Simplifying your investments in Pakistan
This handle is not for investment advice , it's about discussion and debate on listed companies to make PSX relevant
A bullish market sells every thing , every false hope , every misguided attempt , every stupid bet . its when the night falls and the bears come back then only the wolf is tested
PM House Budget
The priorities of the country is clear
the previous PM did all he can to curb the cost of the PM house and PM office -
FY 23 shows massive increase and 37% increase in PM house budget - FY 24 projected 25% increase
My personal top holdings in order ( First 5 are 50 % of my portfolio)
ENGRO
EFERT
DCR
LUCK
MARI
SYS
POL
HUBC
HINOON
BWCL
ILP
MTL
CPHL
MZNPETF
FEROZ
EPCL
TGL
NML
GTYR
MUGHAL
TOMCL
Top 10 Companies with highest free float Market cap
Hubco - 149 Billion PKR
UBL 131 Billion PKR
FFC 129.6 Billion PKR
MARI 109 Billion PKR
EFERT 107.7 Billion PKR
MEBL 97 Billion PKR
OGDC 91.78 Billion PKR
MCB 91.33 Billion PKR
ENGRO 84.72 Billion PKR
POL 78.184 Billion PKR
What is the best gift you can give your children this eid ? buy a few shares from their eidi and ask them to follow up on it - this will give them the heads up they need to learn about the market
If you have invested in below shares on 1 Jan 2023 your unrealized gain would be ( in bracket with div )
1. $HUBC - 85.62% ( 116.53%)
2. $ILP - 90.64% ( 99.47%)
3. $LUCK - 76.22% (80.25%)
4. $EFERT -45.96%(68.72%)
5. $TGL 53.13% (62.35%)
6. $HRPL 25.16% (36.16%)
7. $Engro 12.56%
if you had invested in the following shares on 1 Jan 2023 the following would be your dividend yield in the first 9 months
$EFERT : 18.19%
$DCR : 13.54%
$POL : 20.30%
$Engro : 13.99%
$HUBCO : 15.64%
Sometimes investment is simple
if you are looking to invest in PSX i highly recommend two things to do in the next 6 month
1. Attend atleast 10 - 20 Corporate breifing sessions ( they are free ) go to website below and follow up on it
Team rent seeker - updated current value
EFERT : 26.69%
ENGRO : 13.08%
SYS: 3.05%
ILP : 122.19%
BWCL : 40.25%
total yield is 34.24% without dividend reinvestment
@abay_insaan_ban
my portfolio is locked . I will track on a monthly basis and will post any dividend investment done and at what price
For my followers below is the five a side look of this investment
Google Sheet :
Alot of people used to ask me on how EFERT divident would change post gas price change and GIDC however i always maintained jaha muhabbat hoti hai waha shaq nahi kartay
EFERT announced 8 rs dividend - what a class act !!
Main samandar - Parinda hay yeh ishq ray
Man maatam aur zinda hai yeh ishq ray
What a story ILP - All started with the management realizing they cannot remain like other Textile companies
The only difference between me and a new investor is that i have created safe zone , i have start being content and i have seen the worst of times ( remember the day india Pakistan went on war ) .
While the market is blooming now . the older investors know what we have been
67 billion rs of trade debt parked in MARI and despite the boys behind it and rent seekers all galore in it - i see the MARI seeing the same fate as PPL / OGDC . its current market cap is 468 billion rs - there might be some time to go but if this continues (1/n)
Greed is never good . if you have 1 million PKR right now and seeing how the market is performing you enter with 1 million today and go all in , the chances of success for you is very low - however if you divide in 5 companies and divide the amount in 10 parts
$highnoon is one of the most underrated pharma share listed in PSX . YOY improvement in top line
You can see the drop in valuation ( PE ratio ) and increase in div yield %
Second largest pharma cap in PSX
Political parties are now looking at the success of REIT and incorporating effective land use in their manifesto - nothing better than this for the country to move on !!
Efert at 101.36 is it worth buying ?
in my opinion for a price of regular payout share always do include the amount of potential dividend being lost for waiting . to me even if we loose 18 rs dividend in 9 months its worth it to wait a bit , EFert Div % has lingered on 15 - 18 %
I don't understand Pakistani mindset - a person gave
10,000$ to a Crypto investment (Osama Kalar) on a 50 - 50 profit sharing and is now claiming that he has been a victim . How can already suspicious Pakistani who label every thing as pump and dump could be so stupid
To all the Efert haters - hun chain hay ?
Amazing share - praying for it to drop to 70 while i own it and it being the biggest part of my portfolio - such is this share
That's why i always say stay with the top 10 brokers -
Sad day for fin pocket packing bags . especially when the market is doing so well - the model doesnt work at 300,000 investors
Important Announcement!
FinPocket will be shutting down its operations. However, there is no need to worry. Your investments are completely safe and secure with our esteemed partner, Fortune Securities Limited.
