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Riley Smelley Profile
Riley Smelley

@FocusNotice

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Qualitative Investor

Joined February 2022
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@FocusNotice
Riley Smelley
2 months
After 8 years of backing Trump, I've had enough. I'm voting for @KamalaHarris and @Tim_Walz . Once you read evidence, January 6th was an obvious attempt by trump to steal the 2020 election. Trump is a domestic threat to our country and does not deserve to be our next president.
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Riley Smelley
2 months
His lies have misled the right, including me, into believing debunked conspiracy theories. It’s Trump’s rhetoric, not the left, tearing our country apart. As a conservative, my loyalty is to the Republic, not the party, and I will stand against Trump at the ballot box.
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@FocusNotice
Riley Smelley
2 months
Why did it take me so long? Like many on the right, I became disillusioned with the media during Trump’s presidency. I was angry at the Democrats for insinuating that the person I voted for was placed there by the Russians. So, like most Republicans, I stopped listening to the
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@FocusNotice
Riley Smelley
2 months
I will debate anyone on spaces on why voting for Kamala is in our country’s best interest.
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@FocusNotice
Riley Smelley
2 months
@elliotchaltry @KamalaHarris @Tim_Walz The 187 minutes Trump did not act to stop the rioters on January 6th are damning. There is too much evidence against Trump that he let it happen for political gain.
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Riley Smelley
2 months
@CDKStudios @KamalaHarris @Tim_Walz Sorry, brother. I can't help it. I saw evidence that went against what I believed, so even though I was wrong, I have to realign with the evidence.
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Riley Smelley
2 months
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@FocusNotice
Riley Smelley
1 year
$SoFi is 61% of my portfolio. Pennies from its all time low and my conviction has never been higher.
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@FocusNotice
Riley Smelley
2 months
@RobsRantsYT @KamalaHarris @Tim_Walz All right, let’s debate tomorrow on spaces.
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@FocusNotice
Riley Smelley
2 years
CEO @anthonynoto buys $995,094 worth of $SOFI shares.
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@FocusNotice
Riley Smelley
2 years
$SoFi is 58% of my portfolio. 3 pennies from its all time low and my conviction has never been higher.
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@FocusNotice
Riley Smelley
2 months
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Riley Smelley
1 year
I sold every position in my Roth IRA and put it all on $SOFI at $5.89 🤣
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@FocusNotice
Riley Smelley
2 months
I will debate anybody on the right.
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@FocusNotice
Riley Smelley
1 year
Cathie Wood just bought $SOFI 🤯
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@FocusNotice
Riley Smelley
1 year
CEO @anthonynoto buys $236,500 worth of $SOFI shares.
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@FocusNotice
Riley Smelley
2 months
Trump was created by the media. The Democrats will disagree with me on this. The media constantly lied to the right about Trump in 2016-2018. People forget that the term "fake news" only became a meme after Trump won. When Republicans started hearing that Democrats believed the
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@FocusNotice
Riley Smelley
1 year
Just used @SoFi Travel to book an international flight. I'm shocked by the simplicity and speed of the booking process. Congrats, @anthonynoto - I didn't expect SoFi Travel to be this good.
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@FocusNotice
Riley Smelley
2 years
CEO @anthonynoto buys $5,004,628 of $SoFi stock.
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@StockMKTNewz
Evan
2 years
SoFi CEO Anthony Noto just filed for his purchase of 1.1M shares of $SOFI at an average price of $4.42 per share
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@FocusNotice
Riley Smelley
1 year
$SoFi at Work already partners with significant employers such as: - Tesla - Microsoft - Apple - Facebook I'm excited because this product is genuinely going to support people struggling with debt.
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@anthonynoto
Anthony Noto
1 year
LET’S GO. Check out SoFi @work which enables Employers to help pay down their employee’s student loan debt. Part of the Securing a Strong Retirement Act, lets companies match employees’ student loan payments with contributions as part of a benefits program
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@FocusNotice
Riley Smelley
2 years
$SoFi says they will soon cover up to $2,000,000 in FDIC
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@FocusNotice
Riley Smelley
1 year
$SOFI just passed $ALLY in market cap! @allyfinancial is arguably @SoFi ’s closes competitor👇
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@FocusNotice
Riley Smelley
1 year
$SOFI Hits New Record: Q2 2023 sees 584,000 new members, boosting total membership to a staggering 6.24 million!
