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@optguru

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4,251
Following
956
Media
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Statuses
23,514

My journey to leave the 9 to 5 via buying solid dividend/growth companies via $0 commissions/fractional shares and hold for life. Not a financial advisor. DYOR.

USA
Joined October 2010
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@optguru
Master P
1 year
Quick profile of me: ✅Late 40s ✅Currently working 8 x 5 (7-10 years to go till #FIRE ) ✅Long term dividend stock investor ✅Will do CSP and CC (options) ✅Uses RSI to help trim a little, or buy more aggressively ✅Looking to buy quality stocks daily (based on RSI)
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@optguru
Master P
5 months
I hate weddings. There I said it. In town weddings are bad, and out of town weddings are even worse. So expensive. How about you as family/friend, you tell me you are getting married, I mail you a check for $200-$300, save you and me the trouble? Thoughts?
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@optguru
Master P
1 year
Started watching Suits on Netflix. Hooked.
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@optguru
Master P
1 year
Warren Buffet and I got a total of $214,832,693 as dividends from $aapl. He got $214,832,682, I got $11.
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@optguru
Master P
8 months
Need a favor from my followers. Please say a little prayer for my family. Not sure I want to share fully .. might over time, but just going thru a really rough day. No friends that really care and family that cares is on the other side of the planet. Its tough being alone.
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@optguru
Master P
7 months
@HeroDividend Give the $1 away. I like even numbers.
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@optguru
Master P
1 year
Anyone else pissed the markets have been in non stop rally mode? I am... still trying to accumulate here and finding bargains is getting hard!
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@optguru
Master P
2 months
@FrogMoonMama Companies do this. Best to be as nice as possible (never burn bridges). The truth is, in the end no one is going to do anything about it anyways.
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@optguru
Master P
1 year
Some folks laughing at me for locking up $40k for $170/month interest. For me, its just part of my asset allocation/portfolio management so I can sleep at night. Hey, if you can make 90% non stop in this market, be my guest!
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@optguru
Master P
1 year
Anyone else get the feeling its the media that wants a WW3?
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@optguru
Master P
5 months
$SBUX drop continues. 3 year low is $68.39. We are almost there. Are you waiting or buying right now?
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@optguru
Master P
11 months
$sbux should buy these guys out. Imagine coffee plus cinnamon rolls hmmm
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@optguru
Master P
10 months
So close to my estimate of $10k for this month (dividends + interest only), but unfortunately did not break it. Next year 🙏. This is the month and the year tallies:
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@optguru
Master P
8 months
Ok.. I'll be honest. I am having a little #fomo . Sticking to my plan. Sticking to market ETFs and solid dividend stocks...
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@optguru
Master P
4 years
@PadmaLakshmi Do you want him to come out and dance for you so you know he's ok?
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@optguru
Master P
1 year
Feeling a little down. Been buying a lot lately (you guys see my tweets), but it just seems no matter how much $ I'm putting to work, the needle (yearly dividends) only moves ever so slightly higher!! I need about 3x what I have in right to get where I want to be!!
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@optguru
Master P
2 years
Picked up 1 share $SCHD. Lets gooo!!
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@optguru
Master P
1 year
July is in the books...
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@optguru
Master P
2 years
What is your current age and the age you want to retire? How will you get there? I'll start -> 47 years old, I want to retire by 55-58 range. I'm buying income every day (as you can tell from my tweets). Hope for dividends to cover my day to day expenses!
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@optguru
Master P
2 years
What is the one stock and one ETF you want to buy non stop in 2023? I'll start with mine -> $TD and $SCHD
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@optguru
Master P
2 years
Dividend hitting the account: $SCHD - $234.66 (prev: $64.41)
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@optguru
Master P
2 years
Just sold 5% of my $AAPL holding (it wasn't much, just 40 shares). Funds will be used for other beaten up dividend stocks.
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@optguru
Master P
2 years
As you all know, I'm really passionate about #dividends and #investing etc. I try to talk about all this (investing/money/dividends etc) with the family. Wife gets a little annoyed sometimes. I do it hoping her/kids will pick up something. How do you deal with this?
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@optguru
Master P
2 years
YTD dividends+interest income = $19,747.54. Will I be able to hit $20k this year?
