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Iphie

@IphieTalk

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Untangling Financial tech 💳 at @thepaymentlogue |

Lagos, Nigeria
Joined April 2014
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@IphieTalk
Iphie
4 months
Grateful to see a growing No of amazing people and companies trust us with their Fintech learning Journey. Ready to join them? Check out upcoming cohorts : Learn the latest trends & future-proof your career at the School of Fintech! #LearnFintech #Africa
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@IphieTalk
Iphie
8 months
All this Fintech 101 gist brings back memories. I thought I'd close early and go on a date with my boyfriend ( now husband). Fidelity Bank called. I told myself it's a small thing, I'll check DB, check reg, do sharp sharp, and resolve. He kept calling every 30mins...
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@IphieTalk
Iphie
8 months
It's not like it is a surprise. I've always told you I wanted to marry you, today was to make it official.... na so I collect ring. Fintech spouses + patience 🙌😅
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@IphieTalk
Iphie
8 months
It's one thing for the API call to be successful, it's another for the account balance to be reduced. Also confirm it is not doing multiple credits before you start shouting.. We are live, we are live! There are better ways to do giveaway. 😉
@edemkumodzi
Edem Kumodzi 🇬🇭🇹🇬
8 months
Fintech Engineering 101:
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@IphieTalk
Iphie
8 months
@vocht27 which part? that supporting a bank took longer than it should or that my husband was extra patient? That was 11 years ago... let's all face the Naira. Thanks and God bless.
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@IphieTalk
Iphie
5 years
@MakaylaMashelle @ItsBlackCulture Exactly.Everyone was happy. Good vibes.
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@IphieTalk
Iphie
8 months
I kept saying I was almost done. Took over 3hrs+ Finally got in his car and he said.. the restaurant had closed & reached for the glove compartment saying
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@IphieTalk
Iphie
5 years
In 2020 we are prioritizing our time and resources to learn for actual value creation not certificate acquisition. Amen. Imagine paying all that money for an MBA and you can't even produce a convincing pitch deck at the end.
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@IphieTalk
Iphie
4 years
@NisforNora But did you lie? Money for surgery + successful surgery is the Grace of God nah
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@IphieTalk
Iphie
5 years
'Confidence is a self-taught concept' 🙌
@oranicuhh
CHIKA 🧚🏾‍♂️
5 years
“Walking in sauce, dripping in potential.” // #mytruth @CalvinKlein 🖤
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@IphieTalk
Iphie
4 years
@nwaegbe_nkem @AishaYesufu Actually a good number of Hausa people behave this way. I grew up with them.
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@IphieTalk
Iphie
3 years
I think my mum was a Scrum Master in her other life, because I don't understand these 'burn-down charts' and daily stand up meetings in this house. I came to rest pls 😭, not to do sprints.
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@IphieTalk
Iphie
4 years
@gechife Why am I seeing this now 😖, that thing gave us nightmares. We tried everything ; gripe water, coconut water, leg props, belly massage, hot water bottle abi what was that device called.. then we tried crying with the baby.😊
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@IphieTalk
Iphie
7 months
@TundeTASH ...It appears you'll need more time to accord this the importance it deserves.
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@IphieTalk
Iphie
7 months
@madamefeyella @Mimee_ilo May my brain not be feeling this kind of empathy, it should feel empathy of 💰💰💰 plis 😅
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@IphieTalk
Iphie
7 months
@oyinakindele Which war? there is no war, they will win you before the war starts sef. People who will rent a hall and print card without your input 😆
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@IphieTalk
Iphie
5 years
4 yr old: I really need to find a way to stop cars from overspeeding..🤔 Me: (whispering..Ope o! See retirement plan). Aloud now..so what solution are you looking at, AI? 🤓 4 yr old: I think I'll be a policeman so I can...( interrupted by my screaming 😫🤯🤬) 🤦‍♀️🚶‍♀️nonsense!
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@IphieTalk
Iphie
7 months
In Nigeria, there is nothing like a Digital Banking license. What most Challenger or Neo Digital Banks do is get a couple of related licenses and partnerships and sew them together to offer Digital Banking. 4 things are really important....
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@IphieTalk
Iphie
1 year
@ARISEtv but Adamu Garba said he is in Lagos and from whatever tree he is hanging from, he can see the elections are peaceful.
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@IphieTalk
Iphie
3 years
@mcnun @OlaitanHabibat @GoldNedu @Nenabekee Actually..they are plenty. Many people have good marriages.