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@FocusNotice
Riley Smelley
1 year
$SOFI is FINALLY updating SoFi Invest. Here are the new UI upgrades: 1. Improved Portfolio Review: A redesigned interface for easier portfolio performance analysis. 2. Portfolio Diversification Visualization: Holdings are now grouped by asset class, with clear percentage and
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@anthonynoto
Anthony Noto
1 year
@JasonAmareld @FocusNotice Entirely new Invest UX being worked on (currently doing texting) and hopefully launched soon. Overall app design also being worked on but no fingers on keys yet so much much longer timeline until launch; still in exploration phase…will rollout in pieces over time. One of our
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@FocusNotice
Riley Smelley
1 year
$SOFI is now above $9.
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@FocusNotice
Riley Smelley
1 year
$SoFi is 61% of my portfolio. Pennies from its all time low and my conviction has never been higher.
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@FocusNotice
Riley Smelley
2 years
My average $SOFI is $5.78 😊
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@FocusNotice
Riley Smelley
1 year
Me after $SOFI becomes profitable.
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@FocusNotice
Riley Smelley
2 years
It took $SOFI 3 years to get 1 billion in deposit then only 3 months to gain 1.6 billion in deposit I smell a S curve
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@FocusNotice
Riley Smelley
2 years
$SOFI is up 50% from where it was a month ago.
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@FocusNotice
Riley Smelley
2 months
@ssmith3088 @KamalaHarris @Tim_Walz Look up the Eastman memo, false slate of electors, and the 187 minutes during Jan 6.
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@FocusNotice
Riley Smelley
2 years
$SOFI is FINALLY updating SoFi Invest. walkthrough:
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@FocusNotice
Riley Smelley
1 year
$SoFi is starting to partner with more popular influencers. @airrack ’s video has been viewed 304,000 times.
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@FocusNotice
Riley Smelley
1 year
@secretsqrl123 Reorganized for clarity: 1. Military Unit 11659: - Command of the 22nd Separate Guards Special Purpose Brigade (RosGvardia) - Commandant Company - 2nd Special Communications Detachment 2. 411th Detachment of the 22nd Separate Guards Special Purpose Brigade -
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@FocusNotice
Riley Smelley
2 years
$SOFI APY has increased to 4%
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@FocusNotice
Riley Smelley
2 years
$SOFI
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@FocusNotice
Riley Smelley
2 years
$SoFi is getting 3.75% APY. 🤯
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@FocusNotice
Riley Smelley
1 year
Told my little brother to buy $SOFI Monday morning. 🤦‍♂️
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@FocusNotice
Riley Smelley
1 year
$SoFi's CEO has announced that a new Invest UX is in the works and is expected to launch soon. A redesign of the app is also underway, but it's still in the early stages, with a gradual rollout planned. Despite my critical coverage of SoFi, I genuinely appreciate these updates
@anthonynoto
Anthony Noto
1 year
@JasonAmareld @FocusNotice Entirely new Invest UX being worked on (currently doing texting) and hopefully launched soon. Overall app design also being worked on but no fingers on keys yet so much much longer timeline until launch; still in exploration phase…will rollout in pieces over time. One of our
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@FocusNotice
Riley Smelley
2 years
I’m betting SoFi will gain 500,000 new members Q4 $SOFI
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@FocusNotice
Riley Smelley
1 year
Recent job postings at $SOFI suggest a potential expansion into business banking. They are hiring for compliance roles with a focus on commercial regulations. If SoFi is building its business banking tech, this role could help developers prevent setbacks and mitigate risk.
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@FocusNotice
Riley Smelley
2 years
$SoFi Options Trading has launched.
