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@elfi

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Student Loan Refi & Private Student Loans 🎓 Award Winning Customer Service & Products 🏆 Seen on NerdWallet, US News, & more 📲

Joined August 2015
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@elfi
ELFI
3 days
If you’re preparing to send your high school student off to college, you’ve probably thought a lot about financial aid. Check out our guide for parents to learn more about what the FAFSA is, how it works, and what information you need to complete it.
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@elfi
ELFI
7 days
The federal funding freeze has been paused in federal court, but college students, high school seniors and their families may still be worried about how these changes could affect their financial aid options. Here’s what you should know.
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@elfi
ELFI
10 days
Refinancing your student loans is a great way to consolidate them into one simple payment and bring your interest rate down. But what if you refinance your student loans and then interest rates drop again?
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@elfi
ELFI
14 days
Even if you don’t think you’ll need financial aid for college, it’s smart to fill the FAFSA out anyway. You may be surprised by how much financial aid you can receive, and schools often use the FAFSA for their grant and scholarship programs.
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@elfi
ELFI
17 days
Since your income is a factor on the FAFSA, you may be wondering as you receive federal student aid to help you pay for school, do student loans count as income for tax purposes? The short answer is no, and here’s why.
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@elfi
ELFI
22 days
College is pricey, and student loans can be useful tools to finance your education. However, it’s important to be aware of all of the costs, fees, and penalties that can come with education debt.
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@elfi
ELFI
1 month
Your credit scores are key indicators of your credit health and overall financial well-being, so understanding what happens to your credit when you pay off a student loan is important. Here’s what you need to know.
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@elfi
ELFI
1 month
Congratulations to everyone in the ELFI family who got engaged over the holidays 💍✨ Now's a good time to think about how to manage your student loans as a soon-to-be married couple!
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@elfi
ELFI
2 months
Here are some of the biggest student loan highlights of the past year — and what you can expect to happen with student loans in 2025.
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@elfi
ELFI
2 months
Relaxing and recharging your batteries is an essential part of school breaks. But you can also use some of that time off to plan ahead for next semester, summer, and school year.
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@elfi
ELFI
2 months
When you hear about 529 college savings plans, it’s usually in the context of a parent saving for their child’s college education. But what if someone other than a parent wants to open or contribute to a 529?
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@elfi
ELFI
2 months
Many students and their families turn to loans to help finance the cost of a four-year education, which can now reach upwards of $150,000. If you’re wondering how to get approved for a student loan, here’s what to know.
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@elfi
ELFI
3 months
Understanding how student loan interest works can help you know what to expect as you shop around for a loan or pay down your debt.
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@elfi
ELFI
3 months
Get to know the primary differences between fixed and variable rate student loans, their pros and cons, and who each might be best for by exploring our latest blog.
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@elfi
ELFI
3 months
Federal loan interest rates are set by the federal government, and they’re fixed for the duration of the loan’s term. However, the rates can change from year to year along with market changes.
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@elfi
ELFI
3 months
Go into the student loan refinancing process with confidence. Here are some tips from @Bankrate, and don't miss our most recent blog for more about what you can expect from refinancing.
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@elfi
ELFI
3 months
Refinancing can be beneficial, but it’s important to understand how the process works, what questions to ask prospective lenders beforehand, and your eligibility requirements. Here’s what to know if you’re thinking about refinancing your student loans.
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@elfi
ELFI
4 months
There are many ways to fund your graduate education, and many students choose to combine financial aid with federal and/or private student loans. But are there differences between student loans for undergraduate and graduate degrees you should know?
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@elfi
ELFI
4 months
One of your choices as you consider refinancing your student loans is the repayment period. Let’s get into the advantages and disadvantages of shorter and longer repayment options.
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@elfi
ELFI
4 months
Creating a plan to tackle your student debt is a great first step to paying off your loans. To help you decide which student loans to pay off first, here are some different strategies to consider.
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