Darshan 🦖
@darshan
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Entrepreneur | Sold ed-tech company for $60M | Building a multi-million dollar gaming startup | Posting about entrepreneurship & cognitive health
Miami Beach
Joined March 2007
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I'm 42.
I'm obsessed with finding simple ways to slow down brain aging.
So I spent years studying the most controversial method to increase cognitive function.
Here it is (this might just change your life):
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1 in 7 adults is a millionaire in Switzerland.
That's 5x higher than the US.
I had to find out their wealth-building habits.
7 ways the Swiss think about money to become richer than you:
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They Treat Saving Like a Bill
Most people save what's left after spending. The Swiss? They spend what's left after saving.
They automate 20-30% of their income into savings BEFORE touching it.
It's not about willpower. It's about systems.
But saving alone won't make you rich:
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They Rent for Life (& They Love It)
Shocking fact: Only 41% of Swiss own their homes.
In the US? It's 65%.
Swiss millennials aren't obsessed with buying houses.
Why? They invest the difference in high-yield assets instead. Meanwhile...
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So, what can we learn from the Swiss millionaire mindset?
• Automate your savings
• Live below your means
• Invest in high-value skills
• Think long-term and globally
• Diversify across banks and borders
The path to wealth is a marathon. Are you ready to run it?
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Swiss People Invest in Themselves
The average Swiss spends 5-10% of their income on education and skills.
Every year. They're not chasing degrees. They're after specific, high-value skills.
Think languages, tech skills & financial literacy.
Speaking of finances:
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Switzerland has the world's largest percentage of millionaires.
AND they have 1 billionaire for every 80,000 people.
What's the Swiss secret – is it all about banking and neutrality?
To start answering this question, here's an interview with some locals: 📹
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The "Multi-Bank Strategy"
Swiss millionaires don't put all their eggs in one basket.
They typically use 3-5 different banks for various purposes:
• Local bank for daily transactions
• Private bank for wealth management
• International bank for foreign exchange
Why do this?
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Master "Stealth Wealth"
You won't see Swiss millionaires flaunting designer logos or exotic cars.
They live below their means and reinvest the difference.
It's not about deprivation. It's about delayed gratification.
But the real game-changer?
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Before we dive in, here's the low-down:
• 14.9% of Swiss adults are millionaires
• That's nearly double the rate of the US (8.8%)
• Yet Switzerland isn't even in the top 10 for average income
So how do they do it?
It's all about some key mindset shifts – here's a clue:
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Naval Ravikant's $100M secret:
Learn these 2 simple skills for guaranteed wealth.
How ANYONE can learn Naval's 2-step infinite wealth formula (and write their own paycheck):
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These strategies require patience and a long-term mindset.
The Swiss aren't after get-rich-quick schemes.
They're building generational wealth.
And that's perhaps the biggest lesson of all:
True wealth isn't about making money. It's about keeping and growing it.
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Risk Mitigation & Opportunity Maximization
Different banks = different strengths and offerings.
For example, one might offer better rates for real estate investments, while another excels in international trades.
It's about leveraging each bank's unique advantages.
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The "Global Citizen" Approach
Swiss investors think beyond borders.
They diversify globally, not just in assets, but in residency and citizenship.
Many have second passports or residencies in other countries because it opens more financial opportunities & tax optimizations.
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The best thing to do when you make good money:
Invest in your brain. Without it, you are nothing.
5 science-backed methods to supercharge your brain:
1) Regular Sex
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Thanks for reading! If you enjoyed this:
1. Follow me
@darshan
for more
2. Repost this thread if you found it helpful
1 in 7 adults is a millionaire in Switzerland.
That's 5x higher than the US.
I had to find out their wealth-building habits.
7 ways the Swiss think about money to become richer than you:
1K
10K
84K
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Mark Zuckerberg hates clothes.
He wears the same grey T-shirt every day.
Everyone needs to understand the Grey T-Shirt Principle and why it works: 🧵
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How to stay poor:
Stay in your 9-5 prison.
Here's the Millionaire Playbook to break free ⬇️🧵
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A bit about me:
Since selling my ed-tech company for $60M, I’ve been building a casual gaming startup with just 5 people.
Check out Solitaire (to maximize your brain health):
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Chess grandmasters are the best thinkers on Earth.
Master this 1 simple chess principle to outsmart 99% of people:
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People think the best way to start your morning is with:
• Ice baths
• Meditation
• Journalling
But this ignores something crucial.
Do this 1 thing tomorrow morning (and have the most productive day of your life):
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The world is drowning in information & noise.
But Naval figured it out:
"Learn to sell. Learn to build. If you can do both, you will be unstoppable."
Sounds simple.
