Balaji Thotadri
@iam_balaji
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Chief Strategy Officer-Sports Nutrition Brand "BUILD." Seasoned Finance Professional. RT’s not endorsements. Passionate abt Personal Finance. #personalfinance
Mumbai
Joined November 2012
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Pinned Tweet
Thread on my Mistakes in
#personalfinance
. Slightly long - hopefully insightful. We all make mistakes in personal finance in our early stages our life and career – I want to take this opportunity of sharing my mistakes – the sole objective being – others can learn from them - 1/
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One of the best things I have seen in a long time ❤️❤️❤️❤️
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I know this is a show off post but I had to post it! When you work hard all your life and you are doing so well you can treat yourself, right? I can’t express the happiness I am feeling. White was the only colour available but it doesn’t matter. I’ve purchased these 4 chairs
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#Inspiring
🧵 on
#personalfinance
and how to manage finances - this is a story of my house help
@sheroes
who has been working in Bombay for the past 20+ years raised two kids.
1 - Created passive income wealth generating assets - 6 small houses - of which she stays in one and 1/
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#investing
Started investing journey for my 6 yr old-Krish today,broke his piggy bank & invested savings-Rs 11,700 -2 Shares each of
@HDFC_Bank
@asianpaints
Pidilite & Titan Look fwd 2 the compounding journey
@dmuthuk
@FI_InvestIndia
@invest_mutual
@Longterm_wealth
@RichifyMeClub
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One needs to go thru this phase to appreciate the finer things in life !
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How I cut down my household expenses by 50%+ - Do read this thread.
#personalfinance
Every family has a lifestyle which has been curated with habits that have been cultivated over years. A major part of increase in expenses over a period of time has lesser to do with 1/
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#personalfinance
#savings
#investing
- How wish I had learnt this simple thing earlier in life ! - it’s a true game changer - but it’s never too late to start 👍
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Debt Repayment - Car Loan - Are you aware of the difference between Foreclosure and cancellation of a Loan - Brief Thread:
Wanted to share a personal experience I had while repaying a Used Car loan. I had taken a Used car loan of around 15L @ interest 15%. 1/
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#personalfinance
- Starting a series of educational videos on personal finance with my son Krish - first experiment - Needs v/s wants - Please do share feedback
@FI_InvestIndia
@RichifyMeClub
@invest_mutual
@Vivek_Investor
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@sri9011
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#personalfinance
10 investing thumb rules - one of the best infographics I have read in a long time - Please do read and share -
@dmuthuk
@larissafernand
@Vivek_Investor
@safiranand
@invest_mutual
@iancassel
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#personalfinance
#Debt
#Realestate
Thread on my experiences with real estate as a primary home and investment -
Always dreamt of living in a bigger house as I had spent the better part of my life till My late twenties in a 250 sq ft rented house in mumbai
1/
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#personalfinance
- Strive hard to create multiple sources of income - it’s a process - start now !
#fingeekid
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#personalfinance
#investing
#debt
- Common Financial Mistakes made at different stages of life - Nice infographic
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#personalfinance
Nice depiction in today’s times of India reflecting how financial goals of Indians have changed in the past 20 years. Millennial effect ?
@dmuthuk
@position_trader
vacations jump from
#6
to
#2
and supporting parents moves out 😳
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#investing
#personalfinance
- Illustrative infographic on the power of compounding - Profound if we focus on longevity rather than the returns %
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Krish spending time with mum - 7th year of Parkinson’s - reading Ramayana to her - zero cognition - but priceless time together ❤️❤️
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#personalfinance
Nice infographic detailing the importance of starting early - Power of compounding- 12% rates are just an example
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#riskmanagement
Risk Identification
Risk Assessment
Risk Mitigation n Implementation
Periodically Assessment of implemented action
and completion of actions/project
in this 2 mts video
#whasapp
fwd 👌
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#MotivationalQuotes
- wow - this sure surprised me - Beautiful learning - Change your environment and watch your growth 👍👍
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#tuesdayvibe
Damn - someone caught biwi’s message to me - Story of my life 😂😂!!!
@larissafernand
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#personalfinance
- Interesting infographic in income allocation. -
@invest_mutual
@Vivek_Investor
@EWFA_
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#personalfinance
- one of the rare times procrastination works in our favor - do implement this - especially for larger purchases and capex -
#fingeekid
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Happy anniversary to my wonderful Biwi - 17 years now - wonderful time spent over lunch and beers - even better evening planned with some super cricket Ind vs Pak 🍺 and friends ❤️ couldn’t ask for more !!!
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#personalfinance
#investing
#DebtFree
- Thread on common personal finance mistakes which most of us could be privy to.
@AdityaD_Shah
@dmuthuk
@invest_mutual
@RichifyMeClub
@Longterm_wealth
Wanted to share my experience and corrective action taken. I had invested in a second
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#covid19
Entire family down with Covid-mum in ICU-prayers for her Pls 🙏 my 8 year old is the only one negative-kiddo is quarantined in his room -gamified it to him while brkng news of our health -he is gonna have a room of his own- and here’s what he decides to do-blog about it
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Of 1.2L is fully saved and banked for whenever he wants to get married -
Take a bow lady ( told her I am writing about this - not taking her name per her request) So so proud !
@LarissaFernand
@VidyaG88
@Sairee
Pls do read and share !!!
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#investing
- Investing thumbrules - pls do read and share - nicely elucidated 👍👍
#personalfinance
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#personalfinance
- Power of compounding - simple but profound picture - Old one which I am resharing
@invest_mutual
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#personalfinance
- Importance of creating an asset - source -
@networkfp
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#CoronavirusOutbreakindia
- Controllables v/s Uncontrollables - focus on the controllables
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#personalfinance
- one needs to start with small steps and enjoy the journey rather than only focussing on the destination
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#ThursdayThoughts
- Change is the only constant - Learn to changer and adapt or be left behind 👍
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#personalfinance
#investing
#SIP
- Nice infographic on Step up SIP - source Whatsapp forward.
@invest_mutual
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#GaneshChaturthi2021
one of the funniest videos I have seen in a long time - we all have that 1 friend 😂 - Wapp fwd
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@LarissaFernand
Personal experience-Senior citizens shud open ac/s on an Either or survivor(EOS)-so that transition is smooth-& should always open FD in a single ownership mode-with appropriate nomination to have flexibility of liquidation Single owned FD's can b liquidated online thru netbankin
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