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@IphieTalk
Iphie
1 year
@asemota in other words, he is a Structural Engineer 😔
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@IphieTalk
Iphie
3 years
@asemota My dad never thought of investing back home except for the trad village mansion. He lent a friend money and this friend insisted on using part of it to buy him land in Enugu. That is where the family moved to when Boko haram struck. He always wished he bought more.
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@IphieTalk
Iphie
5 years
@cchukudebelu The sudden burst of energy and verve is positively alarming.
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@IphieTalk
Iphie
5 years
@NaijaFlyingDr The only reason people spend so much buying well tailored, expensive dresses is so you can wear them again,again and again. If you want single use, then buy leaves. By evening they are gone. No washing, no ironing..😏
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@IphieTalk
Iphie
7 months
Updates for the Fintech Ecosystem in NGN. For more clarity, they are referring to Fintechs who are not licensed for the 1st block in my quoted tweet.
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@IphieTalk
Iphie
7 months
#FintechProductStrategy 💡Every move in the Fintech space is a money move. It manifests itself in opportunities, products, partnerships, and platforms. It is usually in 1 or more of these 4👇🏽 ... Your assignment is to unearth the gaps for the market and the audience you serve
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@IphieTalk
Iphie
4 years
@EndSARS247 @segalink I tire.. 'bent over backwards' like they are doing us a favour. People who should be charged for crimes to humanity under their watch. After they bend finish, where is the live broadcast? Why no stand down. Why are governors like Wike issuing unconstitutional orders?? 🙄🙄
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@IphieTalk
Iphie
8 months
@DzRufus Try this hack : Just pretend tmrw is that January and start the good decisions.
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@IphieTalk
Iphie
7 months
@tinuadexoxo I get a knife and an orange and keep beside me. If he needs clarity on something, I come with the knife and orange, and point using the knife for added effects. I still do it now ,when I am alone & my family isn't around, as I work remotely. I also don't wear home clothes
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@IphieTalk
Iphie
3 years
@eikon21092 @skyebelote They also think it's synonymous with executive assistant 🤷‍♀️.
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@IphieTalk
Iphie
5 years
Dear Product Manager Do you know the weekly success rates for your product? What issues contribute to the highest % of failures? What issues are logged the most for Support? Who are your highest transacting customers? Do they know you?, have they seen or spoken to you? (1)
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@IphieTalk
Iphie
5 years
When you finally build a business all by yourself, you'll have a new found respect for your previous employers. I don't mean running a business for your uncle, I mean if the deals don't come in..no salaries, no fuel, no airtime..no food. (1)
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@IphieTalk
Iphie
4 years
My mum said never to trust a business person that doesn't take notes: Tailor, Architect, Developer, Carpenter ..whomever. Once it's only shaking of head and ' I know, I know' you are hearing, it will end in tears o. 🚶‍♀️🚶‍♀️🚶‍♀️
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@IphieTalk
Iphie
5 years
@durofejo @asemota @LanreSOFT 100% Acquisition..and the Ex exited with no earnings.😁
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@IphieTalk
Iphie
3 years
I think it's beneficial for founders to reach out to @MitchellElegbe in times like this. We watched him chest these kind of bullets 1 after the other. Not sure ISW was ever given access to BVN API. He must have some survival nuggets.
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@IphieTalk
Iphie
4 years
@runsewe_dolapo @zegbua @Tolucomms My husband volunteered in a prison ministry for a while. The stories are better imagined; a lady was jailed for 5 years for refusing the advances of a policeman to other horrific accounts. Most of them are innocent.
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@IphieTalk
Iphie
6 years
If you work a 9 to 5 job in a busy city like Lagos, 3 Timings will affect your #Productivity daily : When you leave the house daily, when you leave your Main paid employment and when you go to bed. #Thread #ProductivityHack
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@IphieTalk
Iphie
4 years
Wow!! Today I've been inundated with a treasure chest of calls,texts, DMs and chats. Thank you Interswitch. My heart is full and overflowing. Let's retire that Outlook ID. It's been 13 years. #IphieOut
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@IphieTalk
Iphie
4 years
@Officiallyobee @AanuBekaiye Why be in a relationship then? The real meaning of intimacy is to 'see finish' and still choose to be with the person.