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@optguru
Master P
2 years
FYI - if you have idle cash at Schwab brokerage accounts. Its earning ~0.4% yield. At Fidelity its earning ~4%. I maybe moving some funds around, or you can buy 2-3 months treasury bills, earning 4.3-4.3%. Thats 10X your interest risk free!!!
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@optguru
Master P
14 days
Simply thrilled. No words can express it. I love these end of quarter months. I could not have done this without #divX family. Sept 2024 dividends + interest income = $11,084.25
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@optguru
Master P
2 years
Update on the journey to a 1000 shares of $SCHD (weekly update): Total so far - 85.5628 shares.
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@optguru
Master P
2 years
Picked up the following this morning: 5 shares $DIVO 3 shares $DGRO 2 shares $SCHD $TD $CM 1 share $JNJ $VZ $BNS $100 into $AMGN $PG $50 into $SPY $25 into $APD $GLD
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@optguru
Master P
2 years
Drop your 2023 PADI goals 👇 Mine is $27k.
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@optguru
Master P
1 year
What's on my mind?
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@optguru
Master P
1 year
YTD, I'm making $2.68/hr ... 24 hours a day. I want to get this to $6/hr by dec 31st. Doable?
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@optguru
Master P
2 years
Tell me again why you are not investing in dividend stocks outside your retirement accounts?
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@optguru
Master P
1 year
Dividends+Tbills+CDs interests for Oct is in the books: $7,231.84. The year thus far:
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@optguru
Master P
1 year
Long term Dividend investors, good news: no need to remember this 😇
@RedDogT3
Scott Redler
1 year
Keep in back pocket
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@optguru
Master P
2 months
Man.. cannot find any sales in dividend stocks. What are you guys buying?
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@optguru
Master P
2 years
These last 3 days and the next 3 to 4 days are without dividends and I'm itching like a crack addict every time I log into my accounts.... anyone else like this?
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@optguru
Master P
1 year
Good morning #divtwit . Finally got a dividend: $AAPL - $11.33 (prev: $10.83)
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@optguru
Master P
1 year
I'll share with you guys, don't want to share at the party. I updated my holdings on after maybe 6-9 months. Anyhow went from roughly $42k to now showing $54,582. That's without the CD/Tbill interest. Little over half way to $100k/year!!
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@optguru
Master P
1 year
Unfollowed over 10 folks. If I see "subscribe" to unlock the tweet/thread etc.. I'm out. Aint nobody got time for that!
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@optguru
Master P
2 years
Down days like these used to scare me. I welcome them with open arms now. If you know, you know.
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@optguru
Master P
2 years
Ok, #DivTwit family. You convinced me to start a position in $SCHD. Picked up my first share of $SCHD today. Hold it for life and reinvest the dividends. Hope to get to a 1000 shares. Wish me luck.
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@optguru
Master P
1 year
Lots of folks hit 1000+ shares of $SCHD this week. Congrats to you all. To the others that are still chasing it (like me) - keep going! We are going to get there. We all on our own journey. Let it motivate you!!
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@optguru
Master P
2 years
No luck with $SCHD this week for me. I keep eying it, but seems a little high, and no takes on a slight dip for the selling of puts. Oh well... this is the part of the market where you for the most part: do nothing!
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@optguru
Master P
2 years
Picked up 20 shares $SCHD
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@optguru
Master P
2 years
Ended Aug with $371.72 in dividends. Its my slower month. Oh well, just motivates me to keep adding to future cash flows.... how did you do in Aug?
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@optguru
Master P
2 years
@Breaking911 We can't settle it at the ballot box Mr. President... because it's rigged.
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@optguru
Master P
4 months
Unfollowed a few folks. Folks posting stupid engagement questions etc .. folks that interact with me somewhat regularly but haven't followed back etc.. gone. Political crap ...unfollowed. feels good to clean up.
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@optguru
Master P
2 years
I try to write this everyday. Helps me keep focused. It will take a while to get there, but everyday I'll do something to help me get there. Keep buying cash flow. #dividends #divtwit #invest #retire
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@optguru
Master P
2 years
In this market, invest in beaten up companies whose products are used everyday by consumers: $PG $KO $PEP $WMT $WM $COST $KR $TGT $XOM $XLU (pick your favorite utility).. to name a few. Scale in and scale out.
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@optguru
Master P
10 months
Whats your plan for tonight? For me?.. absolutely nothing. We are not going anywhere. Not one is coming. Simply just the 4 of us and a peaceful evening. Just the way I like it. #cheers
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@optguru
Master P
1 year
Did you get $schd dividends today? If so, how much?
