Justa Frugal Scientist🏃♀️🚴♀️
@PunkyCovfefe
Followers
3,231
Following
719
Media
2,107
Statuses
20,797
Blue check means I’m the real one. Sarcastic scientist navigating stock markets, 🏠 rentals, and life. Fitness, humor, X enthusiast. Mission early retirement.
United States
Joined November 2016
Don't wanna be here?
Send us removal request.
Explore trending content on Musk Viewer
#Jin_Happy
• 942185 Tweets
Errejón
• 439185 Tweets
#IllBeThereOutNow
• 369141 Tweets
seokjin
• 266730 Tweets
Gaga
• 185640 Tweets
期日前投票
• 95534 Tweets
LINGORM X VOGUE THAILAND
• 85047 Tweets
Rams
• 57922 Tweets
halsey
• 56841 Tweets
農業バイト
• 56564 Tweets
علي النبي
• 56406 Tweets
Rohit
• 48256 Tweets
YINWAR X GARNIER
• 45936 Tweets
Kohli
• 44971 Tweets
#INDvsNZ
• 42442 Tweets
LINGORM MAJOR FANDOM
• 37217 Tweets
連載マンガ
• 36111 Tweets
Hayırlı Cumalar
• 34245 Tweets
Durk
• 29554 Tweets
JD WITH ISSEY MIYAKE
• 26485 Tweets
上げ底弁当
• 24664 Tweets
セブン社長
• 23682 Tweets
#私にも2000万下さい
• 20646 Tweets
下請法違反
• 18632 Tweets
Recep Tayyip Erdoğan
• 16356 Tweets
Visi Kerja Prabowo-Gibran
• 15514 Tweets
addison rae
• 15031 Tweets
Lebih KOMPAK Lebih KEREN
• 14613 Tweets
#جمعه_مباركه
• 12075 Tweets
My paycheck no longer goes to me via my checking account. It goes directly to my trust and I no longer need to pay income taxes.
Learned this loophole on YouTube.
233
194
4K
I need to buy this book for my parents.
I've told them many times I'll burn it all down rather than deal with it.
Who wants to spend weeks away from work handling their parents' belongings?
What are your thoughts?💭
465
171
3K
@rohindhar
A 4,700 sq ft house versus a 16,600 sq ft house. I think that's the main difference. Plus the size of the lot.
25
8
2K
You lost your job. You have no savings. You have enough money to pay bills and buy food for only the next 2 weeks.
Your mortgage is $2,500 and you won’t be able to make the next payment.
What’s your next move?
1K
110
2K
There’s a secret society of people living amongst us keeping Long John Silvers in business
194
102
2K
Too young to retire
Too poor to quit
Too fat to strip
So I guess I’ll go to work.
Happy Monday X fam.
129
16
906
Actual college test shown below. My daughter sent a copy of her assignment a couple of weeks ago. Crossing my fingers that she graduates in May despite this challenging exam.
398
82
783
@nypost
And a vaccinated person thanks you for that because now they have a new contract worth lots of money.
5
14
663
I invested $50,000 two years ago.
My current dividend is $564/month.
My initial shares have doubled in value in two years (now worth $100k)
Good purchase?
124
15
654
10
0
570
Frugal tip for the weekend:
Why spent $9.70 on a meal when you can Door Dash it for $84.55?
33
18
352
I net 52% of my pay.
48% of my salary goes to 401k, health & life insurance, income taxes, and HSA.
77
19
327
When I was a teller at a bank, I would look up how much money customers had in various accounts and make judgement calls on their life.
100
8
326
Someone didn’t pay attention to one of my lessons on frugality. I’ll say it again for all the new people.
You rent a Corolla, swap the tires with your own. Then return it. $40 for four almost new tires. You still have to pay for an oil change. 🛞🛞🛞🛞🚗
$750 for four tires and an oil change. These paid off Corollas are getting expensive
39
1
81
63
14
329
I firmly believe you can tell a person’s principles by if they do or do not return a shopping cart to its proper location.
Friday night rant...
I cannot stand when people don't put the cart back.
Rant over.
21
3
52
106
15
330
Pay with cash and drive old cars. Buffett and Munger advice.
Is this still appropriate long term thinking or outdated advice?
243
9
292
The taxes and insurance we have to pay on a paid off home is basically a mortgage. Comes out to over $1,200/mo right now. It will only continue to increase yearly.
Is it okay to have a mortgage in retirement?
Definitely think this isn’t your best move and it’s not something I would do.
176
0
104
108
14
287
Flippers be like: What should we fill this small crack with for a quick flip?
