Thanks to the
#MenInBlue
for an extremely entertaining and exhilarating month of cricket. You may not have crossed the line in the final but your passion and skill this past month has ensured that we bleed blue more than ever 🙏
#INDvAUSFinal
#WC2023
Got cake smashed on reaching a smashing milestone !
@PhonePe
crossed 500 million (50 crore!) registered users this afternoon . This video captures only a small part of an amazing team that made it happen. Thank you!
@_sameernigam
Exhausted but exhilarated that we are back fully! After a gruelling 24 hours UPI is fully restored on PhonePe. Many to thank, but we are all just happy to have resumed
@PhonePe_
services for our loyal users and merchants!
@_sameernigam
All teams
@PhonePe_
working round the clock to get our services going. Wallet and cards enabled for purchase. Next stop is your favourite UPI service. Once again thank you for standing by us!
Our most successful AI(accidental intelligence) to date
@PhonePe_
was a overflow bug in our console that predicted the billion-a-month txn run-rate way back in 2017😁! Super proud that the team has scaled our day0 architecture seamlessly to Billion txns!
2+ billion transactions a month, 25+ million merchants , 350 million users across 19000 pin-codes in the country, worlds most downloaded finance app…milestones aplenty last year for
@PhonePe_
.For all the chaos 2021 brought, a lot to also be thankful for. Looking forward to 2022!
The Site Reliability Team
@PhonePe_
led by Burzin has been experimenting with alternative cooling methods-DCLC (Direct Contact Liquid Cooling) & LIC (Liquid Immersive Cooling)-to support the explosive growth of servers for our scale. Super cool!
@jaychawda
All teams
@PhonePe_
working round the clock to get our services going. Wallet and cards enabled for purchase. Next stop is your favourite UPI service. Once again thank you for standing by us!
Here's another exciting launch from
@PhonePe
- Presenting India ka Appstore - Indus Appstore. We are inviting all Android app and game developers to register and upload their apps using the self-serve developer platform
In this unprecedented situation, the Indian developer community has been working tirelessly on altruistic projects to solve a variety of problems. We want to join you by helping you reach out to our massive user base. Host your m-site or Webapp on the
@PhonePe_
Switch platform
As a first step to recovery started disbursal of
@PhonePe_
merchant settlements. Next step is to enable services for our users. Thank you for your continued patience
Dear
@PhonePe_
customers. We sincerely regret the long outage. Our partner bank (Yes Bank) was placed under moratorium by RBI. Entire team's been working all night to get services back up asap. We hope to be live in a few hours. Thanks for your patience. Stay tuned for updates!
Thank you, India for helping us cross the 2 Billion monthly transactions mark, setting a new all-time record. With November just halfway done, we're excited to see how far we can go!
Given all the conversations around “Winter is here” in the startup ecosystem, wanted to put it out there that “It’s Always Sunny in
@PhonePe
” We continue to hire as per our plan for the year . Join us!
#Hiring
Unqualified sweeping statements like the one below are unfortunate and don’t help the ecosystem that is trying to build value in the minds of individuals about long-term wealth creation through ESOPs
4 Petabytes of data crunched into anonymised time-series aggregates & made public! PhonePe Pulse Data API now on Github ()-A first of its kind open data initiative in the payments space for developers, entrepreneurs, researchers & data-scientists to explore
What can data from 20Bn+ digital payment txns by 300Mn+ Indians be used for?
Let's find out together India!
Presenting
#Pulse
!
Check it out:
Data APIs (now live!), interactive geo-spatial maps, pdf reports, trends & insights
All free! All here!
As one of India’s largest payments apps,
@PhonePe
builds digital financial services to support the country’s rapidly growing population and digital ecosystem. We are excited to partner with PhonePe as they continue on their mission to drive financial innovation in India.
@BeingPractical
Well let’s be fair....when founders/entrepreneurs are raising money by spending more time being social media influencers , why hold it against pure social media influencers when they make videos on how to raise money :)
A big shout-out to all the people at
@PhonePe_
who have made all that this video showcases possible in the last 5 years! Celebrating 5 years of Progress
#PhonePeTurns5
As a first step to recovery started disbursal of
@PhonePe_
merchant settlements. Next step is to enable services for our users. Thank you for your continued patience
Congratulations to
@zomato
and
@deepigoyal
for their rocking IPO! And thanks from all founders of large scale consumer tech platforms in India-the next time someone poses a question “But is it possible....” , they already have the answer in a precedent they can relate to!
