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Lauren | Adulting Is Easy Profile
Lauren | Adulting Is Easy

@AdultingIsEasy

Followers
37K
Following
78K
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2K
Statuses
34K

* Passionate about personal finance * Own & manage short-term and long-term rentals on Florida's nature coast * Adulting Is Easy Podcast Host *

Tampa Bay, FL
Joined May 2017
Don't wanna be here? Send us removal request.
@AdultingIsEasy
Lauren | Adulting Is Easy
9 months
What's expensive, but worth it?.
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Lauren | Adulting Is Easy
9 months
@alexforbes__ If you invite people over for a meal, you're paying for the food. If you want people to bring some parts of the meal, then ask them, like drinks or dessert. This is so. rude.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I turned 33 this weekend. I own 8 Airbnbs that generate $20k per month. Here are 33 things not all Airbnb hosts have (but totally should):.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
My dad used to pay me $1 if I ordered water at a restaurant. He explained it benefitted both him and me financially. And that it was healthier.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I can use Microsoft Excel to analyze a real estate deal in under 10 minutes. My spreadsheets are like 3rd grade math. I literally add, subtract, multiply, and divide. Let me show you:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I can use Microsoft Excel to analyze a real estate deal in under 10 minutes. My spreadsheets are like 3rd grade math. I literally add, subtract, multiply, and divide. Let me show you:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
5 months
If you think a bunch of rich people being taxed on unrealized gains won't affect you. You're very wrong.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
This is how it is
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
Still can't believe this happened. Has my time on X peaked? πŸ˜…
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Lauren | Adulting Is Easy
1 year
Why does the US government limit what we can contribute to our retirement accounts?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
8 months
I still feel like a $100k salary is a good salary.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
At 27, I had my own office in the penthouse, a reserved parking spot for my BMW, a primary home in a golf course community, and 1 rental property. That's the year I was diagnosed with depression. Be careful chasing society's dream for you.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
I've put $250k of my own cash into stocks. now worth $500k. I've put $250k of my own cash into real estate. now the equity alone is worth $1 million.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I've put $250k of my own cash into stocks. now worth $500k. I've put $250k of my own cash into real estate. now the equity alone is worth $1 million.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
Today I closed my work laptop. Forever.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
At 33, I have 9 short-term rentals and 3 long-term rentals. I wouldn't be where I am without Bigger Pockets. These 6 books were crucial reads:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
If you are renting. You are paying the property taxes.
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@AdultingIsEasy
Lauren | Adulting Is Easy
3 years
I own and manage 8 short-term rentals (Airbnbs). These are the 8 most expensive parts of setup (I learned the hard way):.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
Should 20-somethings be maxing their 401ks?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
9 months
Anybody else have family members who leave their AC at 79 or 80 and you go over there and just sweat the whole time?. How much money could this possibly save?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
3 years
It's been a wild 5 years. Age 27:. - BMW.- 1 rental.- Nice house.- On track to retire in my 50s. Age 32:. - Accord.- 12 rentals.- House hacking.- Financially free.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I can use Microsoft Excel to analyze a real estate deal in under 10 minutes. My spreadsheets are like 3rd grade math. I literally add, subtract, multiply, and divide. Let me show you:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
$120k salary is the new $100k salary.
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Lauren | Adulting Is Easy
1 year
If you borrow money, you should pay it back. True or false?.
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Lauren | Adulting Is Easy
7 months
My friend was just quoted 1.26% to invest $50,000 with a financial advisor. This seems high to me, and I told her as much. Am I off base?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
How to become a millionaire:. 1) Pretend you make 20% less than you do.2) Invest that 20%.3) Wait.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
I've put $250k of my own cash into stocks. now worth $500k. I've put $250k of my own cash into real estate. now the equity alone is worth $1 million.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
Real estate has been paying my bills for a while now. Time to take the training wheels off. I just put my notice in 😎.
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Lauren | Adulting Is Easy
8 months
I'm at the beach. It's just butts. Butts everywhere.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
At 33, I have 10 short-term rentals and 3 long-term rentals. I wouldn't be where I am without Bigger Pockets. These 6 books were crucial reads:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
How to become a millionaire:. 1) Pretend you make 20% less than you do.2) Invest that 20%.3) Wait.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
Real estate is not passive income. Sorry not sorry.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I've put $250k of my own cash into stocks. now worth $500k. I've put $250k of my own cash into real estate. now the equity alone is worth $1 million. Did I lose money?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
7 months
I think $2.5 million is enough to retire on. That's 25x $100k (i.e. 4% rule for $100k/yr).
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Lauren | Adulting Is Easy
