52. Retired from the rat race.Full time investor. Author of The Tweet Smart Investor. Passionate about early stage investing and bringing those cos to mkt..
A guy :
Lost dad
@12
Flunked yr1 college
Lost entire family money in stocks
@21
Lost 1st child due to lack of funds
Each time felt world finished
Each time emerged stronger
That guy is me
Now we all face huge networth erosion
We will fight back this time also
Be +ve🙂
In my 30 yrs investing I have owned hdfcbank , kotak, bajfin, 3m, maruti, divi ,eicher..
U name a mutibagger & I've owned it
For a max period of 1 month 😰
Finding good cos is easy.
Holding them for long periods is very difficult.
Develope this key skill to unlock wealth.
If u spend 1 lac on your credit card and repay 95000 by the due date, you are still charged interest on the full 1 lac.
I am 100% sure most card users don't even know about this.
I think this is open robbery being done by the banks. Bloodsuckers 😠😠
once i hit a baba from behind while riding my bike. ages ago.
turning around...he cursed me: one day index will be all time high and all your stocks will be deep red
today was the day his words came true😊😊
240 month home loan at 9% taken a year ago..6 emi moratorium today will result 37 more emi in the end
Gets scarier for recent loans and higher rates
If the loan was at 12%, you will have to pay 83 more installments at the end if u skip 6 today
Is yr banker telling u this ?
Most retail portfolios are down from 100 bucks to 30-40 bucks in past 18 months.
50% are selling everything and exiting the mkt
45% are crying over what happened
5% are working on how to make 30-40 into 300-400 in the next bull mkt, whenever it comes
Be part of the 5%.
Wife: sensex hit all time high ?
Me: yes
W: So our pf shd be at highs
Me: no..it's ⏬50% from top
W: means we don't own qlty stocks
Me: no such thing..have smallcaps..their time will come
W: I hope they rise before your time is up !!
With wife like this who needs enemies !
As part of my 5x in 5y series, i had bought Avantel 5 yrs ago at 150. That leg is now over...cmp is 800+
The next stock in the series is VSSL at 270. I believe it has all the ingredients to deliver the targetted returns over the next 60 months.
Will post update in 2026.
Ghanta mandi
Ghanta inflation
Ghanta fall in demand
Flight ticket milti nahi
Hotel room milta nahi
No car available off the shelf
No Uber is free
No table available at restaurants
No parking available at malls
Don’t fall for media / western narrative
Share mkt mein bhagwan ho na ho...stock mkt mein shaitan zaroor hai ..and he ensures that every stock i sell goes up and every stock i buy goes down.
Minimum 10% move.
100% of the times.
Like karo if this happens to you also...or I will think it's just me he's after 🤕
To benefit from a bear market you should have cash in hand.
To benefit from a bull market you should have stocks in hand.
In every cycle, you need to plan for the next phase of the mkt...it will come for sure.
People unnecessarily spend money and time in attending workshops to learn hedging tools.
Just learn from Shatrughan Sinha.
Husband joins one party... wife joins another.
Ho gaya hedge!
PS:: ab bas Sonakshi BJP join karle..poora May series ka straddle ho jayega😎
.
Still clearly remember the day when I first
- bought a car
- held my child
- paid off home loan on 1st house
- held a girl's hand
- saw Sholay
- took a flight
- stood at the open door of a fast train
All the money in the world can't buy the same experience as the 1st time☺️
Never buy any stock casually
U may think what's the max to lose..some money..but what u actually lose is confidence in your game
And that damage is big..and takes a long time to repair
Hence..never buy any stock casually
If u still don't get it...I can write it a 3rd time🙂
Yesterday had an argument with my father in law.
He said Rahul is highly educated and a great thinker.
I told him that if he had said the same thing few years ago, I would be married to someone else today.
After this, wifey has banned political discussions on dining table 🤣
If u ask me for a stock which can be 100x from cmp... Only 1 name comes to my mind
Hesterbio
It's the only one with low equity+huge moat+ global scale of ops+big backers+excellent operating margins(~ 90% gross margin 😱)+ no insti ownership.
Buying this for my kids portfolio.
Been banking with kotak for over 15 yrs
In all that time I’ve had a credit card with ICICI..spent lacs..always paid on time from my kotak Ac
Yet kotak has never offered me to switch my card to them
So whenever Kotak Bank talks about data-mining / deepening relationships, I 😂
I lost my dad when I was 12
Imagine..no one to tell u
- what to study
- where to work
- ur choice of spouse is 👌
- which 🏠 or 🚘 to buy
- what to name your 👫
- that he's there for u always
If u still have ur dad pls treasure him.U dont know how lucky u r
Go give him a hug❤
Indian mkt fell badly when Trump won.
Now people saying it will fall badly if Trump loses.
Basically we Indians have fear of unknown and want continuity. Status quo.