6 years since we launched the
@PhonePe
App but feels like yesterday ! Time flies when you are having fun and creating value . Here is a nice chronicle of our journey
#PhonePe
turns
#6AndStronger
Today, as we celebrate our 6th anniversary, here's looking back at the road, now studded with milestones!
Here's a shoutout to all of you who made this journey worthwhile!
#PhonePe
turns
#6AndStronger
and we're just getting started!
Pulling out & plugging back a drive from a powered-up server immersed in our experimental cooling tank was a super awesome experience. With significantly more powerful servers in smaller form factors, have to look at newer technologies to improve the PUE!
#sustainabledevelopment
1/ A question I am often asked is how one should think about their career as a software engineer....followed by what that looks like at
@PhonePe
. My thoughts on this are penned in this blog 👇 . And for a quick read, key takeaways are captured in this🧵!
Humbled by the faith and love shown by users from all over the country . And thankful for a wonderful team that keeps plugging away at making the next transaction of every user better than the last one!
@PhonePe_
@_sameernigam
A big THANK YOU to the 30 Crore Indians who have chosen PhonePe to make their payments quicker, easier and safer. We’re thrilled to be processing transactions from over 19,000 Pin Codes spanning more than 99% of the country! 🙏🏽🇮🇳
#KarteJaBadhteJa
This is what happens when false news on social media goes unchecked!
@Npci
has set the record straight already.
@GooglePayIndia
is a legit UPI player. This is just false news!
Watched
#Siya
-shaken to the core.A gut-wrenching film on not just the most heinous crime but the long & devastating fight for justice.But my optimism lies in the fact that movies like this will drive much needed change in our judicial system.
@ManMundra
&
@DrishyamFilms
👏 👏 👏
@amodm
..... and hustle is an overrated quality. Most startups hustle all the time because it drives a false belief of moving fast. However , without holistic thinking , the net result of hustle for the sake of it is actually sub-optimal.
Bringing our philosophy of open platforms and collaboration with the ecosystem to our data, here is PhonePe Pulse () . Enjoy exploring our transaction & user aggregates by location, device & category.And stay tuned for API access to this data and more !
A quick and timely effort by volunteers at
@PhonePe_
using the CoWin open APIs allowing multi-location search for Vaccination centers with filters on age & vaccine type. Will add more features to make getting vaccinated easier, hoping that vaccine supply improves soon!
If you are looking for a real example of character,courage and tenacity .... the Indian cricket teams draw against Australia was an exemplary demonstration of it....hats off to the boys in blue!
India let’s come together to fight COVID19 through PM CARES fund. We want a 100 million Indians to raise their hand for the Billion plus population. With that
@PhonePe_
pledges Rs 100 crores on top! Donate via
@UPI_NPCI
on PhonePe now
#PMCARES
#100CrorePledge
#DonateKaroNaIndia
#1
in a series of infographics highlighting the
@Phonepe
platform metrics is our User & Payment services. Ease,Speed & Reliability are the drivers of PhonePe payments.These stats are the outcome of the robust architecture built by some of the brightest minds in the game today
Calling all fintech enthusiasts to sign up for the Fintech Open Hackathon brought to you by
@NITIAayog
and
@PhonePe_
. Using a variety of Open Data sources and developer sandboxes for payments , AA(account aggregator),time to reimagine solutions for financial inclusion.
@Setu_API
The most awaited FinTech Open Hackathon is here. It aims to unlock financial inclusion using ‘Open Data’. Participants can use PhonePe
#Pulse
data and any other open-data APIs along with frameworks
For details and to register for the event,
Click here:
@PhonePe
Excited to launch India's first Green Data Center with Liquid Cooling infrastructure. This 4.8MW facility spread across 13740 sqft will not only help in seamlessly scaling our business but also reduce our carbon footprint by 25% increased PUE!
Given the interest in knowing how we have built and scaled our on-premise infrastructure in colo DCs across the country, here is a first in a series of tech blogs from the
@PhonePe
Infrastructure team
A privilege to be invited by
@HarvardHBS
for the first class discussion of the
@PhonePe_
growth story by Professor Michael Chu. Can’t believe we are HBS case study & thrilled how the digital payments growth in India has captured the imagination world over.
The story of India’s largest payment platform is now available to the world.
Read Harvard Business School's insightful case study, chronicling our journey of making financial inclusion a reality for a billion Indians.
Check it out here:
Nothing unites a country in joy more than a sport victory and a Olympic medal tops the list there ! Thank you India men’s hockey team for giving us this moment!
