Zivoe
@ZivoeProtocol
Followers
47,044
Following
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Zivoe is a real-world asset credit protocol disrupting predatory high-interest consumer lending while bringing yield from consumer loans on-chain.
Learn More:
Joined November 2021
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Pinned Tweet
🥳The Initial Tranche Offering Is Officially Over!
The last 30 days were absolutely amazing and as a community we raised over $6 Million to help combat predatory high-interest lending!
As a HUGE thank you to everyone who participated in the
#ITO
, we are excited to be
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🚀 The Initial Tranche Offering Is Just 3 Weeks Away!
Get Ready For July 31st With Us👇🏽
1. Prepare your Ethereum Mainnet wallet with USDC, USDT, DAI, or FRAX.
2. Pick your tranche: Senior (up to 10% APR) OR Junior (up to 22% APR).
3. Spread the word! Tweet
#ITO
@ZivoeProtocol
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What is Zivoe?
We break down all your questions and concerns in 90 seconds 👇
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🚨 Have you heard the news? Our dApp is live!
The ITO doesn't start until August 22nd, but you can start exploring the app today 🔍
And U.S. Persons can get ahead of the game by completing their KYC and Accreditation right now!
Check It Out 👇🏽
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T-Minus 15 Days To Launch 🚀
Get ready to start earning $ZVE points on August 22nd
1. Prepare your Ethereum Mainnet Wallet with $USDC, $DAI, $FRAX, or $USDT
2. Pick your tranche: Senior (up to 10% APR) OR Junior (up to 22% APR)
3. U.S. Persons can complete KYC and Accreditation
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When your portfolio is down 85%, but you remember Zivoe's Airdrop is just around the corner...
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🔨 Let's Crush High Interest Loans Together!
Zivoe is a lending protocol that helps people with 300% APR loans escape debt 🤯 We're using DeFi to expand affordable borrowing options to people that don’t have access to traditional financial services!
And now, you can help too!
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🎉The Party Starts In Just 2 Weeks!
From August 22nd - September 21st, earn $ZVE points when you deposit stablecoins into Zivoe's Senior or Junior Tranche!
You can't get in on $ZVE earlier than this, frens!
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Co-Founder
@thorabbasi
discusses Zivoe's recent developments with insights into what's in store for the future.
Learn more about Zivoe's second audit by
@sherlockdefi
, the protocol launch date, and Zivoe's governance token $ZVE by watching the clip below.
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🚨 The Wait Is Officially Over!
The Initial Tranche Offering (ITO) has begun! This is your chance to get in on Zivoe early and start collecting $ZVE points 🚀
Secure your spot now! Head over to to start depositing stablecoins right now!
WAGMI!💰
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⏳48 HOURS TO LAUNCH!
Don't miss out on the opportunity to get in on $ZVE early!
Starting August 22nd at 11 AM EST (3PM UTC), earn airdrop points when you deposit stablecoins with
@ZivoeProtocol
Learn More 👇🏽
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Come July 31st Zivoe is going to be giving out $ZVE points like this...
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🚨 72 HOURS LEFT until the the biggest launch in RWA history!
Don't miss out on your opportunity to get in early on $ZVE. Get ready to start earning airdrop points, frens 🐸
Start preparing your wallet with $USDC, $USDT, $DAI, and $FRAX today!
See you August 22nd 🫡
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📣 Calling All Airdrop Hunters!
Deposit stablecoins with Zivoe to start earning $ZVE points from August 22nd to September 21st.
Be part of the most anticipated RWA launch of 2024!
Learn More 👇🏽
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@ZivoeProtocol
is launching in just 3 Days 🤯
Learn everything you need to know about the Initial Tranche Offering including how you can start earning airdrop points 👇🏽
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🔥 5 Reasons To Get Excited About Zivoe’s Initial Tranche Offering:
1. It’s happening July 31st!
2. Collect airdrop points for participating! 🪂
3. Earn on-chain yield from real-world consumer loans!
4. Up to 22% APR on stablecoins in our Junior Tranche!
5. Up to 10% APR on
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📢 Meme Competition: $100 to be won!
We’re happy to announce a meme competition this week, with prizes being awarded to the best memes 🎉
🏆 Prizes: 1st will receive $50, 2nd will receive $30, and 3rd will recieve $20!
To participate:
1. Reply to this post with your meme
2.
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🚀 New
@Galxe
Quest Just Dropped!
