When we think of Valentine’s Day, we often think of love, connection, and appreciation for the people who mean the most to us. This February, practice showing care for yourself and the ones you love by creating a foundation of financial wellness.

A10 💬 Be honest! Let them know you’re focusing on financial goals & suggest budget-friendly alternatives. True friends will support your efforts to save. Set boundaries & stick to what works for you! #budgetoutloud #CreditChat

A9🏈 Celebrate without overspending! Host a potluck instead of catering, use what you already have for décor, and set a spending limit before shopping. Enjoy the fun while keeping your budget intact! #SaveForWhatMatters #CreditChat

A8💰 No-spend challenges are eye-opening! They help reset spending habits, highlight unnecessary expenses & boost savings. Even a “no eating out” week can make a big impact. Who’s up for trying one? #SavingsChallenge #CreditChat

A7 🛠️ DIY can be a huge money saver! Learning basic repairs (like fixing a leaky faucet or sewing a button) can cut costs. But know your limits—some projects are best left to the pros to avoid costly mistakes! #DIYOrNot #CreditChat

A6💡 Plan ahead! Look for off-season deals, use cashback & rewards programs, buy secondhand or refurbished items, and compare prices before making big purchases. Patience pays off! #CreditChat

A5🎉 Absolutely! Try free local events, library resources, nature hikes, DIY projects, or game nights at home. Many museums & parks offer free days—check your area! Social fun doesn’t have to break the bank. #BudgetFriendlyFun #CreditChat

A4 📊 Track your spending for a month and ask: Does this expense bring me value? Could I find a cheaper alternative? Cut out costs that don’t align with your priorities. Redirect those dollars toward savings! #MoneyMindset #CreditChat

A3💰 Audit your bills & Get a Clear View of Your Finances! Cancel unused subscriptions, negotiate lower rates on phone & internet, switch to energy-efficient appliances, and shop around for insurance discounts. Get some ideas from our list of 54 Ways to Save! #CreditChat

A2💡 Be intentional with your spending by focusing on what truly aligns with your goals. Before making a purchase, ask yourself: Does this add value to my life and support my goals? Small, mindful choices can help you save more for what matters most. #MindfulSpending #CreditChat

A1💡Saving money doesn’t mean sacrificing joy! Focus on what truly adds value to your life. Prioritize experiences and needs over impulse purchases. Find low-cost ways to enjoy what you love—like free community events, home-cooked meals or family game night. #CreditChat

As one of the first Black women lawyers in New York, Carter used her platform to educate on economic justice and the financial independence of marginalized groups. #BlackHistoryMonth

RT @Experian: Don’t miss tomorrow’s savings themed #CreditChat. We’ll be joined by: @creditscoop, @Glink, @AmericaSaves, @aboutthatwallet,…

(5/5) Join us as we honor their legacies, celebrate their contributions, share their lessons, and continue the work of building a future where everyone has the opportunity to achieve financial confidence and wellness.

Special tax credits, such as the Earned Income Tax Credit, #EITC, and deductions can help parents offset the costs of raising a child. Parents should check for benefits when they prepare their tax return. Learn more: #IRS @IRSnews

When building your savings foundation, there’s no amount too small to save. It’s all about building your solid savings habits! Listen to Episode 10 of the Think Like A Saver Podcast, How To Start Saving.