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SpendWisely

@spendwiselyx

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Everything about #Creditcards , #OnlineShoppingIndia & #deals in #India . Click on below Link for more details . #spendwisely . 💳

Mumbai, India
Joined November 2022
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@spendwiselyx
SpendWisely
11 months
Guys, checkout the list of some of the best available LIFETIME FREE Credit Cards for different spend categories 👇👇👇 👉Best Lifetime Free Credit Cards for Airport Lounge Access 1) IndusInd Tiger: 8 Domestic Lounges and 2 International Lounge Access in a Year. Link to Apply:
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@spendwiselyx
SpendWisely
2 years
HDFC has provided me Relationship Manager for last 8 years and…… there has not even been a single incident in which I got any help from RM. Forget about help, they don’t even have updates about their own product features. They have just one agenda…. Just cross sell bank’s
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@spendwiselyx
SpendWisely
2 years
@Akshat_World Its still much lower than what we used to pay before Jio. Rs.300 for 1 GB data when there were tens of options before 2016
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@spendwiselyx
SpendWisely
1 year
My Credit Card Spend Strategy: Guys, here is my credit cards strategy to pay for my expenses every month. 1) Axis Magnus: All spend except Utility Bills using Axis Magnus till Rs.1 Lac Milestone is achieved. 👉Return Rate: Minimum 24.8% 😀 Airmiles Sub-points: 2.1 On First
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@spendwiselyx
SpendWisely
4 months
Are you using CRED App to pay your credit card bills (or other third party apps like PhonePe, Amazon Pay, PayTM etc. for credit card bill payment.)? 👉👉You may not be able to do so from 1st July for your credit cards issued by HDFC, ICICI, Axis, Yes Back, IDFC 🫢🫢🫢 and most
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@spendwiselyx
SpendWisely
2 years
For all those who are wondering why everybody is talking about Axis Magnus, 1) Joining/Annual Fee: Rs.11,800 including GST. But you get Rs.10,000 Tata CliQ voucher every year, against fee. People buy gold coin from Tata Cliq to recover the fee every year. 1/n
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@spendwiselyx
SpendWisely
1 year
Finally, my CIBIL Score crossed 800 mark 😀. Defying all popular myths, my CIBIL score increased from 792 to 801 in spite of applying 6 new credit cards and closing 2 old cards in last 6 months and with 14 active credit cards. I even applied 3 cards in a month. I strongly
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@spendwiselyx
SpendWisely
9 months
HDFC Infinia with Axis Atlas Credit Card - Best Combo👌: HDFC Infinia Card is considered one of the best credit cards in India. However, there are many spend categories on which, HDFC Infinia doesn’t give any reward points. However, if its used with Axis Atlas Credit Card, this
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@spendwiselyx
SpendWisely
11 months
The kind of Cashback you get on credit card bill payments on CRED now a days, doesn’t even worth the time and efforts to click 5 times on this slot-machine animation 😒
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@spendwiselyx
SpendWisely
9 months
HDFC Infinia + Axis Atlas > Axis Magnus Burgendy 🤔🤔🤔 Guys, if you have HDFC Infinia Credit Card, then you don’t need the famed Axis Magnus Burgendy Credit Card. Just apply for Axis Atlas Credit Card which you will easily get. The combo of HDFC Infinia & Axis Atlas is better
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@spendwiselyx
SpendWisely
9 months
Axis Atlas Credit Card: Even after getting popularity in recent months, Axis Atlas Credit Card is still an undervalued card and its true potential is not understood fully. Not many people realise that this card beats even HDFC Infinia Credit Card in many spend categories
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@spendwiselyx
SpendWisely
1 year
After the devaluation of Axis Magnus Credit Card, whats your credit cards strategy 🤔💭? Here is my Credit Card Strategy. 👇 1) Use Amex Platinum Travel Card for first Rs.4 Lacs spend in a year (except for Utility bills) (8.5% Valueback) 2) Use HDFC Infinia every month to
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@spendwiselyx
SpendWisely
1 year