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@IphieTalk
Iphie
4 years
@cchukudebelu Unfortunately things are not set up that way, especially if you have a lot of fat around your midsection. 😒
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@IphieTalk
Iphie
5 years
@tosinolaseinde Since prayer is personal, group might help but you still need to cultivate it personly. Try 4 things( Worship God, Read a verse, meditate on it, Pray)each day, no matter how little you can dedicate to it, like 2 mins for each. Just be consistent. After a week check your progress.
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@IphieTalk
Iphie
5 years
We might just need to redefine a few metrics #unicorn #TrulyAfrican #VerveCard #Payments
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@IphieTalk
Iphie
3 years
@TundeTASH 'I believe I have clarified my position on the subject discussed. In the future I'll strongly recommend that my email is omitted from related conversations. Thanks for your understanding.'
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@IphieTalk
Iphie
3 years
@Mochievous What is very alarming is the No of 'intelligent' people that hold this belief. Talmbout' I don't want strangers taking care of the younger ones'. An unborn child is now responsible for the aftermath of your frequent coitus. 😡
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@IphieTalk
Iphie
8 months
@shollsman Paystack's leadership is one of the most empathetic I've seen. Wishing them the best.
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@IphieTalk
Iphie
7 months
This restructuring at the Apex Bank just means 1 thing - another round of relationship building and networking. Ahh 😔
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@IphieTalk
Iphie
4 years
@ignoredaustin @MBuhari Why is this man not working directly with the President?? He understands the situation thoroughly.
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@IphieTalk
Iphie
5 years
Dear Parents, Pls attend your kid's end of year concerts. I know they'll sing Key X instead of Key C 😂 accompanied by wailing. But. It's part of the memories. Take pictures, hoot & cheer them on. How else would I have known my 'reserved' 4 yr old had perfected Zanku 🤷‍♀️🤦‍♀️.
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@IphieTalk
Iphie
5 years
I told you I work with awesome Product managers right? #EndofYearBrunch #EveryOneIsntHere #EspeciallyTheMen
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@IphieTalk
Iphie
5 months
African Fintechs were all about the 3 Ps last week. Partnerships Product Innovation and Pivots. As usual, the top 7 headlines from last week 👇🏽 #fintech #africa #BNPL #remittance #IOD
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@IphieTalk
Iphie
3 years
@TheCharlesIsidi People who like roasted corn are extremely kind 😊. I know this for a fact 😁.
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@IphieTalk
Iphie
6 years
@olatunjitjani @OluyomiOjo On a lighter note..when you've almost died a couple of times (during birth) and you get sent back to earth by God, maybe long life comes with the package 😁.
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@IphieTalk
Iphie
4 years
Next week I kiss this lovely team good bye. Thanks to the lockdown, I get to do this remotely 😎, my heart won't have been able to take a physical farewell. 😖
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@IphieTalk
Iphie
5 years
Watching a documentary on NatgeoWild; a buffalo is chasing 3 lions 🤣. When you don't know who you are, ridiculous things will be embarasing you.
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@IphieTalk
Iphie
4 years
Guys pls, can we be kind enough to use the #DefendFlutterwave in addition to our other hashtags #SARSMUSTENDNOW . @theflutterwave is under attack by the NG government using @cenbank . To cut our highest funding being managed by the @feminist_co . Pls Retweet aggressively..
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@IphieTalk
Iphie
5 years
@asemota @durofejo @LanreSOFT 😀@ 2 spin offs, we always stan organic growth Sir.🙌
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@IphieTalk
Iphie
5 years
Dear #Productmanger Ask for details, ask for data. Ask why. You deserve to know, you ought to know. If your workplace culture doesn't allow you to probe, then change HOW you ask, but still inquire. If you have to own it, drive it and grow it, you will need to know the 'why'.
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@IphieTalk
Iphie
5 years
If you are a manager, you run the risk of being a Hub; merely aggregating info and passing up to Management. Choose to be a Router or a Middleware; bring value to your work. Not everytime - "What is the update?"
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@IphieTalk
Iphie
4 years
' If winning is that important to you, then the injuries don't matter' - Kobe
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@IphieTalk
Iphie
5 years
1. The right way to multi-task is to delegate. (Either to a human or an intelligent system) 2. Inspiration is like a comet, seize it when you see it. 3. Document, document and again I say document. 4. Sleep is underrated, ignore at your own risk.
@OgbeniDipo
Dr Dípò Awójídé
5 years
What are the top three career related lessons you learnt in 2019?