#MensHockeyTeam
#TokyoOlympics2020
#IndianHockey
A big shout-out to the
@PhonePe
COVID Warriors for the immense effort in helping each other through this second wave. Yet another proof of a silver lining in these dark clouds - when the dust settles, we will emerge as a much more compassionate society!
Jumped at the chance to interview
@__VishalGupta
, head of products
@PhonePe_
.
We talked about
⚡️ PhonePe's prioritization framework
⚡️ How they hire PMs
⚡️ Pods and how they deliver more than sum of parts
Listen here:
Startup slowdown was imminent, but disciplined startups won't feel the pressure, says PhonePe CEO & Co-Founder
@_sameernigam
WATCH
#BitsToBillions
with
@chandrarsrikant
at 9:30 PM Sat and 12:30 PM Sun on weekends!
Raise the flag to 75 years of independence and to being a nation united through its diversity in religions , traditions , languages and people! India continues to be a unique and shining example of democracy!
If you have recovered from COVID, the easiest way to help others recover is by Donating Plasma. And it costs you nothing . But it is possible only for a short window post recovery, so act fast!
#DonatePlasmaFightCovid
4 out of my last 5 transactions were done using UPI LITE!The pareto of txns that can move to LITE for a faster & even more seamless experience is very high. Enable
@PhonePe
#UPILITE
& give your digital transactions a speed boost!
@UPI_NPCI
Doing our bit to ensure that all members of the
@PhonePe
family and their families stay safe and secure. Our services will continue to run uninterrupted.
#stayhome
and
#payfromhome
. You can pay all your nearby shops from the Stores section of the PhonePe app
Dear users. In line with honorable PM
@narendramodi
's advisory, effective yesterday
@PhonePe_
has mandated all its 10,000 employees to
#WFH
till March 31st (for now!). All services will continue uninterrupted! More details here:
#LetsFightCoronaTogether
Just like we were inspired by and benefited from the vision to turbo-charge innovation through digital infrastructure as public good, we hope our datasets would help further that mission in a small way
@NandanNilekani
@pramodkvarma
@snjyjn
@dilipasbe
Folks are wondering - 'Why open src your data?'
It's simple really: We owe our existence and our success over the past 5 years to the sheer audacity & imagination of visionaries at
@RBI
,
@Product_nation
@NPCI_NPCI
,
@GoI_MeitY
,
@DFS_India
who delivered
@UPI_NPCI
to the nation 2/3
Thanks
@YourStoryCo
for the opportunity to speak at
#FoW2020
.Given there are different takes on “Democratizing Fintech for India”, this talk focussed on how we
@PhonePe
think about Fintech for India, our approach to it and how we have gone about building the product for the same
We are pleased to have the three-time entrepreneur, who also dons the hat of an investor & advisor, Rahul Chari (
@rahulchari9
), Founder & CTO, PhonePe (
@PhonePe_
).
#FoW2020
Who better than our iconic superstar
@SrBachchan
to transform the experience for millions of Indians transacting digitally every day! Now you can get payment alerts, notifications & more on our
@PhonePe
#SmartSpeakers
in Mr. Bachchan’s distinct voice!
#MeriDukaanKaSuperstar
Welcoming India’s favourite Superstar,
@SrBachchan
as the voice of our
#PhonePe
SmartSpeaker! His legendary voice graces every Merchant’s
#SmartSpeaker
for payment alerts, notifications & more. Look for a PhonePe SmartSpeaker-powered store to experience it
#MeriDukaanKaSuperstar
All the while that we thought we had dodged the bullet,we were only painting a target on ourselves. Vaccination is the ONLY way out! But many around us still unsure about it-once supply unlocks,please get vaccinated & help as many around you get vaccinated too!
#VaccinesWork
🎉Finally, Daddu is here!🎉
Presenting superstar
@aamir_khan
as PhonePe’s brand ambassador.
Join us to welcome Daddu to our PhonePe family!
Get ready as we have lots of fun coming your way! 😄
Click here to meet Daddu >
Another exciting launch this year and we are only half-way through 2023! The POS device completes the full stack of solutions from
@PhonePe
needed to deliver all services to our merchant base.
#IndiaDigitalPayments
#UPI
A month after dolling out its payment gateway and lending services,
@PhonePe
has introduced Point-of-Sale (PoS) devices enabling merchants to accept payments via debit cards, credit cards, and
#UPI
.
