⚡️Bye Bye Student Loans⚡️
@JdfixesCredit
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Everything is getting approved this year
Chicago, IL
Joined May 2020
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Media tab. Enjoy.
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Being broke is the most expensive thing you can do
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Young black men…99% of the game is staying alive, out of jail, and out of the child support system.
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You can get $100K of student loans and a $50K auto loan just by signing a few forms but have to go thru hell to get a business loan.
Something about that doesn’t seem right.
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I bet the NBA won’t suspend its Amazon partnership tho.
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We don’t need reparations, we just need to get better at capitalism
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Banks have never been afraid to use our money. Why are we so afraid to use theirs?
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2 weeks off per year isn’t freedom, it’s a lunch break from your slavery.
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If you can afford an apartment, you can afford a house.
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Cleaned up the credit and added AU’s
Now she has $31.4K in new credit to work with
How I did it
(Thread)
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Do not pay collections. EVER
They’re not real debts
Easy to get off a credit report
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You can get $100K of student loans and a $50K auto loan just by signing a few forms but would have to go thru hell to get a business loan.
Something about that doesn’t seem right.
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A woman will either be your biggest asset, or biggest distraction. Choose wisely men.
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Realize your potential this year. No more games. Lock in.
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Black people spend the most and save the least. We gotta stop that
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Being broke is the most expensive thing you can do
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Black people spend the most and save the least. We gotta stop that
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You can do more with a 700 Credit score than $100,000
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Bought $6K worth of laptops on 5% cash back credit card
Took them straight to return counter.
Didn’t even open them. Returned them to debit to keep the points
$300 tax free, on 20 minutes of work
Would’ve did more but only has $6.1K on this card to spend/move
⚡️Costco method⚡️ - Costco accepts Mastercard online, but can’t process it in the store
Order something from Costco wi/ Mastercard, have it delivered to store, pick it up, take it right to returns
Long story short they HAVE TO return it to your debit bc they can’t (con’t)
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Just once I would like to see us cancel one of their businesses
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Young black men…99% of the game is staying alive, out of jail, and out of the child support system.
11
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We don’t need reparations, we need to get better at capitalism
21
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You can do more with a 700 Credit score than $100,000 cash
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Young black men…99% of the game is staying alive, out of jail, and out of the child support system.
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How to build your credit report, Get a 800 score, and get big approvals
(Thread)
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Drug dealer buy Jordans, your favorite rapper sipping crack, and the Jewish man get paid off of all of that
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Black people spend the most and save the least. We gotta stop that
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Banking is one giant finesse if we being honest
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⚡️The Power of Credit ⚡️
I bought my 2021 Tesla in my LLC name
I put $0 down by using business credit
Here’s how I did it (thread)
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Young black men…99% of the game is staying alive, out of jail, and out of the child support system.
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The Power of Credit:
Got my 2021 Tesla yesterday
Bought it in my business name, not my personal name.
Also Put $0 down
Here’s how I did it (thread below)
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For the next 30 days, Lock in like you’ve never locked in before.
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There wouldn’t be any gentrification if y’all would just stop selling grandma’s house
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Just once I would like to see us cancel one of their businesses
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There wouldn’t be any gentrification if y’all stop selling grandma’s house
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There wouldn’t be any gentrification if y’all could just stop selling grandma’s house
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My student loans got re-inserted onto my credit report. (I took them off previously)
It’s illegal for the bureaus to put something previous taken off your report—back on—without properly notifying you
I used laws to get them taken back off, again
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We don’t need reparations.
We need to get focused and take what’s ours, through group economics
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We don’t need reparations, we need to get better at capitalism
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⚡️The Power of Credit ⚡️
I bought my 2021 Tesla in my LLC name and did it with $0 down using business credit
Here’s how I did it (thread)
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427
Being broke is the most expensive thing you can do
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We don’t need reparations, we need to get better at capitalism
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How to get stuff off your credit report, fast (thread)
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‘Getting the bag’ left us with no equity and no ownership
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2 weeks off per year isn’t freedom, it’s a lunch break from your slavery.