105
3
243
Is an argument between two vegans still called a beef?
66
20
234
What other words should I add for inner peace?
178
5
225
@nypost
What researcher handles a bat without gloves? What rational person handles a bat without gloves?
10
1
189
@nextdoorsv
Why were the taxes so unbelievably low prior to their death? And how do I only pay that yearly amount on a house worth 1.8 million?
10
0
212
You get a $25k bump in salary.
What’s your game plan?
446
6
200
My daughter was shocked they were given this. Hence the photo. Actual course description: An overview of public communications theory and practices in the agricultural, food, and life sciences with a particular focus on technical writing, public relations and media relations
18
3
198
A millionaire in California is not the same as a millionaire in Nebraska.
42
3
204
My biggest regret in life was not choosing to become a trophy wife. 🏆
67
9
197
What age do you think you will retire?
My plan is 55 so I can pull from 401k without penalty.
191
1
193
@SelfMadeMastery
In arranged marriages, it's like a slow-cooker recipe for romance; the love simmers over time, and the families act as sous-chefs, making sure the marriage doesn't boil over. Meanwhile, traditional marriages can be like microwave meals—quick to heat up but sometimes just as quick
32
4
180
Who bears the primary responsibility for high home prices?
Real estste agents?
Home owners?
Blackrock?
Builders?
Appraisers?
Buyers?
1K
6
178
One thing I’ll never understand: living in a desert. 🏜️
Rocks are ugly.
155
3
166
@AP
90 doses and he's fine and for others are too scared to get 1. The irony here is next level.
6
5
154
When I was young, I was poor. I can now report after 25 years of dedicated, honest, and painstaking work, I'm no longer young.
26
3
151
@Reuters
Russia, stop invading and they'll stop sending arms to Ukraine. It really is that easy.
5
9
131
Do you feel you should help pay for your kids’ college expenses?
We saved to pay our daughter’s expenses via 529 plan. They have scholarships that also help.
I had to pay 100% my own way after scholarships. My hubby’s parents paid for all his education expenses.
285
2
142
🚗 Did you know the average age of US cars, trucks, and SUVs is now 12.6 years - a record high? With driving costs spiking, how old are your vehicles, and why are you keeping it? 🚙
I’ll go first.
238
4
138
I disagree with this view on Robinhood victimizing people like a casino. How about you?
185
0
130
When your boss’s boss calls you to tell you what an amazing job you are doing and to discuss development into new, bigger roles, is it a good time to tell them you plan to be retired in 3 years, or is it best to stay mum on that piece of info?
171
0
134
“Health insurance will kill you in early retirement!” “Good luck affording health insurance!”
Here are plans I was offered today. Doesn’t seem to crazy to me.
Which insurance plan are you picking?
This is for me and my spouse. The monthly premium in the upper right corner of
219
15
125
Shout out to everyone on X who isn't here for monetization or follower counts, but simply to share our thoughts and ideas. We're grateful for that one person who reads, likes, and comments.
I appreciate the validation of just one person. 🥰
(PS there’s nothing wrong with
26
1
126
I wish everything was as easy as getting fat
28
10
121
Looking for a great buy on a large home? Here you go!
72
7
120
@LiquorAntics
The 2017 total eclipse was a bust. Clouds rolled in and we saw nothing. I vowed to never travel to see one again.
Narrator: She only traveled 20 minutes to a park to watch.
4
0
123
@rjmsalespro
It’s a terrible situation to be in. So many are on the brink. Sorry it happened to you, and congrats on the hard work and making it! Did you keep the house?
1
0
112
Anyone else ever delete your sarcastic humorous tweet because you know only a few people will understand your superior humor?
38
1
115
I’m amazed that many people have no hobbies or life outside of work & don’t see any point in retiring early.
I plan to see the world, bike, hike, visit family, try new things, refinish furniture, visit friends, live temporarily in cool new places, shop farmers markets.
48
8
116
@Thefrugalgay11
I see 2 trains of thoughts going on:
We can move to Toledo, get rich, retire by age 55, then do whatever we want.
OR
We can live elsewhere, be poor, and work until we are 72.
12
0
107
After seeing Rao’s pasta sauce in the stores and thinking, “why would anyone pay that much for pasta sauce,” you all convinced me to try it. I was not impressed. Was NOT worth the money. Homemade is far superior and the $2.50 jars of sauce I sometimes buy were just as good.
130
1
106
My oldest graduated ‘magma come lava’ with honors distinction.
😆
21
0
96
@DividendEng
Temp job. I forgot about that option. I did that one summer in college. Had a job lined up nearly every week. Worked in hospitals, physical therapy, law offices, CPA offices, car dealership. Loved the variety.
