CJB, Esq.
@CJoeBlack
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Corporate Attorney. VC/Emerging Tech M&A and Securities Law. Alum: @jpmorgan @sebgroup . Opinions and views are mine. Nothing here is legal or investment advice.
Brooklyn, New York
Joined September 2009
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Last Seen Profiles
Hands down
@CashApp
is revolutionizing banking with their new product update. Why have a bank branch when you can deposit cash right at a local merchant? It’s arguably my favorite financial innovation since crypto.
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Me bidding for the cheddar biscuit formula at Red Lobster’s bankruptcy asset sale
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John Mackey started Whole Foods with $45,000 dollars borrowed from family & friends. Believe in yourself. Believe in your abilities.
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@_KeepItGulley_
@_WordSmiff_
3rd quarter: Hot girls down by 75. It’s looking like a blowout Bob.
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Financial literacy isn’t simply about “managing and saving money” it’s also a form of consumer protection. Financial literacy teaches better decision making around money. For example: see thread.
I hate how we push “financial literacy” programs on poor people. They’re not financially illiterate, they’re broke, be for real. There’s only so much managing and saving money you can do when you don’t have much
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They could’ve bought that Black-owned business that started making them in 2014. But they chose to cannibalize the Black-owned business instead. That business is
@tcbandages
and I’m still going to buy from them. Point blank. Period.
99 years after creating band-aids, Johnson & Johnson announces its offering a flesh color that doesn’t just match white skin.
Took long enough. Never too late.
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Just know that you wouldn’t have anything to write about.
What would you do? 💰
A Virginia family finds $1 Million in the middle of the road... and returns it:
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We needed 2020 so we could see everyone for who they are. Good times made us forget.
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I still don’t believe it
Some needed Black joy that comes w no fine print: the love of my life
@CJoeBlack
passed the fucking bar!!!!!!!!!
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All the homies in Sunset Park, Park Slope, Greenwood, Windsor Terrace, and Bay Ridge… be safe out there. Stay alert and stay in the crib if you can.
Rest of my New Yorkers, keep your eyes open and be safe too 🙏🏾❤️🗽.
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Hong Kong is on level 10.
First time ever
#HongKongProtesters
have used a leaf blower to tackle tear gas. Clearly a new tactic unlocked.
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Woke up to the news that I made someone $10k. 🥺😢. Dude is building a portfolio for his daughters college tuition. I’m not crying, you’re crying.
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Why do these guys act like bankers don’t use social media?
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I know you’re in the gym sis and I love that for you but he didn’t leave you because you were unattractive, he left you because you annoyed him 🫶🏾
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I’d love to read a book about the founders who built unsexy shit. The person who built and designed the zipper, the toilet, water filtration companies, monetary clearinghouses. All the shit we don’t celebrate but use everyday. Where can I find this? Any advice anyone?
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When you're doing a legal memo and you're not sure if you cited too much or too little
@JusticeWillett
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Quick update: There are wildfires in the Amazon rainforest and in the Arctic. Yes, THE ARCTIC.
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When the government did all that PPP LOAN FORGIVENESS I AINT SEE YALL COMPLAIN ONCE. I didn’t see “oh all those companies borrowed money during the pandemic they should pay it back. I borrowed for my business, I paid it back.”
But now it’s some student loans and y’all righteous.
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@inreGray
This years bar exam was the hardest ever administered because of the conditions. You’re a champion no matter what. Still super proud of you and even more respect to you for being public about it. Not many have the courage to do that either.
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Don’t let the internet make you forget who you are in real life.
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Don’t forget. Monday we back to the money. I’m running through all of Biden’s policies between now and January looking for the money
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Stripe & PayPal will give you a business loan based on the sales of your online business. Stripe will not only underwrite a loan proportional to your previous years sales, but will also take a percentage of future sales as payment as the transactions clear (cont.)
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Early voting line in NYC look like Jordan’s dropping. This is the proudest moment I’ve had in years. Let’s get it YALL.
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Tim Cook said “y’all not firing a soul. Take $50 Mill out my check.” Real one.