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We wear Off White and Fenty to the kickback/brunch just to drink Henny, Clicquot, and Moet while we there.
We literally paying to be a bunch of drunk billboards for LVMH
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At this point you gotta make at least six figures to live comfortably
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2 weeks off per year isn’t freedom, it’s a lunch break from your slavery
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The American dream is a scam if we being honest
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Black people spend the most and save the least. We gotta stop that.
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Wages haven’t increased but the cost of living keeps has (inflation)
This is felt most by the middle and lower classes
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Black wealth is largely unsophisticated and gets eaten up by taxes especially since a lot of that money is earned in high tax states....
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Y’all - Can you really remove student loans?
Me:
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Poverty and lack of resources dominate the conversations of black people so much. I hate it.
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Why should you have to take a loan, to learn how to go be an underpaid employee? Like fr
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Cash is not king.
Cash is the general manager.
Credit is the owner
Only a few will understand this.
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Student loans have crippled millennials. We got GOT.
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The Big Business of Student Loans
(Thread)
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Black people spend the most and save the least. We gotta stop that.
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Don’t argue back. Just disappear. They’ll figure it out
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Our youth gotta know they have so many more options than a ball player or a rapper
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We never paying collections.
Ever.
Y’all - Can you really remove my student loans?
Me:
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Just once I would like to see us cancel one of their businesses.
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They want us focused on “getting money” so we never focus on getting real wealth.
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Banks have access to all your cash to whatever they want with it. But it’s a problem whenever you actually wanna use it
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Black credit repair specialist guides black family from renting at $1,950 per month to OWNING for $1,200 per month and they closed on their new home with Black realtor.
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Credit card companies actually make more money from you having bad credit
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Black people spend the most and save the least.
We gotta stop that.
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We got all the money during the pandemic and all you saw was folks with new Louie bags, trips, and drip.
All that money went to mainly 1 company owned by a French dude
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Deion was wrong for leaving Jackson State for Colorado. It’s just that simple.
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You’re a leader, it was never supposed to be easy for you. Accept that.
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⚡️⚡️⚡️The Power of Credit⚡️⚡️⚡️
2 months ago my client had bad credit, and no car
With my help, she got her first Semi Truck yesterday
Bought it in her LLC name, not her personal name
Also $0 down
Here’s how we did it (thread)
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In 2022…. I’d like to see more black people speak about ‘generating revenue’ instead of ‘getting money’, ‘come ups’, and ‘licks’
We should be so past that by now
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We have the creativity. We have the income streams. We just need go learn the game.
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There wouldn’t be gentrification if y’all would just stop selling grandma’s house
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Everybody always talking about ‘Generational Wealth’ but we fall out with family over $20
Meanwhile, we continue to do business with banks for 80 years while they gamble, flip, and do whatever they want with our money
(Thread)
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Some uncomfortable truths:
1. The racial wealth gap is real.
White Median Net Worth - $171K
Black Median Net Worth - $17K
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Banks aren’t afraid to use your money, but here you are afraid to use theirs
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Make these banks and credit cards pay YOU instead of the other way around
$200 profit. Tax-free. 2 hours max
Documented $2K months with this method alone.
You get cool with a store manager and you can get this done in an hour 💎
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2022:
100 of us get our credit to 750
Get $100K of funding each
Put together $10M
Buy up blocks of houses, land, and other assets
Who’s down?
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There wouldn’t be any gentrification if y’all could just stop selling grandma’s house
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They can’t gentrify if you own. The problem is y’all don’t wanna own nothing.
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I’ve probably removed $100M of student loans at this point
Trying for $1B this year 😈
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Just like many of you, I had a 550 credit score and several of the popular starter/predatory credit cards with low limits, just to have ANYTHING on my credit
Here’s how I went from $5K total in credit to over $250K in credit in a little over a year
(Thread)
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The undermining of black nepotism, as explained by Dame Dash
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Them - “Can student loans really be removed?”
Me:
(Thread)
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