vinayak seth Profile
vinayak seth

@vinayakseth1

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📈 Investing | 🏦 Personal Finance | 💳 Credit Cards |🧾 Taxes

New Delhi, India
Joined March 2012
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@vinayakseth1
vinayak seth
1 month
Introducing: Credit Card Reviews 💳 My First Series where I’ll review credit cards, breaking down their benefits, fees, and who they’re best for—helping you choose the right card for your spending style. Let’s kick things off with Credit Card Review 1: HDFC Swiggy Credit Card
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@vinayakseth1
vinayak seth
5 hours
@1kunalbahl Absolutely! Investing is more about mentality and patience than just picking the right stocks. Staying calm during short-term noise is what separates long-term winners from the rest.
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@vinayakseth1
vinayak seth
5 hours
4️⃣ Compare this: • U.S. Treasury Bonds offer a 5% risk-free return. Result? Currency risk + high taxes make India less attractive for FIIs Is this a red flag for Indian markets? 🤔
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@vinayakseth1
vinayak seth
19 hours
📢 Think ₹12 Lakh income means ZERO tax? Not always! While salary up to ₹12L is tax-free under Budget 2025, capital gains are still taxable! 💼 Salary = Tax-Free ✅ 📉 Capital Gains = Taxable 🚨 #budget #taxrelief #tax #PersonalFinance
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@vinayakseth1
vinayak seth
2 days
@EquityInsightss Senco Gold posted lesser growth this quarter than expected
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@vinayakseth1
vinayak seth
2 days
Groom Rejected Over Low CIBIL Score😱😱 In Maharashtra, a bride’s family called off the wedding after discovering the groom had a poor CIBIL score. 💳📉 Financial stability matters more than ever—even in marriage decisions 🤷‍♂️ #CIBILScore #CreditScore #PersonalFinance
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@vinayakseth1
vinayak seth
3 days
Sonata Software Tanks 16% 📉 Q3 results: 🟢 Revenue up 14% YoY 🔻 Profits down 1.4% QoQ to ₹105 Cr 🔻 Margins eroded by 3% due to top client slowdown 🔻 Operating margin fell to 4.6% from 6.7% The company anticipates similar revenue dips in FY26 #Stock #Investing #rbipolicy
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@vinayakseth1
vinayak seth
3 days
✔️ Cheaper Loans: Home & business loans may get more affordable. ✔️ Boost to Economy: Encourages borrowing & investment. ✔️ Impact on Savings: FD rates might come down. 💬 How do you see this rate cut—A game-changer or just a minor tweak?
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@vinayakseth1
vinayak seth
4 days
🚨 Budget 2025 Tax Update: How Much Do High-Earners SAVE? 💰 🎥 Watch this reel to see the full breakdown! 📲 👇 Drop your thoughts—Happy with these changes? #Budget2025 #incometax #PersonalFinance #TaxSavings #FinanceReels
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@vinayakseth1
vinayak seth
5 days
🚗💨 Zepto Partners with Škoda for Doorstep Car Deliveries! Now you can order a Škoda Kylaq through Zepto and have it delivered to your doorstep. Is this collaboration a strategic marketing gimmick for virality or will Indians actually buy cars online? #Skoda #Zepto
@SkodaIndia
Škoda India
6 days
Fast × Fresh. Any guesses on what Zepto and Škoda are cooking up? Stay tuned! 👀🚗✨ #SkodaIndia #SkodaIndiaNewEra #LetsExplore
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@vinayakseth1
vinayak seth
5 days
@Ravisutanjani Digital Transactions will always be recorded. It will also lead to a decrease in corruption at some level
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@vinayakseth1
vinayak seth
5 days
🚨 Gold Hits Record High! 🚨 Gold prices surged to ₹83,800 per 10g, hitting an all-time high amid escalating US-China trade tensions. Investors are fleeing risky assets, fearing a global recession & rising inflation, making gold the go-to safe haven. Are you buying?🤔 #Gold
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@vinayakseth1
vinayak seth
5 days
HENRYs (High Earners, Not Rich Yet) They’re the working population with rising incomes, eager to spend on premium brands Well, Luxury isn’t just for the ultra-rich anymore—it’s for the ambitious, aspirational, and aware. Are you surprised by this luxury boom beyond metros? 🤔
@vikaskhemani
Vikas Khemani
5 days
Luxury is next big thing. Learnt new term HENRY. “High Earners Not Rich Yet” they are driving Luxury consumption apart from Already Rich. 😊⁦@carnelian_asset
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@vinayakseth1
vinayak seth
6 days
@sanjaykathuria Stock Market is more about patience & ability to hold & buy during downturns
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@vinayakseth1
vinayak seth
6 days
🚨 Big Update on Sovereign Gold Bonds (SGBs)! 🚨 The Centre has decided to discontinue the Sovereign Gold Bond (SGB) scheme due to the high cost of borrowing. So, No new tranches of SGBs to be issued from now on. Is this a setback for gold investors? 🤔 #SGB #Gold #Budget2025
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@vinayakseth1
vinayak seth
6 days
@EquityInsightss Apar Industries also looks interesting now
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@vinayakseth1
vinayak seth
7 days
The move has heightened fears of a global trade war, leading to a significant decline in risky assets, including cryptos. Note: Cryptos are increasingly sensitive to global economic events and geopolitical tensions which are major factors driving market dynamics here.
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