Earn 7,500 Points And Enter To Win 50 USDC!
All You Have To Do Is Share Zivoe With Your Friends!
Click The Link To Get Started 👇🏽
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📊 Millions of individuals are impacted by high-interest lending.
Our aim? Improve access to more affordable credit.
Join us in achieving financial inclusivity at Zivoe. 🚀
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Honored to announce that the
@ibcgroupio
, founded by
@MarioNawfal
, and his incredible team have invested in us and will be helping expand our global reach🤝
We're excited for this step forward together and grateful for their support in helping us transform the future of consumer
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Check out this thread our friends over
@ConcaveFi
wrote about Zivoe!
@ZivoeFinance
is a game-changing credit protocol, reshaping credit access for underserved consumer markets while providing sustainable returns derived from real-world assets for liquidity providers. Let's dive into what sets it apart 🧵👇🟩
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🤝 Join the conversation on our Discord!
Connect with the Zivoe community, and stay informed about our latest developments.
Be a part of our mission to achieve financial inclusivity. 🫂
Join here:
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🗓️Mark Your Calendars Zivoenauts!
@ZivoeProtocol
Launches July 31st!
We are a Real-World Asset (RWA) protocol that's bringing consumer lending to DeFi. Soon, you can start earning yield from web2 consumer loans on-chain!
Participate in our upcoming Initial Tranche Offering to
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Tired of DeFi yields that vanish overnight?
Zivoe's bringing a sustainable source of yield to the DeFi ecosystem generated from real economic activity.
Deposit now to start earning rewards and collecting $ZVE points! 🚀
Learn More👇🏽
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📈 High-interest lending should be a thing of the past.
Join our Q2 Initial Tranche Offering and discover how you can contribute liquidity and join our mission in promoting financial inclusivity.
You can also earn governance tokens through an exclusive airdrop, which is a part
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🚀 What an incredible start to the
#ITO
!
Zivoe officially launched yesterday and we've already raised $1.45M, with $1.2M coming in within the first hour! 🙌
We couldn’t have done it without our amazing community. Let’s keep this momentum going strong into Day 2! 💪
Deposit
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Co-Founder
@thorabbasi
is in Washington DC this week for the
@standwithcrypto
founders fly in to advocate for sensible Crypto and RWA regulation!
52 million Americans own crypto and the future of crypto is on the ballot. It’s time we make our voices heard and advocate for sensible regulation.
Thank you to
@coinbase
@standwithcrypto
@ThisIsNickCarr
for organizing and
@SenMarkKelly
for having us.
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We've got a huge week of spaces coming up!🤯
1⃣ Up first, this Tuesday at 12pm EST we will be joining our backer
@MarioNawfal
for our first spotlight space on his account featuring Zivoe!
2⃣ Then on Wednesday at 10am EST Zivoe Co-Founder
@thorabbasi
will be joining the
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The way lending operates is being revolutionized by Zivoe.
We’re connecting on-chain liquidity with real-world borrowers.
By doing this, we aim to disrupt high-interest consumer lending, and promote financial inclusivity for all 🚀
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🎙 Join our space for an exciting discussion on Zivoe Finance with
@theblondebroker
!
We'll be deep-diving into everything about Zivoe and how we're contributing to the space.
🗓 7th Feb, 1 PM EST
We hope to see you there!
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🔊 Have you tuned into our Discord yet?
Dive into the conversation, meet community members, and view the latest developments from Zivoe.
We hope to see you there!
Join here:
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We're thrilled at the expertize and backgrounds that our team members have at Zivoe.
This allows us to pool knowledge and experience from different landscapes, facilitating a protocol that revolutionizes the landscape for the better ⚡️
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🔨 Why was Zivoe built in a blockchain ecosystem?
Because we believe that blockchains are a superior platform for capital formation.
This makes it easier to pool large amounts of capital for a specific purpose, such as disrupting predatory high-interest lending 😎
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We're determined to disrupt the high-interest consumer lending market. 🎯
By supporting lenders, we're democratizing access to credit, and making lending inclusive for all.
Join us in achieving financial inclusivity at Zivoe. 🚀
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📈 Access to more affordable credit plays a key role in shaping the economic opportunities of households.
That's why we're on a mission to improve access to more affordable credit.
How? 🤔
By leveraging on-chain liquidity and connecting this with real-world borrowers.
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🌟 What does success look like for Zivoe?
