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Sanjay Yadav
@SanjayY38289627
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14 years of experience, I help individual & agent’s navigate the complexities of insurance to find the most suitable solutions—no obligation, just expert advice
Mumbai
Joined September 2024
@smc_insurance Yes , Important that it should protect all insured not just senior citizens .. but still something is better than nothing
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@star_orm How much patient do you expect from anyone , On 2nd December details sent By emails , x and head office by Courier you take more than 2 months to settle the claim and planning to raise 65% in a week ?
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3. Inclusivity for Severe Medical Conditions Non-Discrimination Policy: The new IRDA guidelines prohibit insurers from denying coverage to individuals with severe conditions such as heart disease, cancer, renal failure, and AIDS, subject to the final terms and conditions set by the underwriters and specific policy guidelines. Coverage may still be influenced by individual underwriting criteria and waiting periods. Broader Coverage: Ensures high-risk individuals have the necessary health insurance protection.
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✍️ ABC - Education On Insurance - How to follow up with insurers for claim. Last month- January We helped two person on claim settlement where in Cardiac Arrest claim amount was 4Lakh + and policy was just 3 to 4 month. But with the knowledge, experience and our expertise. We got the claim 100% paid by Insurer. Where in such cases get denied or put in long investigation.
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