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@FocusNotice
Riley Smelley
2 years
Exciting news! In 2023, $SOFI will become a fully cloud-based bank. This change will bring lower costs and faster software development.
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@FocusNotice
Riley Smelley
2 years
SoFi CEO @anthonynoto was inducted into the @NFFNetwork Leadership Hall of Fame at @SoFiStadium on January 9th, 2023. $SoFi @SoFi Here's the video that was played at the ceremony.
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@FocusNotice
Riley Smelley
1 year
Major $SOFI NEWS On August 30, 2023, the issuing bank for SoFi Credit Cards will change from The Bank of Missouri to SoFi Bank! This change is necessary for SoFi to achieve their goal of building a next-generation banking core. Helpful quote by @anthonynoto to understand:
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@FocusNotice
Riley Smelley
2 years
Right now $SoFi is built on 4 technology cores. 1. Lending 2. Checking & Savings 3. Credit Cards 4. Invest SoFi is working on getting this down to 1. Once this happens the AWS of Fintech begins.
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@FocusNotice
Riley Smelley
3 months
Remember guys, the left needs to tone down their harmful rhetoric.
@DonaldJTrumpJr
Donald Trump Jr.
3 months
Big if true
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@FocusNotice
Riley Smelley
2 years
@SoFi started because 4 college students found a way to reduce interest rates for students. 11 years later @anthonynoto is giving better rates to students than the US Government. Federal 4.99% SoFi 2.49%-3.99%* Success is not a crime @BernieSanders
@BernieSanders
Bernie Sanders
2 years
If SoFI, a student loan refinancing company, could give its CEO a 92% raise last year paying him a grand total of $103 million in compensation and spend $625 million to put its name on the LA Rams football stadium, you know what President Biden can do? Cancel all student debt.
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@FocusNotice
Riley Smelley
9 months
We did it! $SoFi : )
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@FocusNotice
Riley Smelley
1 year
@MKBHD Literally flying to Toronto right now. 🫢
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@FocusNotice
Riley Smelley
2 years
$SOFI is adding Zelle very soon. New UI for “pay a friend” credit: @brad7s
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@FocusNotice
Riley Smelley
2 years
Looks like $SOFI is testing Zelle integration right now.
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@FocusNotice
Riley Smelley
6 months
$SOFI adding Zelle is going to make SoFi very popular. Zelle is to money transfers what YouTube is to video platforms. There is no competition. People prefer Zelle because it's easy, simple, and it works.
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@FocusNotice
Riley Smelley
2 years
Other banks send you a receipt after paying your loan off $SOFI :
@trudesign
Trudesign
4 years
Thanks for the swag @sofi !!! Feels so dang good to be #paidinfull , special thanks to @Starrstephenson for being by my side for 10+ years with this debt.
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@FocusNotice
Riley Smelley
2 years
$SoFi ’s Member growth is set to pass 5,000,000 this year. Full SoFi Weekly Recap:
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@FocusNotice
Riley Smelley
1 year
$SOFI Pinch me
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@FocusNotice
Riley Smelley
2 years
$SOFI Travel is in beta. "find, book, and manage all of your trips-right from the @SoFI app" credit:bender9000
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@FocusNotice
Riley Smelley
1 year
$SOFI is probably going to tank from this good news
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@FocusNotice
Riley Smelley
2 years
HUGE $SOFI NEWS
@DataDInvesting
Data Driven Investing
2 years
BREAKING $SOFI news! SoFi has acquired a top rated mortgage lender and servicer. - Award winning mortgage team to join SoFi in "acqui-hiring" victory. - Buyout integrates mortgage vertically within SoFi. - Multi-decades old mortgage lender is seasoned, data rich, and an
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@FocusNotice
Riley Smelley
2 years
$SoFi increases APY to 3.25%
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@FocusNotice
Riley Smelley
1 year
A regretful $SOFI investor missed out on $32,000 in profit.
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@FocusNotice
Riley Smelley
2 years
$SOFI On February 28, 2023, the issuing bank of the SoFi Debit Card will change from The Bancorp Bank to SoFi Bank.