Revolutionizing the consumer lending landscape globally.
We understand that, for many, high-interest lending is the only option.
Our mission is to provide an option to people that previously did not exist through our DeFi solutions.
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🤔 How can Zivoe be part of the regulatory discussion?
By driving DeFi in the right direction in a democratized manner.
Join us in doing so at Zivoe. 🤝
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Me and the boys pulling up to Zivoe's Initial Tranche Offering...
Get in on the action 👉
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👋 Meet John, the Head of Technology at Zivoe.
Discover John's mission with Zivoe to end high-interest lending.
The scalability of our protocol will allow us to tackle this issue globally. 🚀
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🚀 The point of crypto is to improve society.
In order to do that, you have to make real-world impact.
That is why we are focused on bringing RWAs to crypto to help make the world a more financially inclusive place.
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Zivoe is ready to go to market in 2024.
@thorabbasi
talks about how Zivoe has completed its smart contracts, completed its first audit, and is finalizing its frontend all in advance of launching in Q2 2024 🚀
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🤝 Our DeFi solutions are disrupting high-interest consumer lending.
By connecting on-chain liquidity with real-world borrowers, we aim to reshape lending in a way that benefits everyone.
Join us in achieving financial inclusivity at Zivoe.
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📊 Over 90 million American adults are financially underserved.
Zivoe is here to provide the solution:
We aim to leverage on-chain liquidity to help make access to credit fairer and more inclusive.
Join our mission at Zivoe - Let's reach financial inclusivity together. 🫂
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🔎 Listen to Zivoe Co-Founder and General Counsel
@HumbleGal__
discuss the approach Zivoe is taking to regulatory compliance.
We recognize how important regulatory compliance is and appreciate the work the ADGM in Dubai and others have done in this space.
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📊 Enhanced credit scoring techniques would allow 6 million of today's nonprime population in the US to qualify for mainstream credit access.
That's why we're focused on supporting lenders looking to make a change.
Join us in changing this landscape for the better. 🙌
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💪 We’re on a mission to democratize people’s access to credit.
How? By supporting lenders, helping them make lending fair and inclusive for all.
Join the Zivoe community and discover how we’re disrupting predatory high-interest consumer lending.
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🚀 T-Minus 30 Days Until Launch!
Join us on July 31st for our Initial Tranche Offering to start collecting $pZVE points!
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🚨 Attention Zivoenauts! 🚨
We are scrubbing this week’s July 31st launch and rescheduling it for August 22nd at 11AM EST.
Reasons for the Push:
1. We are in discussions with partners who we believe are going to bring significant value to the community. This additional time
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🌉 Zivoe is bridging the gap between decentralized and traditional finance.
This unique approach allows the protocol to help provide credit to tradfi users, while also offering yield opportunities to on-chain liquidity providers.
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How people react when we tell them lending at rates greater than 100% to consumers is a multibillion dollar industry in the United States alone 😱
explaining to your friend how to set up a wallet and load it with eth
your friend:
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🔍 The key difference between Zivoe and other on-chain credit protocols?
We provide capital to ethically aware lenders, who then issue consumer loans.
These loans are placed into an off-chain SPV that Zivoe has rights to.
This lowers the risk taken on by the protocol
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Discover how Zivoe is determined to make lending more fair and transparent for all.
By providing liquidity to ethically aware consumer lenders, we're helping them offer more affordable loans to consumers.
Join us in our mission to disrupt high-interest consumer lending. 🤝
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📈 Did you know that billions worldwide lack access to standard rate credit?
Luckily, Zivoe has the solution:
We're leveraging on-chain liquidity to improve access to more affordable credit by connecting this with real-world borrowers. 🤝
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🤔 What are the future technological objectives for Zivoe?
One of the most exciting ones is account abstraction.
This will allow people to access Web3 protocols and DeFi products without worrying about the backend
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How is Zivoe facilitating the integration of future technologies? 🤔
We use a whitelist of standardized lockers that accept liquidity inflow from our DAO.
This allows us to create a new locker that integrates with the new technology, so we can allocate the necessary capital.
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👋 Meet John, our Head of Technology, who plays a crucial role in advancing Zivoe's mission.
Discover his expertise in architecting and building on-chain protocols.
Notably, he spearheaded the development of a credit protocol that has facilitated over $2.5bn in on-chain loans!
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RWAs are the natural progression of DeFi.
