Dave Girouard
@davegirouard
Followers
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Founder/CEO, @upstart. Formerly President of Google Cloud. @apple, @dartmouth, @umich, @UW by marriage, $UPST
The Bay
Joined February 2009
Let's roll, team!
Welcome to the @Nasdaq family, @Upstart! 🎉 Trading under $UPST, Upstart is a leading artificial intelligence lending platform dedicated to enabling effortless credit based on true risk. Congratulations to @DaveGirouard and the Upstart team! #NasdaqListed
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@zachweinberg much worse than putting caps on rental housing prices - that inventory exists and has to go somewhere. If this passed, far less than half of Americans would qualify for a credit card.
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@jungofthewon "It is not yet the end, it's not even the beginning of the end, but I believe perhaps it's the end of the beginning"
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@Softykjr Maybe Ohio State could hire John Donovan as their OC before they come play us in Seattle next Fall.
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"Builders" and "building" are right-woke. 🙄 almost as bad as calling yourself a "thought leader"
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Epic @DartmouthFTBL leader. Can't wait to see it!
New England football legend, Buddy Teevens 👏 “The Buddy Way” highlights Coach Teevens’ iconic career from @BlackBearsFB to @DartmouthFTBL and across the college landscape. Premieres 1/29 at 5:00 PM on ESPN2.
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I mean it has a nice ring to it?
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Pretty much nobody wants the CFP Natty on a Monday night in late January - but do they listen?
Bringing the magic of the College Football Playoff National Championship to the Entertainment Capital of the World. ✨ Allegiant Stadium. Las Vegas. Monday, January 25, 2027. 🏈🏆 #CFBPlayoff #NationalChampionship
@vegas • @AllegiantStadm • @raiders • @ShinLimMagic
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My take on BigAI: * OpenAI - clear leader, unclear if it will last * Google - Sleeping giant has woken * Microsoft - sure wishes they owned the tech * Meta - cheapens the market but unclear value capture * Apple - they own the user so will thrive & commoditize * Amazon - will win no matter who wins via AWS * Grok - easier than landing rockets, will move fastest * Anthropic - there needs to be an Avis
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@RossDellenger Strange they keep referring to it as "paying for NIL". Schools will simply be paying kids to play - just like the NFL.
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California is gonna California. Every time they try to do something good (suspending permitting) they have to soil it with something stupid (price controls). 🤯
NEW: Just issued an Executive Order that will allow victims of the SoCal fires to not get caught up in bureaucratic red tape and quickly rebuild their homes. We are also extending key price gouging protections to help make rebuilding more affordable.
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RT @JacksonG_2: Forever thankful for this great sport and even greater program. I had the time of my life living out my dream playing for t…
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“Approves 101% more applicants” As in, twice as many. ⭐️
AI is revolutionizing fair lending—and we have the numbers to show for it. Compared to a traditional credit model, our AI-powered model: - Approves 101% more applicants - Reduces APRs by 38% These breakthrough results are just the beginning. In our new series on AI and fair lending, we're tackling the industry's biggest challenges head-on: - Identifying and eliminating potentially negative proxies - Enhancing model explainability - Improving adverse action notices - Developing less discriminatory alternatives - Advancing fair-lending testing methodologies Read the first installment, with more about how our AI model expands access to credit, here: And stay tuned for more insights in the coming weeks.
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@BrandonHuffman @samhuard11 @C_Morrissette @gmartlive @ShotgunSpr @ThePeristyle @ChrisNTrevino @mzenitz @chris_hummer @247SportsPortal @insidetroy Great news - go @samhuard11! 🔥🏈
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