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@FocusNotice
Riley Smelley
1 year
Companies will start using $SOFI at work in 2024 because Biden is finally allowing companies to match student loan contributions. $SOFI has virtually no competition in this market.
@DanielRKlaas
Danny
1 year
SoFi announced today a new service for SoFi At Work, called Student Loan Verification. This is in response to Congress' approval of the Securing a Strong Retirement Act. Basically, it allows employers to match their employee's student loan payments in a retirement account.
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Riley Smelley
1 year
$SOFI could soon be among the top 100 US banks, based on its recent ranking progress. It moved from #184 on 9/30/22, to #149 on 12/31/22, and reached #114 by 3/31/23. Confirmation of this milestone could come with the next Federal Reserve Board update, expected eight weeks
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Riley Smelley
2 years
All signs point to $SOFI working on UI right now. UI is everything for a mobile only bank
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@FocusNotice
Riley Smelley
8 months
This $SOFI ad is exceptional, capturing the mission and purpose better than any other. Congratulations, @LStaffordWebb
@SoFi
SoFi
8 months
NBA All-Star and SoFi member Jayson Tatum isn’t satisfied with just being a generational talent on the court. He’s creating generational wealth off the court with the Official Bank of the NBA. Join SoFi today to earn more money on your money with one of the best APYs in the
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Riley Smelley
2 years
Good News for $SOFI: Starting in July, major banks such as $JPM, $BA, and $WF will face reduced revenue due to the launch of FedNow, which will decrease transaction, overdraft, and float income. While this is not disastrous for big banks, it will create competitive pressure to
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Riley Smelley
2 years
$SoFi is expecting to be profitable by the end of 2023. CFO @CLapointe12 :
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Riley Smelley
2 years
I’m upset, I should have bought the dip more
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@FocusNotice
Riley Smelley
1 year
Six months later, and $SoFi Bank is still trending upwards.
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@FocusNotice
Riley Smelley
2 years
“SoFi Bank” on google trends $SOFI
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@FocusNotice
Riley Smelley
2 years
@anthonynoto just put 250k into SoFi
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@FocusNotice
Riley Smelley
2 years
$SoFi is to Banks what $PLTR is to Cloud Computing
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Riley Smelley
2 years
I'm betting that $SoFi will add at least 500,000 new members in Q4. Google Trends are accelerating, which is almost certainly driven by the 3.75% APY. Great find @MichaelRohland7
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@MichaelRohland7
Michael.Rohland
2 years
Little update here. $SOFI bank search interest going exponential lately. Maybe @anthonynoto could see the momentum and knew to buy? That 3.75% savings APY is tempting and people are starting to realize Sofi is in a class of its own in the Fintech world. No one like them.
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@FocusNotice
Riley Smelley
2 years
$SoFi just completed the sale of a $440,000,000 AAA-rated personal loan securitization credit: bender9000
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Riley Smelley
2 years
$SOFI ranked as the #1 Bank by @FortuneMagazine @SoFi earned the top spot on our list for its stellar APYs on its checking and savings accounts.” source:
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Riley Smelley
1 year
Dan Dolev, @ddolev a senior analyst at fintech equity research at @MizuhoAmericas , says people in my industry use $SOFI as their primary bank.
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@FocusNotice
Riley Smelley
1 year
Every $SOFI investor should continually consider these 3 very hard questions: 1. Will banks need a modern tech platform like AWS to stay competitive? 2. Will an all-in-one app be the future of U.S. banking? 3. Is now the right time to disrupt traditional and regional banks?
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@FocusNotice
Riley Smelley
1 year
$SOFI releases its first financial product using Wyndham Capitol's technology. Here's how @SoFi 's new VA Loans work: 1. No origination fee: SoFi charges no origination fee for VA loans. 2. Closing guarantee: SoFi guarantees on-time closing, supported by a $2,000 pledge. 3.
