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Kunal Vaidya Profile
Kunal Vaidya

@MrMarket99

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Banker๐Ÿฆ | Index Investor๐Ÿ’น | NISM Certified๐Ÿ“ƒ | Badminton Devotee๐Ÿธโ™ฅ | Sharing everything Iโ€™m learning- Finance, Psychology, and Life Lessons ๐Ÿ“–

Joined May 2011
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@MrMarket99
Kunal Vaidya
5 days
@ImperatorEcho 5. Travel 1st AC by train or atleast 2nd AC. 6. Change your locality, if it is full of Chhapris. 7. Buy Good clothes, not Local ones. 8. Always deal with a manager, not associates. Most of them are untrained and unprofessional.
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@MrMarket99
Kunal Vaidya
16 hours
@Nithya_Shrii Materialistic possessions give short term happiness. A new iphone bought on EMI keeps you excited for few days. But its EMIs keep you alert for months.
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@MrMarket99
Kunal Vaidya
16 hours
RT @Nithya_Shrii: Fact:
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@MrMarket99
Kunal Vaidya
18 hours
๐ป๐‘œ๐‘ค ๐‘ก๐‘œ ๐‘€๐‘Ž๐‘˜๐‘’ ๐‘†๐‘ข๐‘Ÿ๐‘’ ๐‘Œ๐‘œ๐‘ข ๐‘๐‘’๐‘ฃ๐‘’๐‘Ÿ ๐‘Š๐‘œ๐‘Ÿ๐‘Ÿ๐‘ฆ ๐ด๐‘๐‘œ๐‘ข๐‘ก ๐Ÿ…ผ๐Ÿ…พ๐Ÿ…ฝ๐Ÿ…ด๐Ÿ†ˆ ๐ด๐‘”๐‘Ž๐‘–๐‘›. โœ… Earn more than you spend. โœ… Invest more than you save. โœ… Live below your means, but not below your dreams. Financial peace is built with small, smart decisions.
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@MrMarket99
Kunal Vaidya
19 hours
Donโ€™t Save Just for an ๐”ผ๐•ž๐•–๐•ฃ๐•˜๐•–๐•Ÿ๐•”๐•ช ๐”ฝ๐•ฆ๐•Ÿ๐••!!๐Ÿฅ Save for This Too- โœ” Career breaks ๐Ÿ–๏ธ โœ” Family responsibilities ๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ฆ โœ” Investment opportunities ๐Ÿ’น Savings arenโ€™t just for bad days.
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@MrMarket99
Kunal Vaidya
1 day
More salary wonโ€™t fix bad habits.๐Ÿšง
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@MrMarket99
Kunal Vaidya
1 day
RT @Nithya_Shrii: When you speak, always try to say as little as possible. The more you speak, the more likely you are to say something fooโ€ฆ
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@MrMarket99
Kunal Vaidya
3 days
RT @contrarianEPS: If you value a stock correctly, you don't need a stop loss, loss will be stopped automatically
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@MrMarket99
Kunal Vaidya
3 days
RT @Nithya_Shrii: The man you will become in 5 years depends on: The books you read The foods you eat The habits you build The friends youโ€ฆ
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@MrMarket99
Kunal Vaidya
3 days
RT @Nithya_Shrii: Being drunk is like borrowing happiness from tomorrow.
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@MrMarket99
Kunal Vaidya
3 days
@ThetaVegaCap - I hate their Formal Wears fitting. Also there's not much option available. - Their lounge wear become dull after some wash. - The T-Shirts don't seem to be of pure cotton. - Same goes with Socks. They seem to be of low quality cotton material.
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@MrMarket99
Kunal Vaidya
3 days
๐Ÿ‘ฎโ€โ™‚๏ธ My friend in Police earns โ‚น36K/month. I helped him start ๐Ÿ…ธ๐Ÿ…ฝ๐Ÿ†…๐Ÿ…ด๐Ÿ†‚๐Ÿ†ƒ๐Ÿ…ธ๐Ÿ…ฝ๐Ÿ…ถ: โ— โ‚น5K SIP in Nifty 50 Index Fund ๐Ÿ“ˆ โ— โ‚น7K RD for safety ๐Ÿ’ฐ Asked him to stay invested for atleast 15 years. Told him to strictly follow 2 simple rules and he did: โžฑ Donโ€™t check portfolio too often ๐Ÿšซ๐Ÿ“Š โžฑ No stock tips or comparisons โŒ๐Ÿ’ฌ ๐ŸŽฏ ๐—ช๐—ต๐—ฎ๐˜ ๐—ต๐—ฎ๐—ฝ๐—ฝ๐—ฒ๐—ป๐—ฒ๐—ฑ ๐—ถ๐—ป ๐Ÿฎ ๐˜†๐—ฒ๐—ฎ๐—ฟ๐˜€? โœ… โ‚น1.6L+ accumulated effortlessly! ๐Ÿš€ โœ… He is Excited to increase SIP to โ‚น8K ๐Ÿ”„๐Ÿ’ช Never suggested him to Invest in PPF.