As Magnus story going to end on 31st August, are you looking for best option to park your unused Axis Edge Points, here is the one such option 👇 🤩Accor ALL Program: Accor gives the best value to each Axis Edge point as 1 Axis Edge Point = Rs.1.46 (1 Axis Edge = 0.8 Accor
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@spendwiselyx
SpendWisely
1 year
Guys, Get Free 1 Year Times Prime Membership absolutely Free with you have a Credit Card on Visa Signature platform. No Condition Attached 😃. I just got my Free Times Prime Membership using my HDFC Millennia Credit Card. Some of the Credit Cards eligible for this offer. 1)
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@spendwiselyx
SpendWisely
9 months
HDFC Millennia Vs SBI Cashback Credit Card : Guys, HDFC Millennia Credit Card and SBI Cashback Credit Card are the most popular cashback credit cards in India. And many people face this dilemma to choose one of these two cards. Checkout the below given spreadsheet to simplify
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@spendwiselyx
SpendWisely
9 months
With addition of Axis Atlas Card in my wallet, here is my New Credit Card Strategy in 2024. ❇️HDFC Infinia through SmartBuy : Flight(16.67% Valueback), Hotel (33% Valueback), Train tickets (10% Valueback), Bus tickets (16.67% Valueback), Amazon Shopping Voucher (16.67%
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@spendwiselyx
SpendWisely
1 year
Axis Bank very smartly and silently announced devaluation of its domestic airport lounge program effective 1st June 2023 by sending an SMS. ✳️For Entry Level Cards (MyZone, Flipkart, Airtel, Ace, Samsung, Vistara Platinum, Rewards card etc.): No. of Lounges reduced from 14 to
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@spendwiselyx
SpendWisely
1 year
Best Credit Card for UPI Payments: While HDFC Tata Neu Infinity Credit Card provides highest rewards on UPI payments at 1.5% rate, when I looked at my HDFC Neu Infinity Card’s statement, I got amazed to see its reward rate calculation 😍🥰😍🤩. As most of UPI transactions are
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@spendwiselyx
SpendWisely
1 year
Wow 🤩, this is news of the Month 👌👌👌….. HDFC Infinia daily limit on accelerated Reward Points through HDFC SmartBuy Portal removed 🥰😍🥰. Now get….. 👉33.33% Valueback on Hotel Booking at MakeMyTrip & ClearTrip 👉 33.33% Valueback on gift purchases at
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@spendwiselyx
SpendWisely
1 year
Guys, do you know if you use your credit card at international location or even on international website, at many places, you get option to choose payment either in foreign currency or in Indian Rupee❓ What difference will it make 🤔❓ Let’s understand 👇 👉If you choose INR
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@spendwiselyx
SpendWisely
2 years
All Axis partner sites at one place to Maximise Rewards/Discounts with Axis Credit Cards and Debit Cards 1) Axis GrabDeals : For Extra Cashback on Online Shopping 2) Axis Dining Delight : For discount on Restaurants 1/3
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@spendwiselyx
SpendWisely
1 year
Guys, card closure tactics don’t work on Ax-is Bank for fee waiver or to make an existing card Lifetime Free. They don’t bother if you close the card. At max, they would lower spend-based fee-waiver criteria by 20%, that also only for current year. Otherwise, the Card will be
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@spendwiselyx
SpendWisely
2 years
Best Way to Pay at Restaurants: Guys, with integration of DineOut App and Swiggy apps, you can pay at restaurants using Swiggy gift-voucher also. And you also get coupon discounts. Step-1: Buy Swiggy voucher from Axis Gyftr with 2.5% upfront discount and 5x Reward Points (can
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@spendwiselyx
SpendWisely
4 months
How many credit cards of one bank you can keep at any given point of time 🤔? 👉HDFC Bank: 4 Cards (2 regular cards, 2 cobranded cards. Can’t keep DCB and Infinia both) 👉Axis Bank: 3 Cards (in very rare case, 4th card is allowed) 👉ICICI Bank: No Limit 👉SBI: 3 Cards
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@spendwiselyx
SpendWisely
1 year
Axis Magnus, Axis Reserve and other Axis Edge Points based card holders: Watch the most comprehensive video on redeeming Axis Edge Points on Hotel Loyalty Programs and booking hotels…… and getting as high as 8.6% Valueback 🤩🤩🤩. 👉Here is the Link of the Video on
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@spendwiselyx
SpendWisely