Basically hum gadhe hain.
Reliance shd do a 10:1 stock split.
Full public will buy saying it's once in lifetime opportunity to buy reliance below 200.
In one day it can be 250.
And still public will find it cheap.
I have met so many investors who lost money in one stock are are hell bent in recovering it from that stock only.
Bhai..stock hai..Amrish Puri nahi jisne ki tumhare khandaan ko tabaah kiya hai !!
Revenge works in cinema..not in equity.
Biggest beneficiary of paytm listing is itc.
All trollers and meme makers will now focus their energies on paytm , and itc can go back to 200 quietly and in peace 😀😀
U buy a car.. everyone happy for u.
U marry.. everyone happy for u.
But if u buy a stock, people will spend sleepless nights and countless hours trying to find faults in your thesis, and to tell u that u made a big mistake.
Happens so often with me.
Ajeeb keeda hai logo ko.
A multibagger is nothing but the journey of a stock from a point where no-one wants it, to a point where every-one wants it.
So now you know where to look.
Not sure about the promoter, but the employees of Yes Bank are certainly valuable
Visited a branch yesterday
Although most staff must be scared about their future within the bank..they were all smiles and have ensured service doesn't suffer in this tough period
Hats off !!!
The real value of a large network isn't to tell you what stock to buy
It's to tell you what stock to avoid.
Always ask friends their avoid list (with logic)... It's more valuable than their buy list
Bcos buys don't remain buys for long...but avoids can remain avoids forever.
Time to start building a COVEXIT portfolio?
- Nesco
- Indian Hotels
- Westlife
- Phoenix Mills
- Easemytrip
- Irctc
- Auto pack
3 ways fwd for us
1. Covid will be history
2. Covid will be there but immaterial
3. Mankind will be history
In either case there is nothing to lose🙂
Economy is giving mixed signals.
Car sales down...tv sales up
Gold sales down..Merc sales up
Can't make out it's Teji or Mandi !
Reminds me of a girl in college
She gave me a 🌹 on 🌹 day
But was searching for me on Rakhee day
Totally conflicting signals 🤪🤪
Dear PM
A vibrant economy needs a booming stock market
-Remove ltcg and ddt
-Be seen as mkt friendly
-Drive capital to job creating businesses
-Get sentiment back
-win back votes of investors and their families
-Admit ur team made an error, and make amends
Pls wake up.
I removed yesbank, jet, all adag, dhfl , etc and all such dead horses from my watchlist.
So that I don't get tempted to play the bounce in them
ना रहेगा बांस
ना बजेगी बांसुरी !
ना रोज़ दिखेंगे ये घोड़े
ना रोज़ लगेंगे अपने ____ !
In absence of big bang reforms, govt should atleast announce a special package for small/midcap investors
-can take any train to Haridwar without ticket
-dedicated icu in hospitals
-subsidy on bp/hypertension meds
-free course under skill india program to become a baba
🤪🤪
Next Generation Investing means buying stocks which can make money for next generation.
It doesn't mean buying stocks which will take next generation to justify today's valuation.
Jo samajh gaye wo S-mart hain.
Girl : before marrying u..I need proof that you will be loyal to me..stand by me through all life's troubles. And that u won't leave me even if I treat u like shit..behave badly..don't give u anything in return.
Boy :I am holding psu banks for 3 years.
Girl : YESS😍😍😍
Most people I know sell a stock and buy another immediately.
Can't even sit on cash for a short period of time.
Very bad habit to have.
They don't realize that cash is also a position.
There will always be someone who's knowledge & experience in the mkt is less than yours.
Be patient with them.
Be nice to them.
Even if u can't add value to them, atleast don't subtract value by putting them down.
However many yrs of experience one has, all started with day 1.
Met old uncle who asked what I do for a living. His son works with a mnc
Me: investor
Uncle, in disgust: oh..harshad mehta!
My thought: Teri $#@ harshad mehta. My portfolio swings more than a week than what ur son makes in a year😜
Wonder when we investors will b respected🤔
Zomato is 70kcr mcap
Swiggy is another 70kcr
For the same ev i can buy tvs motor+hero motor+bajaj
And still play the food delivery business
With zillion times more cash flow
With a trillion times more dividend and eps
And get the entire non delivery business as a bonus !!😊
VP Singh 1989-90
Chandra Shekhar 1990-91
PV Narasimha Rao 1991-96
HD Deve Gowda 1996-97
IK Gujral 1997-98
Sensex did 714-3893 in these 9 yrs despite this absurd combo of 5 PMs
~ 5.5x!!
We give too much importance to politics & politicians..& not enough to our cos.
1993
2000
2008
2014
Everyone remembers past bull mkts
Few recall years in-between..each day is hell
The mental anguish, loss of self confidence, sleepless nights, destruction of social & family life, etc
Only the toughest survive till next bull run
Ensure u r 1 of them 👍
Pls check with your maids, drivers and other workers if they have accounts with any co-op bank
Make them close it immediately. Move the money to safer havens...provide the introductions if necessary.
