Leaseholder Action
@Leaseholderhelp
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Recover hidden insurance commissions. Join our no win, no fee claim to reclaim unlawful charges. Empowering leaseholders to fight back. #LeaseholderAction
United Kingdom
Joined March 2024
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If you’ve been charged building insurance premiums for a flat in England or Wales since 1997, join
@VelitorLaw
legal action to recover secret commissions. Sign up at
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Landlords are under fire as calls grow for them to disclose millions in "secret commissions" from building insurance arrangements. Solicitor
@LiamSpender
, who uncovered these hidden fees in his own service charges, is leading the charge for transparency.
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Millions of leaseholders have been paying hidden insurance commissions. Velitor law firm, backed by Balance Legal Capital LLP, is launching a no win, no fee claim to recover these unlawful charges.
Visit to join the fight.
#LeaseholdClaim
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The new claim will be pursued in the High Court on behalf of leaseholders who opt-in, and will seek to reclaim the hidden commissions, any resultant increase in Insurance Premium Tax, and interest going back at least six years.
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"Unable to sell her flat, spending nearly £6,000 a year on higher insurance and service charges." The Guardian
This is not just about reclaiming overcharges, this is about change. Find out more:
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Freeholders are facing a class action from leaseholders over claims that they have pocketed up to £480m in secret commissions for building insurance.
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Millions of
#leaseholders
are unknowingly paying hidden insurance commissions on their flats? If the RTM or RMC sign up, everyone in the building will become a part of the claim.
@LiamSpender
from
@VelitorLaw
recently discussed the claim on
@BBC
Breakfast and Radio 4.
Watch
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An estimated 900,000 leasehold flats owned by the largest freeholders across England and Wales may have been affected, according to the law firm,
@VelitorLaw
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@LiamSpender
, Head of Real Estate Litigation at
@VelitorLaw
, discusses on
@BBCBreakfast
how millions of leaseholders in England & Wales have unknowingly paid secret insurance commissions.
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The class action, launched by a City lawyer and leaseholder,
@LiamSpender
, is backed by law firm Velitor, which has secured funding for the no win, no fee claims from Balance Legal Capital LLP.
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"The plight of leaseholders and their unlawful treatment by some freeholders is nothing short of a national scandal." says
@LiamSpender
@velitorlaw
Join the group claim to recover hidden insurance commissions:
#Leaseholder
#Action
#Claim
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Did you know? Between 2019 and 2022, leasehold homeowners paid £1.6 billion in insurance premiums, with hidden commissions averaging 30%.
@LiamSpender
with
@VelitorLaw
is here to help you reclaim what’s yours.
Learn more at
#LeaseholdClaim
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'The plight of leaseholders and their unconscionable and unlawful treatment by some freeholders is nothing short of a national scandal,’ says leading solicitor.
@LiamSpender
@InsuranceTimes_
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27
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“This legal action will be a significant step for all Leaseholders”
@insidehousing
@VelitorLaw
There is strength in numbers. We encourage all Flat Leaseholders to join. If the RTM or RMC register, then the whole building will be included:
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A 2024 Financial Conduct Authority report revealed that leaseholders paid £1.6 billion in insurance premiums between 2019 and 2022, with hidden commissions averaging 30%.
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The claim will seek to reclaim the hidden commissions, any resultant increase in Insurance Premium Tax and interest going back at least six years.
@VelitorLaw
hopes this six-year period could be extended, if the High Court agrees.
2
25
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Freeholders face claims for millions in “national scandal” of hidden commissions on buildings - via
@IntermediaryUK
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Leaseholders sue over ‘scandalous’ mystery insurance fees taken by freeholders and worth thousands of pounds.
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Did you know your management company might be unaware of hidden commissions in charges? If they investigate, your whole building could qualify for a refund.
Take the first step toward reclaiming what is yours. Sign up now:
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Freeholders have been charging hidden commissions on insurance premiums. If you have paid insurance on a leasehold flat in England or Wales since 1997, learn more and join. Velitor Law aims to reclaim between £1,500 and £3,500 per Leaseholder.
1
36
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Millions of leaseholders have been paying hidden insurance commissions.
@VelitorLaw
is launching a no win, no fee claim to recover these unlawful charges.
Join here:
#LeaseholdClaim
@LiamSpender
0
22
33
Secret commissions on insurance are set to become unlawful under the Leasehold and Freehold Reform Act 2024. Join us now to reclaim overcharges since 1997. If the residential management company is the one to register, the whole building could be included.
3
25
32
Brokers and freeholders to face lawsuit over insurance commission.
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"It is like putting a vampire in charge of a blood bank. There is nothing stopping them taking what they want. This is institutionalised. The practice of adding something for themselves onto the cost of the insurance." BBC
Leaseholders Share your story here. Be heard.
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Millions of leaseholders have been unknowingly paying hidden insurance commissions. Velitor law firm, backed by
Balance Legal Capital LLP, is launching a no win, no fee claim
to recover these unlawful charges.
Register here:
2
25
30
Freeholders face claims for millions in “national scandal” of hidden commissions on buildings.