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@FocusNotice
Riley Smelley
2 years
Why @SoFi bought Wyndham Capital. “Wyndham Capital will not only allow us to scale and keep pace with accelerated growth, but also allow us to foster that growth in a way that brings value to our members through sales and operational efficiencies." - @anthonynoto
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@FocusNotice
Riley Smelley
1 year
Hey, $SOFI investors, the Supreme Court hasn't ruled on the student loan moratorium yet. However, when they do, you can find the decision at this link: .👍
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@FocusNotice
Riley Smelley
2 years
@tradernatehere @unusual_whales And will be profitable this year.
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@FocusNotice
Riley Smelley
2 years
1. SoFi’s Tech strategy explained: banks in the US are stuck at Banking 2.5 there are 4,000 banks in the US that will be crushed by 3.0 Banks. SoFi is building a 3.0+ platform for old banks when they start feeling the heat. then $SoFi will win the 3.0 war with data.
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Riley Smelley
2 years
Underrated @SoFi products NO ONE talks about • SoFi Social Platform • SoFi Events • SoFi Learn • SoFi Relay All reasons why you will leave your bank for SoFi in the future. @anthonynoto
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@FocusNotice
Riley Smelley
2 years
A little birdie told me that SoFi will be rolling out options this Monday
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@FocusNotice
Riley Smelley
2 years
$SoFi Ads were pretty great.
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Riley Smelley
1 year
$SOFI CATALYST The Supreme Court is set to rule on Biden's student loan forgiveness plan between June 20-30, likely this Thursday, due to a shortened week. The decision is anticipated on either June 22 or June 29. credit: u/SaigonSterling on Reddit
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@FocusNotice
Riley Smelley
2 years
SoFi Bank is now the 149th largest US bank by assets This time last year SoFi was 449th. credit: bender9000 source: ranking :
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@FocusNotice
Riley Smelley
2 years
My Portfolio 60% $SOFI 30% $PLTR 10% $OPEN Up 30% in the last 30 days. Are we at the bottom or are we about to fall again?
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@FocusNotice
Riley Smelley
2 years
$SOFI is the first bank in the US to launch BNPL on $MA CEO of @Mastercard : (credit: @hoegermeister )
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@FocusNotice
Riley Smelley
1 year
$SOFI Student Loan Update: Important changes coming in 4 months: ✅ Aug 31, 2023: Moratorium concludes - last day for 0% interest & suspended payments ✅ Sep 1, 2023: Interest begins accruing on federal loans ✅ Oct 1, 2023: Monthly payments restart More info:
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Riley Smelley
1 year
$SOFI just passed $10.00
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Riley Smelley
2 years
Tomorrow @SoFi will announce their deal to acquire @WyndhamCapital .
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@FocusNotice
Riley Smelley
1 year
$SOFI it’s been 4 years…
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@FocusNotice
Riley Smelley
2 years
$SoFi is currently under attack by scammers who are phishing for @SoFi member login credentials. This sophisticated attack has been ongoing for over two weeks, employing tactics such as picture-perfect replicas of login screens, custom subdomains, custom DNS settings, hosting
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Riley Smelley
1 year
$SoFi is finally updating SoFi Invest! SoFi members have eagerly awaited this improvement since 2019. Thank you, @anthonynoto and the @SoFi team. I know it wasn't easy! Credit: @darkieinvestor . The first hint was 97 days ago:
@FocusNotice
Riley Smelley
2 years
$SOFI is FINALLY updating SoFi Invest. walkthrough:
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Riley Smelley
2 months
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Riley Smelley
2 years
If I didn’t laugh I’d cry
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Riley Smelley
1 year
CRUCIAL $SOFI INFORMATION: Q1 earnings will be announced tomorrow, but we already have the figures. 👇 (It’s really good news)
@DataDInvesting
Data Driven Investing
1 year
$SOFI Earnings Reveal!!! SoFi already released earnings for their bank subsidiary, and the numbers are BULLISH. We already have huge insights into what they will say tomorrow. Where did these numbers come from and what are the most important ones? An important 🧵
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Riley Smelley
2 years
$SoFi is stealing direct deposits from traditional banks. credit: @DividendStreams article:
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