Ribh | Radar Hackathon
@ribhfinance
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Decentralized ecosystem for global on-chain commerce, marketplace and payments. Powered by @Solana
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🧵 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐑𝐢𝐛𝐡?
Ribh Finance is a Protocol redefining the way Real World Businesses (RWBs) enter the on-chain economy, creating a seamless bridge between traditional systems & Web3.
No "all-or-nothing" migration, just gradual adoption.
Let’s dive into how! 👇👇
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Big News for Ribh Merchants!
We’re super excited to announce our partnership with the leading fintech company,
@Mercuryo_io
, to launch a cool new feature.
Merchants using the Ribh App can now off-ramp crypto payments directly to their bank accounts in more markets worldwide!
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Today’s the perfect day to explore Ribh.
Let’s grow your business and brighten your smile.
GM, Ribh Fam
Say it back!
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🌐 Introducing Ribh Stores!
Empowering Real World Businesses (RWBs) to go on-chain.
Imagine selling your products on
@X
& getting paid in USDC – instantly! With Ribh Store powered by
@saydialect
Blinks, your customers can checkout right on the timeline
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We truly love and appreciate the energy that was put into the threads.
Each one is unique and insightful. You’re all amazing.
Winners will be announced in 24hrs.
Stay tuned!
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Introducing Riba: Protecting SMBs' profits.
Have you had to deal with sudden price fluctuations of the naira?
Have you had to constantly adjust prices of your goods, and even when you do that, it takes great effort to not run at a loss. 👇👇👇
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Happy Independence Day, Nigeria! 🇳🇬
As we celebrate freedom, 𝐑𝐢𝐛𝐡 is proud to support the journey of financial independence for business owners.
Let's keep building a future of growth and opportunities together!
#NigeriaAt64
#IndependenceDay
#RibhFinance
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Ribh Finance is empowering RWBs in the on-chain world! 🏦
Enjoy seamless local payment collections, quick USD conversions, and access to DeFi lending opportunities. 💸
We're building even on weekends to help businesses thrive. 🧑💻
Just don’t forget to touch Grass! 🌱😎
#Web3
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GM, fam!
It’s a new week, and yeah, Mondays aren’t our fave either. But there’s still work to be done. 🧑💻
So
@ribhfinance
is out here building the future of global payments for real world businesses. 🗺️
What are you building?
#CryptoPayments
#DeFi
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We’re building the largest solution to global payments for real world businesses.
One of our focus is helping businesses seamlessly convert local currencies into $USDC and enabling effortless cross-border payments.
Here’s how we’re doing it: 👇🏾
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Vendors in Africa often face a major headache: access to affordable loans.
So we said “𝘏𝘰𝘭𝘥 𝘰𝘶𝘳 𝘣𝘦𝘦𝘳” 😏
At Ribh, we plug vendors to
#DeFi
liquidity pools, and help them unlock instant access to global liquidity.
This thread dives deep into how we’re doing it:
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We have been blown away by the quality of the content pushed out for this bounty.
Each one is hit!
The judges are about to have a filled week.
9 more hours to go. Let's get it
@SuperteamNG
folks.
💪🏼
🚨 Bounty Alert
gm writers!
You’ve been tasked to write a Twitter thread about
@ribhfinance
and earn rewards.
Ribh Finance is changing how businesses in emerging markets of Africa handle payment collections by providing USDC accounts.
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Ribh onboards SMEs by accepting local currencies, seamlessly converting it to stablecoin ( $USDC) and providing low-cost global payment for goods—all while unlocking access to DeFi lending opportunities. 🚀
We can't wait to see your submissions for the
#OnboardAndPay
campaign!
🇳🇬 New bounty alert 🚨
@ribhfinance
is a Neo-Bank Dapp that provides merchants in emerging markets with better local fiat payment collection and instant conversion to stablecoins solutions.
Find more details about the bounty here:
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We’ve selected the winners for our
@SuperteamEarn
@SuperteamNG
‘Onboard and Pay’ bounty.
We were truly impressed by how each video showcased the ease of onboarding merchants to the Ribh app and the speed of payments.
Congratulations to all the winners! 🎉
🇳🇬 New bounty alert 🚨
@ribhfinance
is a Neo-Bank Dapp that provides merchants in emerging markets with better local fiat payment collection and instant conversion to stablecoins solutions.
Find more details about the bounty here:
15
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134
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𝘋𝘰𝘯’𝘵 𝘫𝘶𝘴𝘵 𝘥𝘰 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴, 𝘥𝘰 𝘣𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘳𝘪𝘨𝘩𝘵 𝘸𝘪𝘵𝘩 𝘙𝘪𝘣𝘩.
