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Kunal Vaidya
@MrMarket99
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Banker๐ฆ | Index Investor๐น | NISM Certified๐ | Badminton Devotee๐ธโฅ | Sharing everything Iโm learning- Finance, Psychology, and Life Lessons ๐
Joined May 2011
@ImperatorEcho 5. Travel 1st AC by train or atleast 2nd AC. 6. Change your locality, if it is full of Chhapris. 7. Buy Good clothes, not Local ones. 8. Always deal with a manager, not associates. Most of them are untrained and unprofessional.
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@Nithya_Shrii Materialistic possessions give short term happiness. A new iphone bought on EMI keeps you excited for few days. But its EMIs keep you alert for months.
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๐ป๐๐ค ๐ก๐ ๐๐๐๐ ๐๐ข๐๐ ๐๐๐ข ๐๐๐ฃ๐๐ ๐๐๐๐๐ฆ ๐ด๐๐๐ข๐ก ๐
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ด๐ ๐ด๐๐๐๐. โ
Earn more than you spend. โ
Invest more than you save. โ
Live below your means, but not below your dreams. Financial peace is built with small, smart decisions.
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RT @Nithya_Shrii: When you speak, always try to say as little as possible. The more you speak, the more likely you are to say something fooโฆ
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RT @contrarianEPS: If you value a stock correctly, you don't need a stop loss, loss will be stopped automatically
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RT @Nithya_Shrii: The man you will become in 5 years depends on: The books you read The foods you eat The habits you build The friends youโฆ
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@ThetaVegaCap - I hate their Formal Wears fitting. Also there's not much option available. - Their lounge wear become dull after some wash. - The T-Shirts don't seem to be of pure cotton. - Same goes with Socks. They seem to be of low quality cotton material.
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๐ฎโโ๏ธ My friend in Police earns โน36K/month. I helped him start ๐
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ถ: โ โน5K SIP in Nifty 50 Index Fund ๐ โ โน7K RD for safety ๐ฐ Asked him to stay invested for atleast 15 years. Told him to strictly follow 2 simple rules and he did: โฑ Donโt check portfolio too often ๐ซ๐ โฑ No stock tips or comparisons โ๐ฌ ๐ฏ ๐ช๐ต๐ฎ๐ ๐ต๐ฎ๐ฝ๐ฝ๐ฒ๐ป๐ฒ๐ฑ ๐ถ๐ป ๐ฎ ๐๐ฒ๐ฎ๐ฟ๐? โ
โน1.6L+ accumulated effortlessly! ๐ โ
He is Excited to increase SIP to โน8K ๐๐ช Never suggested him to Invest in PPF.
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๐๐จ๐ฎ๐ซ ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐ฎ๐๐๐๐ฌ๐ฌ = ๐๐จ๐ซ๐ข๐ง๐ , ๐๐๐ฉ๐๐๐ญ๐๐ ๐๐๐ญ๐ข๐จ๐ง๐ฌ โ SIP every month.๐ฑ โ Ignore market noise.๐ฃ โ Increase investments with every raise.๐น Itโs not exciting, but it works. Wealth is built in silence.
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๐๐ณ ๐ฌ๐ผ๐ ๐๐ผ๐๐ ๐ฌ๐ผ๐๐ฟ ๐๐ผ๐ฏ ๐ง๐ผ๐บ๐ผ๐ฟ๐ฟ๐ผ๐... Whatโs Next? ๐๐ ๐ฒ๐จ๐ฎ๐ซ ๐๐ง๐ฌ๐ฐ๐๐ซ ๐ข๐ฌ๐งโ๐ญ: โ
"Iโll be fine for a year." โ
"My investments will cover me." Then youโre not in control of your money, your Job is.
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Yes... We get Peace of Mind, which is underrated. Term Insurance is a pure Insurance product. It provides large cover on small premium. Do we ask for any returns on our bike/car insurance!!! Instead we try to get the greatest IDV value for it. Note- Never mix insurance with investments. Always buy them seperately.
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A 5-year return comparison of ๐
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ธ Cap Equity Funds ๐ฅ (Source: ๐โ๐ ๐ธ๐๐๐๐๐๐๐ ๐๐๐๐๐ ๐๐๐๐๐กโ) ๐ ๐ง๐ผ๐ฝ ๐ฃ๐ฒ๐ฟ๐ณ๐ผ๐ฟ๐บ๐ฒ๐ฟ๐ (๐๐ฒ๐ฎ๐ฑ๐ฒ๐ฟ๐): โ Quant Flexi Cap Fund - 28.81% ๐ โ Parag Parikh Flexi Cap Fund - 23.68% ๐ โ ICICI Prudential Focused Equity Fund - 22.22% ๐ฅ โ JM Flexicap Fund - 21.88% ๐ โ HDFC Flexi Cap Fund - 21.77%๐ฐ โ ๏ธ ๐จ๐ป๐ฑ๐ฒ๐ฟ๐ฝ๐ฒ๐ฟ๐ณ๐ผ๐ฟ๐บ๐ฒ๐ฟ๐ (๐๐ฎ๐ด๐ด๐ฎ๐ฟ๐ฑ๐): โ Axis Focused Fund - 9.78% โ โ Motilal Oswal Focused Fund - 10.53% ๐ โ ABSL Bal Bhavishya Yojna - 10.59% โ ๏ธ โ ABSL Retirement Fund - The 30s Plan - 11.12% ๐ป โ LIC MF Children's Fund - 11.63% ๐ ๐ณ๐๐๐๐๐? ๐ค Not all Flexi Cap funds perform equally! Choosing the right fund makes all the difference ๐ก
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RT @DearS_o_n: A fat woman will be loved. A poor woman will be loved. A jobless woman will be loved. But a fat, poor, jobless man? Neโฆ
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@RajkumarPR8 That's why there are Mutual Funds... Individual stock picking is never advised unless you are a whole time professional investor. SIP in the right fund for the long term Creates Wealth. Staying Awayy from Equity is a Mistake.
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RT @MrMarket99: Index funds are praised as the Best! But what exactly are they, and why? ๐ค Hereโs the answer: A Thread: ๐งต
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