John Oke
@thejohnoke
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14,493
Chairman/CEO @thespringafrica et cetera
San Francisco
Joined April 2013
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If you think Fintech is saturated, you might have forgotten that VISA is a fintech company founded in 1958
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Two things to encourage kids to do: reading books and practicing public speaking. The rest they'll figure out on their own.
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Smart people change their minds when presented with new information
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Starting a startup is one of the hardest things you can possibly do, if you are not yet ready to start yours, you can:
Join a startup
Invest in startups
Help startup founders (not to be confused for gatekeeping)
Build startup communities
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This reminds me of those occasions where you see a very impressive metric about Nigeria in the 60s or 70s then you wonder to yourself "so what went wrong?"
BITCOIN TRADING BY COUNTRIES
1 🇺🇸USA: $1.52b
2 🇷🇺Russia: 421.4m
3 🇳🇬Nigeria: $400.1m
4 🇪🇺EU: $204.4m
5 🇨🇳China: $198.3m
6 🇬🇧UK: $193m
7 🇨🇴Columbia: $147.5m
8 🇰🇪Kenya: $92m
9 🇿🇦South Africa: $87m
10 🇨🇦Canada: $65.6m
11 🇮🇳India: $63.7m
12 🇦🇺Australia: $54.8m
#StatiSense
(Statista)
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Satoshi is one of the greatest founders of our time and he is anonymous
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Developer salary in Lagos would match SV and London's in a few years
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In 2016, I had this idea
@walletsafrica
. I believed that just like Paystack did for accepting payments, making payments is terribly broken and we could fix it
I am incredibly proud of our journey and everyone that's been a part of it 💜
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Funny how the Internet started out decentralised and ended up becoming very centralised all at the hands of cloud companies
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Its been two years since my brother
@imogiemubarak
left us.
Super grateful for the life he lived and the impact it had on our chosen paths, Mubarak showed us how to create.
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Not a crazy idea, Peru gets nominated for song of the year at the next Grammys
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I've discovered that switching context when providing feedback from "This is what you should do" to "This is what I would do" has helped me communicate better and helped us get better results from people.
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When discussing with mentors, it's more valuable to hide all your little knowledge (unlearn, appear naive, get teachable), that way they'll speak more, you'll listen more. When you get home, bring out your small knowledge, combine everything together and keep working on it.
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The BVN Lookup API was a really good tool to check fraud and prevent identity theft for fin-techs in Nigeria
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Don’t get stuck with corporates. Live a little, join a startup.
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I remember a few years ago, reading programming books: the Head First series, the For Dummies series, The Beginners Guide series. Fast forward a few years later
@codebeast
, a Nigerian developer wrote a book on JavaScript.
#ToTheWorld
🚀🚀🚀🔥🔥
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Congratulations team
@walletsafrica
✊🏿
Wallets Africa raises fresh capital from Samurai Incubate, Mozilla, and Michael Seibel
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To think some of the best days of our lives haven’t even happened yet
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You are going to be in the industry for longer than you think, be careful who you befriend
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@Carnage4Life
The Christian God, demands far less in worship and costs than the tribal gods and also came with benefits (education and medicine).
Our people change their mind when presented with new information.
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The context with Nigeria's tech is different.
Imagine creators having to build an app to notify people of Government employees' presence in an area.
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Social media shows finished work and that's it's worst downside.
Perfect products, perfect careers, perfect relationships, perfect companies.
Be patient, it takes ten years to become an expert at anything.
You can't outsource the work
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The nerds are coming, the builders. Developers working remotely and earning stable income coming together to form actual angel networks 😋😂.
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With experience, you lose naivety. It's hard to build anything meaningful without being a little bit naive.
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A beginners guide to starting a technology startup
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I'm excited to announce that the Wallet Dollar Card is going to be a part of our next update. The card can initially only be used to pay on entertainment, shopping and charity websites e.g Netflix, Spotify, Apple Music, GoFundMe, Amazon to name a few.
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Excited to announce that your
@walletsafrica
account now ships with a virtual bank account number. Your wallet can be funded instantly by a transfer from your internet banking app, USSD or bank branch.
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Don't explain yourself to people committed to misunderstanding you
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Just finished writing my 40th investor newsletter lol
Really takes a bit to become an expert at anything
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We are a technology company
@walletsafrica
, we just happen to work in financial services only for now
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Who we hire for entry level positions at government parastatals far outweighs who we elect to run office.