@IntermediaryUK
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30
Please bookmark the Leaseholder Action news page to stay up to date with the case.
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Flat Leaseholders join Velitor law now to reclaim your overcharges since 1997. Plus, if the residential management company is the one to register, the whole building could be included.
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"It is disgraceful that, while residents dealt with unsafe cladding, insurance brokers and freeholders split hidden commissions," says Giles Grover.
If you’ve paid building insurance on a leasehold flat in England or Wales since 1997, join the fight to reclaim your money.
1
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Attention leaseholders. Have you been overcharged on your building insurance? If you’ve paid for a leasehold flat in England or Wales since 1997, Velitor law is here to help you reclaim hidden commissions.
Register here:
0
20
21
Leaseholders have you checked if your property management team knows about the concealed commissions in your building’s insurance? If they take action, your entire building could be included in a refund of the overcharges.
Sign up now:
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12
21
Leaseholders who have unwittingly paid secret insurance commissions to the owners of their freeholds are getting a chance to recover some of their money.
2
16
20
@BBCRadio4
, host Justin Webb dives into the topic affecting millions of leaseholders, with
@LiamSpender
Head of Real Estate Litigation at
@VelitorLaw
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@VelitorLaw
, supported by Balance Legal Capital LLP,
is helping leaseholders recover millions in hidden insurance commissions. If you own or have owned a leasehold flat in England and Wales since 1997, do not miss this opportunity to join.
0
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Leaseholders across England and Wales, it’s time to take action.
If you paid building insurance since 1997,
@VelitorLaw
is launching
a group claim to recover unlawful hidden commissions. Plus If the RTM or RMC register, the whole building will be included:
3
18
16
Is your residential management company aware of the hidden commissions within your building's insurance? Do they know that if they register, all the leaseholders in the building could reclaim their overcharge.
Register here:
2
12
15
@LiamSpender
, Head of Real Estate Litigation at
@VelitorLaw
, discusses on
@BBCBreakfast
how millions of leaseholders in England & Wales have unknowingly paid secret insurance commissions.
2
12
13
If you’ve paid building insurance on a leasehold flat in England or Wales since 1997 you could be eligible to join.
Plus, If the residential management company is the one to register, the whole building could be included.
1
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@AnneKearns17
@VelitorLaw
Currently, only private developments. However, we encourage everyone to register, as we are actively looking into local authorities.
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@Carroll_Mike80
@Leaseanddesist
@LiamSpender
@VelitorLaw
@BBC
This class action is a significant positive step for all leaseholders, not just flat owners. While it currently focuses on flat owners, we want everyone to see this as a crucial initial move in the right direction. One step at a time, we're paving the way for broader change.
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@Lilly_jo_Cullen
HI
@Lilly_jo_Cullen
Please see the link in our Bio for more information regarding this.
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@Roofless2022
@LiamSpender
@VelitorLaw
At this stage, there is no specific deadline to join the claim as we are currently in the pre-filing phase. However, we encourage interested parties to join at their earliest convenience to stay informed about important updates and next steps.
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@gamecounsel
@LiamSpender
Currently, only private developments. However, we encourage everyone to register, as we are actively looking into local authorities.
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@chrisyeats1991
Thank you Chris for the support. We are reviewing all registrations and will inform everyone as soon as possible.
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@HouseRowena
I understand your concerns about the possibility of legal costs being passed on to leaseholders. However, we are aware of this risk and will take steps to prevent landlords from charging their costs as the case progresses.
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@HouseRowena
The claim seeks to recover commission payments shared between landlords and their insurance brokers without leaseholders’ knowledge. These commissions are included within the insurance premiums for buildings and terrorism insurance.
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@Melania67605023
@LiamSpender
@VelitorLaw
If the RTM Company meets the specified conditions and a director signs up, it means that all apartments in the block managed by that RTM Company can be included in the claim.
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@adamfmk4
@VelitorLaw
Over the next four weeks, Velitor Law will decide which defendants to pursue. Consequently, everyone who has registered will be notified of the outcome of their application.
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@AmazingNow19
Over the next few weeks, Velitor Law will decide which defendants to pursue. Consequently, everyone who has registered will be notified of the outcome of their application.
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@larrytaolondon
Hi
@larrytaolondon
, Everything seems to be working fine now. It may have been due to traffic. Please try again and let me know if you have any issues.
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@Carroll_Mike80
@LiamSpender
Hi Mike, It is best to head over to the website. There are FAQ and going through the registration questions will give you a greater insight into this claim.
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@mk270
@LiamSpender
Hi Martin
@mk270
, If you email the team on info
@leaseholderaction
.com we can look at your personal circumstances in more detail.
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@55motown
@LiamSpender
Hello Carl, if you are unaware of any legal action, you can select "No" on the form.
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@55motown
@LiamSpender
Hi Carl, Yes please can you email this and a team member will be in touch. info
@leaseholderaction
.com
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@Carroll_Mike80
@LiamSpender
At present, the focus of this claim is on buildings insurance for blocks of flats. To maintain cost efficiency, we are only pursuing claims against selected landlords and brokers.
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