But these 2 skills can turn ideas into empires:
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Apple fired its own founder.
12 years later, they were 90 days from bankruptcy.
So they begged Steve Jobs to return – and he built a $2 TRILLION empire.
5 lessons from the greatest comeback in history:
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Everyone thinks intelligence is genetic.
They’re all wrong.
Your brain is a muscle. The more you exercise it, the stronger it becomes.
8 exercises for a jacked brain:
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Selling & Building
Let's break down what Naval means:
"Learn to sell" = Develop your ability to persuade, influence, and communicate effectively.
"Learn to build" = Create valuable products, services, or systems.
Sounds simple, right? But the magic lies in the 2-skill combo:
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The most controversial way to become smarter:
Gaming.
Neuroscientists have discovered games like Super Mario 64 increase hippocampal grey matter.
Here are 8 ways games can make you smarter:
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This guy was a terrible president.
He left us with:
• 2 ongoing wars
• $11.9 trillion in national debt
But his most controversial policy could save our broken society...
Here it is:
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Gaming.
I'm not talking about mindless scrolling or addictive mobile games.
But gaming has too much stigma. Playing games can be engaging, challenging, and (crucially) great to push your cognitive limits.
The science behind their benefits is mind-blowing:
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Hard pill to swallow:
Dopamine addiction is frying your brain.
A 5-step playbook to regain control (and reach your potential):
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I'm 41.
When I was young, I made sh*t decisions, burned bridges with investors, and left my VC-backed startup.
Then, I discovered Charlier Munger's letters and applied his decision-making principles to build a $60M company.
8 lessons from the wisest man of the 20th century:
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Start by asking yourself:
1. What can I build that people actually want?
2. How can I effectively communicate its value?
These questions will guide you toward the sweet spot of creation and persuasion.
What to think about:
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AI will steal 85 million jobs by 2025 (World Economic Forum).
But it's creating 97 million new ones – and they pay much better.
Here's why this threat is the opportunity of a lifetime:
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Small habits = Big outcomes.
10 tiny habits to create big change in life:
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@Lucy97257
I don't think that's true, let's remember that the same money buys so much less in Switzerland. The Swiss people I've met do just think differently about money
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Building:
• Identify problems worth solving
• Develop skills to create solutions
• Continuously improve and iterate
Selling:
• Understand your audience
• Craft compelling messages
• Master the art of storytelling
They're two sides of the same coin.
Some ideas ⬇️
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Look at these guys.
One died broke. One is worth $230 billion today.
Both genius visionaries. But 1 flaw destroyed one while the other thrived.
The crazy stories of Elon Musk & Nikola Tesla:
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Top 5 brain-boosting foods worth every penny:
1. Leafy greens (vitamins & minerals)
2. Wild-caught fatty fish (omega-3s)
3. Raw nuts/seeds (healthy fats)
4. Organic berries (antioxidants)
5. High-quality coffee/green tea
Next, an investment that pays dividends nightly:
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Florida faces the deadliest storm in 100 years.
• 155 mph winds
• Shattered 3 hurricane records
• 1,000,000 people are escaping their homes
Here's everything you need to know about Storm Milton before it hits 🧵:
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First, let's talk Visual Processing.
Action gamers show significantly improved visual processing skills.
You've heard too much screentime hurts your eyes, right?
Check out what research shows here 📹:
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Memory Boost: Not All Games Are Created Equal
• Hidden-object games → Boost spatial memory
• Action games → Enhance visual memory
• Puzzle games → Improve problem-solving memory
One study showed 20-30 minutes of gaming each day can increase your working memory capacity.
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“When you think you’re done, you're only at 40% of what you’re capable of doing.” — David Goggins
9 habits to build an unbreakable mind:
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Consuming Rather Than Creating
Most people spend their free time on: Netflix binges. Social media scrolling. Video games.
Winners? They CREATE in their spare time: Side hustles. Skill development. Building valuable networks.
Here's the paradox:
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Builders without sales skills create amazing things... that nobody knows about.
Sellers without building skills can talk a big game... but have nothing to back it up.
But crack both, and there's nothing holding you back.
So, how do you know what to work on?
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This is crazy.
By 2028, a $5 AI subscription will replace a $150,000/year programmer.
That's according to Jensen Huang—Nvidia CEO, who predicted the rise of AI in 1993.
Here's the truth about the future of work (and how to prepare):
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Zuck once said:
"I really want to clear my life to make it so that I have to make as few decisions as possible about anything except how to best serve this community."
Ditching wardrobe decisions = freed up mental energy
And it really makes a difference.
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This one is free.
Science shows frequent sexual activity is linked to improved cognitive function.
It enhances:
• Memory
• Verbal fluency
• Overall brain performance
But the benefits go far beyond just feeling good...