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@IphieTalk
Iphie
5 years
Dear @MyFCMB , your security man in the Oniru branch gave stellar customer service today. Thank him for me. It was raining so much, couldn't get his name.
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@IphieTalk
Iphie
4 years
@stephie_coco O class rep unu? 🤣🤣😭. As per the dude resemble Hunger games
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@IphieTalk
Iphie
5 years
Dreaming of an exotic Nigerian restaurant with menu like: - Tamarind infused millet smoothie with spicy molluscs . ( Kunu and peppered snails 😊) - Hisbiscus tea, plantain crepes served with a side of organic yogurt topped with crumble. ( Zobo, pancake and Nono + fura) #foodie
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@IphieTalk
Iphie
4 years
In july,I hit a major milestone in the goals I set for myself post 9-5 career. I've been sending thank you messages and it hit me that 98% of them are men. Shout out to the men who silently support women throughout their careers and don't make it here to brag.. #YouRock 🙌
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@IphieTalk
Iphie
4 years
@Mochievous I'll open the fund with 35k, where should I send it to?
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@IphieTalk
Iphie
5 years
1.A sleek #UI is cool, but there is more to Code; Have you sorted: - Code and DB Security - Scalable Stack - Documentation 2.Code is important ,but there is more to #productdelivery ; Have you sorted: - Operations - Business model - Marketing/distribution - Regulatory concerns
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@IphieTalk
Iphie
4 years
For those who romanticize Entrepreneurship, your bad habits won't go away because you have now become ' your own boss'. Best time to fix up is whilst you are still on a salary.
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@IphieTalk
Iphie
5 years
@asemota There's this killer technique - whilst the fried meat is still hot, sprinkle Cameroun pepper ,thyme and tiny salt. The result is 🙌.
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@IphieTalk
Iphie
6 years
@dizietembless @trcull Ahh no, the developers get something.. they get a contract that signs all the IP and patent to the company (in the event the crazy idea works), and a non-compete incase they leave the company. :(
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@IphieTalk
Iphie
4 years
Dear Manager, Don't tell your team about your victories and bad ass moves only , tell them also about where you failed. A lot of people find it hard to reveal their struggles because they see you only in your accomplished and perfect state.
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@IphieTalk
Iphie
5 years
@Ethereal_ilo @TJOKaro That one is a bit easy, they should pronounce 'Ibukunoluwanimunilalasilala'. 🤣🤣😁😂..it's someone's name o, just heard it today.
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@IphieTalk
Iphie
5 years
You see the way people are defending MJ/Beyonce with their time and MB? That is exactly where businesses need to get their customer service and engagement up to. Y'all won't need that massive advertising spend to keep your TOMA.
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@IphieTalk
Iphie
6 years
@fropz @zumamalicious @EditiEffiong @_Abdul_Malik It's possible and is done in other climes. There is such a thing as resignation due to ethical issues or conflict of ideology. Some of those men aren't even religious, they just have principles.
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@IphieTalk
Iphie
6 months
@pyjama_ceo somebody that is working for her impressions alert, that is if she is a she sef..😔🤣
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@IphieTalk
Iphie
8 months
@ThisIdomaGirl #CharliesAngels 🙌😅with blood on the FEP 😆
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@IphieTalk
Iphie
4 years
Hustle o! so your product will be like a zero carb bread I am begging a sales rep to SELL to me on Whatsapp. Response: 'Its not available for sale' ( but they advertised on IG today) Me: Can I preorder? Response: We can't take new orders till we sort out the ones on ground 🥴
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@IphieTalk
Iphie
8 months
Dear Fintech PMs and Ops.. Note 3,5, 8 and 9. 👇🏽 This is one of the many reasons we set up the school of Fintech at @ThePaymentlogue
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@alexcrownus
Adesegun Adeyemo
8 months
My take 😂🤣😭
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@IphieTalk
Iphie
7 months
#FintechProductStrategy 💡Every move in the Fintech space is a money move. It manifests itself in opportunities, products, partnerships, and platforms. It is usually in 1 or more of these 4👇🏽 ... Your assignment is to unearth the gaps for the market and the audience you serve
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@IphieTalk
Iphie
5 years
Sometimes the only results you can show for a week's worth of work, is that you facilitated difficult discussions to build consensus. And that consensus, hopefully, will yield collaboration for the next quarter's target. #ProductmangerLife #crossfunctionalteams
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@IphieTalk
Iphie
4 years
@Chekwube_ @OzzyPaul True!!.. regardless of tribe or religion, we will name and shame any clown bringing division. Bullets didn't discriminate.