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@optguru
Master P
1 year
Journey to a 1000 shares of $SCHD - Week 40 update: 516.6643 shares. Officially over half way there! Lets gooo!!
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@optguru
Master P
2 years
More buys into each: $10 - $ESS $25 - $ABBV $ADP $AWR $BEN $BX $CAT $BXP $D $DOW $DUK $ED $FTS $IBM $MMM $TSCO $50 - $WMT $UNP $PRU $KO $100 - $PG $MCD $PEP $AMGN 1 share - $VZ $SO 2 shares - $O
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@optguru
Master P
2 years
Journey to a 1000 shares of $SCHD: Week 36 update = 418.3913 shares. Getting there.
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@optguru
Master P
2 years
We hit 3 stores this little after lunch. 1) Walmart - packed 2) Costco - packed and 3) Home Depot - packed (no parking available!). Don't people know the stock market is crashing?
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@optguru
Master P
10 months
Boss scheduled a 30 mins meeting. First 20 mins praised me on how him and other management think I'm awesome etc. Last 5 mins, asked me to take on more (with zero $0 more in pay - just a title). I respectfully declined because #dividends !
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@optguru
Master P
2 years
Man..I missed $SCHD below $70... you guys need to call me directly when stuff like this happens!!! 😂
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@optguru
Master P
6 days
Ok .. you guys know I had a goal of a 1000 shares of $SCHD. It took a bit, but I finally got them. Made a bulk purchase today as I wanted to reach the goal before the split! New Total # of shares = 1002.1599 shares. Now to only add on major dips and to let it compound!
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@optguru
Master P
1 year
Such a shitty day today. Not the markets, I could careless. I'll share over the weekend... nothing about me or family.. but a few things that made me realize life is fragile and short. Hug your loved ones... talk to someone you miss or haven't connected in a while. now!
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@optguru
Master P
2 years
Everyone is trying to be beat the markets consistently. Why not just become the market and let others try to beat you? $SPY $VOO #dividends #investing #ETFs
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@optguru
Master P
2 years
Put in an order for 1 CD with Fidelity - 3 month, 4.40%. In this market, I'll take a little safety to offset those losses lol
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@optguru
Master P
10 months
Traffic jam to just exit $cost. As long behind me also
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@optguru
Master P
2 years
Trade small, buy quality and dividend paying stocks. Diversify. Reinvest dividends. That's all you can do. Don't chase yields and junk stocks. Buy things people use everyday. $pep $ko $wmt $cost $pg $kr $xlu $schd $mo etc.
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@optguru
Master P
1 year
Dumped all of my $MPW - 35 shares, about -$75. I did sell around 20-30 shares at $11-$12 range a while back, so loss is a lot less than $75... Need to focus on quality!!
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@optguru
Master P
2 years
Picked up the following: 1 share of $STAG $O 2 shares of $SCHD 3 shares of $DGRO 3 shares of $DIVO 5 shares of $MO $25 into $NEE $SO $PEP $JNJ
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@optguru
Master P
2 years
Lot of people cheering the market gains today. Dividend investors are not happy 😅 - If you know, you know! $SPY $QQQ $DIA $IWM $SCHD
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@optguru
Master P
2 years
Sorry #divtwit family, a real crap day at work today!! This is why I buy income, I want to get out!!
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@optguru
Master P
4 months
@Smartnetworth1 Lol.. more like $3500 for a family of 4... I'm in this boat.. and will continue to work until I can generate way more monthly and or kids start to drop from my plans
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@optguru
Master P
1 year
Just added up my shares of $SCHD... 698.335 .. almost 700 shares. More to go to hit that 1000 shares!
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@optguru
Master P
1 year
Anyone doing any buys here? I'm just holding steady, nothing exciting...
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@optguru
Master P
1 year
And there goes $O. Just couldn't stay down for about 1-2 months could ya? How the hell am I suppose to accumulate now?!? lol
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@optguru
Master P
2 years
Picked up 2 shares $JEPI
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@optguru
Master P
2 years
Picked up 3 shares $SCHD
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@optguru
Master P
2 years
Picked up 3 shares $SCHD
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@optguru
Master P
2 years
Picked up 1 share $O
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@optguru
Master P
2 years
I'm never going to retire at this rate... 😇
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@optguru
Master P
1 year
Liquidated all my $JEPI (57.xx) shares. Going to focus on other things.
