Adesola Adetoye
@adesolaadetoye
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Following
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👨👩👧Family 🥇 💵Licensed Financial Services Broker. 🦅Building a Team of Winners in Canada. Instagram: @adesolaadetoye #Yeshua1st #GenerationalWealth #light
Toronto, Ontario
Joined November 2011
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Last Seen Profiles
HERE WE GO CONFIRMED!!!
Happy to announce I have signed for Canada FC
#OhCanada
So in summary:
National Team = 🇳🇬
Club Team = 🇨🇦 🍁
Glory be to God for the amazing Journey
Unto the next chapter
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Today actually makes it 4 years we landed in this blessed country from Australia.
Came here married with no kids, no property, no proper direction etc.
But here we are 😎😊
Not where we want to be but very far from where we used to be
Forever grateful for the journey
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@UncleCCA
Wow. This is unbelievable 😂😂😂
What is the money being invested into?
Almost 50% ROI in 4weeks
Even CBN will invest😂😂😂
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First time in America 🇺🇸
I can confirm the Canadian Passport works😜😜😜
😎
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One year ago, we bought our first house in Canada.
Super grateful to God.
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@StretfordPaddck
Solid 8.5 should be 7 but extra 1.5 for proving us all wrong and continuously improving
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@Centhiva
@omaakatugba
Lol. Okay with cleanly cemented street floor and proper flood drainage.
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Citizenship Ceremony Date confirmed
Canada passport here we go soon
😎😎😎😎
🕺🕺🕺🕺🕺🕺
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@MorkaPromise
@frankedoho
Look at Ceballos. From the trenches of Arsenal to the UCL medal at Madrid. God is great
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@UtdDistrict
Solid 8
The things he had to deal with >>>>>
Ronaldo + Glazers + Messed up Jan Transfer etc
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@NicolasBoulay
@unusual_whales
Immigrants don’t get to vote right away. Even as a PR. It takes 3 years to qualify for citizenship and say another year to get the citizenship.
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CRA this tax season to those with multiple T4 jobs
lol
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@dolawanle
@masongreenwood
@ManUtd
I don’t think the issue is bringing him back
The issue is the fan and public reaction
It could put the team in disarray plus away games will be tough for him.
Spain has really helped him and the noise is going down
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+1 🎂
Another 365 days of God’s abundant blessings in all areas of my life
Thank you all for being a part of my last year
Let’s make this new year memorable and remarkable
Cheers 🥂
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@thekenndubisi
This is very fair expense.
Now imagine bills for someone married with 2 kids. Single income family 😂
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Vacation February 2024
Banff Fairmont Hotels
Taking wifey to the Mountains 😎
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I sincerely wish all new immigrants a BIG WIN in your pursuit of earning BIG MONEY in this country 🇨🇦
You truly deserve it
🙏
Happy Monday 🥂
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“Ibaje Eniyan ko le dase Oluwa duro”
Your hatred for someone doesn’t stop God from blessing them.
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One of the biggest lessons I learnt in 2022 is that: “I don’t need more time, I need more FOCUS”. Not sure if you understand this but you won’t get more time but you can eliminate your distractions by being more FOCUSED.
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Such a relief!!!
Passed this citizenship examination after I almost forgot to take it.
Tomorrow was the set deadline
Glory be to God
🙌🏾
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@TundeTASH
Lol. Interesting comments. No one says you need to resign or leave in a bureaucratic way. If the relationship is good then good notice is needed. If not, this is another way to do it. And as per references, you don’t need references from all your employers.
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If you are new to Canada
Don’t commit to buying any car yet till you run insurance quotes using different cars(models and years) and post codes
You will save money by doing this
Thank me later
🥂
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Maturing financially means
“I can afford it, but I don’t need it so I am not buying it”
Cheers 🥂
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Mark 12:31
…………….You shall love your neighbor as yourself.’ There is no other commandment greater than these.”
Love from my family to yours
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My wife is amazing
One of the best decisions I made in life
Can’t thank God enough
🥰
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When you are new to Canada, things may be tough in the beginning but with access to good information and good people around you, things will get better.
You may need to think differently or even take on a new career.
Don’t be rigid, embrace the process and it will end in Joy.