Politicians come and go, civil servants stay
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Started the year with if God wills it, ending the year with: “God has willed it”
Insha Allah => Masha’ Allah
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Before we raised capital, one of the ways I used to get money was through consulting. You can code your startup during the day and code the client's code during the night
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I enjoy studying history, it gives so much perspective to current events
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People who sit on the fence get shot by both sides
Fall in or fall out
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These past few days have been tough and my incredible team
@walletsafrica
pulled through regardless, no🧢
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I am so proud of
@Mochievous
@fkabudu
@markessien
@adetolaov
@funmioyatogun
🙇🏾♂️, I wasn't wrong about you people
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Investing in USSD infrastructure instead of internet access points was one of the wildest things I saw in the last decade
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Deposit with Bitcoin
Transfer to Nigeria, Ghana and Kenya
Get a dollar card that works everywhere
🚀🚀⚔️
Hey guys, guess what? We are now !!!💃 Don't worry your account balance is just as you left it. Check out the link in our bio to learn more about our name change.👀
#WalletsAfrica
#Wallets
#Fintech
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@walletsafrica
transaction value month on month during lockdown
March 2020 - 1.3b naira
April 2020 - 3b naira
May 2020 - 3.2b naira
June 2020 - 4.5b naira
July 2020 - 6b naira
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You can sign up for an account with
@walletsafrica
from the US, Canada, CIV, Ghana, Kenya and Nigeria ✨
Features you'll have access to vary based on your country and documents we have from you
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We are currently hiring for engineering and finance roles
@walletsafrica
, want to help build financial infrastructure for the next billion Africans? Apply here 👇🏿👇🏿
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Opportunities explored:
Past Questions Photocopy Guy for WASSCE Students
Desktop Publishing
Computer Repairs
Web Design for Churches
Project write up for Classmates
Software engineer for startups and banks.
Software Consultant for Banks, Schools and Fintechs
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We are hiring for a frontend engineering role do reach out with your resume and a link to exciting projects you've done (e.g GitHub repo). Send an email to bolaji
@wallet
.ng to get started.
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A couple days in Dakar and I find myself rethinking my choices. That man might be right about their jollof
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I wish I had known this a long time ago, that being said, other founders can benefit from this:
Nobody is coming to save you, save yourself
The Wizard of Oz lesson: you endure a lot of nonsense trying to meet and impress famous gurus you think will fix your problems.
After much time and effort you finally meet them and it becomes obvious the wizards can't help... the only person that can fix your problems is... you
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This year has been magical and I am so grateful. I am grateful for this birthday 💚. Happy Birthday to me and to many more years of seeking knowledge 🍷.
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For some of us, creating technology isn't just a passion, it's like a ticket out of a life.
Thank you to everybody
@thewalletng
for showing up everyday to create and fight! You people are my friends forever.
Thank you
@TFAAfrica
for the nomination.
#forLoopAfrica
Here’s a sneak peak: Our first Nigeria’s New Tribe 2018 billboard
_
@ozinna
@emmanueloyeleke
@alexxekubo
@asoebibella
@chin_way
@johnobidi
@thejohnoke
@hauwa_ojeifo
@brodashaggi
@thursdaline
@kennwadiogbu
_
#TFAA2018
#NigeriasNewTribe
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How we went from everybody staying indoors to worldwide daily protests swiftly is how to sum up 2020. Wild!
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On the
@walletsafrica
app, you can send money to anyone in Nigeria, Ghana and Kenya for as low as 50 naira.
You can fund your account with Bitcoin and pay online using the virtual dollar card.
One app, 5 currencies ✅
Now you can send money to Ghana 🇬🇭 and Kenya 🇰🇪 for as low as fifty naira!
Welcome to the best life!
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We have to get more people out of corporates to take risks and start companies.
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A gentle reminder that it's okay to not be killing it, if your definition of killing it is measuring your life by another person's success (metrics), you'll be depressed for no reason🌚.
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Your early investors are like your co-founders low-key. Hope I'm able to connect as many good people together as possible.
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Fintechs aren't dong too bad in Africa, it makes me very happy, financial services is the most developed sector on our continent, and what makes me happier is they are being run by nerds and bookworms, hoping it inspires fellow young people to choose tech and knowledge.
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Figure out how to build, figure out how to sell, you'll be unstoppable.
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We are still accepting applications and we want to see more female candidates apply!
🚀 We're hiring a User Experience Designer to help execute our product vision by researching, conceiving, sketching, prototyping and user-testing experiences for digital products.
If this is you, please apply here 👇🏾
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Crazy optimistic about Open Banking APIs and Payment Operating Systems.
We are changing the narrative about our continent and creating a new reality for our people.
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Note to Self: Someone else's success is not your own failure and vice-versa. Be guided 😒
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The reason people default on loans is not because you don't have their bank account's transaction history or KYC
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Say hello to Wallets for developers :)
Now, you can build awesome products by implementing our APIs seamlessly. Build better, smarter and faster 🤝🏾
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Thank you to everyone for the kind words. Excited to be working with the team and investors
@walletsafrica
✊🏿🚀
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