In this eye-opening episode of the Insight is Capital™ Podcast, we sit down with @MelValcin, MA, President & CEO of @UForLiteracy to discuss the life-changing impact of literacy on individuals, families, and the Canadian economy. 🧭 We explore: ✅ The hidden literacy crisis in Canada and how it affects employment, health, and civic engagement ✅ The $50+ billion GDP boost that raising literacy levels by just 1% could create ✅ How United for Literacy is helping individuals overcome barriers and unlock new opportunities ✅ The vital role of financial literacy in economic empowerment ✅ Ways YOU can help make a difference Thank you for listening! We're honoured to bring you these exclusive conversations. Watch it here 🔗

🚨 Federal Reserve Chair Jerome Powell testified before the House Financial Services Committee today, emphasizing the strength of the U.S. economy with a 4% unemployment rate and inflation nearing the Fed's 2% target. He indicated no rush to adjust interest rates, highlighting the need to avoid hindering progress on inflation. Powell also addressed concerns about tariffs and their potential impact on inflation, stating that while the standard case for free trade remains logical, it's the Fed's role to react thoughtfully to trade policies.

NEW EPISODE 🚨 The Insight is Capital Podcast 🚨 𝗣𝗿𝗲𝘀𝘀𝗶𝗻𝗴 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗶𝗻𝘁𝗼 𝟮𝟬𝟮𝟱 Market uncertainty, rate cuts, U.S. exceptionalism, and a potential Canadian dollar shock—are we prepared for 2025? In this must-watch episode, Pierre Daillie sits down with Ilan Kolet, Institutional Portfolio Manager at @Fidelity to dissect the most pressing questions investors and advisors are facing right now. 🎯 What happens if a 25% tariff is imposed on Canadian exports? 🎯 Is the Canadian dollar heading for a collapse? 🎯 Why are U.S. equities still the best game in town? 🎯 Have investors misunderstood the bond market? 🎯 Should portfolios brace for a new investment paradigm? Watch it here 🔗

🚨 Tariffs Are Back in the Spotlight! 🚨 With new U.S. tariffs looming, Canada's economy is bracing for impact. 🇨🇦📉 From potential recessions to fluctuating currency values, the stakes are high. But here's the twist—while the Canadian dollar shows signs of strain, the stock market seems unfazed. 🤔 What does this divergence mean for businesses, investors, and policymakers? And how will Canada navigate these economic ripples? 🔍 Dive into the full analysis and discover the surprising insights:

🚨 Canada's Energy Crisis: A Wake-Up Call We Can't Ignore 🚨 Why is Canada, rich in natural resources, struggling with rising fuel prices and economic strain? This eye-opening article dives into how our heavy reliance on U.S. refineries and lack of infrastructure diversification have left us vulnerable. It challenges the belief that American shale can save the day and highlights the long-term risks for both economies. 🌍💡 Curious about how we got here—and where we go next? 🔗

🇨🇦🔥 Canada’s “Twisted Sister” Moment: “We’re Not Gonna Take It!” 🔥🇨🇦 When the U.S. slapped 25% tariffs on Canadian goods, Canada didn’t just sit back. In true rock n’ roll fashion, they hit back with their own set of tariffs and non-tariff measures. TD Economics dives into the brewing trade tensions and what they could mean for our economies. It’s a must-read for anyone tracking North American trade relations or just loves a good story of standing up to the big guys. 🎸 Read more here:

🚢📈 Tariffs: Bark Worse Than Bite? 🐶💼 We’ve all seen the headlines—threats of tariffs, trade wars, and economic turbulence. But what if the market isn’t as worried as the media makes it seem? A small dog barking loudly can cast a massive, intimidating shadow. But when you take a closer look, the reality might not be as alarming as the noise suggests. 📊 Global markets have remained resilient. 🌎 Trade between the U.S., Canada, Mexico, and China continues. 💰 Investors seem unfazed. So, are tariff threats more bark than bite? Read the full article here 👉

🚨 The Corporate Bankruptcy Wave: What It Means for Businesses & Investors 📉 The financial landscape is shifting, and corporate bankruptcies are on the rise. With economic uncertainty, rising interest rates, and shifting market conditions, even major companies aren't immune from financial collapse. 🔍 What’s driving this surge? 📉 Which industries are most at risk? 💡 How can businesses and investors navigate this turbulence? LPL Financial breaks down the latest trends, the key warning signs, and what this means for the future of global markets. 🔗 Read it here:

🔄💰 #TBT – The Investing Advantage You Didn’t Know You Had! 💰🔄 Most people think big investors have all the power…but smaller investors actually have a secret edge 🤯 Michael Robbins, Professor of Quantitative Investing at @Columbia, breaks down a surprising truth: big money can’t always play in the same markets you can. Micro-cap stocks? Pink sheets? Smaller investors can move nimbly where large institutions can’t. 🚀 But here’s the catch: freedom comes with temptation. Without discipline, it’s easy to chase trends, jump from strategy to strategy, and sabotage your own returns. 📉 Want to learn how to leverage your small investor advantage? Hit play now and listen to the full episode 👉 ! 🎧

Happy Lunar New Year!