They offer a source of sustainable yield, and represent a path forwards mainstream adoption. 🙌
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Co-Founder
@thorabbasi
was recently interviewed by
@BTCTN
on barriers to adoption for new crypto users. Read all about it here ⬇️⬇️⬇️
Intimidating Wallet Interfaces Hinder Adoption of Defi Lending Protocols, Says Crypto Veteran —
#cryptowallet
#defilending
@ZivoeProtocol
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High-interest lending impacts millions of individuals around the world.
That's why we're on a mission to improve access to more affordable credit with our protocol.
Join us in achieving financial inclusivity at Zivoe 🫂
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History is made by the rebels. We will continue the DeFi revolution on July 31st and rebel against TradFi high-interest predatory consumer lending.
Join us and be a part of history!
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🌐 At Zivoe, we're committed to democratizing people's access to credit.
By supporting ethically aware lenders, we're helping them make lending fair and inclusive for everyone.
Join us at Zivoe and discover how we're taking aim at high-interest predatory consumer lending.
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Excited to announce that we will be collaborating with
@RwaWorld
, and we will also holding a joint X space on the 1st at 7:30pm EST!
At Zivoe we have always believed that real-world assets (RWAs) are one of the most important narratives in the crypto space.
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This guy has a 690% APR loan 🤯!
It sounds crazy, but this is a reality for millions of people across the globe. But it doesn't have to be. With Zivoe, your stablecoins can help real people.
Join us on July 31st for our
#ITO
, and together, let's help end predatory lending!
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Earn Up To 22% APR From Real-World Consumer Loans!
You heard that right! Zivoe is connecting DeFi users to consumer credit opportunities in the real world.
Join us July 31st for our Initial Tranche Offering to start earning yield and collecting airdrop points!
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🤔 We believe that high-interest lending should come to an end.
Our mission? Disrupt high-interest lending and promote financial inclusivity.
Join our Q2 Initial Tranche Offering (ITO) to contribute liquidity and earn governance tokens through an exclusive airdrop.
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We're bridging the gap between TradFi and DeFi. How? 🤔
By connecting on-chain liquidity to real-world borrowers to expand fair credit access.
We envision a world without predatory high-interest lending. Join our mission at Zivoe.
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🌟 We're focused on connecting TradFi and DeFi to promote financial inclusivity.
How are we doing this?
By connecting on-chain liquidity with real-world borrowers to help fund more affordable loan options and offer yield secured by real-world assets to liquidity providers.
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📊 Consumer loans at 3-digit APRs are impacting millions of the US population.
@thorabbasi
, on our space with
@RwaWorld
, discusses the predatory nature of high-interest consumer loans.
Zivoe is here to provide an alternative source of finance through DeFi solutions.
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🔥 Predatory high-interest consumer lending impacts millions of people globally.
Our mission is to revolutionize the consumer lending landscape through DeFi solutions.
This ultimately provides an option that previously did not exist.
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Not everyone is aware of the issues either the High-Interest Loan market, that’s why we are here to help 🚀
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Disclaimer: For non-U.S. persons and U.S. accredited investors only. Providing liquidity involves risks, including the loss of principal. Please review the terms and conditions.
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High-interest lending can have significant impacts on millions of individuals worldwide.
By supporting ethically aware credit providers,
@ZivoeFinance
can help facilitate access to more affordable credit.
Join our mission to disrupt high-interest consumer lending 🤝
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We're building the bridge between TradFi & DeFi 🤝
Not only are we looking to help provide credit to TradFi users, but we're also offering yield opportunities to on-chain liquidity providers.
Join us in disrupting high-interest consumer lending through DeFi solutions at Zivoe.
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Zivoe is the bridge between TradFi and DeFi 🌉
By linking on-chain liquidity with real-world borrowers, we aim to help facilitate access to more affordable consumer credit.
Join us at Zivoe in promoting financial inclusivity for all 🚀
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👀 Our vision? A world without high-interest predatory consumer loans.
Share the same vision as us?
Join our community and be a part of the initiative to achieve financial inclusivity for all 🫂
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Did you know that a household's access to credit largely shapes their economic opportunities? 🏡
With many lacking access to standard-rate credit, this can have detrimental impacts.
That's why we're focused on democratizing access to credit, discover how we're doing this using
1
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🔊 Don't miss out on the discussion in our Discord!
Join the Zivoe community and be a part of our mission towards financial inclusivity.
