chrisj2tweet Profile Banner
Chris Johnson Profile
Chris Johnson

@chrisj2tweet

Followers
659
Following
5K
Statuses
1K

Husband/Father/Grandfather/Dog Dad. Mortgage and Real Estate Expert for over 20 years.

Jasper, GA
Joined October 2011
Don't wanna be here? Send us removal request.
@chrisj2tweet
Chris Johnson
3 hours
There aren’t many commercials that are more American than Budweiser and Clydesdales 🇺🇸
0
0
1
@chrisj2tweet
Chris Johnson
4 hours
@RapidResponse47 You should make it a national holiday so it can be observed the day after the Super Bowl 🇺🇸
0
0
0
@chrisj2tweet
Chris Johnson
4 hours
History has been made!
@POTUS
President Donald J. Trump
4 hours
Tweet media one
0
0
0
@chrisj2tweet
Chris Johnson
6 hours
Here’s the latest on the CFPB. If you’ve had experience with the CFPB, what are your thoughts on this? The Consumer Financial Protection Bureau (CFPB) has recently undergone significant changes under the direction of Russell Vought, who has been appointed as the acting director. Here's the latest based on information available: - **Operations Suspended:** Vought has ordered all CFPB activities to be suspended, including supervision of financial companies, issuing regulatory guidance, and pursuing investigations. This move effectively halts the agency's work, which includes protecting consumers from unfair financial practices. - **Headquarters Closed:** The CFPB's headquarters in Washington, D.C., has been closed for the week starting February 10, 2025, with staff instructed to work remotely unless otherwise directed. This closure follows Vought's directives to cease operations. - **Funding Halted:** Vought announced that the CFPB will not request additional funding from the Federal Reserve for the upcoming fiscal quarter, citing the agency's current balance of $711.6 million as "excessive." He aims to zero out the CFPB's funding, which is part of a broader strategy to reduce what he perceives as unnecessary government spending. - **Project 2025 Influence:** Vought, previously involved with Project 2025, a conservative policy blueprint, has taken steps that align with the project's aim to dismantle or significantly alter agencies like the CFPB. This includes halting operations and questioning the agency's funding model. - **Public Reaction:** There have been protests and concerns raised by workers and consumer advocacy groups about the potential conflicts of interest, particularly with Elon Musk's Department of Government Efficiency (DOGE) gaining access to the CFPB's systems. Critics argue this could undermine consumer protections and favor big banks and corporations. - **Future Implications:** The immediate cessation of CFPB's activities might lead to a lack of oversight in the financial sector, potentially affecting consumer rights and protections. The long-term goal appears to be redefining the agency's role or possibly its dissolution, which would require Congressional action. These actions have sparked debates about government oversight, consumer protection, and political influence over independent agencies. The situation is unfolding, and its full impact on consumers and the financial industry remains to be seen.
0
0
0
@chrisj2tweet
Chris Johnson
6 hours
@Investments_CEO Holding!
0
0
0
@chrisj2tweet
Chris Johnson
6 hours
RT @stoolpresidente: The 1st major exchange is now available for #jailstool Thanks to the @krakenfx for adding the peoples coin!
0
1K
0
@chrisj2tweet
Chris Johnson
12 hours
@MikeConsti31153 @elonmusk I totally believe it. It was a very expensive process for lenders to implement.
0
0
0
@chrisj2tweet
Chris Johnson
1 day
@iAnonPatriot Those will probably be the best commercials of the Super Bowl!
0
0
0
@chrisj2tweet
Chris Johnson
1 day
@mortgagetruth @elonmusk Those 2 things are very important. Saves us from having another 2008. We can have those without the CFPB. That could be handled at the state level.
1
0
3
@chrisj2tweet
Chris Johnson
1 day
Tweet media one
0
0
6
@chrisj2tweet
Chris Johnson
1 day
@MattWallace888 I guess I'll be watching the game like this tomorrow!
0
0
2
@chrisj2tweet
Chris Johnson
1 day
@DelusionPosting Oh wait, Biden was still pretending to be POTUS in July so you can thank him for that.
0
0
0
@chrisj2tweet
Chris Johnson
1 day
0
0
1
@chrisj2tweet
Chris Johnson
1 day
@elonmusk So that buys them a week to cover things up?
0
0
0
@chrisj2tweet
Chris Johnson
1 day
@FngblCtznUnit @redassag42 @elonmusk The financial crisis was caused by Wall Street.
1
0
0
@chrisj2tweet
Chris Johnson
1 day
@TaraBull808 She looks exactly like if you put a wig on a catchers mitt 🤣
0
0
0
@chrisj2tweet
Chris Johnson
1 day
Very well said. The big banks can afford to play the game. Small Mortgage Brokers like me just get bogged down by the regulations. The CFPB has only made mortgages more expensive for comsumers. I can't speak to other consumer lending. Most consumers don't realize that when TRID was rolled out, lenders had to vastly increase their compliance departments. This extra expense is ultimately passed down to the consumer. It's just not transparent. The big issue I have with CFPB is that their rules have never been very clear so it's hard to know if you're always in compliance or not. They were never any help and left lenders in the dark. To this day there are still gray areas.
1
0
0
@chrisj2tweet
Chris Johnson
2 days
RT @WhiteHouse: President Trump Signed an EO to Protect 2A Rights 🦅 Orders DOJ to review '21-'25 actions that may infringe on 2A rights 🦅…
0
5K
0
@chrisj2tweet
Chris Johnson
2 days
@libsoftiktok @EHTNJSchools This person should not be allowed to teach children.
0
0
2