$Airlink has announced 4 Rs dividend
$POL has announced 70 Rs dividend
$APL has announced 17 Rs dividend
$ATRL has announced 12.5 Rs dividend
$INDU Has announced 43 Rs dividend
What do you Say about a company whose half year EPS has doubled from 48 rs / Share to 117 rs / share yet still doesnt reflect in its price .
You call it a company stuck in power sector :(
Update
Current value 88.34
2023 ( 3Q) : 12.5 Rs
Since IPO it has paid out : 104 rs
if you had invested in $EFERT on May 2 2023 @ 83.98 (1 share) , you would have earned 3 Rs Dividend and price gain of 4.36 = 7.36 rs (5.5 months) = 8.77% return (5.5m)
KSE 100 index has gone from 40K to 80K in a year . however majority didnt make the same return as this growth was majorly linked to the Banking sector which went from 8000 to 21,000 point( 2.75 times ) in the last 1 year
Corporate breifings are the most underrated Part of PSX investment - they basically explain you thier company from their view point - never miss this free stuff
$EPCL
This PSX rally has only benefited at max 100 K individuals - compare this to india where a market rally affects 7 % of the country households . Pakistan saving culture and distribution of wealth is therefore skewed
$DCR was listed in PSX in June 2015 at 11 rs per share
Payout since Listing
2015 : 0.76
2016 : 1.04
2017 : 1.15
2018 : 1.20
2019 : 1.32
2020 : 1.25
2021 : 1.24
2022 : 1.50
2023 : 1.81
Total Payout in 9 Years = 11.27 PKR
Compounded Yield ~ 235%
Thank you for the 2000 followers - feels a bit unreal on how quickly this has grown - there is genuine interest in PSX and Twitter has been leading it and creating a space for this conversation . Its still a pity at the number of active accounts we have
For any new investor , spend only very minor amount < 0.01% of your investment money on courses and paid apps . Prefer you keep 5% of your investment amount for your initial losses till you understand your investment style
There are only 300000 investors in PSX - i still dont understand the POV of gate keeping - People ought to learn about your company to give it better valuations
So you are saying to me the plant is now shut down for major maintenance for around 2 months and yet the share was all time high . Haye mere Pakistani investors
Panic is good - Panic is great - this may be the worst budget in the history of budget let market correct it self - the opportunities it gives is endless - So PSX tabah de for now :)
Lets list 10 Good export companies in PSX
1. Interloop
2. Systems
3. TOMCL
4. TRG(structure is messed up but still export based revenue)
5. Ismail Industries
6. AVN/Octopus
$BWCL is one of the most responsible Cement company on the market , Paying out regularly maintaining its prices in the market - yet only 8,641 people invest in it . Such is the mysery of PSX , such is the market failure
Till we dont take to 86000 PSX will not impact common man
Book profits before aurangzeb increases the taxes on profits - itni si baat aap logon ko samajh nahi aati - aur hum kehtay hai cash is not the king in Pakistan- if you are a new investor in PSX - you need to have the cash flow the survive the aurangzeb maniacs
Fun story :
My brother who was investing using my account bought some SAZEW shares , what sazgar was never on my radar ,he bought them held for quite long however in the end gave up and asked me to sell .
I didnt sell them due to being lazy and just paid him the amount -
A stock market stopping for fire incident is a big deal - and should be looked at seriously - PSX listed company is profitable - what stops them to revamp the building and make it HSE compliant - a visit to a smaller broker office will tell how big an HSE risk it is -
Dividend Investing is about cash flow - if you dont understand that you dont understand dividend investing - You can be sitting on your multi bagger for 10 years and then die and not make a money out of it
$SYS Gross profit is up YOY
however administrative cost increased 40% YOY
Other income which was 2 .5 billion dropped to -56 million
its all exchange loss which is the decision maker- hope some more panic ensures that $SYS pricing is re reviewed
Investing is easy when you win all the time - its when the things start falling apart and you start having no belief in what you believed for years . the bullish market will give us all the confidence but then surely you need the patience of the bear as well .
The problem with Pakistan - Only 4854 investors are in DCR ( a guaranteed sure shot ) return making real estate instrument
14% owned by 10 financial institutions
7% owned by General public . DIrector own < 1% of the company
The question we all need to ask is why has hussain dawood decided to part ways with power sector ? this question is indeed the most important right now . Either he doesnt have the drive to continue or something else
Update on the football team
KSE 100 index closed at 62 451.04 ( 54.50% increase in 2023)
Football team closed at 16027 (36.99% increase in 2023)
Major gains were in
$Hubco
$ILP
$LUCK
$TGL
$EFERT
Div yield ~11.61 %
investing is simple
if you had invested in the following shares on 1 Jan 2023 the following would be your dividend yield in the first 9 months
$EFERT : 18.19%
$DCR : 13.54%
$POL : 20.30%
$Engro : 13.99%
$HUBCO : 15.64%
Sometimes investment is simple
DCR:
Majority of office tenancy Engro
Food is a major component of mall - not sure why counted twice ( maybe one is hyper star other are food related shps
Do you think this is a good investment option ?
not at all
on the other hand we have a known working mall called DCR
$DCR is a listed company ~ 14.3 rs - paying out 2 rs per year dividend