That will be your good deed for the week 👍
Some mkt truths
-Your lowest hldg will outperform all others
-U recommend 5 stocks, people buy worst 3 & ask daily about it. The other 2 become multibaggers
-Mkts top out when everyone wants to become a full time investor
- never buy a stock when everyone is talking about it
Fomo causes more losses than any other investing sentiment
It triggers our basic animal instincts.
-Greed for quick money
-Fear of being left behind
-Jealousy
Chill/Relax
Ur world won't end if u miss some stocks
Learn to be happy for friends who made money in stocks u missed.
Dixon 3912 to 19848
Amber 1072 to 3232
Pg electroplast 41 to 302
Unbelievable
What's more unbelievable is that 19.95m demat holders still don't follow me 😜😜
Contract manufacturing in consumer electronics is going to become big. Really big.
India has the potential to take away significant global mkt share from China.
Pick your horses and ride them till they tire out. Don't dismount beforehand.
I am the best stock picker in the world. My picks are unbeatable. My future is set.
R u getting these thoughts?
Don't worry I also get all these thoughts in all big rallies😀
Only to get back to reality in the next big fall 🤣
Stay real
Stay grounded
U will last longer
Remebering all the times someone told me X will become the next Y
In th past few years,that X lost value and the Y multiplied
- capfirst..next bajajfin
- rupa..next page
- idfc..next hdfc
many many more
Next time someones gives u this dialogue go ahead and blindly buy the Y
Auditor resigning due to fee issues is the latest crap in town
No promoter will throw out his existing auditor for few lacs. No auditor will ask for ridiculous increase
Pls don't buy this bullshit
Treat the co as if the auditor has refused to sign the financials anymore.
My advice to young investors..become a master in 2/3 stocks..instead of 50.
Know more about your 2/3 cos than anyone else on d-street.
Remember..u just need 1 "nanocap to midcap" to change your life..and the lives of ur future generations.
Lage raho.Hoga.Tumhe Karna hai👍
Some stocks have reached such prices that if I don't buy them now...mere bacche bolenge papa wo bhaav aaye aur apna liya nahi...chutiye the kya ??
Am starting buying..have future generations to answer to !!🙂
Stocks I avoid
-psu
-grps with multiple listed entities
-media hungry
-promoter says profit isnt main objective
-all promoter family in the company
-dependent on nature
-where promoter experience is unrelated to current business
-any regulatory overhang
Saved me lot of money.
To build a big position in a stock at 100..
1. Buy small qty @ 95
2. Put to sell @ 98
3. Wait for it to get sold
4. Let it go to 102-105
5. Buy heavy in the dip to 99-101
This gives u comfort that there are other buyers apart from u.
Akele Shivaji banoge to shaheed ho jaoge!
When everything around u is falling like nine pins...u need 2 things
#1
) Cash to buy
#2
) Guts to buy
99% of people who qualify in
#1
..fail in
#2
☹️
I am amongst the special ones who qualify in
#2
but fail in
#1
😂😂
The day indian brokerages started offering retail the option to invest in usa listed equity, it means the top of their mkt is near.
Sell usa
Buy india.
Sell when -
-huge jump in retail shareholding
-promoter open mkt buying once stock is already multibagger
-over exposure of co in media
-many WA grps discussing the stock
-when u think easy 10% more if u hold on for few days
Easy to remember pointers
Works almost always.
Ajit : Robert !!
Robert : yes boss !
Ajit : zara apne sab dushmano ke demat mein 10000 share itc trf kardo
Robert - kyo boss ??
Ajit - unki zindagi narak ho jayegi...girta bhav unhe jeene nahi dega.... aur ummeed unhe marne nahin degi 😎😎
Every time I think a stock is a no-brainer at a particular price....mkt shows in 48 hrs that I am the one with no brains.
Hope to get it right one day.
A donkey on steroids will match the speed of a stallion for a few seconds
Doesn’t mean the donkey & stallion are same
Doesn’t mean u exchange your stallion for more donkeys
Message for people selling high quality stocks and shifting to high momentum plays for temporary gains
Only 2 things keep me awake at night
If nifty falls 1500 will I have the cash to buy then
And if nifty rallies another 1500 do i have the stocks to benefit from it
Whole night I keep mumbling ‘palat’ and ‘chal’
My wife is sure I’m referring to some other woman🤣🤣
A stock was sprinting like Usain Bolt.
And then I bought it.
In the next millisecond it transformed into a guy climbing Mount Everest with 100kg of backpack.
Happens always...now am sooo used to it.