🚨 NEW EPISODE: The Insight is Capital™ Podcast 𝗧𝗵𝗲 𝟮𝟬𝟮𝟱 𝗠𝗮𝗿𝗸𝗲𝘁𝗶𝗻𝗴 𝗚𝘂𝗶𝗱𝗲 𝗳𝗼𝗿 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗔𝗱𝘃𝗶𝘀𝗼𝗿𝘀 In this episode, we dive into the essentials of marketing success with @SamanthaTwenty, Chief Evangelist at @FMGSuite. Samantha shares her expert insights on how financial advisors can thrive in a digital-first world, where competition is nationwide, and the rules of client acquisition are constantly evolving. 👉 FMG 2025 Marketing Guide for Financial Advisors Discover 31 pages of actionable marketing strategies tailored for advisors. 📥 Download it here: 2025 Marketing Guide for Financial Advisors Watch the full interview here 🔗 ➕ Check out this preview ⤵️

🚀 The Future of AI: A New Contender Rises 🐉📈 In a world where technological innovation knows no borders, China's DeepSeek AI is making waves, challenging the dominance of Western AI models and sparking market reactions across the globe. 🇺🇸🤝🇨🇳 Dive into how DeepSeek's cutting-edge advancements and cost-efficient development are reshaping the competitive landscape of artificial intelligence—and what this means for investors and innovators alike. 🌐💡 Are we witnessing a pivotal moment in the global AI race? Read on to explore the implications for market strategy, technological progress, and the balance of power in the AI space. 👉[

🚨 What Happened to PepsiCo? A 3-Year Slump That Has Investors Rethinking Their Strategy 🚨 PepsiCo has long been a staple in portfolios, revered for its resilience and diversification across beverages and snacks. But as the company faces a prolonged 3-year slump, advisors are beginning to ask tough questions about its place in today’s investment landscape. @siacharts dives deep into the factors driving PepsiCo's performance decline—rising input costs, shifting consumer preferences, and increased competition in the healthier food and beverage space. It also explores why financial advisors are recommending caution to their clients, even as the company attempts a strategic pivot.

🚨 What does 2025 have in store for investors? Join us as we dive deep into the markets, macroeconomics, and the evolving landscape of risk and opportunity with @AahanPrometheus, Founder and CEO of @prometheusmacro. In this special kickoff episode of Raise Your Average, Aahan breaks down his systematic and probabilistic approach to navigating today’s unpredictable economic environment, and shares his investment outlook, as well as asset allocation. You may be surprised. ⚫ Hosted by: Pierre Daillie ( + @MikePhilbrick99 )@InvestReSolve Watch it here: + Check out this preview 🔥

#TBT to when Dennis Mitchell of Starlight Capital joined us to challenge the status quo on portfolio design. Citing insights from Bruce Flatt of Brookfield, Dennis shared how private wealth and mass affluent investors are moving toward alternative asset classes—on track to hit 60%, aligning with institutional trends worldwide. 🔑 His key takeaway? The 60/40 portfolio is history. The future is about efficient returns, prioritizing long-term plays like private real estate, infrastructure, and equity over traditional equities and fixed income. It’s all about real value creation, cash flow growth, and patience—not just riding market waves. Are alternatives the way forward?👇 Watch the full episode + others @

🚨 Leadership and followership are not opposites but complementary forces shaping progress. Leaders chart the unknown, challenging conventions and inspiring others with vision and courage. They take responsibility not only for successes but also for failures, embodying resilience and adaptability. Followers, often undervalued, are the foundation of collective success. They bring discipline, focus, and execution, transforming ideas into reality. A great follower is not passive but discerning—questioning, learning, and contributing to a shared purpose. The key distinction lies in perspective: leaders look ahead, creating possibilities; followers look within, mastering implementation. Yet the lines blur—true leaders know when to follow, and true followers know when to lead. Both roles, when embraced with intention, are acts of service to a greater goal. In life, the question is not about hierarchy but harmony: how do your actions elevate the whole?

Happy 2025! We hope yours was a relaxing, happy and peaceful holiday season. As we eagerly anticipate the year ahead, we can't help but look back on 2024 with a sense of pride in what we were able to accomplish, on behalf of you. It was a year of significant achievements, made possible by your unwavering support. Your contributions, readership and feedback have been instrumental in our success, and we are deeply grateful for your continued partnership. We hope yours was a relaxing, happy and peaceful holiday season. As we eagerly anticipate the year ahead, we can't help but look back on 2024 with a sense of pride in what we were able to accomplish, on behalf of you. We’ve been leaning hard into the idea that being prepared for all economic and market scenarios is essential, therefore, resilient portfolio construction is key. All the tools are available, whatever you believe is in store for markets. Just because markets and policymakers alike seemed to collectively shrug and mutter, "We’ll see what happens,” doesn’t mean we should invest in hope. More skill, and less luck, is what will see us all through. That’s why we’ll continue to work tirelessly daily, to provide valuable insights, and forge academic partnerships to bring you a thoughtful balance of in- and out-of-consensus market and economic analysis and insight. We'll also work to provide you with much more intel on actionable solutions that address our collective uncertainty of what's ahead, in 2025, and beyond. Please visit us to read, watch, or listen to all the complete interviews, articles and podcasts of 2024. Stay tuned and stay in touch.

What's going on around the market today? Here's a quick summary ⬇️ Head to for the full story ➕

Canadian Prime Minister Justin Trudeau has officially announced his resignation after nearly a decade in office. Trudeau, who first took office in 2015, leaves behind a legacy marked by progressive policies, global leadership on climate action, and challenges in navigating political controversies. Facing declining public support and internal party tensions, Trudeau stated that it was time for new leadership to guide the Liberal Party and Canada into the future. He will continue to serve as prime minister until the Liberals select a new leader, signaling a pivotal moment for Canadian politics and the nation’s direction on the global stage 🇨🇦