Girls That Invest
@girlthatinvest
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As seen in Forbes, Vogue, TED. # 1 investing education for women 🚀 🌎 350k+ on Instagram
Joined November 2020
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Pinned Tweet
Jacinda Arden quitting her job by saying that she “doesn’t have enough in the tank” is a gentle reminder that no job, not even being prime minister, is worth losing all of you.
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I saw a CEO arrange her app folders as affirmations so I decided to do the same
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From childhood best friends to Forbes 30 under 30 💕💕💕
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I almost bought a flash car but instead decided to go Antarctica. Time and time again I learn that experiences > things
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No one’s ready to talk about how having $ makes the rich more productive. Car broke down? Fixed. laptop broke? A new one arrives today. Want to eat healthier? Order groceries or hire a chef. Missed your flight? Just buy a ticket for the next one. Being poor robs your time.
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No one talks about how getting richer makes life safer as a young woman.
Taking an Uber instead of a bus at night bcus you can afford it is a game changer.
I was in a unsafe area & uber couldn’t find me a driver quickly. I ordered a lux uber & it arrived in 2 minutes.
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Not to be dramatic but the 41 female led companies in the S&P500 have outperformed the 459 male lead ones
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No one talks this with salary transparency: the feeling of defeat when you truly realise how much money is out there & how much you’ve been missing out on.
I still remember when I first heard of someone my age making 4x more than me in a 9-5 job.
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Unethical money tip: join your local rich neighbourhood Facebook group.
They’re always making posts like “I have a Nespresso coffee machine & Dyson vacuum I don’t use anymore, free to a good home”
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I don’t know why people are shocked that Gen Z don’t enjoy work
Back in the day work was to let you buy a home, travel and set up a few nice things for yourself.
Would you feel the same way about work if it lead to none of the above?
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A table of women of colour founders. 4 millionaires. 3 Forbes 30 under 30. 2 Angel investors. 1 Unicorn ($1B company). Changing the narrative of what an investor looks like ✨
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I was watching The Hills S2 & Emily the intern was sooo onto it I was like “I bet she really made a name for herself”… guys she FOUNDED GLOSSIER
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I got invited to a lunch by the Prime Minister of India 🇮🇳 to celebrate the work of Girls That Invest
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Someone in our money community said “not caring about impressing others saves me a lot of money” and I think about that often
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Netflix 2022: you will now pay an extra fee for sharing your password
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Controversial opinion but I hate the trope that men are worried about how woman “will take half of everything” in a divorce. An partner who stays at home absolutely deserves a cut of what you’ve built together. You wouldn’t have the 6 fig, 60hr job without their support.
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Being able to have “taxi money” at all times makes life so much mobile. I always feel comfortable enough to know I’m able to afford to leave, at any time, in any location.
That to me is priceless
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“My wife asked me to pay her almost $50,000 to have our child, and I'm not quite sure what to do”
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Unethical money tip of the week;
If you accidentally get transferred $11m from crypto,com like that Australian lady, don’t spend the money like she did. Instead put it in a high yield savings account & keep the interest when the courts eventually ask you to return the cash
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Imagine a dating app but with full financial transparency. Like yeah I make this much, I’m a spender, my biggest money goal is to retire early - do we align?
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Feeling lonely as a single woman?
Buy some shares, it’ll feel good to have a bit of company.
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I went to the UK to speak at the House of Parliament for International Women’s Day!
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Kim Kardashian has to pay $1.26M to the SEC for failing to disclose that she was paid $250k for her crypto Instagram post about EthereumMax. Kim is also not allowed to speak about crypto for 3 years.
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Influencers/Celebs who promote a highly speculative investment to their followers, do not care about their followers. Vulnerable population are more likely to take up these investments and unfairly end up losing even more.
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Women trying to be financially free really only have two options; have a partner who supports your goals or no partner at all.
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“Why do you talk so openly about money” because it affects literally every aspect of our lives? Having no financial stress impacts your access to healthcare & health outcomes, your relationships, your stress, your education, your career? Why wouldn’t we want to talk about it?
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Oh. My. GOD. That’s me ?!!!
Simran Kaur Aims To Make Investing More Approachable For All Women, With Top Podcast And Book, ‘Girls That Invest’
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There is beauty in salary transparency, it allows us to know what to ask for & what to expect.
It doesn’t come without the uncomfortable feeling of comparing our financial journey with others. It’s so important to remember that we’re only in competition with ourselves.
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I apologise for saying money can’t buy happiness. Money buys back your time to do what you love - that’s pure happiness
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Small reminder that Canva was rejected by 100s of Venture Capitalists.
