Bank of America will be launching a mortgage option for first-time home buyers offering no down payments, no closing costs and no minimum credit score. The program considers financial factors such as payments for rent & utilities. This is AMAZING 🙌🏼
If you can’t manage $1,000 you cant manage $10,000.
You don’t suddenly learn how to handle money by amassing more of it. This is why a lot of lottery winners lose it all.
Financial literacy is not a side effect of wealth. Wealth is a side effect of financial literacy.
A concept: your bills are all on autopay, you don’t even think about them anymore, and you never need to check your balance before you buy something because there is always more than enough ✨
Let’s talk about numbers 😍
A $100,000 revenue month is only $3,334 per day.
If you can get 67 people to place a $50 order, you’re there.
How do you get 67 people to place an average order (AOV) of $50 or more?
A thread:
I’m curious
For those of you that have been using the internet since at least AIM, where did you spend your time online before the rise of social media (pre 2008)?
The most important part of selling anything online is GETTING TRAFFIC TO YOUR WEBSITE
Let’s talk about some of my favorite ways to drive traffic, some of which you’ve probably never considered 😏
A thread:
@jaaayLENo
Having a negative option of literally anything anybody does just tells me you unhappy. Bc why are you so pressed about somebody else’s life that you gotta stop living yours to sit here and post about them 💀
Please buy a domain for your website.
Having an extension like .myshopify, .squarespace, .bigcartel etc screams ROOKIE
You can afford the $12/year.
I say it over and over: if you want people to take your business seriously, YOU have to take your business seriously.
Two websites I love spending time on, that you’ve probably never heard of:
1. - founders of failed startups discuss what went wrong
2. - founders of successful startups discuss what works
You’re welcome.
I used to post fake job listings on Craigslist for the exact positions I was planning to apply for just so I could see the resumes and salary requirements I was competing with 🌚
Gotta think outside of the box at all times
It’s called the Community Affordable Loan Solution
What an amazing program. Homeownership is sooooo important and this will make it so much more accessible
I hope it is wildly successful and they’re able to increase it to more Black and Latino communities
@dontasktolink
As a female in 2024 if you are still criticizing other women or otherwise displaying mean girl behavior, you are NOT a baddie.
Fixed it ✨
Available to individuals & families looking to purchase homes in designated markets including certain neighborhoods in Charlotte, Dallas, Detroit, Los Angeles & Miami
Properties involved in the program must be located in census tracts that are more than 50% Black and/or Latino
I don’t know who needs to hear this but stop letting your potential go to waste because you don’t feel “ready” enough.
There are people with half your talent making serious waves right now
Free game:
I used to post fake job listings on Craigslist for the exact positions I was planning to apply for just so I could see the resumes and salary requirements I was competing with
Eliminate the term “I’m bored” from your vocabulary
That’s broke talk.
There is always something to do, stop doing nothing. That’s why your life sucks.
In 1995, Elon Musk founded his first company with $30,000.
He sold it four years later to Compaq for $300 million.
His share from the sale was $22 million; he could have lived comfortably for the rest of his life, but instead he took a risk and invested ALL OF IT.
If you think a $400,000 month is a lot, just remember that someone on here (not me) sold $1 million in 8 minutes
Let that inspire you 💰
My biggest month to date was $800k. I wanted to have a $1m month so bad but now I’m coming for $1m in ONE DAY
I think about it all the time
Google Domains is offering 20% off domains with the code “NEWSTART” 🥳 You can buy 1 year of any available domain for $9.60 👌🏼
Having a .myshopify, .squarespace, .wixsite, .weebly, .bigcartel etc. site looks unprofessional and cheapens your brand ❌
Ways to invest in yourself that don’t cost money:
• read books ( is free)
• drink water
• choose your friends wisely
• find a mentor
• learn a new language (Duolingo is free)
• plan your week in advance
• meditate
• practice gratitude
• exercise
I can literally turn $110,000 into over $1,000,000
My best selling product costs me $8 and I sell it for $75
$110,000 in inventory = 13,750 units @ $8/ea
13,750 units x $75 selling price = $1,031,250
It’s like printing money 😊
Yale’s most popular class is now available for free and it basically teaches you how to be happy 💛✨
It’s called The Science of Well Being and you can find it on Coursera >
Repeat: you'll never see $400,000 in a single year. You don't have to worry about the riches you don't have getting taxed. You're not poor, you're not broke, but you'll NEVER be rich and you'll never see $400,000 in 365 calendar days. And that's ok.