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Wedding guest and your favourite Canadian Financial Advisor
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Vacation in your house is valid. Eat, sleep and Netflix. Don’t let social media put pressure on you
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@iSlimfit
Chelsea has not finished above Man Utd in the last 2 seasons and this season wont be the exception. This table is your fantasy and you can live in it.
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Please if you have 2 jobs
Don’t spend the 2nd income lavishly
It’s not time to buy that Range Rover or go on expensive vacations
THATS YOUR RETIREMENT (INVESTMENT) ACCELERATOR FUND
You won’t keep the 2 jobs forever
#financialwisdom
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I am yet to use my Canadian passport despite living close to the border with USA
Need to plan something with my wife against next month even if it’s to buy ice cream and then drive back
Passport needs to be used aggressively 😂
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If you are an employee and your employer pays annual or quarterly bonuses, you are better off taking it as RRSP contribution and not cash.
The taxes at the time of taking the money cash is usually high
Most typically see about half the pay after taxes
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Congratulations to all those taking the Canadian citizenship oath today
Welcome home 🇨🇦
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For new immigrants:
It’s tempting to want to finance a car but it can really damage your finances in terms of monthly commitments
It’s important to forecast your future bills and potential income 2-3years ahead in other to see if the car payment will work out or not
Avoid
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Today in Canada, 47% of the country is paycheque to paycheque and could not handle an unexpected expense of just $500.
In the 18-35 year old age group that rises to 53%, and a staggering 57% of those aged 35-54.
🤦♂️
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If you are referred to a job and you do get it
PLEASE and PLEASE do more than your best to perform excellent well in all dimensions
Not for your sake but for the person who recommended you
Because some people are just unfortunate 🤦♂️
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@AskMichaelTaiwo
Loyalty is not often rewarded
Most employees won’t leave anyway so why pay them more
Capitalism wins
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My heart is so full of gratitude
The last few years have been so remarkable
God’s plan indeed
Jeremiah 29:11
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Short video detailing how personal finance should be handled. Great illustrations with few pieces missing.
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West jet paid me $1000 for compensation.
They cancelled my flight from Calgary to Toronto last month, then rebooked me to another crazy route. I called them and they amended it.
I was still angry, then checked up my rights and saw I could get some money. Today it’s been paid 😎
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Canada come outside
Let’s talk
😂😂😂
You know I will always tell you the truth. So I did
#tenpoundschallenge
in London this morning. 😊
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Alberta roads are wide and a joy to drive on. Always enjoy my stay when I visit Calgary or Edmonton.
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@Olujoesy
@EduardoHagn
Its a 3-4-3 formation in actual sense. On paper it looks like RB.
Tactically he can defend the RB spot if opposition attacks is persistently
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@Sheriffie
My friend got his PR in Australia via the global talent route with his cyber security experience.
Australia is beautiful
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ALMOST fell for a scam call today
The call was about a promo on Rogers/Fido
95% of what he said checked out true except he made few errors
The call came in 2 stages:
The first guy made the offer (30% discount on all my services) and said his manager would call in 3hrs to
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I stopped planning in Naira for my Nigerian expenses for over 1year now
It’s sad to see how the exchange rate is free coasting
It’s best to plan for your parents or dependents in CAD or USD, that way your budgeting is fixed and you can easily meet up
It is well
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@OgbeniDipo
@MBuhari
They are busy working on no-fly list, social media bill and SuWAT training. ASUU and the other lazy Youths can wait.
#EndSARS
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Before Black Friday: Price = $350
Black Friday deal: Price = $750 with 50% off = $375
🤡🤡🤡🤡
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The only MBA I am interested in is a:
Massive Bank Account
😂😂😂
So help me God
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If you are new to Canada, do not be afraid of getting and using a credit card. Canada is a credit based society and you will need it badly.
It’s also important to get at least 2 credit cards from 2 sources to have an established credit. Mortgages require this.
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What does it take to blow $10,000 in one year?
Just $27.40 a day in miscellaneous spending.
It's not always the big purchases that keep you broke. It's the small ones that you think won't make a difference.
