Credit Yard
@CreditYard
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Credit Yard - where credit card enthusiasts unite! | Credit Card Offers - Travel, Rewards, Airmiles and more.
India
Joined April 2023
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IDFC Bank is offering its Entry Level to Flagship Credit Cards as Life Time Free 🔥
1/ Starting with Flagship 'IDFC Wealth Credit Card'
Apply:
- 4 Domestic & International airport lounge access, spa visits per quarter, on min monthly spends of ₹5000
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Tired of lengthy bank statements due to numerous UPI transactions?
Discover a sleek solution: Use UPI through a Rupay Credit Card.
Apply ➤
Enjoy a 1.5% reward on each transaction with the Tata Neu credit card. 🎉 Double the benefits!
Already have an
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LIC payments can be made on Tata Neu App!!!
With the Tata Neu Infinity card, you can earn 5% Neu Coins on daily spends up to ₹40,000, which gives you up to 2000 Neu Coins per day
1 NeuCoin is worth ₹1
Grab yours today at no joining fee.
Apply Now ➤
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Axis Bank is offering Neo Credit Card as Lifetime Free for Limited Time🔥
Apply:
♦️40% Off On Zomato
♦️10% Off On BookMyShow & Blinkit
♦️5% Off On Utility Bill Payments via Amazon Pay
♦️100% Cashback Up to ₹300 On 1st Utility Bill Payment
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IndusInd Bank Launched New Life Time Free Platinum Rupay Credit Card 😍
♦️2 RP’s on every ₹100 transaction done through UPI
♦️1 RP for every ₹ 100 on non UPI transactions
♦️1% Fuel Surcharge Waiver
♦️1RP=₹0.7
Apply:
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Croma: Apple iPhone 15 at ₹67,335 effectively (with Tata Neu Infinity HDFC Credit Card through Tata Neu App).
♦️ Check Image for reference
Apply for Tata Neu Infinity HDFC Credit Card:
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Axis Airtel Credit Card!
📌 25% Cashback on Airtel bills
📌 10% Cashback on Electricity, Gas Bill
📌 10 % Cashback on Swiggy, Zomato & BigBasket
📌 ₹500 Free Amazon Voucher
📌 4 Airport Lounge Access per Year
📌 1% Fuel Surcharge Waiver.
Apply:
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Life Time Free Credit Cards in India 🔥
Card 1: IDFC Millenia Credit card
✨Welcome voucher worth ₹500
✨Up to 10x Non-Expiring Reward points
✨4 Railway Lounge access per Quarter
✨up to 25% on movies, dining & more.
Apply:
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Tired of lengthy bank statements due to numerous UPI transactions?
Discover a sleek solution: Use UPI through a Rupay Credit Card.
Apply ➤
Enjoy a 1.5% reward on each transaction with the Tata Neu credit card. 🎉 Double the benefits!
Already have an
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HDFC Shoppers Stop Credit Card – Lifetime Free Rupay Card!
Apply:
♦️ Complimentary First Citizen Silver Edge membership worth ₹350
♦️ Earn 3x Reward points on Shoppers Stop Private brands shopping - 2.4% back
♦️ Welcome voucher worth ₹500 redeemable on
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IndusInd Bank Launched New Life Time Free EazyDiner Credit Card 😍
♦️ Free 3 month EazyDiner membership
♦️ 20% off over and above restaurant discounts up to ₹500 three times in a month.
Apply:
More 🧵
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Get 1 Year Amazon Prime Membership for ₹99 (Effectively)
1) Collect ₹500 Cashback (Specific Accounts):
2) Youth Offer:
First Collect Coupon, Then Claim Youth Offer (Note - Your Age should be between 18-24)
Join Prime:
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Kotak Bank League Credit Card - Lifetime Free Credit Card!
Apply:
♦️ Earn up to 8 reward points on every ₹150 spent
♦️ 4 Domestic airport lounge per quarter
♦️ 4 Railway lounge visits per quarter
♦️ Dining discount of up to 20% across all restaurants
♦️
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AU Swipe Up CC For Existing Any CC Holders Having Limit Above 30K
Joining & Annual Fees: Nil 🔥
Apply:
📌Benefits Of AU Small Finance CC:
1. Get 15% off on food orders at Swiggy.
2. Get 20% off on dining at Zomato
3. B1G1 free movie ticket on BMS
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Most Rewarding Travel Card? - AU BANK x IXIGO
♦️ Zero Forex Markup.