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@MrMarket99
Kunal Vaidya
3 days
Stop Googling "๐‘ฉ๐’†๐’”๐’• ๐‘ด๐’–๐’•๐’–๐’‚๐’ ๐‘ญ๐’–๐’๐’…๐’”". Do This Instead โœ… Pick a simple ๐Ÿ…ธ๐Ÿ…ฝ๐Ÿ…ณ๐Ÿ…ด๐Ÿ†‡ fund ๐Ÿ“ˆ โœ… Invest consistently for 10+ years โณ โœ… Focus on holding, not timing ๐Ÿš€ The best fund is the one you stick with.
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@MrMarket99
Kunal Vaidya
3 days
๐˜๐จ๐ฎ๐ซ ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐’๐ฎ๐œ๐œ๐ž๐ฌ๐ฌ = ๐๐จ๐ซ๐ข๐ง๐ , ๐‘๐ž๐ฉ๐ž๐š๐ญ๐ž๐ ๐€๐œ๐ญ๐ข๐จ๐ง๐ฌ โœ” SIP every month.๐ŸŒฑ โœ” Ignore market noise.๐Ÿ“ฃ โœ” Increase investments with every raise.๐Ÿ’น Itโ€™s not exciting, but it works. Wealth is built in silence.
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@MrMarket99
Kunal Vaidya
3 days
๐—œ๐—ณ ๐—ฌ๐—ผ๐˜‚ ๐—Ÿ๐—ผ๐˜€๐˜ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—๐—ผ๐—ฏ ๐—ง๐—ผ๐—บ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„... Whatโ€™s Next? ๐ˆ๐Ÿ ๐ฒ๐จ๐ฎ๐ซ ๐š๐ง๐ฌ๐ฐ๐ž๐ซ ๐ข๐ฌ๐งโ€™๐ญ: โœ… "Iโ€™ll be fine for a year." โœ… "My investments will cover me." Then youโ€™re not in control of your money, your Job is.
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@MrMarket99
Kunal Vaidya
4 days
Yes... We get Peace of Mind, which is underrated. Term Insurance is a pure Insurance product. It provides large cover on small premium. Do we ask for any returns on our bike/car insurance!!! Instead we try to get the greatest IDV value for it. Note- Never mix insurance with investments. Always buy them seperately.
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@MrMarket99
Kunal Vaidya
5 days
A 5-year return comparison of ๐Ÿ…ต๐Ÿ…ป๐Ÿ…ด๐Ÿ†‡๐Ÿ…ธ Cap Equity Funds ๐Ÿ”ฅ (Source: ๐‘‡โ„Ž๐‘’ ๐ธ๐‘๐‘œ๐‘›๐‘œ๐‘š๐‘–๐‘ ๐‘‡๐‘–๐‘š๐‘’๐‘  ๐‘Š๐‘’๐‘Ž๐‘™๐‘กโ„Ž) ๐Ÿ† ๐—ง๐—ผ๐—ฝ ๐—ฃ๐—ฒ๐—ฟ๐—ณ๐—ผ๐—ฟ๐—บ๐—ฒ๐—ฟ๐˜€ (๐—Ÿ๐—ฒ๐—ฎ๐—ฑ๐—ฒ๐—ฟ๐˜€): โ— Quant Flexi Cap Fund - 28.81% ๐Ÿ“ˆ โ— Parag Parikh Flexi Cap Fund - 23.68% ๐ŸŒŸ โ— ICICI Prudential Focused Equity Fund - 22.22% ๐Ÿ”ฅ โ— JM Flexicap Fund - 21.88% ๐Ÿ“Š โ— HDFC Flexi Cap Fund - 21.77%๐Ÿ’ฐ โš ๏ธ ๐—จ๐—ป๐—ฑ๐—ฒ๐—ฟ๐—ฝ๐—ฒ๐—ฟ๐—ณ๐—ผ๐—ฟ๐—บ๐—ฒ๐—ฟ๐˜€ (๐—Ÿ๐—ฎ๐—ด๐—ด๐—ฎ๐—ฟ๐—ฑ๐˜€): โ— Axis Focused Fund - 9.78% โŒ โ— Motilal Oswal Focused Fund - 10.53% ๐Ÿ›‘ โ— ABSL Bal Bhavishya Yojna - 10.59% โš ๏ธ โ— ABSL Retirement Fund - The 30s Plan - 11.12% ๐Ÿ”ป โ— LIC MF Children's Fund - 11.63% ๐Ÿ“‰ ๐‘ณ๐’†๐’”๐’”๐’๐’? ๐Ÿค” Not all Flexi Cap funds perform equally! Choosing the right fund makes all the difference ๐Ÿ’ก
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@MrMarket99
Kunal Vaidya
5 days
RT @DearS_o_n: A fat woman will be loved. A poor woman will be loved. A jobless woman will be loved. But a fat, poor, jobless man? Neโ€ฆ
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@MrMarket99
Kunal Vaidya
5 days
RT @AKTKbasics: ๐Ÿคฃ๐Ÿคฃ๐Ÿคฃ
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@MrMarket99
Kunal Vaidya
5 days
@RajkumarPR8 That's why there are Mutual Funds... Individual stock picking is never advised unless you are a whole time professional investor. SIP in the right fund for the long term Creates Wealth. Staying Awayy from Equity is a Mistake.
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@MrMarket99
Kunal Vaidya
5 days
RT @MrMarket99: Index funds are praised as the Best! But what exactly are they, and why? ๐Ÿค” Hereโ€™s the answer: A Thread: ๐Ÿงต
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