6 months
HDFC SmartBuy Update: While other credit card issuers are busy in devaluating their popular credit cards, HDFC Bank is strengthening its offerings. In last 1 year, we saw many upgradations in benefits on HDFC Credit Cards via HDFC SmartBuy, notably removal of daily
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@spendwiselyx
SpendWisely
3 months
While most of the lifetime free and entry level credit cards have stopped giving Free airport lounge accesses, there is a lesser known Lifetime Free Credit Card - IndusInd Tiger Credit Card 🐅 which gives benefits of a premium credit card like domestic and international airport
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@spendwiselyx
SpendWisely
1 year
Best RuPay Credit Cards 💳 for UPI Payments Guys, there are more than 70 RuPay Credit Cards in the market. After studying reward rates of all these cards, I have shortlisted following cards for UPI Payments ⭐️Rank-6: Axis Indian Oil Credit Card 👉Reward Rate on UPI: 0.20%
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@spendwiselyx
SpendWisely
2 years
Now Pay for Fuel using Credit Cards without any surcharge 🤔. Recharge your FasTag using Credit Card, and use FasTag balance for fuel payment…. and probably it won’t attract surcharge. Has anyone tried this ? #spendwisely
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@spendwiselyx
SpendWisely
1 year
Guys, Last 4 Days of this Amazing offer on Visa Signature credit cards. Get 1 Year Times Prime Membership absolutely Free if you have a Credit Card on Visa Signature platform. Offer till 31st August 2023. No Condition Attached 😃. 👉Offer Link: ✳️Some of
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@spendwiselyx
SpendWisely
1 year
Devaluation 🤔💭? ICICI Amazon Pay Credit Card is one of the most popular cashback credit cards. And since its launch, no devaluation has been done in its benefits….. Really 💭👇 Amazon Prime membership which was initially launched in India at Rs.499 per annum, got increased to
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@spendwiselyx
SpendWisely
2 years
While Axi-s Magnus can be considered as the best credit card in India, we cannot simply write-off Infinia. It still has use-cases. Here, I list-down advantages of Infinia over Magnus. 1/12
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@spendwiselyx
SpendWisely
1 year
Guys, Its not only Axis Edge (via Gyftr) but HDFC SmartBuy (thts too via Giftr) has increased Limit to purchase Maximum Amazon Giftcards in a month to Rs.20,000. So, with HDFC Infinia, Diners Black and Axis Magnus, Reserve card holders can purchase Rs.20,000 Amazon Giftcard per
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@spendwiselyx
SpendWisely
1 year
HDFC SmartBuy: As it appears, HDFC is apparently making SmartBuy more attractive and user friendly. It recently added three new shopping brands Nykaa, Zoom Car and Jockey in its portfolio of upto 5x reward points for Infinia, Diners Black, Diners Privilege and Regalia Cards and
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@spendwiselyx
SpendWisely
1 year
Amid all the occasional mischiefs or carelessness by the credit card issuers and credit bureaus, RBI is someone which always stands for consumer rights✅✅✅. 👉Now credit bureaus (CIBIL, Experien, CRIF, Equifax) will have to pay penalty of Rs.100 per day if they don’t update
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@spendwiselyx
SpendWisely
2 years
Concierge Service with Credit Cards : Guys, have you ever used Concierge Service which comes complimentary with premium credit cards. I used HDFC Concierge Service many times which comes free with cards like Infinia, Diners Black, Diners Privilege, Regalia etc. and found it very
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@spendwiselyx
SpendWisely
1 year
ICICI and Kotak are the credit card discount partners on ongoing Freedom sale on Flipkart while SBI has partnered with Amazon sale. While most people keep one or two credit cards as primary cards, it becomes very useful to keep LIFETIME FREE credit cards of other banks for such
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@spendwiselyx
SpendWisely
1 year
Good morning guys, While HDFC Bill Pay is the most rewarding method to pay credit cards bills, CRED is still the fastest and most reliable method to pay credit card bills even though it gives negligible rewards nowaday. Whenever, there are less than 2-3 days from Due Date, I
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@spendwiselyx