Read more at 👇🏻
#PhonePe
“If you don’t keep investing in learning, you will be left out. There needs to be conscious effort towards upskilling & growth. What keeps me up to date is my team. Be self-aware & it’s a continuous circle of learning at work,” says
@rahulchari9
of
@PhonePe
.
#FutureOfWork2022
Unpopular opinion given the crypto feeding frenzy these days . But
@amodm
lands the distinction between crypto as a speculative asset and blockchain as technology (with clear shortcomings for many large scale low latency use cases) very clearly. Must read!
Super excited to share the PhonePe Pulse & BCG report highlighting the tremendous growth of Indian digital payments over the past few years and giving insights into the potential that still lies ahead. Onwards and Upwards!
It's here!
Presenting 'Digital Payments in India: A US $10
Trillion Opportunity'
A report launched by PhonePe Pulse and Boston Consulting Group (BCG) gives insights into digital payment trends in India
Click here for the report:
#BeatofProgress
#Pulse
So glad to see the work, especially the nuanced points being appreciated - a solid effort from the
@PhonePe
marketing team. Thanks
@beastoftraal
for the detailed thread on the campaign!
Really good to see the kind of effort PhonePe has put into today's multi-edition ad to promote its insurance offering.
The more obvious effort is that this is a 5-page campaign in each edition of the newspaper - it starts with the front page, under the mast-head and 1/8
#2
in this series is the
@PhonePe
Growth Ecosystem comprising of three crucial capabilities - Offer & Rewards Engine, the CRM platform and the Journey tracking system. Relevant & timely nudges at scale as seen below ensures continuous engagement & very high retention
#1
in a series of infographics highlighting the
@Phonepe
platform metrics is our User & Payment services. Ease,Speed & Reliability are the drivers of PhonePe payments.These stats are the outcome of the robust architecture built by some of the brightest minds in the game today
He knew he had the Gold as soon as he released the javelin in his second attempt. The confidence is phenomenal and hopefully the start of a new Indian sporting era!
#NeerajChopra
#TokyoOlympics2020
@ICICIBank
and
@NPCI_NPCI
bust the myth (and how !) that only startup’s move fast and are agile. The way they worked with the
@PhonePe_
team at warp speed to get back on track was phenomenal!
Dear
@PhonePe_
users. We are back with a bang! Would've been impossible to do so in record time without incredible effort & inspirational leadership displayed by
@NPCI_NPCI
and our new UPI partner
@ICICIBank
!
Will never forget because - A friend in need is a friend indeed 🙏🙏🙏
@_shikharsaxena
Take it a one step forward - enable & encourage engineers to build their own dashboards,not just for system metrics but product and business metrics too. Democratise access to data and measure success through scope of ownership and impact on the L1 metrics of the company
“UPI International will establish India as a global tech leader in the Fintech space”, says
@rahulchari9
,
Co-Founder & CTO, PhonePe.
Tune in for the latest conversation on PhonePe’s digital infrastructure.
@chandrarsrikant
Click here
Presenting PhonePe Nazar Battu - A Truck Art Project that’s spreading insurance awareness across India. Reviving an old art form for the new-age consumers.
👹 Buri 👀 wale, tera mooh ⚫
Watch the video to know more!
#NoTensionInsurance
From the tiny but powerful computer in your pocket that everybody calls a smartphone to all the technology that is powering your vehicle these days, the simple but profound observation of Gordon Moore continues to play out. RIP Gordon Moore.
#MooresLaw
Thank you
@imVkohli
for me being the visionary leader you are and for giving us the most fulfilling year of Indian Test Cricket in 2020-2021! You will be sorely missed as Captain Courageous but I hope we continue to be entertained by your glorious cover drives for years to come !
I was recently on
@snjyjn
’s podcast Build For Bharat. Listen to this episode on and also catch other episodes in a bite-sized format packed with useful insights
As a part of
#BuildForBharat
,
@rahulchari9
explains how
@PhonePe
emphasizes user engagement and experience with UPI to make payments accessible to Bharat.
Listen in at
Excited to be speaking at a unique initiative to bring together Women in Tech & Product roles. Organized as part of etc-engineering tech change, this series of events features interesting conversations themed around Scaling. Know more and register here -
This is awesome! Super inspiring how
@_mekin
is channelling his experience into guiding entrepreneurship at a very early age through
@UdhyamOrg
! This is one of many big outcomes of that effort.
Can you believe it!
