Jess Bost, CFP®
@lady__bost
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Let's Step Forward Together.
Augusta, GA
Joined November 2013
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Govt: You owe taxes.
Me: How much?
Govt: Figure it out.
Me: You don’t calculate it?
Govt: Oh, we do. But you have to calculate it too so we can verify that it matches ours.
Me: What if it doesn’t match?
Govt: You pay the amount we calculated.
#TaxTwitter
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I need something that's more than coffee but less than cocaine.
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I’m not sure what day it even is
Couldn’t remember my legal name when they asked lol
Def can’t give you any advice rn
(or ever on this app)
But YALL…I PASSED THE CFP EXAM!
🙌🏼🙌🏼🙌🏼
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I really expected to find a razor blade in my Halloween Snickers way more than the zero times I have so far
Parents, now is the time to be on guard. We are once again reminding you to be diligent about checking your child's candy throughout the Halloween season. Our biologists have just found THREE invasive bighead carp rolled up and shoved inside an almond joy. We are appalled.
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Thank you to each and every one of you who encouraged, pushed, believed, coached, listened…
🙏🏼👊🏼💜
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Somewhere, someone would love to...
be at your current weight.
work in your industry.
have your income.
be your age.
be able to retire.
have a partner.
be a parent.
visit parents.
have a friend.
have a pet.
own a home.
have your health.
have your freedom.
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Ten years ago today I held and said goodbye to a son born too soon.
When I look back, I can still feel the sadness, but more than that, I can feel the overwhelming kindness that got me through that tough time.
Kindness multiplies strength, never forget that.
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CFP exam answers be like:
A) 1 & 2
B) 1, 2 & 3
C) 2 & 4
D) Do You Give Up Yet?
E) Every Answer is Sorta Correct
F) F is the Grade You’re Gonna Get
G) Good Luck
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Someone check my math...but if Trump had paid all his taxes like he should’ve, I think every American could’ve gotten a $1,000,000 stimulus check.
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I don’t know who needs to hear this...but...just because you can write something off as a business expense, doesn’t mean it’s free.
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It's been a whirlwind of a month and I've never been more thankful for my Twitter Circle 🥲🩶
So incredibly excited to share that I am joining
@AlexChalekian
and
@RosaChalekian
at Lake Avenue Financial as Lead Planner for the growing team there!
If you know them, you know they
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Costco out there doing all of us a solid and rushing full speed toward the end of 2020. 🤣
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Haters will say it wasn’t pretty
(it wasn’t)
and reply guys will tell me how to fix it
(from their armchair)
But THAT, my friends, was 200#
(clean & jerk)
And it felt SO GOOD to move it
(and it’ll only get better)
😎💪🏼
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Sometimes it looks heavy.
Sometimes it feels heavy.
Sometimes it IS heavy.
Hang on.
Stay with it.
Trust your strength.
And make damn sure the people you’re listening to are the ones cheering you to the top.
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Teens are actually pretty fun unless you:
•Ask them to do something
•Give them advice
•Say the wrong thing
•Do the wrong thing
•Breathe the wrong way
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Website: We use cookies to improve our performance.
Me: Same.
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Some bittersweet personal news:
Today is my last day at Alpha Architect
It’s been an incredible learning experience, and I'm grateful for the opportunity to see behind the curtain of a quant shop that understands the mission to support advisors with investments that matter
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You know it’s real when it’s “FB official” 👏🏼
I’m terrified and that’s ok. It’s keeping me on my toes.
I’m also ALL IN on women having every resource, service and opportunity needed to be confident with money.
💜 BIG love to all of you who keep me going 💜
Lets do this 😎💪🏼
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Every time I hear, “That’s too much weight”
Just know I’m over here thinking “That’s too much opinion.”
😏💪🏼
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Compliance is holding this up from being posted on LinkedIn but jokes on them bc I like sharing stuff with y’all better anyway 💜
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Having access to quality financial advice by means of investable assets only is like telling someone they can’t work out at a gym without having a minimum bench/deadlift/squat.
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Please clap for my client who bought the car of his dreams after years of a boring savings compounding strategy.
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Eugene Fama, a Nobel laureate in economics, is renowned for his work on efficient markets and asset pricing
He's widely recognized as "the father of modern finance"
I don't know about you, but sometimes it's hard to fully grasp the things my own father tried to teach me
In
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Spent $1K to make this night happen. There was a time when I couldn’t have done that and the cost of these PRICELESS memories will never be lost on me 🙏🏼💜
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I have never
ever
ever
ever
ever
ever
ever
EVER........