SpendWisely
2 years
Axis Ace Credit Card - One of the Best Cashback Credit Cards : Guys, Axis Ace Credit Card can now been fully digitally approved on GPay app in minutes. Approval rate has also increased in recent time for this sought-after but difficult to get card. Limited Time Offer: On getting
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@spendwiselyx
SpendWisely
11 months
Long queue to enter Adani Lounge yesterday at Mumbai Domestic Airport (T2) while the Lounge was already full and not a single seat was available. Lounge staff was telling people that they could enter the lounge but will not get any seat 🫣. Hope the situation will ease in
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@spendwiselyx
SpendWisely
11 months
Guys, if you are planning to renew your Amazon Prime membership, then you can consider Amazon Prime giftcard on HDFC SmartBuy. 👉It is available at 10% Instant Discount. 👉On top of that, you can get 5% to 16.66% Cashback/Valueback depending upon the HDFC Card variant you
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@spendwiselyx
SpendWisely
1 year
Major devaluation in HDFC Diners Club Privilege Credit Card effective 1st August 2023 👇👇👇 1) No 2x points on weekend dining 2) No golf-games 3) No monthly and annual milestone benefits 4) Not even 1% fuel surcharge waiver 🙄 5) No joining milestone benefits (No free
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@spendwiselyx
SpendWisely
8 months
Maximise Cashback/Valueback using Amazon Giftcards: Yes, you can get upto 13% Valueback/Cashback on Insurance Bill Payment and other spend. How 🤔💭? Guys, many of the popular insurers allow making payment on their own websites using Amazon Pay balance. So, if you have credit
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@spendwiselyx
SpendWisely
1 year
HDFC RuPay UPI Credit Card: Am I the only one finding its reward points structure highly misleading 💭🤔? May be a deliberate attempt by the bank 👎👎👎. ✳️HDFC Says 3% Cashpoints upto 500 per month on Grocery, Supermarkets, Dining & PayZapp. Most of the people will consider it
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@spendwiselyx
SpendWisely
2 years
Best Credit Cards for Offline Spend with Real Cashback 1) Axis Ace 2% Cashback, Annual Fee: 590 2) Axis Flipkart 1.5% Cashback, Annual Fee: 590 3) BOB Snapdeal 1% Cashback, Annual Fee: 295 4) Axis Airtel 1% Cashback, Annual Fee: 590 5) SBI Cashback 1% Cashback, Annual Fee: 1180
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@spendwiselyx
SpendWisely
1 year
SBI Cashback Credit Card’s devaluation kicks-in today with following 3 Changes 🫣🫣🫣 1) Maximum Cashback across online and offline spend capped at Rs. 5,000 per statement cycle 2) No Cashback on following a. Jewellery b. Insurance c. NPS d.
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@spendwiselyx
SpendWisely
1 year
Accor Plus Explorer Annual Membership worth Rs.14,337 is available at 12,000 Accor ALL Points. 👉Equivalent to 15,000 Axis Edge Points of Axis Bank’s Magnus/Reserve Credit Cards Checkout the benefits below 👇 ✅1 Night Stay within a Year (Hotels and Countries list given at
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@spendwiselyx
SpendWisely
2 years
UPI QR Code Payments using Wallets (Amazon Pay Balance, PayTM wallet, PayZapp wallet): Guys, with the launch of UPI interoperability for PPI wallets from 1st April 2023, you can now make UPI QR Code payments at shops using your Amazon Pay Balance, PayTM Wallet Balance or HDFC
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@spendwiselyx
SpendWisely
2 years
HDFC Diners Black - A Credit Card worth considering for annual spend between 5-8 Lacs 1) 3.33% Unlimited Value Back on all spend 2) 6.66% ValueBack on Dining Spend on Weekends 1/4
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@spendwiselyx
SpendWisely
10 months
While HDFC Infinia, HDFC Diners Black, Axis Magnus, Axis Atlas etc. are considered the Best credit cards currently available in India, but these cards make sense only for people who travel and go for holidays. If you can not use their reward points on hotels & flights, these
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@spendwiselyx
SpendWisely
2 years
Guys, there is unique concept at Goa Airport for Credit/Debit card holders. There is a take away counter and you can take Veg or Non-Veg Thali with a Soft-drink. It can either be Take-Away in plate or packed meal. It utilises ur 1 Domestic Lounge Access. Have you tried it yet😋?