♦️ 10% discount on Flights, Buses, Hotels.
♦️ 1 international lounge access + 8 domestic railway & flight lounge access.
Apply:
Joining Fee: ₹999 + taxes
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Scapia - Credit Card with Unlimited Lounge Access - Lifetime Free!
😍 Unlimited Domestic Lounge Access on min Transactions of ₹5,000
♦️ Zero Forex Mark-up
♦️ 20% Scapia Coins on Travel Bookings
♦️ 10% Scapia Coins on All Other Spends
Apply:
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State Bank of India Credit Cards 🧵
1/ SBI Cashback Card
• 5% Cashback on Online Spends
• 1% Cashback on Offline Spends
• Complimentary Airport Lounge Access
• 1% Fuel Surcharge Waiver across all petrol pumps
Apply:
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Standard Chartered Credit Cards Explained!
1/ Starting with Life Time Free Platinum Rewards Credit Card
Apply:
- 5x reward points for every INR 150 spent at fine-dining outlets
- 5x reward points for every INR 150 spent on fuel
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Apply for HSBC Cashback Credit Card at Zero Joining Fee at get vouchers worth ₹5,500 (Check Below)
Key Features:
🌟 Unlimited cashback on all your transactions
🌟 Get 1.5% cashback on all online spends (excluding transfer of funds to online wallet) and 1% on all other spends
🌟
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Apply for FYF HSBC Cashback Credit Card & Get joining offer worth ₹7,700 🤩
This card gives real Cashback on almost everything, including rent, insurance, NPS, government payments, Utility bills, Giftcards. (only exclusion in wallet load)
Apply:
🧵👇
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IndusInd Bank Launched New Life Time Free Platinum Rupay Credit Card 😍
♦️ 2 RP’s on every ₹100 transaction done through UPI
♦️ 1 RP for every ₹ 100 on non UPI transactions
♦️ 1% Fuel Surcharge Waiver
Apply:
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HSBC Cashback Credit Card!!!
♦️ Get 10% accelerated cashback on all dining, food delivery and grocery spends
♦️ 4 complimentary domestic lounge visits per year
♦️ 1.5% unlimited cashback on all other spends
Apply:
More 🧵
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Apply for AU Bank LIT Life Time Free Credit Card
✨Up to 10X Reward Points on all Trx
✨1% fuel surcharge waiver
✨4 Lounge Access per Quarter
✨Additional Zee5, Prime & Cult Subscription for minimal charges
✨1% Fuel Surcharge Waiver
Link:
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𝗪𝗵𝗼 𝗦𝗵𝗼𝘂𝗹𝗱 𝗔𝘃𝗼𝗶𝗱 𝗚𝗲𝘁𝘁𝗶𝗻𝗴 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗮𝗿𝗱𝘀 𝗶𝗻 𝗜𝗻𝗱𝗶𝗮?
Credit cards can be a convenient way to manage your finances, but they're not suitable for everyone. There are certain groups of people who should think twice before getting a credit card. 🧵
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- 2 complimentary Golf rounds per month for every ₹20,000 of monthly statement spends
- Cancellation for any reason (CFAR) insurance: Cancellation cover for 2 claims up to INR 10000, will be available for hotel and flight booking cancellations
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- 'Buy one, get one' offer on movie tickets up to ₹500 on Paytm mobile app (valid twice per month)
- 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants |
Up to 15% discount at 3000+ Health & Wellness outlets
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- 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹30,000 per month
- Unlimited Reward points that never expire
- Use Reward points to instantly pay for online or in-store purchases
*1X = 1 Reward point per ₹100 spent | 1 Reward point=₹0.25
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2/ IDFC Select Credit Card
Apply:
- 4 complimentary Domestic airport lounge visits per quarter, on minimum monthly spends of ₹5000
- 4 complimentary Railway lounge visits per quarter
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- Complimentary Roadside Assistance worth ₹1,399
- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹400/month
- Air Accident Cover of ₹1 crore
- Personal Accident Cover of ₹10,00,000* and Lost Card Liability Cover of ₹50,000
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- Interest free cash withdrawals for up to 48 days
- OVL Charges – 2.5% (minimum charge of ₹500)
- Low Interest Rates: 0.75% to 3.5% per month
- Forex Markup at 1.5% for all international transactions