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It's another week to put on our matchmaker
hats— and no, we're not talking love😏
We're connecting the bustling traders of Lagos's Balogun Market with their peers in Ecuador's Otavalo Market.
We believe that the world is one big marketplace and we want you to tap into it.
GM!
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We dream of a future where businesses are no longer held back by the curveballs of traditional finance.
A future where doing business across borders is effortless.
This future is happening right now.
This future is Ribh.
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Ribh offers wallet solutions to help every-day merchants engage with the on-chain economy.
It works like your normal wallet, but better 😌
See why: 👇🏾
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We are excited to announce that Ribh has received a $3.5k instant grant from
@SuperteamDAO
to fine-tune and get our product ready for beta launch.
Join us as we expand more on this support and what we have in store for the ecosystem
🧵👇🏽
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SMEs struggle to get loans from banks, especially in places like Nigeria.
And when they do, the interest rates are as high as 30%, limiting their growth.
This is why we integrated On-chain Footprints into the Ribh App.
What are On-chain Footprints?
How do they work?
A 🧵
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Ribh is on Solana cause it is the future of finance.
Solana's low transaction fees and high throughput make it perfects for receiving daily payments from your customer.
Use Ribh; Use Solana.
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Siti, a dedicated mother of three in Jakarta, has been running her textile business for years.
Her fabrics, though handwoven by local artisans, are cherished by her community.
However, Siti still dreams of expanding her reach beyond Indonesia.
Here is the problem though: 👇🏾
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Fill out this sentence, let’s see how well you know 𝐑𝐢𝐛𝐡 🧐
"𝐓𝐡𝐞 𝐛𝐢𝐠𝐠𝐞𝐬𝐭 𝐚𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞 𝐨𝐟 𝐮𝐬𝐢𝐧𝐠 𝐑𝐢𝐛𝐡 𝐟𝐨𝐫 𝐦𝐲 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐢𝐬 𝐭𝐡𝐚𝐭 𝐢𝐭 __________."
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If you are wondering what
@ribhfinance
brings to your import-reliant business in Nigeria.
Some context.
Yesterday:
NGN/USD - N1560
Today
NGN/USD - N1582
@ribhfinance
protects you through all that volatility.
Choose Ribh, stay profitable.
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Which of these Ribh features makes you do a little happy dance?
Ribh Store
6
Ribh Wallet
25
Ribh’s Onchain Footprints
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Let's play 𝐓𝐰𝐨 𝐓𝐫𝐮𝐭𝐡𝐬 𝐚𝐧𝐝 𝐚 𝐋𝐢𝐞 about Ribh 😌
𝘊𝘢𝘯 𝘺𝘰𝘶 𝘴𝘱𝘰𝘵 𝘵𝘩𝘦 𝘭𝘪𝘦?
Uses DeFi services
5
Supports only Bitcoin
20
Focuses on RWBs
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🚨 Bounty Alert Update! 🚨
The deadline for the bounty submission has been extended from
𝟏𝟐 𝐧𝐨𝐨𝐧 to 𝟓 𝐏𝐌 today!
Don't miss out on your chance to participate and earn rewards.
Submit your entry now! ⏳
🇳🇬 New bounty alert 🚨
@ribhfinance
is a Neo-Bank Dapp that provides merchants in emerging markets with better local fiat payment collection and instant conversion to stablecoins solutions.
Find more details about the bounty here:
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Today on Small Business Success 🌱 with Ribh🟣
Running a business in Nigeria is becoming increasingly challenging.
However, the key is to prevent your business from failing despite the difficulties.
Let's show you how to guide your business in the right direction👇
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Do you pay taxes for your business?
Small Business Success🌱 with Ribh🟣
Not paying taxes as a small business owner can have serious consequences, both for your business and for you personally.
And these consequences can not be excused with, “I was not aware”.
A Thread 👇
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𝖨𝗇 𝖺𝗇 𝗂𝗇𝗌𝗍𝖺𝗇𝗍, 𝗒𝗈𝗎𝗋 𝗆𝗈𝗇𝖾𝗒 𝗂𝗌 𝗐𝗁𝖾𝗋𝖾 𝗂𝗍 𝗇𝖾𝖾𝖽𝗌 𝗍𝗈 𝖻𝖾 💸
𝖢𝗁𝗈𝗈𝗌𝖾 𝖱𝗂𝖻𝗁.