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@spendwiselyx
SpendWisely
1 year
Important Tip about Accor Group Hotel Booking using Axis Edge Reward Points: Guys, I had made a video 👇on my YouTube channel about process to book hotel using Axis Edge Reward Points and getting 8.62% Valueback with Axis Bank’s premium credit cards like Magnus. One important
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@spendwiselyx
SpendWisely
1 year
Axis Magnus, Axis Reserve and other Axis Edge Points based card holders: Watch the most comprehensive video on redeeming Axis Edge Points on Hotel Loyalty Programs and booking hotels…… and getting as high as 8.6% Valueback 🤩🤩🤩. 👉Here is the Link of the Video on
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@spendwiselyx
SpendWisely
2 years
Guys, do you know if you Apply HDFC Tata Neu Credit Card through HDFC Bank’s Website instead of Tata Neu App, you will still get “First Year Free” or “Lifetime Free” offer. But in addition to that, you will get Rs.1500 Amazon Giftcard (just by spending Rs.500 in first 14 days)
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@spendwiselyx
SpendWisely
2 years
New HDFC Credit Card 💳 Launched 🥳: HDFC Regalia Gold Credit Card Joining Fee: Rs. 2,950 including GST Joining Benefits: 1) Giftcard of Rs. 2,500 (not applicable if joining fee waived-off) 2) Club Vistara Silver Tier Membership and MakeMyTrip’s Black Elite Membership on
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@spendwiselyx
SpendWisely
1 year
HSBC Cashback Credit Card : Is it an underrated Cashback credit card 🤔💭? The card comes First Year Free and with Rs.7,700 Joining Offer 🤩🤑. And this no frill card gives real Cashback on almost everything, including rent, insurance, NPS, government payments, Utility bills,
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@spendwiselyx
SpendWisely
2 years
Long Inactivity on Credit Cards : Guys, do you know if you do not make any transaction on your credit card for 1 year, the card issuer bank will have to automatically close your credit card as per RBI’s guidelines. It might happen when you have multiple credit cards. In such
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@spendwiselyx
SpendWisely
1 year
HDFC SmartBuy: Guys, All denominations of Myntra Giftcards are available at 3.5% instant discount on “Instant Voucher” section on HDFC SmartBuy today. On top of this 3.5% discount, you will get upto 5x Reward Points or 5% Real Cashback depending upon the HDFC Card variant you
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@spendwiselyx
SpendWisely
1 month
🧳 Insights from my 9-nights Swiss🇨🇭-Italy trip in September (7 nights in Switzerland, 2 nights in Italy) 🎉 1/3rd of the cost covered via credit card points (HDFC Infinia & Axis Magnus) Total Full Cost: ₹5.55L (Actual Cost ₹3.7L after points redemption). Checkout screenshot
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@spendwiselyx
SpendWisely
1 year
In negotiation, you get the best deal when you are ready to loose the entire deal 😊. Got my R-B-L Shop-rite Lifetime Free Card replaced with R-B-L’s premium credit card i.e. R-B-L Icon Card as Lifetime Free 🤩….. Check my Telegram Channel for more details on this and many
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@spendwiselyx
SpendWisely
4 months
Has ICICI Amazon Pay Credit Card devalued 🤔? Guys, ICICI Amazon Pay Credit Card gives its cashback in the form of Amazon Pay Balance. But, unfortunately, Amazon has restricted use of Amazon Pay Balance on Amazon Shopping. Now, you can use Amazon Pay Balance for shopping on
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@spendwiselyx
SpendWisely
1 year
Axis Bank in full Devaluation Mood 🥵😡🤬: This time, Axis Gift Edge Portal (Gyftr). Accelerated reward rates reduced drastically “without any notice” 😡😡😡 👉Amazon Shopping Voucher: 5x to 2x 👉Amazon Giftcard: 3x to 2x 👉Flipkart: 5x to 2x 👉Myntra: 10x to 3x 👉Swiggy: 5x to
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@spendwiselyx
SpendWisely
1 year
Maximise Valueback/Cashback on HDFC Cards using Amazon Giftcards: Guys, Amazon Giftcards can be loaded as Amazon Pay Balance and can be used to make payments on thousands of websites and e-commerce apps. On payment page of any website/app, select Wallet option and you will see