It’s now worth $26 billion - the most of any female-founded and woman-led startup in the world
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As a millionaire this is my entire working wardrobe; 5 tops, 4 pants. Everything goes with everything. A good way to save money & decision fatigue
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If I ever had a daughter I would tell her to not even think about getting married unless she had $5k stashed somewhere with just her name on it
We’ve worked with too many women who’ve stayed in bad marriages because they had no financial leg to stand on. Always have “taxi money”
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Every woman in this world should have enough money to do all 3
1. get a taxi
2. get a one way plane ticket
3. get herself a safe place to stay
Every. Single. One.
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What I’ve noticed in my successful female friends is they ask a lot of “how” questions, not “why” questions
Like if they wanted to upgrade their car/house/job they wouldn’t say “why can I not afford this I work so hard” they’d ask
“How can I change to fund this”
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Normalise saying “no I’ll pay for it, I want to support you” when your friends start businesses & offer you their services/products for free.
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Realising you’re the first girl not in your family but in your entire lineage to be able to afford to live alone & pay your own bills.
Just remember - it feels hard because it’s never been done before
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I still cannot believe I flew all the way from 🇳🇿 ✈️ 🇺🇸 to do a TEDx talk
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I love being the dumbest person in the room like yessss teach me all the things I didn’t even know existed. Leave me with 20 new things I need to start doing. Give me “ah-ha” moments every few hours. I love hanging out with people who are so much smarter than me.
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Not Taylor Swift writing & releasing a whole NEW ALBUM while doing her eras tour…
If she can do that, I can find an hour a week to improve my investing skills
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People get nervous around me when they talk about their spending habits as if I’ll judge them…
Listen, I used to park my car at University without paying & put fake parking tickets on my window wipers. I’m not one to judge.
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I have no issue with crypto or NFTs
I have a HUGE issue with crypto & NFT being heavily pushed into low socioeconomic communities instead of index funds & bonds. Our people end up prone to high risk investments, and it’s unfair to sell them some get rich quick myth.
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It’s so interesting watching the difference of when men will claim to be experts in their field vs women
Men will be like “I build a 1k email list in a week, this is my exact strategy”
Meanwhile we’ll create 7 figure companies & still feel like we don’t know enough to share
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Before you splurge 💰 on valentines day, a recent survey found that ONLY 7% of adults prefer gifts as their love language.
Capitalism makes us think that’s the only way to make eachother happy. Instead, ask your partner was they *really* want this year
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My mood board included a screenshot of “$1M” in my bank account. I wanted to visualise it until it felt normal. Today I reached that goal.
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Frugal tips that are just not worth it
1) buying cheap shoes
I once went on holiday in cheap $7 shoes. My toe was bleeding by the end of it. I bought a pair of converse that I’ve since used for 15+ countries with no problem
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Your relationship with money changes when you shift from doing things from love rather than shame
From “I have to save” to realising I deserve an rainy day fund
From “I have to create a retirement accoint” to I deserve a peaceful life when I stop working. You deserve better.
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My book *Girls That Invest* has sold over 30,000 books since it launched 4 months ago… and it’s not even Christmas yet!
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When it comes to your past money mistakes, forgive yourself for what you did in survival mode.
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If you’re a woman who’s had some level of success, strive to build a longer table rather than a taller fence
We all rise together, I’ve never had less opportunities by making more room for other women to succeed
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Small reminder that it’s important to learn how to spend money & enjoy the moment. There’s no point being super wealthy in cash but completely poor in life experiences - both matter.
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I have a few female friends that are young millionaires. None of them:
Had a strict morning routine
Went to the gym everyday
Had to go to business at school
All of them:
Read a lot of books
Started their own companies
Invested as soon as they could
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No one talks about how financial control flies under the radar so easily in so many families.
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Fun fact: in highschool I used to get up & teach my own class maths, because I could explain things easily
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Saw a girl on tiktok explain how she learnt about the stock market because she was trying to impress this guy in high school; he ended up leaving the country but she continued investing and graduated college debt free 💀💀💀
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Never in my wildest dreams did I think this day would come. Networth: $1M
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The biggest con of our world is that mothers are treated as the most undervalued job in the world under capitalism and yet capitalism would entirely collapse without the unpaid, unrecognised labour of mothers.
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Everyone prepping for their rich girl era in 2023 💁🏻♀️
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The most beautiful shift we’re seeing is the anti work movement. Not a movement where people don’t want to work, but people are putting up with less; they’re not afraid to jump ship, not afraid to discuss salaries, not afraid to demand for remote work. Their lives > their work.
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After immense backlash, Netflix has removed their anti password sharing rules from its website, where they proposed customers had to connect to the home wifi every 31 days to have access.