3
1
97
For the record, my parents have rat-holed a lot of junk. Rooms stuffed. Trailers stuffed. Outbuildings full.
8
0
96
@OrwellAcademy
@MarkLevineNYC
@nataliexdean
Yes, and the data demonstrates the small percentage not vaccinated are being hospitalized in high numbers.
1
1
97
Who is buying a jar of pasta sauce for this amount of money?
$8.52
And secondly, who is putting it on their vodka?
69
4
92
@nypost
Many Americans got checks that would cover these increases, unless they spent them on unnecessary items.
131
2
91
@ThinkAppraiser
I did this, but charged $3,000/day to pay it off even faster. Then I added on cleaning fees and miscellaneous charges. It took 3 weeks to pay off the loans.
In hind sight, I should have done this with Toyota Corollas.
5
0
94
@LaMachine__
@MaryLTrump
@AshaRangappa_
What rights did we give up? The right to wear a seat belt? The right to not smoke in a restaurant? The right to wear a helmet when you ride a motorcycle? The right to not get childhood vaccines? Geesh, the government doesn't let you kill anyone these days.
2
4
87
@riseofmen
@MrachekLaura
Your post said foreign women. If they don’t live abroad, are these people here on work visas?
1
1
83
@sithhippie
@VP
Can we please stop twisting the meaning behind what people have said. She said if doctors & scientists said it was ok, she would take it. She wouldn't take it just because Trump said it.
12
2
83
@TaraBull808
1) Sunscreen 🧴
2) Staying fit 🚴 💪
2) Little to no alcohol 🍺
4) No smoking 🚭
5) Finding humor in everything including the bad stuff 😆
6) minimal skin care and makeup 💄
7) avoiding no show socks 🧦
14
1
85
@TheDrugMoney
A drug to help you lose weight for some reason as bad. A drug to help you quit smoking good. A drug to help lower your blood pressure good. A drug to help you have an erection good. Drug to make sure you don’t get pregnant good. But dammit we don’t want people to receive any help
14
1
85
Wells Fargo limits online bank transfers to $6,000 every 30 days. This is inconvenient.
72
1
80
@RepStefanik
@JAKESHARPREAL
Why didn’t it get passed? Republicans in the house did not pass it. Also talking over people is so rude.
9
7
80
@indexnforgetit
I’m with most of these folks. Ace is much closer. Fast in and out. Great customer service. Shelves are usually full. Love it for grabbing the one or 2 items I might need.
3
2
78
Retirement age is 67.
Average life expectancy is 78.
Are you planning to only enjoy 11 years, or are you making plans to retire early?
#earlyretirement
142
3
79
Can someone please tell me what the drug is that makes you smart and know things? You know, the one they think Biden is going to be taking for the debate? If it existed, I think I would be on it. I think we all would be on it.
54
0
76
I’ve been married for 24 years. What advice can you give me?
209
2
77
@StatisticUrban
Why the distinct line at the NEBRASKA KANSAS border? Kansas ban disasters in those counties?
18
1
79
@OutdoorFinance
Check your tires. Speaking from experience. Hubby had to change a tire on the way to the hospital. He was so flustered and nervous I had to tell him exactly what and how to change the tire, including which way to turn the wrench. His mind was blank.
8
1
77
My friends are constantly complaining that I’m too frugal.
I’m not buying it.
16
3
74
Why does no one talk about Jesus‘s miracle of having 12 close friends in his 30s?
9
1
69
@washingtonpost
Stop reporting on what politicians say and start reporting on what Doctors say. You are doing this country a disservice.
6
0
66
This photo was taken in 1946. The guy is Ken Shimizu. He is 35 years old with two children. Shimizu never runs, sleeps late, eats whatever he wants, even drink beer instead of water. He eats dinner with many kinds of food every night.
What does Shimizu do to get such a body?
18
10
69
@CBSNews
This is a very scary statement to agree with. Does “poisoning the blood” have a meaning I am not familiar with?
23
2
67
Did I tell you about our new business?
11
3
67
If you’re curious how I made my money, let me tell you.
For 2 weeks during the start of the pandemic, I stopped drinking Starbucks coffee. That allowed me to save $50,000. I invested that into dividends, quit work, and am now worth $3.9 million.
16
6
65
@RealCandaceO
Antibody mediated enhancement makes a virus exponentially worse. That isn’t happening as proven by the unvaccinated rather than vaccinated filling the hospitals. I thought he might mention something worthwhile. Pure garbage.
39
0
61