My biggest regret is missing Maruti
When it IPOed at 125 in 2003...It was already a household name with dominant mkt share in an expanding mkt. Highly liquid and destined to be an institutional favorite
I see all these traits in CAMS
Am not going to miss out on this one.
Why do most MNCs do well ?
Bcos HQ tells the India head : " pls don't give us any bullshit excuse on economy/sheconomy..just say if u will deliver the growth or we will find someone else to do it !!"
And the numbers happen
Pure focus on creating value
Zero emotion.
For people who weren't there... What can happen in a bull market frenzy
Wipro price adjusted for bonus/split
Mar 1998 : 1
Mar 2000 : 113
And this wasn't some unknown microcap
Like I said before and I repeat
Fear has no measure of depth
Euphoria has no limit of height
Investors going mad with data points
gdp 👎
gst 👍
,📞 court case 👎
,📞 stocks👍
auto data 👎
auto stocks 👍
moved to largecap 👎
suddenly midcap 👍
liquor stocks in winter 👎
a/c manufacturer in winter👍
Soon mental asylums will need to open special wards for us !!
Want to know the main difference between bull and bear mkts ?
In bull mkt no one thinks about the risks.
In bear mkt no one thinks about the opportunity.
Pls protect the money you have made in the recent past.
And don't do anything stupid to risk your capital created.
Because if your pockets suddenly have holes.... even before you start losing coins, the first things to slip out are friends and relationships.
A co can't grow by just cutting costs...it has to generate more income
A person can't become rich by saving more...he has to earn more also
A nation can't prosper by just being pro-poor and austere...it also needs to create more wealthy people
Basic principle applies to all.
Last 3 yrs :: 3cr marriages..only 10 lac properties sold
That means 2.90cr saas-bahu living together!
Clearly, a situation which can't sustain for long
If property prices correct a bit, we can see huge demand by nuclear families
# may not be exact..but u get the message ?
Whenever u feel that u MUST buy a stock RIGHT NOW or u will miss it forever...
Do yourself a big favor...
Wait 3 months
One of 2 things sure to happen
1. U will get it much cheaper
2. U will no longer feel like buying it
Tried and tested by me
Exceptions, if any,very rare
When someone sees your kid after a long time they say - oh how big he/she has become !!
But, u don't notice any change since u see ur child everyday.
Similarly, stop watching prices daily and give yourself the chance to tell ur stock- oh my..how big you've become 🙂🙂
I feel most fulfilled if my efforts help someone to get a daughter married well..give their child a good education..build a small house..or become financially independent faster
Goodwill of peers & blessings of elders r everlasting
Fame is temporary
Hope 2 do this forever✌
7 ingredients of a Multibagger recipe
1 Revenue rises yoy
2 NPM same or expands
3 This happens over many yrs
4 Growth funded from cash flows
5 So little/no dilution and low debt
6 Mgmt doesn't do anything stupid
7 Lastly..u have the patience to hold while all this plays out
I used to try and time the market before
I even saved some money doing this
Then I missed a 50x stock trying to catch it cheaper
Lesson learnt for life
Even if ur ticket is more expensive than others, it's better to be on the flight as compared to being stranded on the ground
My tweets r based on learnings which I got after blowing away a fortune and learning the hard way
Thanks to twitter..U can get these learnings for free.
Alternatively, u can make the same mistakes, blow away lot of money, and come back and tweet the same thing few yrs later🙂
Wanna know the power of equity?
A friend bought a share along with me...sold at 2x in a jiffy..and got his mom's ear operated
Aunty can now hear for the 1st time ever
People think equity is only a way to wealth
The real power of equity is it's ability to change lives🙂
From past experiences, I can share one learning.
Instead of hunting for stocks which will give the most return in this bull mkt.... Look for stocks which will fall the least in the next bear mkt.
Pls aim to climb up on the quality+liquidity ladder.
If ur boss gave u a task..how wd u feel if he checks on u every 2 mins ??
Think of your invsmt portfolio as your employee. U hv given him the task of wealth creation with end date in mind.
Stop looking over his shoulder every 2 mins...he will do his job if just u let him be!
Higher crude may lead to airline losses.
Since jet doesn't fly..it will save itself from losses.
Money saved is money earned.
Hence ..jet earns money everyday if crude rises.
Hence, buy Jet.
🙃🙃
Never buy any stock just bcos it's cheap compared to industry leaders
It's cheap for a reason
It's management knows why
employees know why
bankers know why
vendors know why
It's just public that is in the dark
Not saying buy the expensive stock..but be wary of the cheap one
All successful investors I know have one trait in common.
They have the self-belief and guts to take a big position in a stock no one else is buying.
It's a key skill which all must develope.
Most guys in the mkt ( specially newcomers ) spend tooo much effort trying to create a reputation for themselves amongst peer investors
Don't bother....it's just not worth it
If one makes the same effort to study cos, the return per effort will be much much higher🙂
Agree?