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You guessed it – selling isn't just about closing deals.
It's about:
• Inspiring others to believe in your vision
• Articulating your ideas clearly
• Negotiating effectively
Whether you're an entrepreneur, employee, or freelancer, these skills are crucial.
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Decision fatigue is when our ability to make good choices goes away after we make lots of choices.
This is why you have a great workout and then choose to eat bad food. It's because of the long workday.
And it's why smart leaders eliminate unnecessary choices.
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If you want to become a millionaire...
You need to know these magic words.
This guy used them daily—and 220,000 people begged to give him money.
Here they are:
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Our ancestors averaged 17,000 steps a day.
The average American? 3000.
Why you're walking to an early grave (and the easiest way to add 10 years to your life):
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Ever wonder how chess geniuses are always 10 steps ahead?
They can remember positions with 95% accuracy after a 5-second glance.
But none of this is raw intelligence. They've just mastered a skill that levels up decision-making.
2 grandmasters in action:
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It's called the Uniform Approach (Grey T-Shirt Principle)
By wearing the same outfit daily, they eliminated a seemingly trivial decision.
But this small change had an outsized impact on their success.
How? It all comes down to decision fatigue.
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How neuroscientists unlock superhuman memory:
• No fad diets
• No therapy sessions
• No expensive supplements
The shocking technique to boost your brain:
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What about Multitasking?
Action games are like a mental gym for multitasking.
Imagine managing XP, reacting to enemy attacks, weapon switching, and puzzle-solving in God of War.
It's not just fun—it's training your brain to juggle multiple tasks in real life.
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@Dr_Dan_FS
seems so high but actually it's true according to plenty of sources – 15% of adults in Switzerland are millionaires, which works out to around 1 in 6.67! I didn't believe it either haha
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1. Invest in financial education
2. Start a side hustle
3. Network with successful people
4. Set ambitious, specific financial goals
5. Automate your investments
6. Cultivate multiple income streams
Remember: Wealth is a skill. And like any skill, it can be learned.
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Consuming drains us more than creating.
You might think a Netflix binge will recharge you after a long day at work.
But putting effort into making something can be more energizing than passive entertainment.
The most fulfilling "rest" might be creative work 📹:
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Sexual activity increases neuron growth in the hippocampus, a key area for memory.
A study of 6,000+ people over 50 found:
More frequent sexual activity (with the same partner), leads to better memory performance.
Here's why it works:
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Zwischenzug isn't just for chess. It's a thinking tool for everyone:
How to apply it:
• Pause before reacting
• Look for opportunities others might miss
• Ask: "What unexpected move could change this situation?"
The best response isn't always immediate. It's strategic.
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But the principle goes beyond clothing:
• Dorsey eats the same meals daily
• Gates reads for an hour before bed
• Branson exercises at the same time
They're all reducing decision fatigue in different areas of life.
Why? Because willpower is like a muscle—it gets tired.
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Neuroplasticity: Gaming as Brain Yoga
As we age, our cognitive flexibility naturally declines.
But gaming may promote the formation of new neural connections.
It's like yoga for your neurons, keeping your brain flexible and adaptive.
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Steve Jobs had his black turtleneck.
Mark Zuckerberg has his grey T-shirt.
Barack Obama stuck to grey or blue suits.
These titans didn't just have bad fashion sense.
They were applying a powerful principle that most people overlook:
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Sex releases crucial brain-boosting hormones:
• Oxytocin—reduces stress
• Dopamine—enhances mood & motivation
• Endorphins—natural pain-reliever & boosts well-being
This hormonal cocktail creates the perfect habitat for brain health.
But sex isn't the only brain investment:
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She will be the richest woman in tech by 2028.
Why?
Because she mastered this 1 business secret that EVERYONE overlooks.
Here's what it is (it's so simple it shocked me):
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Stop thinking like an employee. Start thinking like an owner:
• Build systems, not just skills
• Invest in assets, not liabilities
• Seek opportunities, not security
• Think long-term, not just about the next paycheck
How to do it:
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2) Optimize Your Diet
You are what you eat—especially your brain cells.
And when you buy high-quality organic foods, your cognitive health knows the difference.
So what should you get?
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Nothing will make you more productive than this 1 simple trick:
The lazy productivity hack I used to build & sell my company for $60M:
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Your life expectancy is 77.
But by 2050, you'll work until you're 70 (according to the World Economic Forum).
Here's why your kids won't know what "retirement" means:
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3) Premium Sleep Setup
Sleep isn't a luxury—it's when your brain does its most critical work.
During quality sleep, your brain:
• Clears out toxins
• Consolidates memories
• Processes complex information
Here's where to spend your money:
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I'm 41.
