Thank you @investmentnews for sharing the story of career and how I built my firm!

@Ross__Marino Thank you Ross for contributing to this movement and thanks to the entire SHIFT team for your hard work. I’m grateful to have met you and many others through this conference. Wishing you and your family the best.

@Experian A10 Don’t punish yourself if you’ve made financial mistakes in the past or are facing a setback. Learn from the experience so you don’t repeat it. Take small steps to get better every day and seek help if you don’t know where to start. #CreditChat

@Experian A9 Be clear on what you value and what makes you happy. When you know what’s important to you, it’s easier to spend money with intention and focus on ways you can use money to improve your life. What other people have or how they spend money doesn’t matter. #CreditChat

@Experian A8 Practice daily gratitude. Write down three things you’re grateful for each day. You can also think about others who have helped you along the way and thank them. Working together and helping each other helps us all achieve more. #CreditChat

@Experian A7 Your past experiences with money can impact on how you manage your money today. It’s important to understand your money history so you can break free from negative money beliefs and emotional decisions that can hold you back. #CreditChat

@Experian A6 The more you learn about money and your specific numbers, the more confidence you can gain. This confidence can help you make better decisions, which in turn help you reach your financial goals. #CreditChat

@Experian A5 Develop basic financial knowledge and learn how to manage your money. If you’ve had traumatic experiences around money and the idea of working through the past on your own is overwhelming, seek the help of a financial therapist. #CreditChat

@Experian A4 A common myth is that you’re behind and everyone is doing better than you. Tune out distractions that cause you to compare yourself to others. Only compete with yourself and strive to get better each day. #CreditChat

@Experian A3 Understand your numbers – your sources of income, your expenses, what you have, and what you owe. This knowledge is essential so you know where you stand today and it allows you to measure your progress over time. #CreditChat

@Experian A2 Having a healthy money mindset means you are grateful for what you have and what you’ve accomplished and you understand that your net worth is not your self worth. You also focus on things you can control and think long term. #CreditChat

@Experian A1 Financial confidence is understanding your financial situation, your values and goals, and the steps needed to achieve those goals. Focusing on yourself and your goals helps to eliminate distractions so you can make progress with your money. #CreditChat

@Experian Ready to chat! #CreditChat

RT @Experian: We hope you'll join today's #CreditChat about creating healthy money mindset in 2025 ft. @CreditScoop, @Lawrence_Sprung, @fin…

@Experian @deaconhayes @aboutthatwallet @CityGirlSavings @Kembala @BeverlyHarzog @navicorePR @GreenPath Thank you all! #CreditChat

@Experian A10 Think beyond this holiday season. How much do your spending habits result in unnecessary worry or stress? How will you feel about your purchases in the new year? Your decisions can set you up for success next year or lead to regret. #CreditChat

@Experian A9 To reduce the temptation to spend, unsubscribe to marketing emails and change the privacy settings on your social media accounts to minimize targeted advertisements. Finally, if it’s not on your list or in your budget, don’t buy it! #CreditChat

@Experian A8 Think ahead about an annual budget for gifts, including birthdays, anniversaries, weddings, and holiday gifts. Save ahead of time for annual gifting and stick to your budget. Don’t feel pressured to give if you don’t have the money. #CreditChat

@Experian A7 Think about what’s best for you and your family and don’t focus on what others expect from you. If you haven’t saved ahead, take a good look at your budget now and set a limit for how much you can afford to spend without going into debt. #CreditChat

@Experian A5 If you’re looking to purchase a specific item, compare the price at several retailers. Also, look at the prices now to have a point of reference. Some sales are not as good as they may seem. #CreditChat

@Experian A4 Unless you have extra funds set aside, avoid unplanned spending. Don’t shop unless you’re have a specific purchase in mind. Otherwise, you could start the new year off in debt. #CreditChat