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@spendwiselyx
SpendWisely
1 year
Guys, Axis Kiwi Credit Card is certainly one of the best credit cards available in the market today for UPI payments but…… If you already have 3 active Axis credit cards, don’t apply for Axis Kiwi 🥝 Card. They might approve the card initially but will soon cancel it. Many
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@spendwiselyx
SpendWisely
2 years
Axis Airtel Credit Card - One of the Best Credit Cards for Utility Bills Payment : Guys, Axis Airtel Credit Card is being offered “First Year Free” if applied till 30th April 2023 as a special offer. 🥳🤩🥳. Approval rate of this one of the most sought-after but difficult to get
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@spendwiselyx
SpendWisely
1 year
Is Validity of points/Airmiles an important criteria for you to choose Airmile or Hotel program to park Axis Edge points before the devaluation scheduled on 1st September? 💎Checkout below 👇 👉Accor - 12 months, easily extendable with any transaction in Points/Airmiles
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@spendwiselyx
SpendWisely
1 year
Among all the chaos and devaluations by SBI Cashback, Axis Cards and others, HDFC is standing tall with its Infinia, Tata Neu Infinity, Tata Neu Plus, HDFC Millennia and….. even HDFC Diners Black. Some really good cards with sustainable benefits in every segment 🫡 HDFC to its
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@spendwiselyx
SpendWisely
1 year
😂😂🤣
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@spendwiselyx
SpendWisely
1 year
Guys, please note that HDFC Tata Neu Credit Cards are not eligible for any benefits of HDFC SmartBuy portal. So, there is no point in using them on HDFC SmartBuy. Press Like 👍 button and Share if you found it informative 😊. Follow “SpendWisely” for updates, info and tips
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@spendwiselyx
SpendWisely
2 years
Best Credit Cards Portfolio (For those who like to Travel) 6 Cards, Total Annual Fee with GST: Rs. 15,358 (Benefit Against Fee: Rs.10k Tata Cliq Voucher) 1. Axis Magnus (For all expenses except fuel, Utility, Online other spend. Minimum 4.8% Valueback), Fee: Rs.11,800 1/4
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@spendwiselyx
SpendWisely
1 year
Common myth about CIBIL Score: Some people think that if they use more than 30% of their total credit limit (cross cards) but clear the entire due before the due date, it will not affect their CIBIL Score. The fact is “Credit Utilisation” and “Timely Payment of Dues” are two
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SpendWisely
1 year
Some great credit cards which have great but sustainable benefits and would not see any (further) devaluation in my personal view 1) HDFC Infinia 2) Axis Reserve 3) HDFC Diners Black 4) Axis Airtel Credit Card (25% Cashback helps Airtel in retaining its regular customers) 5)
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@spendwiselyx
SpendWisely
1 month
My shopping 🛍️ list for Flipkart’s Big Billion Day Sale and Amazon Great Indian Festival Sale is here👇 Following items for next 1 year use 1) Bath soaps 2) Shampoo 3) Facewash 4) Mach 3 blades 5) Shaving foam 6) Aftershave 7) Ariel 8) Toothpaste 9) Brush 10) Liquid soap
@cards_wizard
Cards Wizard
1 month
✨ Are you ready? What's on your wishlist? I am looking to get a laptop this season! 💻 What are you looking to buy? Share 👇
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SpendWisely
1 year
Received American Express Limited Edited Playing Cards 🎴 along with FIRST YEAR FREE MRCC Credit Card. 😊 Apply through referral link and get AMEX Membership Reward Credit Card FIRST YEAR FREE and first Renewal Fee reduced to Rs.1500+GST. And if card is approved till 16th
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@spendwiselyx
SpendWisely
1 year
Booking Accor Hotel using Axis Edge Points: Guys, while Axis Edge points have a validity of 3 years, once you transfer them to Accor ALL Program, those converted Accor points will be valid only for one year from the date of transfer. So, its very important that you calculate