𝖶𝖾 𝗅𝗂𝗏𝖾 𝖿𝗈𝗋 𝗆𝗈𝗆𝖾𝗇𝗍𝗌 𝗅𝗂𝗄𝖾 𝗍𝗁𝖾𝗌𝖾.
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Are you a business owner and want to stay ahead of the curve?
Follow us on 𝕏 to stay updated:
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Ribh is providing SMEs in emerging markets with tools to take control of their finances, stay profitable, and go global.
Our vision is to migrate businesses in emerging markets on-chain.
We are looking forward to the exciting write-ups.
🚨 Bounty Alert
gm writers!
You’ve been tasked to write a Twitter thread about
@ribhfinance
and earn rewards.
Ribh Finance is changing how businesses in emerging markets of Africa handle payment collections by providing USDC accounts.
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This is part of our
@Mercuryo_io
Radar side track participation.
This integration will enable merchants of
@ribhfinance
in emerging markets of Africa, Latam, and ASEAN to participate more in global on-chain commerce.
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Receiving local payments and settling it in
#USDC
with
@ribhfinance
.
The best way to stay PROFITable.
SOLANA.
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Another example could be a local retailer that tokenizes its assets or revenue stream.
By attracting liquidity providers who invest in these tokens, the retailer gains access to the capital needed to expand its operations.
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Small Business Success🌱 with Ribh✨
Meet Adaeze, a young fashion entrepreneur with dreams as big as her designs.
Despite her impeccable creations, keeping her business afloat was a constant struggle.
Afraid of failing, she made a drastic move.
What did she do? 👇
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Ribh’s integration of DeFi liquidity pools offers many real-world business applications.
For instance, a small manufacturing firm could use its on-chain footprints as collateral to secure a loan.
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@therealchaseeb
Gm Chaseeb
We are building Riba Finance, which helps business owners receive payment in their local currency and automatically convert it to USDC.
We are helping SMBs make a profit amidst local currency devaluation.
@RibaFinance
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3. Seamless Integration
The businesses we cater to need not be crypto-savvy at all.
The Ribh App is designed with these “normie” businesses in mind, making it easy for them to make payments for goods in stablecoin and be a part of the on-chain economy.
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At Ribh, we're want SMEs to overcome their financial challenges and achieve their full potential.
That's why we've developed an inflation-resistant business wallet that automatically settles local payments in USDC.
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Historically, the financial services industry has been built around institutions that act as custodians of their client’s assets.
These institutions hold the assets on behalf of a client and then make a limited range of services available to the client.
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Today on Small Business Success 🌱 with Ribh🟣.
"Did you know that according to the Bureau of Labour Statistics, half of businesses fail within the first five years?
Most of these businesses meet their demise due to poor financial management. 👇
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Ribh helps businesses in emerging markets tap into the
#DeFi
economy.
It all starts with downloading the Ribh App, which is quick and easy to set up.
This thread will guide you step-by-step through the entire process.
Let’s dive in: 👇
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𝐓𝐡𝐞 𝐂𝐡𝐚𝐥𝐥𝐞𝐧𝐠𝐞: 𝐓𝐫𝐚𝐝𝐢𝐭𝐢𝐨𝐧𝐚𝐥 𝐒𝐲𝐬𝐭𝐞𝐦𝐬 𝐯𝐬 𝐖𝐞𝐛𝟑
Web3 onboarding for RWBs has been tough—complex migrations, unfamiliar workflows, and financial fragmentation.
Ribh bridges the gap, offering the stability of fiat with the benefits of blockchain.
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𝐑𝐞𝐚𝐝𝐲 𝐟𝐨𝐫 𝐖𝐞𝐛𝟑?
Follow us to explore more about how RWBs and Web3 will shape the future of global commerce with Ribh!🚀
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Are countries having a contest for highest inflation rates?
We keep setting new records, and that's not good for any business.
Let me explain why:👇👇
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2. Ribh allows businesses to tokenize a portion of their future earnings and allow LPs to invest in those tokens.
This creates a revenue-sharing model, where LPs receive a return as the business generates revenue over time.
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Conclusion
Ribh allows businesses to tap into global liquidity pools, making it easier to access loans and drive growth.
Think Ribh is a fit for your business?
Follow us on 𝕏:
And join the waitlist now:
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𝐅𝐢𝐚𝐭 𝐌𝐞𝐞𝐭𝐬 𝐁𝐥𝐨𝐜𝐤𝐜𝐡𝐚𝐢𝐧
With Ribh, businesses can use fiat as an on-ramp while benefiting from Web3 rails.
