LiquidOps | Lending & borrowing on AO
@Liquid_Ops
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Join testnet at https://t.co/dY78CaBnN5!
https://dsc.gg/LiquidOps
Joined May 2024
1/6 LiquidOps testnet launch! 🚀. We're thrilled to announce the official launch of LiquidOps' testnet on . ⚡This marks a significant milestone in bringing decentralised finance capabilities natively to the AO and Arweave ecosystem.
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🧵1/7 Announcing our $325k pre-seed fundraise!. LiquidOps is a lending and borrowing protocol built on @ArweaveEco and @aoTheComputer, where lenders can earn yield on tokens and enable borrowers to use that liquidity in various DeFi products.
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We just hit $40m+ in user-controlled assets with 1,619 waitlist signups 🥳, join LiquidOps' waitlist at
Tripled numbers in just 2 days! 🔥 👀, join our lending protocols waitlist at !. Now with ETH/USDC support via Wallet Connect!
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👉 is now 1/4 🧵 New name, new look, same mission 👀✨
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We just hit $10m with 1k users on our waitlist at ! 🥳 . Stay tuned for an exciting announcement next week 👀
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Tripled numbers in just 2 days! 🔥 👀, join our lending protocols waitlist at !. Now with ETH/USDC support via Wallet Connect!
100 waitlist signups 🥳👀, join our lending protocols waitlist leaderboard at !
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➡️ now redirects to Thank you to everyone who signed up!. No more protocol waitlist means. 🔜🤫.
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1/5 🧵👇With the development of new platforms blockchain technology continues to evolve, becoming more and more fast and efficient. AO is one of these platforms, created to improve blockchain performance.🚀. 🔎Let’s look into what AO does, the assets in its system, and the key
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1/5 How does LiquidOps enable decentralised leverage in the Arweave and AO ecosystem?🧵👇
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1/10 How Liquidations Work in Overcollateralized Lending Protocols, what are they, how do they work, and why are they important? 🧵👇
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➡️ Hop in our new Discord . Over 100 members, you are still early 👀🪄
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$50M with 1,720 waitlist signups 🎉. Join at
We just hit $40m+ in user-controlled assets with 1,619 waitlist signups 🥳, join LiquidOps' waitlist at
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🧵 1/7 Earning yield is a great way to grow your assets passively while also contributing to the growth and stability of the Arweave and AO ecosystem. Let’s break down how it works and all the ways to do it right now in the ecosystem! 👇
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Learn more about @martonlederer, our Co-Founder & CTO 👇.
Marton Lederer is an Arweave Architect:. • Built ArConnect at age 17.• Co-founded LiquidOps.• Made permaweb saving as easy as printing. 🧵 Keep reading for @martonlederer’s story.
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2/7 Our fundraise was also covered in the International Business Times
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🌊✨.
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stETH? Hm. I wonder.
A new era has begun. Over $100,000,000 of $stETH has been deposited into AO.
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Thank you @onlyarweave, this is a great thread on LiquidOps! 👇.
Whether you need instant liquidity or want interest on your assets, @Liquid_Ops has you covered on AO. With over 1.6K wallets and $40M on the waitlist, this is an @aothecomputer potential powerhouse in the making. NFA!. 🧵 Let's see how LiquidOps plans to ignite DeFi on AO.
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🧵1/8 Yield farming with lending protocols allows users to earn rewards by providing liquidity to DeFi platforms. Let's break down how it works exactly!👇
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LiquidOps Co-Founder & CTO @martonlederer on previously founding @arconnectio and working with @aoTheComputer before it had a name!
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3/7 Fresh look on 🍃. LiquidOps is a permanent decentralised protocol to which anyone from anywhere can contribute. Liquid Labs is its first contributor. Co-Founded by @lorimer_jenkins and @martonlederer. Something very exciting is coming to the
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.@Lorimer_Jenkins breaks down first coming up with LiquidOps and working with @martonlederer at @CommunityLabs. Building projects @arconnectio & @KeysArentSimple alongside the @AstroUSD team!
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5/7 We are excited to be supported by our amazing investors @john_scianna, @Ubirajaru, @zacxbt, @maximlegg, @0xKadar, @aoTheVentures, @CommunityLabs and more! ⭐.
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5/5 Other important projects in the AO ecosystem include @aoaccorg's ArFleet, @OurBazAR, @arconnectio, @PerplexFi, @Permaswap and @ar_io_network's ArNS, which contribute to expanding the decentralized infrastructure. Did we miss any? Drop them below!💬👇. ⚡These projects are
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🧵1/6 How are lending protocol interest rates determined?. Interest rates on DeFi platforms like AAVE and Compound often fluctuate. Ever wondered why?. The answer can be found by looking at supply and demand. Let’s take a closer look at how it works! 👇
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100 waitlist signups 🥳👀, join our lending protocols waitlist leaderboard at !
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🔥🔥🔥.
$205m pre-bridged to @aoTheComputer in just 3 days. AO is now the 28th largest DeFi economy. TVL equal to Cardano. Larger than: zkSync, Fantom, Scroll, Algorand, Filecoin, ICP, and many more. Devs: Liquidity has arrived. Just build. 100% fair launch. 21m. 4 year halving.