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@spendwiselyx
SpendWisely
1 year
Important Tip about Accor Group Hotel Booking using Axis Edge Reward Points: Guys, I had made a video 👇on my YouTube channel about process to book hotel using Axis Edge Reward Points and getting 8.62% Valueback with Axis Bank’s premium credit cards like Magnus. One important
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@spendwiselyx
SpendWisely
1 year
Axis Magnus Devaluation: If Axis Magnus devaluation announced tomorrow officially in case the circular comes out to be true, many would want to park the accumulated Edge points to some Airmiles or Hotel programs at current conversion rate of 5:4, before it is devalued to 5:1 or
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@spendwiselyx
SpendWisely
1 year
MakeMyTrip on HDFC SmartBuy: Its upgrade in Benefits not devaluation 😃. Finally clearing the dust around this topic. I called customer care and then, also checked on my own. Deleted my earlier tweet on this subject. So, the update is, HDFC has now moved MakeMyTrip hotels in
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@spendwiselyx
SpendWisely
1 year
Why HDFC Tata Neu Infinity Credit Card is gaining popularity after a cold start last year post launch 🤔? Probable reasons👇 👉For most of the people, practically, there are unlimited Neu Coins on Tata retail products & services as the upper limits on monthly spend is very
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@spendwiselyx
SpendWisely
2 years
Free Spa sessions at airports with following Credit Cards 1) SBI Aurum (1 per quarter) 2) ICICI Emeralde (Unlimited) 3) ICICI Sapphiro (2 per year) 4) ICICI MMT Black Signature (1 per year) 5) IDFC First Wealth Card (4 per quarter lounges+spa) Retweet if you Liked it 😊
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@spendwiselyx
SpendWisely
2 years
Finally, some good news from the house of HDFC 😃. HDFC SmartBuy added Amazon gift voucher with much higher monthly limit of Rs.1 Lac and no connivence fee. Only condition is that you can only shop on Amazon with this voucher balance….. #ccgeek (1/2)
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@spendwiselyx
SpendWisely
2 years
Best Way to Buy Amazon Gift Card 1) Axis Gift Edge using Axis Reserve: 18% Airmiles 2) HDFC SmartBuy using HDFC Infinia: 15.2% Valueback 3) Axis Gift Edge using Magnus: 14.4% Airmiles 4) HDFC SmartBuy using HDFC Diners Black: 8.53% Valueback 1/2
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@spendwiselyx
SpendWisely
2 years
Amazon Giftcards Vs Amazon Shopping Voucher: Another difference found out. If there is any Cashback offer on Amazon Fresh and you use Amazon Shopping Voucher for payment, you will not get the Cashback.. But if you pay using Amazon Giftcard, you will get the Cashback offer. So, be
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@spendwiselyx
SpendWisely
1 year
Devaluation Season at peak 😟: This time its Axis Ace Card - the most sought after credit card. Following charges from 15th June 2023. 1) 5% Cashback on Utility Bills (gas, water, electricity, mobile, DTH and broadband) and 4% Cashback on Swiggy, Zomato and Ola is now limited
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@spendwiselyx
SpendWisely
1 year
Travelling abroad and planning to use your credit card 💭🤔? Just turning on “International Transactions” on credit card will be good enough to start using the card abroad? May be not. Guys, do you know that its important to inform your credit card issuer bank in advance if you
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@spendwiselyx
SpendWisely
2 years
HDFC Tata Neu CreditCards Lifetime Free: Tata Neu Credit Cards available on RuPay network are best credit cards for UPI QR Code payments. And, here it comes most effective way to get HDFC Tata Neu Credit Cards 💳 Lifetime Free. Follow these steps 👇 1) Download and register on
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@spendwiselyx
SpendWisely
2 years
Grand Joining Offer 🔥🔥🔥 on Standard Chartered Smart Credit Card (only if applied till 31st March 2023) First Year Free (No Joining Fee) OnePlus Nord Buds (Wireless Earphones) Free with new Card To get OnePlus Nord Buds, you need to spend total Rs.