How to create your *own* line of joggers/sweatpants, a thread:
Step 1: Source your fabric(s). Do this in person first, not online
Step 2: Find a local seamstress to create a sample for you. Give them a pair of joggers that you already love the fit of, to use as a guideline
Life hack:
Years ago, any time I started a new job I would tell them I had a 7 day family reunion vacation coming up in 12 weeks, that has been planned and paid for since last year
3 months into the job when you start feeling the stress, boom 7 day vacation 😛
How I made $5,000 in a couple months without a website or ecommerce knowledge
AKA the first time I learned how easy it was to make money on the internet
and a lesson on capitalizing on trends.
A thread:
People see “invest” and they automatically think stocks and money
You should also invest your energy into the right people, invest your time into the right things.
Smart investments = big returns, whether monetary or otherwise
When my company was acquired we went through extensive due diligence— so many questions, meetings, calls, and paperwork. AKA a 4+ month long headache.
Let’s talk about some important things you should be documenting right now if you want to sell your company one day.
A thread:
2011 I used to struggle to pay $650/mo in rent and in 2012 my car was repoed even though my payment was under $200/mo
10 years later here we are. Buying cars in cash and paying rent a year in advance
What a feeling
Google was not the first. Facebook was not the first. Starbucks was not the first. Etc
Stop listening to the naysayers who tell you someone already did it
DO IT BETTER
The only acceptable answer to “what’s your website?” is a link to your website.
It takes you longer to type out “the link is in my bio” and it’s rude. This is a potential customer, be nice!
Pro tip: use text replacement in keyboard settings to autocorrect “w@“ to your website
3 basic things many ecommerce entrepreneurs overlook when it comes to selling online:
1. Product photos
2. Descriptions
3. Clean website
This is Level 1 stuff. If you don’t master these you won’t make it to Level 2.
A thread:
You said 2016 would be your year
You said 2017 would be your year
You said 2018 would be your year
You said 2019 would be your year
Now you’re saying 2020 will be your year but based on your record, it won’t.
Make those changes you know you need. Your future self thanks you
I don’t want a week off per year. I don’t want to live in a $300,000 house. I don’t want to get excited about a $30,000 car
I want to fly private to spend a weekend away whenever I feel like it. I want the $30,000,000 house. I want the $300,000 cars
This is so tragic, it’s been on my mind all day. Please donate to Glendora’s family if you can.
A mom of 5, she was driving to the airport & was hit head-on by another mom driving the wrong way 😔 My heart aches for both families, the baby sadly passed
The most important part of selling anything online is GETTING TRAFFIC TO YOUR WEBSITE❗️
Let’s talk about some of my favorite ways to get traffic, some of which you’ve probably never considered [a thread]:
#30DaysofThreads
Don’t let $50,000/year make you forget about your potential to have $50,000 months
Don’t let $50,000/month make you forget about your potential to have $50,000 days
You need to be obsessed with your goals.
It has to be the first thing on your mind when you wake up, and the last thing on your mind when you drift to sleep.
It’s the only way 💎
Kintsugi: the Japanese art of repairing pottery with gold and more importantly, understanding that the piece is more beautiful for having been broken. Understanding that breakage and repair is part of the history of an object, not something to disguise ✨
Ecommerce and dropshipping are not the same thing. Let’s talk about it ✨
Ecommerce in a nutshell is the act of selling products online.
Once the product is sold, it needs to reach your customer (shipping). This is FULFILLMENT, dropshipping is a fulfillment method.
A thread:
My 8 year old lil baby woke me up with these this morning 🥰 His eyes were lit up, he was soooo excited. He used his own money y’all, my heart.
Raising little gentlemen ✨
I am a first generation immigrant
I grew up with poor parents
I never had mentors
I had a baby before I turned 20
I have exactly 0 degrees and diplomas
I’ve been evicted
I used to be broke
THE EXCUSES YOU TELL YOURSELF DONT MATTER!
It’s been almost one year since we got the news that would change our lives forever.
But today?
Today we got the news that my dad is CANCER FREE 😭 THE CANCER IS GONE!!!
Gone from his lungs. Gone from his brain. Nothing!
A real life MIRACLE. I’m so grateful 🙏🏼
@ my new followers:
Hey 👋🏼 My name is Caroline and I make a lot of money on the internet 😌
My previous company was acquired earlier this year & I’m working on something new that launches in November 👀
I also help other ecommerce entrepreneurs here >>
Ecommerce in a nutshell:
• Buy product(s) + packaging in bulk from suppliers
• Product photography
• Create website
• Collect emails + nurture list
• Build out social media + nurture audience
• Run ads/work with influencers + affiliates
• Fulfillment
• Customer retention