I built my first business in high school and sold it for $60 million.
But I nearly lost it all because of one simple mistake.
Here's the trap 99% of entrepreneurs fall into (and your exact blueprint to avoid it):
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First, some context:
Almost 70% of Americans feel they live paycheck to paycheck. 40% can't cover a $400 emergency.
Yet the top 1% own 32% of all wealth. Why this massive disparity?
It's not just about income. It's about how we think about money and opportunity...
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So, what is this concept?
It's called the Zwischenzug Technique.
Zwischenzug is German for "intermediate move." It's the art of making an unexpected move before the one your opponent anticipates.
In chess and in life, it's a game-changer.
Here's why it matters:
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Boost Your Problem-Solving
Complex games are more than entertainment—they're cognitive challenges.
A study found 2 hours of gaming per week can improve:
• Adaptability
• Critical thinking
• Learning capacity
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Numbers don't lie:
• We make ~35,000 decisions daily
• Decision fatigue increases 15% by day's end
• It can lead to a 30% decrease in self-control
Imagine you're a PM making a critical pivot for a $50M budget and you're running on fumes.
Now the grey T-shirt isn't so silly.
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This guy was about to lose his company.
Then Bill Gates' dad wrote him a life-changing check for $3.8 million.
Today, that company serves over 100 million customers weekly.
The Starbucks story you've never heard:
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The root of the problem:
Most people are hardwired for safety, not growth. We're biologically programmed to avoid risk.
This served us well when survival meant outrunning predators.
But in today's economy? It's holding us back.
Don't fall victim to these common traps...
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Today is Nintendo's 135th birthday.
In 1889, its first product was handmade playing cards—almost 100 years before Mario.
The story of how they leveled up over a century:
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Life expectancy of the Japanese - 84 years.
Life expectancy of the West - 78 years.
If you want to live a longer life, read this:
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"Building" isn't just about coding or manufacturing.
It could be:
• Creating a niche podcast that fills an information gap
• Inventing a new board game that enhances critical thinking
• Creating a meal planning service for specific health conditions
What about "selling"?
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Google open-sourced its $1 trillion AI platform to the world.
Wall Street called it "suicidal" and investors started panicking.
But Google was right. Everyone else was wrong.
Every entrepreneur needs to understand why Google did this and why it worked:
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America is losing a war against pigs:
• Their population doubles every 4 months
• They cause $2,500,000,000 in damage yearly
Here's the secret reason why your grocery bill is skyrocketing:
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• Tech whiz + people skills = Creating user-friendly apps
• Data scientist + TikTok savvy = Explaining complex stats through short videos
• Oil painter + e-commerce skills = Selling prints while teaching online courses
Your success = improving other people's lives.
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Your brain is a battery.
It's useless if you don't recharge it.
7 ways to super-charge your brain power:
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The "Golden Handcuffs" Trap
Many choose job security over opportunity.
You might reject a startup offer for a stable corporate job.
But imagine if the start-up goes public. You'd just be stuck in the same cubicle.
Evaluate risk vs. reward. Don't let fear paralyze you.
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How to improve your building skills:
• Design and prototype a physical product in 7 days (use tools like TinkerCAD)
• Write and self-publish a niche e-book in 30 days (use Amazon KDP)
• Create a 30-day online course from your expertise (try Teachable)
And what about selling?
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Huge explosion sound Lower East Side NYC. But seems to just be a blown manhole cover.
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This blew my mind.
1 in 2 couples now meet online.
But did you know AI is 50% better at finding your soul mate than you are?
Here's how AI will make you divorce-proof:
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So, how can you apply the Grey T-Shirt Principle to your work?
1. Identify your "core uniform": 1-3 key product features
2. Cut ruthlessly: Ditch what doesn't serve the core
3. Decision sprints: Focused time for big choices
4. Automate small stuff with data
Simplify to amplify.
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Daniel Amen's work will change your life forever.
He's scanned 250,000 brains, co-authored over 40 books, and has publications that take 100s of hours to read.
I've gone through it all, so you don't have to.
10 lessons I learned from him:
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4 hours of daily screen time increases depression by 30%.
Even worse, 210 million people are now addicted to scrolling – and Big Tech knows it.
Here's how to quit this dark disease in just 5 minutes – without superhuman willpower:
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Human brains have gotten smaller for 20,000 years.
Until now...
People born in the 1970s have a 15% larger brain surface area than people born in the '30s.
Here's how your brain is reversing millennia of brain size reduction (and how to harness your cognitive superpowers):
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5) Gaming Gear
Yes, video games can boost cognitive abilities:
• Better decision-making abilities
• Improved problem-solving skills
• Enhanced spatial awareness
• Faster reaction times
But other types of games help too:
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