We hope to see you there!
Join here:
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🔎 More than 90 million US adults are underserved financially.
This is why we built Zivoe - here is the solution we are providing:
We aim to leverage on-chain liquidity to help make access to credit more inclusive.
Join our mission at Zivoe in achieving financial inclusivity!
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We've surpassed $2.6 million in ITO deposits! Join the Zivoenaut community today to earn up to 22% APR on your stablecoins and receive a ZVE airdrop when you provide liquidity during the ITO!
Credit to Zivoenaut
@NGowda22
for the video!
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🎙 Join our space for an exciting discussion on Regulation and Positive Changes with DeFi with
@theblondebroker
!
🗓️ 21st Feb, 1 PM EST
We hope to see you there!
Join here:
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To improve society, you need to make a real-world impact.
That's why we're determined to bring RWAs to crypto, which in turn will help promote financial inclusivity globally.
Discover how we're using DeFi solutions to make positive changes within society 🫂
3
1
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Access to credit is being democratized by
@ZivoeFinance
.
By supporting ethically aware consumer credit providers,
@ZivoeFinance
can make lending fair and inclusive for everyone.
Join us in disrupting high-interest consumer lending.
2
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🔎 Discover the 2 different tranche tokens at Zivoe.
In a space with
@WOLF_Financial
, we discuss how these tranches act as a mechanism to lock up capital whilst also providing you liquidity for these tokens.
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Zivoe is looking to revolutionize the consumer lending landscape globally 🌐
High-interest lending is the only option of finance for many. Zivoe is here to change that.
We connect on-chain liquidity with real-borrowers to expand access to more affordable credit.
0
1
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🎙️ Join our space for an exciting discussion on Real-World Assets (
#RWAs
) in Diversified Portfolios with
@theblondebroker
!
Special Guests:
@ScottFooMusic
@Luke360
@action_ceo
🗓️ March 27th, 1PM EST
Set your reminders below – we hope to see you there!
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Don't forget to enter our Meme Competition ━ $100 in prizes to be won!
🏆 1st place will receive $50, 2nd place will receive $30, and 3rd place will receive $20!
Submit your memes in our Discord to enter! 👇
📣
@ZivoeFinance
Meme Competition: Prizes up for grabs!
We're giving away prizes to 3 people who create the best meme related to
@ZivoeFinance
.
Head to the Announcements channel in our Discord to find more information on how to participate!
🔗
The
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It's been less than 3 weeks and we've already surpassed $5M in TVL 🥳
That means you have just 9 DAYS LEFT to secure $ZVE points before the airdrop👇🏽
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Worldwide, millions of adults are underserved financially.
By leveraging on-chain liquidity,
@ZivoeFinance
aims to help promote greater access to more affordable credit.
More affordable credit can have positive impacts on the econonmic opportunities of many households 🌐
2
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🎙 Join our space for a thrilling discussion on The Truth about Real World Assets (RWAs) with
@theblondebroker
!
Special guest:
@action_ceo
🗓 14th Feb, 1 PM EST
We hope to see you there!
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Don't miss out! Tune in in 1 hour to learn more about how you can earn yield on-chain derived from consumer loans with Zivoe.
Clear your calendars for a pro-level workshop on yield farming,
#RWA
style!
Superstars
@agridexplatform
,
@anzenfinance
,
@ZivoeProtocol
,
@TheVondas
will be on the LandX stage Tuesday, July 15th at 7:30pm CET.
All
#DeFi
degens welcome!
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We're committed to democratizing credit access, making it accessible to everyone 🌐
Through our support for lenders, we're fostering fairness and inclusivity in the lending industry.
Discover how we're disrupting predatory lending practices by fostering a community that
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Say goodbye to high-interest consumer loans 👋
By bridging together TradFi and DeFi,
@ZivoeFinance
is democratizing access to affordable credit.
This approach helps improve credit access for TradFi users.
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We're thrilled to have recently completed an audit with
@rv_inc
.
@thorabbasi
talks about how, before launching,
@ZivoeFinance
will conduct a second audit underscoring the commitment of the team to the safety and security of the protocol.
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Real-time analytics on off-chain loans ⏰
@ZivoeFinance
is working on implementing a feature post-launch that will allow users to track real-time analytics on loans that are off-chain.
Soon, you will be able to gather insights to loan statuses on our dApp dashboard 🚀
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