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6/7 ➡️Get involved with LiquidOps ⬅️. - Join our Discord at - Sign up to our waitlist at
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👐👐👐.
🚀 Thrilled to announce that 🔥 #OperationLiquidity👏 by @OpLiquidity are now listed on Let's make some noise together 🎉 for “The 1st Decentralized Lending and Borrowing Protocol on ARweave AO" 🌐. 🔗 Explore, share and delivery #AO info on
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5/5 We're excited to reveal our oTokens for our upcoming testnet where you'll be able to mint oTokens for DAI, stETH, and qAR!
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🧵1/7 Lending pools and P2P (peer-to-peer) lending are both forms of decentralized lending and borrowing. Although they serve the same purpose, they are different in many ways. Let's compare them based on a few aspects!👇
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👇.
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🙏.
2/ 🌊 Seamless Liquidity Transfer. As AO’s ecosystem expands, the need for secure liquidity transfer between Arweave and AO has become crucial. Quantum bridges this gap, allowing $AR holders to leverage their assets across AO’s dApps, from lending platforms, such as @Liquid_Ops.
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7/7 This is the final post in this thread.
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4/4 ➡️ Interested in the project?. We are pitching in @aoTheVentures demo day on Friday the 12th of July, come say hi!.
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Stay tuned for more details on how to participate!
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3/5 By holding oTokens you start to earn interest in the underlying asset. They also serve as collateral when you borrow different tokens.
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2/5 oTokens are modelled after Compounds cTokens which stand for Compound Tokens. They function as a digital receipt of the tokens you deposit into lending and borrowing protocols like LiquidOps.
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2/4 📜 You can now join our waitlist from . Psst, we just hit over 1k users with $11m in user controlled assets 🥳.
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3/4 ✏️ Read our announcement blog at
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🔍3/7 Let’s look at all the ways to earn yield in the Arweave and AO ecosystem:. @autonomous_af’s Botega is a DEX within the Arweave ecosystem that offers decentralized finance (DeFi) tools. You can earn rewards through Botega, by providing liquidity, which means making your
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🤝.
Gm! Our friends at @OpLiquidity are bringing a lending and borrowing market to Arweave & AO. Make sure you follow & join the waiting list!.
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🔄5/6 But wouldn’t it be hard to keep up with these rapid changes?. That is why lending protocols use intelligent algorithms to adjust interest rates in real-time based on what’s being borrowed and deposited.
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4/5 The value of oTokens grows over time as interest accrues, automatically reflecting your earnings. For example, if you deposit 100 DAI, you'll receive oDAI tokens that gradually increase in value relative to regular DAI.
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3/10 Loans in the world of crypto.In crypto there are overcollateralized loans. Since you can’t put up your house, you have to give something up in case you get into debt.
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4/10 This can’t be something that holds the same value as your loan because of the rapid change of price differences between tokens, and also to safeguard the protocol.
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2/10 Traditional Loans.If you take out a loan for a house, the house itself will act as its own collateral. Now if you get into debt, the house itself can be seized to recover said debt.
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4/5 They would then sell the Arweave from the USDA swap once the price increases/decreases to their desired target.
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7/10 Liquidation in the context of overcollateralized lending protocols.When you take out a loan, the protocol will maintain the collateralisation ratio. If the value of the collateral falls significantly, the loan-to-collateral ratio increases.
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5/10 Overcollateralized Loans.This means that you pledge more collateral than the amount borrowed. For example, if it has a 200% collateralisation rate, then two times the value of the loan must be pledged as collateral.
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3/5 🔗Pre-bridged assets:. Bridging is the process of moving assets between blockchains, enabling them to work together.🔄. Pre-bridged assets are tokens that are designed to easily move across blockchains, allowing them to be used within many different platforms within the AO
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6/10 This rate is determined by a risk analysis, in LiquidOps case this is to be made on a case-by-case basis by a protocol governance vote. Collateral supplied to LiquidOps is locked, unless either you pay back your loan or the position is liquidated due to bad debt.
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💡2/7 What does it mean to earn yield?. Think of it as earning interest for your money, but instead of a bank, you do it on crypto platforms. In the context of decentralized finance (DeFi), yield is usually earned by contributing assets to protocols/platforms that put them to.
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8/10 To safeguard the protocol, a liquidation ratio is set, typically below the initial collateralization ratio, but above 100%. If the collateral value falls below this ratio, liquidation is triggered.