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Having 2 jobs is not sustainable on the long run
You may have to rethink your strategy
Don’t plan your finances with the plan of keeping two jobs forever
Peace ✌️
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Happy first birthday Son 🎂
Daddy is proud of you
God bless you forever and always
😎
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One of the first shockers to new immigrants to Canada is how expensive our Car insurance is especially for those in the GTA
$400 per month for a car bought for $5000 is insane
It is well
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Reminder to someone in Canada:
Nigeria vs Ivory Coast is showing on FuboTV
lol
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July 25 is special:
Our wedding anniversary and my brother’s birthday
Happy 5th anniversary to me and my special one 🥂
#WeddingAnniversary
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One of the biggest traps in North America is Autoloan. So easy to access but a big cancer to your cashflow if not properly understood. Being able to make monthly payments doesn’t mean you can truly afford a car. Caution!!!
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@codediinc
lol. Remember you don’t have to win a game by playing well or holding possession. We beat Arsenal the last time by not playing well but defending well.
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Save money and then spend the money 😂😂😂
Happy Sunday my people
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Buy a $50,000 car:
"Congratulations, we're so proud of you"
Start investing in stocks/ETF/Investment Funds etc.
"You have to be careful, that sounds very risky".
We have to change this mindset.
Happy Monday
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One of the most life changing conversations I have had in my life:
Mentor: “congratulations, proud of you aburo. So Adesola, what do you want to do now that you are done with your .?
Me: “I will like to pursue a PhD, …………..”
Mentor: “and what next
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The definition of “I make good money” widely varies
For some it’s $65k annually, others it’s $120k and for few it’s $2.5M annually
At the end of the day, you can always dream bigger
Happy Monday
🥂
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There was a time I thought Rashford was better than this guy
Chai, sentiment is a big factor in delulu
Pls forgive me😂😂😂
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@abiluxe_living
@Olufemiloye
Easier PR and pathway to citizenship = Canada
Better wages, better weather but harder to get PR = Aussie
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@omaakatugba
Must we always find a scape goat to castigate? The last line of the defense is the goal keeper, which means he is the last to be blamed. Why not blame the players who allowed the shot to the fired? Nigeria simply played into Tunisia's tactics and we lost. The team is also young
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Chef Neal Maupay
Cook for me
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Is $100k income enough to live a COMFORTABLE life as a SINGLE person in Canada?
Well, the answer is NO
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How was your Monday?
Another week to make things happen 😎
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Making $150,00 on a job versus making it as a business is totally different
Canada will tax you even at death. Lol
Business incomes are usually more tax efficient due to lower taxes on business plus the ability to deduct expenses&even get tax credit
Business is the way to go😎
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Grow your character as you grow your wealth
Happy Monday
🥂
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I wasn’t thinking of leaving. I got a chance to visit South Korea for work for about 6 months in 2015. After what I experienced, I knew I could never go back to my old life in Nigeria.
And the journey began………..
People who left Nigeria, what was the thing that made you finally decide to leave?
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A good financial plan includes:
-Plan to fix the past errors (Debts etc.)
-Plan to meet Present financial goals
-Plan to meet Future financial goals or concerns or unforeseen circumstances
The tools used should also be tax efficient
Happy Friday
Cheers 🥂
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Favourite family activity
Visiting farms 😎
My wife does the booking and I just show up
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You don’t have to buy a home to the max of your approved capacity. Your mortgage broker and realtor do not know your monthly bills including commitments you pay back home in Nigeria. You may be better off starting out small then upgrading after a few years. Be careful!!!
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You know the movie is legendary when a dog understands what’s going on
Just wow!!!
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The biggest benefit of your kids RESP account is not the government grant. Yes, I am sure you are surprised but it’s true. The main benefit is that the account allows money to be compounded TAX FREE. So it’s more important to get the investments in the account working harder.
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Most people with this scenario will buy real estate
I am putting this fund 100% in an investment fund
Something like S&P 500
When it doubles itself, I will then consider real estate investments in a positive cash flowing property in a landlord friendly state/province
My friend just inherited around $150K.
He is 35
Single
Debt free (except mortgage)
Has a house & good job.
What advice would you give him on what to do with this windfall?
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Anytime I have the chance to mentor any one, I get to know a bit first then send them a book to read before we continue.
Most won’t read it, so they won’t come back again.
Anyone who does read it, automatically gets my attention, and phone number if they don’t have it already
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