...been THIS surprised by a passing grade 🙌🏼😅
Cheers to having the S7 behind me 🥂 I really might go cry now 😭
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15 washed her hair and 11 changed out of her sweats, which for those who don’t have teens, translates to…
“Happy Birthday Mom, we love you the most!!”
🤍
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Rule of thumb for twitter (and life):
“Don’t take criticism from people you would never go to for advice.”
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Consistency is 🔑 - just keep moving. And vary your movement focus to ⬆️ sustainability:
•Move Better (Quality)
•Move Faster (Speed)
•Move Heavier (Strength)
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Scenario: A friend/family member has finally committed to start investing in their 401k. 2022 hits and everything 📉🥴
What would you say to them right now?
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Alright all you barefoot deadlifting champs, this set was for you 🎯💪🏼
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One month until the CFP Exam
SO tired of studying
Me to myself every morning rn:
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New/Young Advisors - I don’t know who needs to hear this but
1) Choose your inner circle carefully. Only the best. They will make or break you.
2) Believe in yourself more than anyone else ever will. And don’t stop.
3) This is an awesome career if you love people.
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Them: Men are more qualified bc they aren’t distracted by raising kids
Meanwhile, Women:
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Making an exception to my “only talk about West Wing” bc this...this is beautiful. ⭐️
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FACT: Not everyone understands nutrition & sleeps the right amount & has the perfect body type
Fitness industry: We’ll help you get there!
FACT: Not everyone understands money & saves the right amount & has the life they want
Financial industry: Come back when you have assets.
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In his latest “Rethinking” podcast, Adam Grant talked with his guest Robin Arzón about the difference between being your “best self” vs being your “favorite self,” and it's got me thinking
Your "best self" is like being the superhero 🦸🏻♀️ version of yourself
It’s often based on
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My BMI is in the “overweight, nearly obese” category 🤷🏻♀️
Obvs there’s a lot more to consider beyond abstract numbers, and the target for me isn’t the same as the target for someone else
Wealth works the same way 💯
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Last time I posted about deadlifts, it brought out lots of love 🙏🏼 annnnnnd also lots of randos who thought I was soliciting for boyfriends, shoe advice, coaching and attention.
Y’all.
I just want to inspire someone.
Feel free to keep scrolling if that’s not you. ✌🏼
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Sometimes you just gotta remind yourself that you are physically capable of snatching your 14yo over your head and squatting her…twice ✌🏼😎
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💪🏼 Roll Call 💪🏼
What did we lift this week?
A) Heavy weight
2) Heavy work
3) Heavy heart
Some of you will be able to see that these lifts aren’t perfect 👇🏼 That last Jerk was pretty terrible in fact.
🗣 It’s not always going to feel easy or look great to lift heavy sh*t
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You have 60 secs to increase someone's trust in your ability to manage money.
What do you say?
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Just a quick note to say I’m feeling so grateful for all the well-wishes 🙏🏼💜
I’ll be offline tomorrow bc I’m a little (a lot) overwhelmed - idk might get crazy and spend the whole day in the gym 😂🤷🏻♀️
See you back here Friday at 3pm w CFP results!! 👊🏼
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Anyone else have their podcast studio in a closet? It's actually kinda nice...wonder how long I can hide here before the kids find me 😅
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Men, everywhere: “They’re talking over each other, nothing makes sense, how is this helpful...”
Women, everywhere:
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Such an incredibly thoughtful gift from one of the people who has inspired and encouraged me through every step of this journey
So grateful to have you as a colleague and friend
@SonyaDreizler
❤️
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Just dropped her off at camp and left her with three rules:
1) Be safe
2) Have fun
3) Boys are stupid
Did I miss anything? 😆
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Some personal news:
I figured out how to make homemade tortillas 🙌🏼
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Today, even though I’m overwhelmed, I’m choosing to lean into the fact that - since January 1st - I’ve had 18 amazing planning clients walk through my door.
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Costco delivers (!!!) and I just saved myself 50% by not roaming the aisles 😂
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I am STRONGLY in the camp that financial advisors can (and for many advisors I know...DO!) provide portfolio management services above and beyond what the average person can do for themselves
It's why I think managing assets is a critical role for advisors
It's why I advocate
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Parenting is a lot like value investing
You can go years wondering whether or not you’re doing it right
You hang on for dear life trusting the process
You believe it’s possible to succeed even when literally nothing feels like it’s working
Then one day…you look up and there
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We worked hard 💪🏼
We played hard 💃🏻
Time to go rest hard 🙌🏼
Until next year
@FutureProofAC
friends 💜👊🏼
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I. Hate. Selling. I can do it, I just HATE IT.
(Just needed to get that off my chest 😅)
I also 100% BELIEVE I was born to help women develop a fin plan for their lives.