Seamless $USDC payments and stablecoin settlements make transactions borderless & fast, solving issues like high fees and slow settlements.
#DeFi
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Follow us on 𝕏 and get firsthand updates on all the amazing stuff we’re cooking:
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Several submissions stood out, prompting us to introduce consolation prizes to recognize even more talents:
-
@Imoncrypto
-
@GoodnessDeFi
-
@FunshoMusa
-
@Billz_vic
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This means you can’t access your money freely due to the numerous regulations and restrictions imposed by these institutions.
Strange, isn’t it?
Well, this situation paved the way for a solution: the emergence of DeFi (Decentralized Finance)
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1. Instant Conversions
Ribh provides an instant fiat-to-stable coin conversion feature through the Ribh App.
This feature allows businesses convert their local currencies to USDC quickly and at competitive rates.
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DeFi is a decentralized model of finance that allows individuals to be custodians of their own assets.
With DeFi, companies can provide financial services to any individual.
Individuals can also buy and sell assets and services in peer-to-peer manner.
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We’re also making trust easy to build.
Every payment is traceable.
Every transaction is transparent.
That’s how we ensure that you create stronger relationships with your customers
But that's not all.
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What's more important, cash flow or profit?
The answer is not simple.
It's like asking whether oxygen or water is essential for life. Both are crucial. However, their relative importance depends on context.
Let's dive into their distinct roles for a small business. 👇
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Did you know that more than half of all small business started at home?
Your home could be the birthplace of your next big idea. Start small and dream big.
#SmallBusinessOwners
#entrepreneurship
#Ribh
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𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐟𝐨𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐞𝐬 𝐨𝐧 𝐑𝐢𝐛𝐡
1. Businesses can use their OFPs as collateral to access loans directly from liquidity pools.
This helps bypass the lengthy processes associated with typical traditional lending.
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3. Ribh’s liquidity pools provide businesses with various flexible loan options.
Businesses can access short-term or long-term loans and manage cash flow better, without being tied to rigid repayment structures.
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💡 Did you know? Small and medium-sized enterprises (SMEs) face a major hurdle—limited access to finance.
#SMEs
#Solana
$USDC
#businesswallet
#inflation
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A survey by PWC revealed that electricity is the biggest expense for SMBs, even more than rent or operating costs.
The situation has worsened since fuel subsidies were removed, making it even harder for small businesses to survive.
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𝐔𝐧𝐥𝐨𝐜𝐤𝐢𝐧𝐠 𝐆𝐥𝐨𝐛𝐚𝐥 𝐋𝐢𝐪𝐮𝐢𝐝𝐢𝐭𝐲
Through Ribh, RWBs can tap into decentralized liquidity pools.
No more restrictions tied to legacy finance—businesses can secure loans and funding through transparent, on-chain data.
#GlobalLiquidity
#BlockchainFinance
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DeFi Liquidity Pools are smart contracts that hold funds to enable DeFi activities such as trading, lending, and yield farming.
When LPs stake their assets in these pools, they enable other users to execute transactions, and they earn interest.
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DeFi liquidity pools operate through a series of steps that create an efficient ecosystem for lending:
First, smart contracts are integrated within the pool to help manage the asset, enabling seamless transactions.
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2. Stable Payments
The business can then make payments for their goods with $USDC without worrying about price swings.
This reduces the reliance on traditional banks and high transaction fees that is associated with international transfers.
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To ensure the business has a reliable financial history, Ribh tracks the business’s verifiable revenue and records on-chain.
These records are known as On-chain Footprints (OFPs) and they serve as a basis for accessing loans.
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𝐑𝐖𝐁 𝐌𝐚𝐫𝐤𝐞𝐭 𝐒𝐢𝐳𝐞
RWBs represent a vast opportunity across sectors:
🛠️ Manufacturing: $35T
🛒 Retail & Consumer Goods: $29T
🚗 Electronics & Automotive: $5T
Ribh helps unlock this market by enabling
#DeFi
access, global payments, and asset tokenization.
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We provide access to global liquidity, capital, and opportunities.
Need a loan to scale your business?
Need access to new markets?
We’ve got you!
So, the real question is:
How high is your business ready to fly with Ribh?
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Ribh is designed to port Real World Businesses (RWBs) to the on-chain economy.
By integrating DeFi liquidity pools into the Ribh App, Ribh helps businesses tap into DeFi liquidity pools and secure loans and liquidity.