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This going to be an unpopular opinion but if women of colour + minorities want to succeed & have flexibility, it’s not in corporate. It’s in starting your own business.
The hurdles of maternity, sexism, child penalties & glass ceiling almost disappear when it’s your own brand.
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It’s always “come on barbie let’s go party” and never “come on barbie here’s a million dollars now go retire”
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Yes work is important to fund our lives, but that’s all it does. It’s not our entire identity
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I saw a girl reading my book in the cafe I was in.
I was too shy to say hello, but it made me think.
5 years ago the chance of catching a young woman reading a book about share market investing seemed a bit… unlikely.
Now almost 100,000 women have achieved that in less than
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I just got a TedX talk!! I can’t wait to share more details soon 🥲💕
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Barbie, directed by Greta Gerwig, is tracking to score over $100M in its opening weekend - the biggest domestic opening for a solo female director in HISTORY💅🏼💕
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How do you know a company has good leadership?
They train people well enough so that can leave,
But treat them well enough so that they don’t want to.
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Nothing is more stressful than a 2023 study showing that even when hetero partners earn the same, women still do more housework & caregiving.
The ONLY TIME domestic work was split 50/50 was when male partners did not work at all. Yikes.
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When a man owns a podcast it’s called a media company but when we do the same it’s called being “financial influencers” 🧐
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Always replying with “thanks boss” when little girls give me instruction so that they get used to hearing it 💁🏻♀️
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Someone said “I miss being a kid and watching inflation from the sidelines”
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Every time I feel bad for spending money 💳 I think about how man landed on the moon before women could own credit cards (1974) and how it would be a disservice to my older girlies to not splurge a little bit, you know, on their behalf
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“Fenty” searches after Rihanna’s half time show. A business woman.
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Will I repeat outfits? Absolutely. I paid $180 for this suit.
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Almost 2M podcast downloads later… we’re on a billboard!
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Oh my goodness!!!
#ForbesU30Asia
2023 honorees Simran Kaur and Sonya Gupthan are the duo behind the podcast
@girlthatinvest
, which was in the top 1% of most shared shows globally on Spotify at the end of last year. Check out the full list below
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Something people don’t talk about when it comes to money is that there is no joy in being the richest friend in the room.
Gatekeeping benefits no one.
Share your wins & how you got there so that we can all rise up together.
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Today we’re so excited to announce Girls That Invest will undertake a rebranding:
Girls that Insider Trade! We’re can’t wait to share with you a community of investors who work at public companies and can tell you the news before the markets- let’s stay ahead of the curve 🚀🚀🚀
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Today we’re so excited to announce Girls That Invest will undertake a rebranding:
Girls that Scam! We’re can’t wait to share with you how to get your first lambo by 19, how to pick the best pump & dump schemes & how to use insider trading to stay ahead of the curve 🚀🚀🚀
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Caitlin Clark has fundamentally changed womens sport. No more “we don’t pay female athletes as much since their games don’t get as many views”
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Your financial checklist for May
- restart tracking your expenses
- finally put some money into investing
- finally write a will
- buy an extra iced latte a week
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maturing is realising that renting isn't "throwing money away". here's a few perks to renting that people don't talk about:
- flexibility: it's easier to get out of a lease than to sell ya house if you decide to move
- property maintenance/repair is not your responsibility
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Things I will not be spending my money on in 2023
- airbnbs with crazy fees
- expensive restaurants
- costly juice at cafes
- chocolates as gifts
- Uber eats
- books before finishing the 12 I need to read first
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2020: Started a lockdown hobby
2022: Turned it into a 7 figure business, without a single ad. All organic growth.
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A lot of immigrant children operate their money on guilt.
- Guilt for buying things they aren’t needs
- Guilt for buying things that free up their time
- Guilt for buying things that make their life softer
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@iliketodabble
I don’t fight for less tax. I happily make over 6 figures and find it a waste of time to reduce how much tax I owe. I don’t want to live in a society where those who need help don’t have access to it. I want quality education, healthcare etc for the next generation
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Financially curious parents raise financially curious children 🥺📚
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Headlines about Elon Musk are never “father of 8, 3x divorcée buys Twitter” so let’s stop leading articles about women this way. Our business shouldn’t be addressed by our personal circumstances.
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Nobody talks about how hard it is being the first in your family to get good at personal finance when you have no good examples in your life.
Like when you truly just have to rely on trial and error
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Exactly how I spent my money this year. My main takeaways are this…
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The Taliban stripping university education for girls in Afghanistan is a war on women. They know it gives us the power to turn our education into a career. To be independent, to stand up, to be confident, to say no. To deny an education is to deny any semblance of independence.
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