Delhi Govt school students getting Rs. 2k grants - to try an entrepreneurial project!!
@msisodia
is the entrepreneur who can scale this audacious & impactful educational reform!
My reasons to be excited about this - a thread
@AtishiAAP
@EMCCLASS
@PhonePe_
we stopped inviting visitors and candidates to office more than a week ago & moved to a WFH mode for most teams three days ago. While we continue to learn how to do deep dives in interviews and meetings online, anecdotally we do see increased focus & productivity..(1/2)
The
@PhonePe_
Pulse Data APIs were made open in sept last year & there were calls for a Hackathon around the same. Join the Fintech Open Hackathon by
@NITIAayog
in association with PhonePe and explore Pulse and other Open Data APIs for financial inclusion.
4 Petabytes of data crunched into anonymised time-series aggregates & made public! PhonePe Pulse Data API now on Github ()-A first of its kind open data initiative in the payments space for developers, entrepreneurs, researchers & data-scientists to explore
There is talk in the UPI payments space about the "Merchant UPI Plugin" model. Merchant partners have reached out to us asking if they should consider adopting it. Here's a blogpost where we have tried to separate the facts from the marketing hype.
Was at Postcard Hotel Gir last weekend! Great property, warm service and above all the personal touches that I assume are the hallmark of
@PostcardHotel
. And the Gir Lion Safari was obviously the highlight!
A really candid conversation on Product at
@PhonePe
covering a wide range of topics - “frenemie” chemistry with engineering, building the platform thinking muscle as a PM, product engineering driven culture in PODs & more!
@sudhanvarao
@shreeshvurutha
and
@rajeshgrad
, loved it!
The PhonePe Pulse Dataset APIs are released under the CDLA-Permissive-2.0 open data license. We will continue to share more anonymised aggregated datasets and encourage others to consider doing the same
Another open innovation enabled by
@PhonePe_
. This pilot at scale can solve the perennial problem of low penetration of ATMs and instant access to petty cash . Super excited !
The speed with which interest in UPI is building up internationally and also translating to reality is comparable to the speed of payments on UPI itself 🚀🚀🚀
Japan to jump on the
@UPI_NPCI
🚀🚀🚀 too!
This is so super awesome!
As Indian kids growing up in the 80's and 90's, we all used to marvel at Japanese technology.
Never imagined a day when the Japanese would be marvelling at Indian technology! 🇮🇳💪🇮🇳
#ImpossibleIsNothing
Very true ! Most talk about tech making other professions obsolete, but without continuously learning and upskilling , you will get obsolete as a techie equally fast!
@deepakabbot
@_sameernigam
@PhonePe_
The culprit is an open source crypto lib (Conceal) for on-device encryption from Facebook. While it is not used by us, it is being pulled in as a compile dependency by another open source storage management library that is obsolete in our code and will be cleaned up soon.
@AjeyGore
Both have issues but individual calls is better than building a monolithic context-aware orchestration proxy at the backend . Over time, moving to each ecosystem of adjacent components on the backend having a composite API layer probably the right middle ground approach.
Our belief is that these datasets will help the community and the ecosystem build a deeper understanding of payments behaviour in India. Hoping this tweet starts a conversation on the trends and insights you see from Kashmir to Kanyakumari
#Pulse
#opendata
@amodm
Roots of most prejudice is not based on logical reasoning and is typically driven by an ulterior motive or ingrained misconceptions. If correcting terminology could fix prejudice, we would be a much better place already!
#3
in this series is our Risk & Fraud detection systems.These systems screen for anomalies every one of the 100+ million daily transactions in real-time & enforce data-model driven interventions. As seen below,all of this happens without compromising on the speed of transactions.
#2
in this series is the
@PhonePe
Growth Ecosystem comprising of three crucial capabilities - Offer & Rewards Engine, the CRM platform and the Journey tracking system. Relevant & timely nudges at scale as seen below ensures continuous engagement & very high retention
While there is no question that big social media platforms do need to be regulated to bring more accountability , is the proposed solution diluting the right to privacy and freedom of expression more than it should ? Read this article to understand more :
Small things that made a difference
@PostcardHotel
Gir- An invisible check-in/out process,great food with everything only made to order,no signing bills for food/services & a no cash tipping policy with a called out service charge that centralises gratuities!
@KapilChopra72
👏
While each team
@PhonePe_
has its own model,some of the things that are helping are starting the day early with virtual standups,individuals emailing their PODs with a short note on what they are working on today & an evening round up on the days work with any call outs for help