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@IphieTalk
Iphie
5 years
How much have you invested in your personal development this year? Yeah, I'm talking to you. What will you change about that in the next 2 months? Good morning.
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@IphieTalk
Iphie
5 years
Studies have shown that when people confirm they can get the slides of a training/presentation afterwards, their concentration during the session reduces. Guess what? They hardly go back to study the slides 😄
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@IphieTalk
Iphie
6 years
Lastly, try and sleep on time for at least 5 or 6 hours. All these 'Jackie Chan' moves of sleeping by 4 and waking by 7 is not right. One day you'll pay for it and the payment terms might be worse than you bargained for. End of thread! Thanks for reading 😄
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@IphieTalk
Iphie
8 months
Looking to network with fellow Fintechies or looking to hire Fintech Talent? Join us in the Fintech Community on Slack. And no...It's not just a Tech crowd, we have lawyers, Ops, PMs, Sales etc. Your future employer or cofounder could be there 😉
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@IphieTalk
Iphie
7 months
Being part of a strong alumni is underrated. 4 sessions today, 2 I was given, 2 I gave. It's an unending cycle of value, sometimes you give , sometimes you are given. Be kind where you work.. those relationships run deep.
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@IphieTalk
Iphie
4 years
@Adios_yuckTeeth @ledbettercarly Thankfully they can't use ' a source from the Palace' anymore on them. They've been locked out!☺
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@IphieTalk
Iphie
4 years
@DrChiemeziem @odeyemi_yemi All that Turkey you ate nko?
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@IphieTalk
Iphie
3 years
@tayooye 💯. Also as you choose the school route , pls avoid courses that are not industry relevant. Sadly our Universities still have a lot of those. You are better off joining a coding bootcamp than spending 4 years studying the 'Anthropology of Tropical snakes' 😁.
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@IphieTalk
Iphie
3 years
@Jessetheranter ...and when you get to that slide, don't explain. Just pause for a while then move to the next one 😁.
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@IphieTalk
Iphie
8 months
Across LinkedIn DMs, WhatsApp, and our Slack Community - getting these messages of how detailed, structured Fintech learning is impacting career outcomes is heart-warming. Some come after the 1st day in class, and some come months after.
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@IphieTalk
Iphie
5 years
@arnold_irabor @asemota This part stung! And @EmekaOkoye has been singing this for all to hear.
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@IphieTalk
Iphie
4 years
Hey.🤗 Thanks for all the birthday wishes, prayers, Calls, DMs, hailings and posts. Truly grateful for life, love and living. To my fellow birthday mates (e be say like we plenty) hope you had a good one amidst the #lockdown . #28march #365days #birthdayblessings #grateful
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@IphieTalk
Iphie
5 years
But you don't need to be in business to think this way( not in biz right now). Trace the value stream and note what part you play; you are either making money( Sales, Eng, BizDev, Marketng) or preventing losses( Risk, QA, Legal) or both( Fin, Products, Ops, PMO) End of thread.
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@IphieTalk
Iphie
3 years
Thank you for joining us on @ThePaymentlogue 's webinar earlier today. The feedback has been awesome. Connect with us at the #FintechOpenHouse this Sunday. The theme is Fintech careers. The link is up to drop your questions:
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@IphieTalk
Iphie
7 months
We are hiring a professional to capture his work in a portfolio, then we build a makeshift workshop for him where he can work properly with the right gear.. CNN, BBC , Everybody will hear it. 👏🏽
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@IphieTalk
Iphie
1 year
@EditiEffiong @PeterObi I would have thought their 'vendor' will think about clearing the logs
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@IphieTalk
Iphie
5 years
@asemota I wish it was just dead assets, it is a negative asset. No one stays there but you still have to spend money maintaining and repairing because Rodents and pests have taken over.
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@IphieTalk
Iphie
7 months
There is an ongoing convo on this in the Fintech Community on Slack, we have an Ex-NIBBS expert breaking things down. You can ask questions. You can join the convo: This is also a good perspective on the circular:
@IphieTalk
Iphie
7 months
Updates for the Fintech Ecosystem in NGN. For more clarity, they are referring to Fintechs who are not licensed for the 1st block in my quoted tweet.
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