- Late Payment Fee - 15% of Total Amount Due
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5/ IDFC FIRST Power Credit Card
Apply:
- Up to 5% savings on your fuel expenses of up to ₹5,000 every month
a) 2.5% savings as Rewards on HPCL fuel and LPG &
b) 1.5% savings as Payback Rewards through HP Pay App
c) 1% savings as fuel surcharge waiver
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4/ Fibe Axis Bank RuPay Credit Card
Apply:
♦️ 1 Complimentary Domestic Lounge Access Every Quarter
♦️ 3% Cashback on Entertainment, Food Delivery & Commute
♦️ Make seamless UPI transactions with this credit card
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- 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹25,000 per month
- Unlimited Reward points that never expire
- Use Reward points to instantly pay for online or in-store purchases
1X = 1 Reward point per ₹125 spent | 1 Reward point=₹0.25
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3/ IDFC Classic Credit Card
Apply:
- 4 complimentary Railway lounge visits per quarter
- 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)
- Complimentary Roadside Assistance worth ₹1,399
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Card 4: ICICI Bank Platinum Chip Credit Card
✨Earn 2 Reward Points on every ₹ 100 spent for all retail purchases except fuel
✨Get 1 Reward Point on every ₹ 100 spent on utilities and insurance categories
✨1% fuel surcharge waiver
Apply:
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Card 5: Axis My Zone Credit Card
✨B1G1 on Movie Tickets using Paytm Movies
✨SonyLiv Annual Subscription
✨40% Off on Swiggy (4 times a month)
✨1 Lounge Access per Quarter
✨4 Edge Rewards Point per ₹200 Spent
✨Partner Discounts: Ajio, Dining
Apply:
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Welcome Benefits on above first four cards:
- Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
- 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
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4/ IDFC Millennia Credit Card
Apply:
- 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)
- 4 complimentary Railway lounge visits per quarter
- Complimentary Roadside Assistance worth ₹1,399
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6/ IDFC WOW Credit Card
Apply:
- No credit history and income proof required
- Fixed Deposit(FD)-backed assured, premium credit card
- Earn 7.5% interest rate against your FD
- High credit limit of at least 100% of your fixed deposit value
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- Cancellation for any reason (CFAR) insurance: Cancellation cover for 2 claims up to INR 10000, will be available for hotel and flight booking cancellations.
- 'Buy one, get one' offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)
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- 100% Cash withdrawal limit of the FD Value
- Over 300+ Merchant Offers
- ₹2,00,000 Personal accident cover
- 1% Fuel Surcharge Waiver
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- Interest free cash withdrawals for up to 48 days
- OVL Charges – 2.5% (minimum charge of ₹500)
- Low Interest Rates: 0.75% to 3.5% per month
- Forex Markup at 1.99% for all international transactions
- Late Payment Fee - 15% of Total Amount Due
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5/ Scapia Credit Card
Apply:
♦️ Unlimited Domestic Lounge Access on min Transactions of ₹5,000
♦️ Zero Forex Mark-up
♦️ 20% Scapia Coins on Travel Bookings
♦️ 10% Scapia Coins on All Other Spends
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Card 7: Standard Chartered Platinum Rewards Credit card
✨5X Reward Points for every ₹150 Spent on fine-dining, Hotels and fuel spends (No Limit on Reward earned)
✨1X Rewards points every ₹150 spent on other categories
Apply:
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- Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
- 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month
- Unlimited Reward points that never expire
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Card 2: IndusInd Platinum Aura Edge
✨Earn 4X Reward Points
✨Fuel surcharge waiver of up to ₹2400 in year
✨4 Reward Points per ₹100 on grocery shopping
✨2.5 reward points on spending ₹100 on mobile bills and electricity bills
Apply:
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Fee and Charges are same as Classic Credit Card.