Those of you who feel my pain - what ways have you found to genuinely connect w people you can help?
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Raising strong, independent, open-hearted, brilliant girls in an insanely cruel digital world is the hardest thing I’ve ever done.
My physical body is pushing through but my soul is getting crushed.
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It may look like a barbell in a messy garage, but it’s actually 170# worth of therapy in my happy place👇🏼
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A hill I plan to die on:
🛑 STOP 🛑 teaching women to dress so ppl do/don’t check them out.
INSTEAD start teaching them to wear whatever the eff they feel most comfortable in and then also teach them to demand respect from ppl regardless.
THIS IS HOW WE CHANGE THE NARRATIVE.
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At the halfway point of the CFP courses ✔️🙌🏼
Only a few more months until I get to shed the weight of condescension that comes with being an advisor without a CFP mark these days 😂🎉
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Tell me you’re never going to retire without telling me you’re never going to retire.
*Edward* gets to go first:
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I wrote a haiku about studying for the CFP:
i really hope that
life is patiently waiting
on the other side
#25moredays
#socloseyetsofaraway
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I got tired of arguing with myself about whether or not it was too much to post another lifting video.
Moral of the story:
Don’t “do it” for others.
Don’t “not do it” for others.
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Them: What do you do for strength?
Me: I lift weights.
Them: What do you do for cardio?
Me: I lift weights faster.
🤷🏻♀️
#weightliftingtwitter
#liftingismyfave
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Lost a really beautiful person yesterday to COVID. A former boss that modeled what it looked like to help women rise.
I want things to be different. 🥺
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Day ✌🏼 of HIIT workouts at
@FutureProofAC
and these awesome folks keep showing up and putting in the work!! 💪🏼👊🏼
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👇🏼What I thought at first👇🏼
What if nobody wants to hear what I have to say?
👊🏼What I interrupted that with👊🏼
What if a few people listen and find a solution to the main obstacles in their way?
Stay tuned friends 💪🏼🤩🎙
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ATL 🛫 FLL 🛫 SJU
Trying to make time stand still and soak it all in w 10
☀️🏝️
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Hey advisors…just a reminder that question (👇🏼) behind the question (if I stay in the market) behind the question (how do I know) behind the question (what is going to happen to my investments) is STILL…
👉🏼“Am I Gonna Be Ok?”👈🏼
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My goal was 10 reps…had nothing left in the tank after 6 😕
If you cheered for me anyway…
1. Thanks 👊🏼 you rock 💜
2. Make sure you do the same for yourself next time you don’t quite make it to your goal 🙏🏼
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Mad? Go lift
Sad? Go lift
Anxious? Go lift
Excited? Go lift
Happy? Go lift
Lifting goes with every mood 😎💪🏼
T minus 6 days until I see y’all in CA for a beach workout
@FutureProofAC
- can’t wait!!!
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It takes a shit ton of humility to honor where you are. But it’s the only way to truly move forward.
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CrossFit by night.
Finance by day.
Bada** woman lifting other bad** women ALWAYS.
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You know that new post-pandemic thing where you meet people IRL for the first time and feels like you’ve known them forever???
That’s 💯 me meeting
@brianportnoy
today
(So much so that I *almost* forgot to take a pic 😅)
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Did you hear about the pumpkins that went to the gym?
They wanted to become jacked-o-lanterns.
—
Back to the regularly scheduled program 💪🏼
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Just saw that everyone is dropping big news today. I have none really but I did get some really positive press in my hometown and I’m so happy I could cry 👏🏼💪🏼🙏🏼
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Me The Market
🤝
Don’t call it a comeback…
We’ve been here for years
Even if it doesn’t look or feel the same, stay in the game and keep building fam 👊🏼💪🏼
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9yo refused to hug me bye today at camp drop-off so if you see me crying today it has nothing to do with my investment decisions
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It's May, which means end of the school year craziness
AND I have ~60 days until my CFP test, sooooo...
Tiny favor 🙏 ...pls don't burn Twitter down before I can get back to you all 💜💪
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I love
@TKopelman
but he’s wrong - the fastest way is to find out you’re having a baby 😅🤣
Fastest way to add anxiety to your financial life
Buy too much house or car based on todays income
It's never guaranteed
I know many who are forced to work jobs they hate simply because they feel stuck and can't back out of their lifestyle
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For 30+ yrs, I tried my hardest to be smaller: my body, my voice, my opinions…all of it
I always felt like I was “too much” and I hated it
Here’s to changing that narrative
And to it taking me <30 yrs to undo all that BS
And also to these two girls never needing to 🥂
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