📉 Bad Money Guy📉
@BadMoneyGuy
Followers
2,797
Following
257
Media
674
Statuses
8,086
Retired at 22 with 8 streams of income. Uber driver. Saving up to move out of my mom’s basement.
Joined September 2020
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I’m a new homeowner and my home value is down around $40-50k from when I bought it.
Am i supposed to get a refund from the seller or does the government handle these things?
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People severely under estimate what saving just $4-5k a month can do 🤦♂️.
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People underestimate the power of investing just $4-5k per month.
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My boss tried to give me a $10k raise, pushing me into the next tax bracket and effectively making less money.
Told him “no, i’m no idiot!”
He was shocked i was able to figure this out on my own.
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My boss sat me down this morning to tell me how good of a job i was doing and offered me a $10k raise.
Was thrilled, but then realized it would bump me up to the next tax bracket.
Had to let him know i decline, I’m no fool!
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AirBnB has no houses.
Uber has no cars.
My investment account has no money.
This is the new economy.
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Could you survive on $10k a month IF your house was paid off?
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Going to piss off my neighbors and sell my house for 25% under market value.
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I didn’t work today but still made $300 in passive income driving for uber.
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3 months ago i bought a fixer upper for $350k, poured close to $100k into it and just sold for $50k profit at $400k.
$50k for just 3 months of work, anyone can do this!
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I retired earlier this year, now i just spend 10hours a week blogging, 15 hours door dashing, 15 hours Ubering, and i almost replaced my income when i was working full time.
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I got no raise this year, but they are giving me more responsibility because they believe in me!
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99% of people could not cover an emergency of $100k.
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To be in the top 10% of the US, you only need to be making $52k a year.
Let that sink in.
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Instead of buying an s&p 500 index fund you could stop being lazy and just buy all the holdings yourself and save on the fees.
Why pay the expense ratio when you have all the info you need?
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You wake up tomorrow with a net worth of $20k, what’s the first thing you do/buy?
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Opened up 4 birthday cards and up $200 right now.
Loving this new mailman job.
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Would you be able to survive on $10k a month if your home was paid off?
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Just found out the COO of my company slept with my mom last week.
What advice would you give me?
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I am now officially verified, so wanted to reintroduce myself.
Retired at 22 with 8 streams of passive income:
Dividends
Uber
REITS
Blog
Door dash
Task rabbit
Book sales
Affiliate marketing
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How is anybody supposed to live, laugh, love in this market?
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I got one new follower this month so wanted to reintroduce myself:
-Retired at 22
-8 streams of passive income - uber, blogging, dividend, reits, rover, door dash, ebook, retweets.
-Author
-Millionaire
-Coach
-inventor of stress free weekends
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This girl at the bar was ignoring me, her loss, she has no idea i have almost 1,000 followers on twitter.
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The greatest value add to real estate is simply fresh carpet in the bathroom.
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The wealthiest people I know are all Uber drivers.
What’s stopping you?
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DINKs are turning into DILDOs
(Dual Income Little Dog Owner)
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I gained a couple of followers so wanted to reintroduce myself:
Retired at 22 with 8 passive streams of income: blogging, dividends, affiliates, uber, doordash, rover, task rabbit & flipping products.
Starting a new side hustle this week working at Ihop
Soon to be author 📚
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The person in front of me paid for my coffee, so I poured it out in front of them.
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My neighbor is screwed, pretty much in a prison. His mortgage interest rate is so low he can never move.
What a loser!
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If you tip anything less than 25%, you got to be a real POS.
Just stay home next time.
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I used to have $75k in debt but dug myself out with 1 simple trick.
How?
I got a job
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If you didn’t get an 8.6% pay raise, but your output declined 10%, you got a pay raise!
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My mom tried charging me $500/ month to live in the basement so i flipped out on her.
Is she being unreasonable?
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Big announcement, i am rebranding.🗣️
Formally The Dividend Kid, then The Finance Guy, now this is my new account.
Thanks for following my journey 🙏
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My friend came to me worried that if he accepts a promotion he will be moved to a higher tax bracket and end up making less.
I told him this is a trick corporate America always uses to squeeze their employees and that he should turn down the promotion so he pays less taxes.
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Before you start a side hustle, have you tried reducing your 401k contributions? Pretty much free money.
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I got a couple new followers so wanted to reintroduce myself:
Retired at 22 with 8 streams of passive income (dividends, uber, blog, rover, doordash, reits, tweeting, etfs)
-Millionaire
-Author
-Coach
-Inventor of stress free weekends
-Son
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What is the number one reason people lose money in the stock market in 2 words?
I’ll go first: Bad Timing.
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In 2021 i learned a valuable lesson keeping all my money in cash missing out on 20%+ gains.
In 2022 i learned another valuable lesson losing 20% not keeping all my money in cash.
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Instead of saying I driver for uber, how would you class it up?
Going on a date and need it to sound good without lying.
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Went out last night, but picked up no chicks.
Once again, girls never go for the nice guy.
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Work your whole life building good credit, then take out a monster loan when older and go m.i.a.
🤫
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You will never hear a crack head say "I have no money, i won't be smoking today."
They always find the money.
Be like a crack head.
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Saving hack: if you know you are going to the dentist, don’t brush your teeth, they will do it for you.
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I got a few new followers, so wanted to reintroduce myself:
Retired at 23, with 8 streams of revenue:
Uber, rover, doordash, blogging, affiliate marketing, stock dividends, reits, and instacart.
Never looking back, be your own boss!
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Poor: take naps
Middle: no naps
Wealthy: take naps
Will not explain.
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Name a greater source of passive income than Uber, I dare you.
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If I win the lottery, no one around me will be broke.
And I truly mean that, I will move straight to the wealthiest neighborhood i can find.
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When a man steals your wife, there is no better revenge than to let him keep her.
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I am not worried about a recession because i have 7 streams of passive income:
Dividends
Reits
CDs
Fundrise
Lendingclub
I-bonds
HY Savings
And this barely scratches the surface of my income from uber, blogging, door dash, flipping and rover.
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People that brush their teeth before going to the dentist are throwing money away. 🪥
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Since my home value dropped over $50k, do i get the refund during tax time or do I need to contact someone else?
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Remember, if Trump wins this election Biden can still run in 2028 🙏
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Reminder: it’s not the algorithm, your tweets just suck. 🗣️
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If you hear these sayings at work, they are under paying you:
You’re a rock star
We’re family
You are indispensable
What else?
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When I first retired at 22 I was scared, but creating 8 streams of passive income quickly eased those fears.
(Dividends, blog, uber, rover, reits, doordash, affiliate marketing, coaching)
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You want FU money?
Save up 6 weeks of expenses and then when your boss wants you to work, just say FU!
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I am officially on the road to $25m net worth and no debt!
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Was thinking about switching companies, but my employer just announced an additional 1% 401k match if you stay through end of year.
This must be those golden hand cuffs I’ve been hearing about.
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This girl came into an interview, 20min late, soaking wet, had a million excuses, but absolutely killed it. Was going to offer her a job but i am just a custodian and she was in the wrong building
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If feminism was real, how come no high earning women want to marry low earning men?
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On your deathbed you’re going to wish you spent more time arguing with strangers on the internet.
Trust me.
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If you want to make $1 million this year, it’s just $2,740 per day or $83,333 per month.
Don’t let math hold you back!
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If we all stop eating, grocery stores will be forced to lower food prices 🗣
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Asked my boss for an advance on my salary for the rest of this year to buy the dip.
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I’m going on vacation to Oklahoma next week, what should I do?
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