- Interest free cash withdrawals for up to 48 days
- OVL Charges – 2.5% (minimum charge of ₹500)
- Low Interest Rates: 0.75% to 3.5% per month
- Forex Markup at 3.5% for all international transactions
- Late Payment Fee - 15% of Total Amount Due
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- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month
- 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants | Up to 15% discount at 3000+ Health & Wellness outlets
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- 2.5% savings as Rewards on Grocery & Utility expenses of up to ₹4,000 every month
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge of up to ₹2,000 every month
- 2X Rewards on other retail transactions
- 2X Rewards = 2 Reward Points per ₹150 = ₹0.50
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Card 3: AU LIT Credit Card
✨Up to 10X Reward Points on all Trx
✨1% fuel surcharge waiver
✨4 Lounge Access per Quarter
✨Additional Zee5, Prime & Cult Subscription for minimal charges
Apply:
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300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants |
Up to 15% discount at 3000+ Health & Wellness outlets
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More Life Time Free IDFC Cards:
IDFC Bank is offering its Entry Level to Flagship Credit Cards as Life Time Free 🔥
1/ Starting with Flagship 'IDFC Wealth Credit Card'
Apply:
- 4 Domestic & International airport lounge access, spa visits per quarter, on min monthly spends of ₹5000
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- Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000
- 6X & 3X Reward Points on online & offline purchases respectively for spends up to ₹20,000 per month
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- Complimentary Roadside Assistance worth ₹1,399
- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹300/month
- Air Accident Cover of ₹1crore
- Personal Accident Cover of ₹5,00,000 and Lost Card Liability Cover of ₹50,000
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✨Benefit of Discounted Foreign Currency Mark up at 1.8%
✨B1G1 on Movie Ticket on BookMyShow (1 per Month) + Additional ₹50 Off on F&B Section.
✨Complimentary personal air accident insurance cover of up to Rs 25,00,000.
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- Use Reward points to instantly pay for online or in-store purchases
- 1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25
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- Interest free cash withdrawals for up to 48 days
- OVL Charges – 2.5% (minimum charge of ₹500)
- Low Interest Rates: 0.75% to 3.5% per month
- Forex Markup at 3.5% for all international transactions
- Late Payment Fee - 15% of Total Amount Due
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- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month
- 300+ Merchant offers, All year long! | Up to 20% discount at 1500+ restaurants | Up to 15% discount at 3000+ Health & Wellness outlets
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- Complimentary Roadside Assistance worth ₹1,399
- Personal Accident Cover of ₹2,00,000 and Lost Card Liability Cover of ₹25,000
- Low-Interest Rates: APR of 0.75% to 3.5% per month
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Free Times Membership with Visa Signature Credit and Debit Cards
To extend your membership, simply select the one-year plan on the app, which will navigate you to the coupon page.
While some users have reported issues with debit cards, we recommend everyone give it a shot at
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✨0.5 Reward Points on every ₹100 spent on all the other categories
✨Get a complimentary priority pass membership
✨Enjoy access to over 600 VIP airport lounges
✨Get a travel insurance cover on this credit card
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Following Limited Time Joining Offers: On Spend of Rs.2,500 in First 30 Days
✅Sony Liv Annual Membership worth Rs.999
✅Rs.500 Amazon Giftcard
✅ Rs.1,500 Myntra Voucher (Rs.300 x 5 vouchers)
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- ₹500 Discount on ZoomCar rentals
- Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
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- 4X Reward Points (1X = 1 Reward Point per ₹150 spent | 1 Reward point = ₹0.25)
- Never expiring rewards points
- Rewards points redeemable anytime, anywhere online
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- ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above (Within 30 days of card set-up)
- 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion (Within 30 days of card set-up)
- ₹150 Discount on order above ₹500 on Swiggy
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More Life Time Free Credit Cards 👇
Life Time Free Credit Cards in India 🔥
Card 1: IDFC Millenia Credit card
✨Welcome voucher worth ₹500
✨Up to 10x Non-Expiring Reward points
✨4 Railway Lounge access per Quarter
✨up to 25% on movies, dining & more.
Apply:
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♦️ Zero liability for lost cards
♦️ Emergency card replacement
♦️ Joining Fees: ₹999 + GST
♦️ Annual Fees: Nil for First year, ₹999 + GST Second year onwards
♦️ Annual Fees will be waived on annual spends of Rs 2 Lacs
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Axis Bank is offering My Zone and Indian Oil Credit as Life Time Free for limited time.
Regular Joining Fee: ₹500
Regular Annual Fee: ₹500
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✨Additional 5% Cashback
- Earn 5% cashback 3 times over a 90 days’ period.
- 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
- Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.
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Card 6: Axis Indian Oil Credit Card
✨100% Cashback up to ₹250 on fuel Trx (First 30 Days)
✨4% Value Back on Fuel Trx at IOCL outlets
✨1% Value Back on Online Shopping
✨Partner Discounts: BookMyShow, DIning
Apply:
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✨Additional 2% Cashback
• Earn 2% cashback 3 times over a 90 days’ period.
• 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period.
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✨Additional 5% cashback for travel, dining, grocery, electronics, & apparel expenses in addition to 1 Reward Point per INR 100 spent.
• Max. cashback of INR 1,000 in each 30 days' period.