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Me waiting patiently for a “don’t come to work” email knowing damn well I’m not going to get it
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You don’t need hella followers to run a profitable business on the internet. Double down in providing value to your audience. Double your dollars.
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Growth is not texting your ex that you graduated law school after she told you that you never make it in there in the first place.
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401k stash limit is $19,500 this year. That’s $19,500 that you can shave off your taxable income this year while investing for retirement. So if you make $60,000 a year and you stash the max you’ll be taxed at only $40,500 which can save you some $$$. Plan accordingly my friends.
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Me pulling out my Juris Doctor diploma when someone randomly calls me a “Dummy from Canarsie”
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It’s hot as hell in NY today. Hitting the protest to give out free water to the protesters. If you know anyone out there point them to my page and I’ll give them my location.
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If you watch any YouTube video today, watch this one. This changed my entire view of the world years ago and it still slaps. Do yourself the favor.
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Never forget. Black people got killed for buying candy with hoodies, going for a jog, driving their families home, selling loose cigarettes, being at the wrong place at the wrong time.
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One thing I realized this year is there’s actually more power in saying nothing. Made more progress saying less this year than I ever did posting shit on the internet everyday.
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Unemployment done. Eviction moratoriums lifted. No more stimmy’s. This is when the real pandemic starts.
Attorney General Merrick Garland is calling on "the entire legal community" — including law firms, law schools and top legal organizations — "to take immediate action to help prevent unnecessary evictions" during the pandemic, Psaki announces
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Let me save you some time. I wrote a Dime on this 2 weeks ago and talked about it on here a few times. In 2010, Congress Passed Dodd-Frank who’s aim was to prevent banks from wilding on mortgage-backed securities which caused the financial crisis (A THREAD)
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@BigBichote
Meh let em have the day. What’s minor to us might not be minor to them. If they circle back clear the air.
My personal philosophy: we all talk to each other too much. People need space to breathe and think.
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Note to self: If you own 20% equity in 5 small businesses that make 100k a year profit. You make $100k a year.
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Thanks for the support y’all. I won’t know how it went til the end of the year so do me a favor and don’t ask me how it went.
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Spent almost $15k in the last 4 months just to take the bar exam so when I hit you with the fee to create a Special Purpose Vehicle with the proper governance structure for you and your mans on the block please do me a favor and don’t ask me for a discount.
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I love me a boring business with heavy cash flow that’s recession-proof. Spent my Saturday night shadowing a liquor store owner (friend of the family) & saw 300+ transactions in under an hour averaging out $32.50 per & said it’s a slow night usually there’s a line down the street
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You want to create generational wealth? Get a life insurance policy and never miss a payment. That’s how you create generational wealth.
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Just paid my deposit. Officially giving up the paper chase for a while. Going to law school.
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They burned down this mans business that the internet watched him build and he still sees the bigger picture. Some of y’all faves like taking your money. Some others are here for y’all truly. Know the difference.
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One thing imma do is support my friends enthusiastically in everything they do . I’m all of my friends biggest fan.
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America shows you what it is every day and you still be surprised. Crazy lmfao.
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A1: I call it the "One and Done" syndrome where we believe we need one high stream of income to be financially stable
#blkcreatives
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@Ziggys_Duck
Wild take. A cop literally created a fake serial killer and plants evidence to link cases together all so he can get funding to catch someone else and bro said the show is copaganda 😂.
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There’s a sub 1% chance that someone under 35 telling you that they’re a millionaire is telling the truth so pick your clubhouse rooms wisely.
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I share this with my friends when they're feeling down, unmotivated, or comparing themselves to others successes. Share it with yours
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If you’re reading this... I pray that all your dreams come true.
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Erykah and Jill reminding us why we need to physically and emotionally invest in women. Because… Wisdom.
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Don't forget y'all
#BlackSkillsMatter
build those skills and the $$$ will follow. Use that time wisely
#blkcreatives
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THEY CANCELLED THE TEST. NY STATE JUST CANCELLED THE SEPTEMBER BAR EXAM OMG
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IRS watching everyone post all the money they making on IG and Twitter.
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It’s kind of crazy how I went from starting a business in my living room and building it out as a one man team to doing a panel sponsored by Wells Fargo this coming September.
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