SaaS brings innovation and efficiency, but FIs must take steps to ensure that sensitive data is not vulnerable to misconfigurations, identity sprawl.

Fraud threats are evolving, and banks must stay ahead. Check fraud has doubled since 2021, and criminals are exploiting every vulnerability. Learn how industry leaders are strengthening fraud defenses in BAI’s latest Executive Report.

President Trump is of two minds when it comes to America’s currency. Both Trump’s goals, a strong dollar and a weak dollar, have benefits. But he can’t achieve both at the same time.

Federal banking regulators secured a delay in oral arguments over updates to anti-redlining rules, giving Trump-appointed leaders time to review changes to the Community Reinvestment Act.

The SEC has repealed a 2022 rule that classified crypto as a liability on bank balance sheets, easing financial and regulatory burdens for banks offering crypto custody services.

A streamlined process for obtaining bank charters could drive innovation, improve competition, and keep fintech activity regulated, argue Michele Alt of Klaros Group and seven other financial experts in an open letter.

Bank of America CEO Brian Moynihan says the financial industry is ready to embrace crypto—but only if clear regulatory frameworks are established. "The banking system will come in hard on the transactional side of it," Moynihan said.

Under the Trump administration, the future of the CFPB is uncertain. The bureau has taken aggressive action in recent months, targeting major companies for consumer protection violations. Will these efforts continue?

The Federal Deposit Insurance Corp. will take a more “open-minded” approach to financial technology and digital assets and withdraw proposals that would’ve tightened “hot money” rules and bank board requirements, the agency’s new acting chairman said.

Fintech funding slowed but showed resilience in 2024: $33.7B raised globally (-20%), with Q4 rebounding to $8.5B (+11% QoQ). Median deal size jumped 33% to $4M, signaling cautious optimism for the sector.

In a year defined by breakthroughs in artificial intelligence and blockchain technology, you might think that all this incredible innovation has made its way into the hands of the people who need it most. But you’d be wrong.

With a Republican majority having taken control of the U.S. Senate in January, Tim Scott said the Banking Committee would have an “open-minded environment” for digital assets.

Jamie Dimon warns inflation may persist due to ongoing spending and calls today’s geopolitical landscape the most perilous since WWII. Insights from J.P. Morgan’s Q4 earnings.

The Federal Reserve is expected to hold rates steady at its Jan. 28-29 meeting with a few more rate cuts over the course of the year.

Financial services marketing leaders fighting for budget dollars should prioritize product and brand consistency and use data to make their case.

Join us for the ProSight Banking Outlook: 2025 Trends webinar on January 16, 2025, from 1:00 - 2:00 PM (CT). Discover key insights from our annual survey.

J.P. Morgan Chase is the latest to leave the Net-Zero Banking Alliance, which now has 141 members but only three U.S. banks: Amalgamated, Areti, and Climate First. The NZBA launched in 2021 to align banks with net-zero goals.

Two groups are suing to block a new rule barring medical debt from credit reports. Filed in Texas, the lawsuit challenges a CFPB regulation finalized by Biden’s administration.

SMBs are rethinking their banking relationships, moving from national banks to local FIs like community banks and CUs. Why? Personalized service, lower fees, and better local support—especially for rural or lower-revenue businesses.

The multitrillion-dollar bond market is sending a message to President-elect Trump and the new Congress: There is no fiscal free lunch to be had.