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Small Business Success (SBS) with Ribh
It's thrilling to kickstart this new series dedicated to YOUR small business success.
Whether you're a seasoned entrepreneur or just starting, SBS with Ribh is for you. A 📜
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Small businesses are the backbone of our economy, yet they often struggle to keep up with inflation. 😓
That's why we created Ribh, a financial tool that helps small businesses protect their hard-earned money from the constant currency devaluation. 💰
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Next, liquidity providers (LPs) stake their assets in the pool, ensuring that there is enough liquidity for users to trade or borrow.
In return for their contribution, LPs earn rewards, typically in the form of interest, based on the amount of liquidity they provide.
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On-chain Footprints are a needed change in how businesses operate and connect with their customers.
As Ribh continues to bridge real-world businesses with the on-chain economy, the importance of OFPs will only grow.
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The fluctuations in the naira's value are taking a substantial toll on businesses, and it's a topic that often goes unaddressed.
Here's a story about Ahmed, a dedicated entrepreneur who operates a small car dealership. 👇
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𝐓𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐢𝐬 𝐁𝐨𝐫𝐝𝐞𝐫𝐥𝐞𝐬𝐬
Ribh Finance is bringing RWBs into a decentralized future, where payments are instant, global markets are accessible, and finance is democratized.
Ribh is the future of commerce in the Web3 era!
#DeFi
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Programmable wallets are now live on Solana. The team at Ribh is super excited at the opportunity to leverage this framework in combination with CCTP to build out next-gen solutions for businesses in emerging markets. Excellent job
@BuildOnCircle
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This DeFi ecosystem is made of entities — called Liquidity Providers (or LPs) — that supply assets to DeFi platforms.
The assets provided by LPs help people buy, sell, and borrow funds when needed.
These assets are deposited in a Liquidity Pool.
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Choosing to build with Solana was definitely the right decision.
We made the right call.
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It's challenging when your previous selling price becomes your new cost price upon restocking.
How do businesses navigate this situation?
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The naira's instability is crippling small businesses.
In just 2 days, the exchange rate has jumped from ₦901.600 to ₦960.400 per dollar.
This fluctuations makes it impossible for businesses to plan and budget effectively.
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Solana is definitely a game-changer for payments.
That's why we are using it to provide non-custodial USDC business wallets for importers.
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Every transaction made through Ribh is recorded on-chain, creating a verifiable digital footprint for Siti’s business.
This not only builds trust with customers but also enhances her credibility in the marketplace.
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With these wallet integrations, we can ensure that RWBs are now able to participate in the on-chain economy.
Follow us on 𝕏: ,
And turn on post notifications —there’s so much more to come.
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⮕ Ribh’s DeFi Products
Ribh’s ecosystem includes access to decentralized financial products, such as asset-backed loans and liquidity pools.
Ribh merchants can use their OFPs as proof of creditworthiness to secure loans or access liquidity.
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Wallet provisioning helps businesses new to crypto to:
▫️ easily set up wallets that convert local currency to $USDC.
▫️access low-cost, stable payment solutions for global transactions.
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Payments are a major blockchain use case, and we're going with
@solana
because it's leading the way
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⮕ Why Transparency Matters
When shopping for a product, you’re more likely to trust a seller who provides evidence of their product’s quality.
The seller may show you customer reviews or testimonials to assure you.
But with OFPs, this evidence is more reliable.
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⮕ Understanding On-chain Footprints
Transactions on the blockchain leave digital footprints called On-chain Footprints (or OFPs).
These “footprints” are verifiable, immutable, and transparent records of activities that take place on the blockchain (or on-chain).
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For this reason, we'll be launching a series.
This new series will be called: Small Business Success with Ribh.
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We'll be dropping a thread on small business taxation in Nigeria.
Turn on notifications 🔔, so you don't miss it.
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⮕ How OFPs Help Businesses Access Loans
With OFPs, businesses can automatically generate verifiable proof of their sales, revenue, and other important metrics.
This builds an on-chain credit score or reputation for them and opens up opportunities for DeFi-backed loans.
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𝐒𝐭𝐚𝐤𝐞𝐡𝐨𝐥𝐝𝐞𝐫𝐬 𝐑𝐞𝐚𝐩 𝐭𝐡𝐞 𝐑𝐞𝐰𝐚𝐫𝐝𝐬
✅ RWBs gain scalability without losing existing workflows.
✅ Liquidity Providers earn revenue from decentralized pools.
✅ Consumers engage in transparent, trust-based transactions.
Everyone wins in the Ribh ecosystem!
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