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5/7 The @aoTheComputer stETH Bridge:. The AO stETH Bridge is designed for people who hold stETH, a type of Ethereum token representing staked ETH. 🔒By depositing stETH into the AO bridge, it gets stored safely on Ethereum, while you earn daily rewards in AO tokens. The rewards
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4/5🔑Key Projects in the AO Ecosystem:. Liquidops: Our project, Liquidops is a decentralized lending and borrowing platform built for Arweave and AO assets. It allows users to earn interest and/or access liquidity by using their digital assets as collateral. Protocol Land:
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🔑4/6 The key factor behind all of this is the utilization rate. When the majority of the deposited funds are borrowed, the interest rate increases. When there are only a few borrowers, the interest rate decreases. 💧This ensures liquidity for both the borrowers and the
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3/5 For example, enabling leverage of the Arweave token with LiquidOps lending and borrowing:.First, a user would pledge collateral for a loan in Arweave, and then they would borrow a stablecoin, like @astrousd’s USDA. From the USDA loan, they would buy more Arweave tokens on a
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6/6 So next time rates change, you’ll know:. ↗️increased lending supply = 📉low interest rates. ↗️increased borrowing demand = 📈 high interest rates
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9/10 In the liquidation process, the protocol automatically sells a portion (or all) of your collateral to repay the loan. This often involves offering the collateral at a discount to buyers to acquire it.
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5/5 Once sold they would then pay back the initial USDA loan and profit from the difference between the extra exposure in the USDA/Arweave swap from the original loan enabling a greater exposure to the Arweave example due to LiquidOps!
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6/7 Use cases📚. P2P lending is ideal for customized loans where borrowers and lenders have specific preferences.📝. Lending pools, with their automated and scalable structure, are ideal for DeFi applications, such as trading, staking, and quick access to funds.🔄💧
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2/5 🔍What is AO?. AO is a decentralized execution layer designed for enhancing the stability and performance of blockchain applications. ⚡Unlike regular blockchains where memory is "shared" between Smart Contracts, AO avoids creating dependencies and uses a mechanism similar
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10/10 Liquidations are essential not only to protect the protocol, but to maintain the ecosystem's DeFi stability.
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🔁4/7 @Permaswap:. Permaswap is a decentralized exchange (DEX) for trading tokens. By providing tokens, you contribute to the exchange function by providing others the liquidity they need to trade. As a reward, you earn a share of the fees generated by these trades. As there is
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3/7 Parties involved👥. In P2P lending, both parties are actively involved in negotiating terms such as interest rates and repayment schedules.📊. Lending pools simplify this process – lenders contribute to the pool, and borrowers interact with the pool directly.
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2/5 One of the most widely used use cases of lending and borrowing protocols is decentralized leverage. Experienced DeFi traders frequently use this process; let’s break down how it works.
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3/8 💸Borrowers take loans by providing collateral, and pay interest on the loans they take. A portion of said interest is received by lenders, as a reward for supplying the liquidity.
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6/8 Some yield farmers use a “leveraged” strategy. They borrow against their deposited assets allowing them to reinvest that liquidity either within the same or another protocol.💼. This can increase potential yields, but it also comes with a higher risk liquidation if the value
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5/8 🎁Some protocols may offer additional rewards in the form of governance or native tokens. These tokens are often awarded to liquidity providers as a way to motivate them to keep participating in the protocol over time.
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4/7 Liquidity💧. P2P lending typically locks funds for the duration of the loan, making it less flexible.🔒🕒. Lending pools often provide greater liquidity, allowing lenders to withdraw or trade their positions, depending on the platform's design.💸
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7/7 LiquidOps utilizes the lending pool approach, ensuring flexibility and maximizing your earning potential. The protocol also aims to bring in as many advantages of lending as possible.🤝🌟
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2/8 First, lenders deposit their assets into a lending pool. These assets are then available for borrowers to take loans against, providing liquidity for the protocol.🔄💧
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7/8 To avoid this, lenders and borrowers need to actively monitor their positions, particularly to maintain a healthy loan-to-value (LTV) ratio.🔍📊
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6/7 Holding @ArweaveEco AR to earn AO:. Another way to earn AO is simply holding AR tokens in your wallet. Doing this allows you to earn AO tokens automatically, like earning interest in a savings account. 📊You earn based on the number of AR tokens you hold. (Currently, for
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2/7 Mechanism⚙️. P2P lending allows one-on-one interactions directly between lenders and borrowers, usually through a platform that matches them with each other.🤝. Lending pools, on the other hand, collect funds from multiple lenders into a shared pool, allowing borrowers to
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💰2/6 When many people deposit an asset, the supply is high so interest rates are low to incentive borrowing. Lenders will also earn less since the protocol doesn’t need more deposits. 📉In simpler terms, when the token supply is high, the interest rate will decrease.
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4/8 🔑In exchange for providing liquidity, users receive interest-bearing tokens or liquidity tokens (e.g., oTokens in Liquidops, cTokens in Compound). These tokens represent the user's stake in the lending pool, and the interest accumulated over time is mirrored by their rising
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7/7 All of these options – Whether you’re holding AR, staking stETH, or using platforms like Botega and Permaswap – provide an easy way to grow your assets passively in the Arweave & AO ecosystems!. 💬 Did we miss any? Let us know!👇
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📈3/6 So, what causes the interest rates to increase?. When everyone wants to borrow an asset, it becomes scarce (the supply becomes limited). To make borrowing more expensive, the protocol raises the interest rate. This encourages more people to lend, increasing supply.
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5/7 Fees💵. P2P platforms may charge fees for connecting borrowers with lenders and for managing loans.🔗. Lending pools typically use automation to simplify operations, which can help reduce costs (platform fees might still apply).📉
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