✨In an unfortunate event of loss of Credit Card, you carry zero liability
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3/ SimplyCLICK SBI Credit Card
• Shopping Rewards: Earn 10X Reward Points on online spends with exclusive partners: Apollo 24x7, BookMyShow, Cleartrip, Dominos, Myntra, Netmeds, Swiggy, and Yatra. Earn 5X RPs on all other online spends.
Apply:
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- Get complimentary Lounge access, 1 per calendar quarter
- First Year Free Card: No joining fees.
- Annual Fees: INR 1000 + GST
Renewal fees will be reversed on spends of INR 300,000 or higher in previous year using Rewards Credit Card
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🎉 Exciting news! We are just a few followers away from reaching 500 on Twitter! 🙌 If you haven't already, make sure to hit that follow button and join the journey! Let's connect and build an amazing community together! 🤝💙
#500Followers
#TwitterGrowth
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1. Existing federal bank customer availing credit card / loan are not eligible for the card.
2. People with more than 5 Cibil enquiries in last 6 months are not eligible
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➡️Card Fee
✅Joining Fee: First Year Free, No Joining Fee
✅ Renewal Fee: Rs. 885 including GST (Rs.750+GST)
✅Renewal Fee Waiver on Spend of Rs. 1 Lac in a Year
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Samsung Galaxy Buds2 Pro, Bluetooth Truly Wireless in Ear Earbuds for ₹8,490
📌 Flat ₹7,500 Off with OneCard / Citibank CC EMI Trx
or
📌 Flat ₹7,250/₹7,199 Off with HDFC/IDFC CC EMI Trx
or
📌 Flat ₹6,000 Off with All Bank Debit/Credit Card 🔥
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Google Pay users can link their RuPay credit cards with the GPay app and pay online and offline merchants using the app. Here's how you can go about it:
1.) Open the Google Pay app on your smartphone.
2.) Go to the Settings menu within the app.
3.) Tap on "Setup payment
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Card 8: Shoppers Stop Black HDFC Bank Credit Card
✨Complimentary FC Black membership worth ₹4500
✨20 First Citizen Points for every Rs 150 spent on Shoppers Stop Private label brands, capped at 2,000 First Citizen Points per month
Apply:
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Eligibility:
- Age: 18 years to 65 years
- Minimum Annual Income: INR 3,00,000
- City of Residence: Bengaluru, Chennai, Gurugram, Hyderabad, Mumbai, New Delhi, Noida, Pune, Chandigarh, Kolkata, Jaipur and Ahmedabad.
- Employment: Salaried individuals only
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- Zero Annual and Joining Fees
Spend of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.
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Link to Apply: Assess your needs, and if you find this card useful for yourself, here is the official Bank Website Link to Apply with Joining Offer of Rs.7,700
👉
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@Anubhav_Mishra_
Go for IDFC Wealth Credit Card (Life time Free) with 4 lounge access per quarter (Domestic & International).
Apply:
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Card 9: IndusInd Legend Credit Card
✨1 reward point for every ₹100 spent on weekdays
✨2 reward points for every ₹100 spent on weekends
✨4000 bonus reward points on spending ₹6 lacs or more in a year
✨Fuel surcharge waiver
Apply:
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2/ SimplySAVE SBI Credit Card
• Earn 10 Reward Points per ₹150 spent on the following categories:- Dining, Movies, Departmental Stores, Grocery Spends
• For all other spends, you’ll earn 1 Reward Point per ₹150 spent (4 RP = ₹1)
Apply:
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✅ Rs.3,000 Ajio Voucher (Rs.600 x 5 vouchers)
✅ Choose between 3 Airport Lounge Access (Domestic or International) or 3 Airport Restaurants Vouchers of Rs.400 each (400 x 3 = Rs.1200)
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ELIGIBILITY CRITERIA
♦️ Employment status: Salaried or Self-Employed
Income: Rs 4,00,000 per annum (for salaried individuals)
♦️ Required Age: 18-65 years
♦️ You must reside in any of the following cities: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, Pune
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✨Earn 15 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands,, capped at 2,000 First Citizen Points per month
✨Earn 5 First Citizen Points for every Rs 150 spent on all other spends(except fuel and wallet)
✨1 FC point= 60 paise
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2/ Rewards Credit Card
Apply:
- Earn 4X rewards on all spends (except Government, Insurance and Fuel categories) +additional 4X rewards on monthly retail spends above ₹20,000 (max. 2000 bonus reward points per statement cycle)
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