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@optguru
Master P
2 years
Anyone recommend me a solid/quality dividend paying company that pays in Nov? My Nov is looking really low for dividend income.
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@optguru
Master P
2 years
$MPW taken back to the woodshed after their earnings. Anyone holding this? I got 10 shares, down about 12% in it total. I'll wait for the earnings drop to end before adding more. Don't want a lot of it - just a more speculative play for high yield. (Max 50 shares)
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@optguru
Master P
2 years
Nice view... I love the drive
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@optguru
Master P
2 years
If you are a disciplined investor, turning off DRIP and reinvesting those dividends manually is a great HACK. Why? You can control where and when you want to deploy that cash to pick up your other positions that might be down. #invest #dividends #FIRE #retirement
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@optguru
Master P
1 year
$TSCO ... so you own it?
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@optguru
Master P
1 year
Picked up $25 into $O and $50 into $SCHD. Resort back to the basics.
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@optguru
Master P
11 months
Nov should be in the books. Might have missed a few smaller entries, but this is how the YTD looks so far:
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@optguru
Master P
2 years
Yes, $SCHD is up, but I just picked up 1 share. Now at a total of 3 shares. Follow me to a 1000 shares.
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@optguru
Master P
1 year
Picked up 3 shares $O
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@optguru
Master P
7 months
Schwab taking its sweet ass time updating my account history... waiting fro $SCHD dividends to show up.
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@optguru
Master P
2 years
I might have to start accumulating $SCHD more aggressively in another account - its within my 401k and I'm unable to do options in there (hence my hesitation). What is an acceptable price where you would start to back up the truck on $SCHD? For me, its around the $67-$70 range.
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@optguru
Master P
2 years
Good morning #divtwit family!! Dividends hitting the account: $JEPI - $27.07 (prev: $24.89). Most of my dividends are set to go into cash balance, I deploy manually as you know from my tweets, I just keep buying the dip in whatever is dipping on my watch list!
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@optguru
Master P
2 years
Good news: Dividends & Interest for 2022: $22,341.08 Bad News: I'm down significantly in my account. Dividend stocks have held up well due to DCAing, but the baggage of high growth stocks before my dividend journey allowed me to take a big hit in 2022 total account value.
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@optguru
Master P
1 year
Congrat $MCD holders! This is one of the few stocks where I don't care how high the RSI gets, it never gets trimmed! The others are $PEP $PG and $V
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@optguru
Master P
2 years
Journey to a 1000 shares of $SCHD, Week 33 update: 152.3913 shares.
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@optguru
Master P
2 years
Picked up 2 shares $SCHD
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@optguru
Master P
2 years
Are you still buying the dip? Yes or no.. and why?
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@optguru
Master P
1 year
God damn Cramer! I sold 20% of my $JNJ and he also sold all this $JNJ position and announced it... and now its doing nothing but rallying. 🤬😡
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@optguru
Master P
2 months
Just finished the total for July (dividends + interest only): $9821.96 Here is the monthly summary of the progress:
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@optguru
Master P
2 years
Picked up $100 in each: $SPY $50 in each: $DIA $COST $SO $MDT $25 in each: $NEE $JNJ $LOW $ESS $DUK $ED $BX $RY $BMO $10 in each: 1 share: $VNQ $SCHD $O 2 shares: $BCE 3 shares: $QQQX $DGRO $MPW
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@optguru
Master P
2 years
Journey to a 1000 shares of $SCHD continues with Week 23 update: @ 103.3913 shares.
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@optguru
Master P
7 months
April 1st dividends hitting $ADP - $0.32 $AVGO - $1.84 $BAC - $2.18 $DPZ - $0.89 $FNF - $1.45 $KHC - $11.42 $KO - $21.66 $LMT - $3.01 $NKE - $9.40 $PEP - $72.51 $QQQX - $141.91 $SLF - $6.83 $SPXX - $80.25 $UGI - $1.027 $UNP - $10.83 $WMT - $19.89
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@optguru
Master P
10 months
As I'm making more passive income, I'm talking less and less. Just focused on myself and growing myself and my passive income. On this journey, its common to lose friends along the way - as they don't want to change, just keep doing the same ole same ole.
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