Philip Mulder
@Philipcheesy1
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Economist studying insurance, real estate, and climate finance Views are my own
Madison, WI
Joined August 2017
Excited to have this new working paper out (with fantabulous coauthors) on why so many homeowners are underinsured! See Tony’s thread for a great summary
🚨 New working paper! 🦶 "Coverage neglect in homeowners insurance" with @EmilyAGallaghe1 and @Philipcheesy1 Link: We study the problem of why people underinsure against total losses, a pressing issue as climate events make these more common.
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Great handbook chapter on an increasingly important topic!
Carolyn Kousky and I have a forthcoming chapter, “Household Financial Resilience after Severe Climate Events: The Role of Insurance” in the Handbook of Insurance. Here is a working paper version: a short 🧵, 1/4
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RT @MurphyWoodhouse: For the cliff notes version on @Key_Z_E and @Philipcheesy1's fascinating insurance premium paper, here you go! If you'…
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RT @MurphyWoodhouse: I'm reporting on a very interesting paper from @Philipcheesy1 and @Key_Z_E, who built a massive dataset of insurance p…
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RT @Key_Z_E: Excited to see my work with @Philipcheesy1 featured in @nytimes today! What’s going on in homeowners insurance markets and wh…
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RT @nberpubs: New property insurance data reveal higher premiums in disaster-prone areas and a stronger relationship between premiums and d…
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Excited to circulate and get feedback on this work in progress! We have plans in the works for multiple projects that use this new approach to measuring the cost of homeowners insurance. Reach out with thoughts or questions!
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