PJ Miguel Profile
PJ Miguel

@PaulJMiguel

Followers
21
Following
28
Statuses
211

We pledge to be a positive force for progress and inclusion in our communities. We stand as an indomitable force against the powers of racism, sexism & bigotry.

Philly
Joined May 2024
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@PaulJMiguel
PJ Miguel
7 hours
@1800deacong @atlbrvs111 @PeteHegseth You know what would be cool...if @PeteHegseth would have said something about Roland L. Bragg in the tweet instead of saying Fort Bragg is back. Its should be about honoring the soldier.
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@PaulJMiguel
PJ Miguel
9 hours
@kwwcb @MarioNawfal Yes, and the CFPB doesn't tax folks. The funds comes from fines on banks like Wells Fargo that defrauded middle class savers and from banks who charged overdraft fees for nothing. @elonmusk hates financial regulators. Financial regulators fined him. CFPB is consumer protection
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@PaulJMiguel
PJ Miguel
18 hours
@BernieSanders C'mon now. @elonmusk and Tesla have gotten 330 million from the government in subsidies & stuff like Environmental Grants...Hes on Twitter ranting propaganda about 2 million dollar payments to poor children. Its all just BS. How disgraceful.
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@PaulJMiguel
PJ Miguel
19 hours
@elonmusk Not True. In the US. There are lots of forms of Affirmative action for White folks and their should be. White children from poor areas like West Virginia & Kentucky get that considered for college entry, white women get forms of affirmative action as do some white military vets.
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@PaulJMiguel
PJ Miguel
19 hours
@elonmusk @DOGE Exactly what law did FEMA (A Federal Government Agency) violate?
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@PaulJMiguel
PJ Miguel
21 hours
@MeasureTwiceMNY In addition to running a covered call program on her shares of AAPL, which provides a premium income cushion & reduces risk of owning the shares, she puts a constraint on her MSCI ACWI Direct Indexing portfolio to not own AAPL....She gives over time but with more flexibility.
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@PaulJMiguel
PJ Miguel
1 day
@MeasureTwiceMNY because it reduces their net worth by multiple times more than their tax savings.
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@PaulJMiguel
PJ Miguel
2 days
@topgun1188 @MeasureTwiceMNY I'm not really arguing with you. I'm telling you a DAF makes no real sense for charitably inclined HNW accumulation phase investors. With that said, it doesn't look like I'm swaying your opinion....so I'll stop.
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@PaulJMiguel
PJ Miguel
2 days
@topgun1188 @MeasureTwiceMNY You are donating it all....You are making an irrevocable donation to a Donor Advised Fund & the charitable deduction is not a valid economic reason to lose an asset you are not ready to gift to a particular charity.
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@PaulJMiguel
PJ Miguel
2 days
@topgun1188 @MeasureTwiceMNY Again, you can do the same thing just gifting the stock & get the tax break. There is no good reason for accumulation phase investors to transfer assets into a DAF & for UHNW, where estate taxes may be an issue I prefer a lot of better strategies.
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@PaulJMiguel
PJ Miguel
2 days
@MeasureTwiceMNY Clients like doing all kinds of things, but it doesn't make sense to make an irrevocable gift to a DAF in order to get a tax deduction. Especially not for young people. Just wait until you want to actually make a gift in a specific year to a specific charity.
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@PaulJMiguel
PJ Miguel
2 days
@MeasureTwiceMNY You can get the tax break for donating to charity when you transfer the stock in kind. Making the irrevocable transfer just to get the tax free diversification doesn't make sense. If you don't know what charity or how much to give....keep your asset and wait. Bottom line.
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@PaulJMiguel
PJ Miguel
2 days
@DefiyantlyFree @elonmusk I've had Government workers as clients and used to know a fair amount about the Federal Government Retirement System & benefits. What's going for these workers feels like it should be against laws. "Efficiency" at the expense of the trust of the American worker isnt efficient.
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@PaulJMiguel
PJ Miguel
2 days
@acnewsitics I see it as an attack on a group of people, and an attack on civil rights & workers rights. There are 3 million Gov't workers and its crazy how we are treating these people. Its like an attack on all Auto workers rights. Democrats should not let this happen.
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@PaulJMiguel
PJ Miguel
2 days
@BrianEastwood_X Same reason I'm for the second amendment even though I don't like guns. I don't like giving up my privacy rights or any other of my rights...that is why I care.
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