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@spendwiselyx
SpendWisely
1 year
With Axis Magnus’s devaluation looks certain than ever and HDFC Infinia Card far from the reach of most of the people, is it time to fall back on much simpler and popular cashback credit cards 🤔💭? 👉SBI Cashback Card, Axis Flipkart, ICICI Amazon Pay, Standard Chartered Smart,
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@spendwiselyx
SpendWisely
1 year
Guys, be mindful and attentive when you pay credit card bill with HDFC BillPay option. Most of the times, they show “Saving Account” as payment option. Don’t forget to change it to “Debit Card”. Then only, you will get 1% real Cashback upto Rs.750 per month with HDFC Platinum
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@spendwiselyx
SpendWisely
1 year
Axis Magnus Devaluation: Guys, the devaluation circular about Axis Magnus Credit Card is true. Just called Axis Customer Care and they confirmed it in clear words😣. Axis Magnus users are soon going to receive the circular officially. Press Like 👍 button and Retweet if you
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@spendwiselyx
SpendWisely
1 year
A good news for Credit Cards users 🤩. If all goes well, then all credit cards customers will have choice to choose the Payment Network (Visa / MasterCard / RuPay etc.) for new and existing credit cards from 1st October, 2023. Banks and NBFCs will not be able to issue any
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@spendwiselyx
SpendWisely
11 months
Positive news for Rupay Credit Card users: You may soon see credit limit increase offer on your Rupay credit cards. NPCI (which owns Rupay network) has asked the banks to provide higher limits to Rupay credit card customers. So that, they can use the card for high value
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@spendwiselyx
SpendWisely
7 months
Axis Atlas Card for Fuel ⛽️: Guys, do you know that Axis Atlas credit card gives full reward points on fuel spend if your transaction is more than Rs.4,000 or less than Rs.400 ✅✅✅. Just that, you don’t get 1% fuel surcharge waiver on this, but value of EdgeMiles make it one of
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@spendwiselyx
SpendWisely
2 years
Axis Airtel Credit Card: While most people consider it as Utility bill payment card, it can really give 15% back on Grocery 😱. Pay on BigBasket on Tata Neu App using Axis Airtel Card and get 10% real Cashback and 5% Neu Coins 🤩. Neu Coins can be used to Pay for future orders on
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@spendwiselyx
SpendWisely
10 months
Guys, do you know the payment networks of credit cards such as Visa, Mastercards and Diners Club provide some additional offers directly to the respective credit card users. These offers are not communicated by the card issuing banks most of the times. Don’t miss those offers.
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@spendwiselyx
SpendWisely
7 months
Accor Hotel Group, which offers the highest value to its Loyalty Program points (partner with Axis and HDFC credit cards currently), is going to open 30 new hotels in India in next 3 to 5 years. Currently, they have 62 hotels in India in places like Goa, Jaipur, Udaipur, all
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@spendwiselyx
SpendWisely
1 year
HDFC Tata Neu Credit Cards when launched initially, was considered just another card. But amid all the devaluations and exclusion of categories by other popular credit cards, it is emerging as a Star 🌟. 5% Valueback on Tanishq Jewellery & Utility Bill payments, 10% on Groceries,
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SpendWisely
1 year
Party 🎉 continues for 1 more year 🤩⭐️🎉🥳…. Axis Eazydiner Partnership extended for 1 more year till 30th June, 2024. 😋🍝🍕🥪🍹🍻🍺🍸 But with two significant devaluation of the offer 🥺 👉 Extra discount with Axis Credit Card on EazyDiner App only applicable once in a
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@spendwiselyx
SpendWisely
11 months
Guys, ICICI is offering ICICI Coral Rupay Credit Card LIFETIME FREE as pre-approved to its existing customers. The offer is being rolled-out in phased manner for last few months. You can check the same in ICICI Mobile App. ✳️As a Lifetime Free credit card, the benefits are
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@spendwiselyx
SpendWisely
2 years
Axis Magnus Card holders without Axis Saving Account. Here is how, you can convert Edge Points into Airmiles 1) Get your Customer ID : SMS to 56161600 in following format CUSTID <Last 4 digits of your Card>. If your card’s last 4 digit are 1243, then SMS CUSTID 1243 …..1/3
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@spendwiselyx
SpendWisely
1 year
HDFC Millennia on HDFC SmartBuy: A very frequently asked question - How much cashback you get on HDFC SMARTBUY Portal using HDFC Millennia Credit Card 🤔? 👉All HDFC Millennia Credit Card transactions on HDFC SmartBuy portal are considered as “Other Spend”. Transactions on
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@spendwiselyx
SpendWisely
1 year
HDFC SmartBuy Processing Fee on Amazon Giftcards & Voucher: Effective Net Reward Rates after deducting processing fee 👇 ✳️Amazon Giftcard 👉HDFC Infinia: 16.67%-3.84% = 12.83% 👉HDFC Diners Black: 10%-3.84% = 6.16% 👉HDFC Regalia & Diners Privilege: 6.67%-3.84% = 2.83% *The
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