3 years
My Airbnb (Short-Term Rental) Payouts for April:. Week 1: $5,768.44.Week 2: $7,159.95.Week 3: $5,270.56.Week 4: $5,231.98. Total: $23,430.93. Interested in how to get started?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
By the time you're 30, you should be aware of:. - 401ks.- HSAs.- Roth IRAs. Agree or disagree?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
If you are renting. You are paying the property taxes.
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Lauren | Adulting Is Easy
7 months
My friend said to me the other day. "My car is SO old". I later found out it's a 2017. Anyone else think that's not that old? Lol.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
This is how I use Excel to analyze a real estate deal in under 10 minutes. My spreadsheets are like 3rd grade math. I literally add, subtract, multiply, and divide. Let me show you:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
REMINDER. If you are renting. You are paying the property taxes.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
At 27, I had my own office in the penthouse, a reserved parking spot for my BMW, a primary home in a golf course community, and 1 rental property. That's the year I was diagnosed with depression. Be careful chasing society's dream for you.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I've read dozens of personal finance books. Here are the ones you should start with:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
Adulting Is Easy now has 30,000 followers!πŸ™. Hi! I'm Lauren:. - Age: 33😁.- MarriedπŸ’.- Podcaster🎀.- Sports fanπŸ’.- Index fundsπŸ“ˆ.- Sales career ☎.- Tampa Bay, FL🌴.- Honda Accord🚘.- Multi-millionaireπŸ’΅.- Real estate investing: 14 doors🏑.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
Real estate is not passive income. Sorry not sorry.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
Real estate is not passive income. Sorry not sorry.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
I don't care how old you are. With the right choices, you can retire in 10 years.
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Lauren | Adulting Is Easy
6 months
Give me some talking points to talk my husband out of buying a new vehicle when his 4Runner is only 9 years old with 130k miles:.
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Lauren | Adulting Is Easy
1 month
Just put a deposit down on a new one of these babies πŸ€‘. May pay cash, may not depending on the interest rate. But go ahead and roast me
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Lauren | Adulting Is Easy
2 years
Airbnbs generate almost $20k in bookings per month. In honor of me being 33 years old. Here are 33 things not all Airbnb hosts have but totally should:. (Bookmark this).
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Lauren | Adulting Is Easy
2 years
Would you buy a mobile home for $125k if this was your view?
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Lauren | Adulting Is Easy
5 months
@DecadeInvestor They need to stop getting DUIs or something wtf is with that car insurance.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
House hacking is the best way for young people to get ahead.
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Lauren | Adulting Is Easy
11 months
At 27, I was diagnosed with depression. I had a private office, reserved parking spot for my BMW, primary home in a golf course community, and 1 rental property. Be careful chasing other people's dreams.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I have 8 short-term rentals and 4 long-term rentals. I wouldn't be where I am without Bigger Pockets. These 6 books were crucial reads:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
Get rich then get off the grid
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Lauren | Adulting Is Easy
1 year
I'm just not a 5 am person. Anyone else out there think that's insalely early?.
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Lauren | Adulting Is Easy
4 months
Your primary residence is an asset. I will unalive myself on this hill.
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Lauren | Adulting Is Easy
2 years
Your primary residence is an asset. Hard stop.
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Lauren | Adulting Is Easy
10 months
Living with your parents is fine. Giving me financial advice while living with your parents is not fine.
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Lauren | Adulting Is Easy
2 years
I own and manage 8 short-term rentals (Airbnbs). These are the 8 most expensive parts of setup (I learned the hard way):.
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Lauren | Adulting Is Easy
4 years
My husband told me last year he wanted our net worth to hit 1M before he turned 30. He's 28 and gosh darn it, I think we're gonna do it!.
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Lauren | Adulting Is Easy
3 years
Put in my notice today at my 9-5. Excited to see how this next chapter goes. πŸ‘€.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
In 2022, the average new car payment was $700. In 2012, my first house payment was $725. How are people surviving?!.
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Lauren | Adulting Is Easy
7 months
In 2022, the average new car payment was $700. In 2012, my first house payment was $725. How are people surviving?!.
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Lauren | Adulting Is Easy
1 year
$1 million is a lot of money. It's not rich money though.
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Lauren | Adulting Is Easy
8 months
Becoming a millionaire wasn't as cool as I thought it would be.
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Lauren | Adulting Is Easy
1 year
Not sure who needs to hear this, but. 401ks aren't a scam.
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Lauren | Adulting Is Easy
2 years
I don't have to work today. I don't have to work for anyone else ever again. Wonder when that will sink in.
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Lauren | Adulting Is Easy
3 years
I requested a credit limit increase on my credit card. Got an extra $7k instantly!. Will I use it? Nah, but it lowers my utilization, which is good for my credit score.
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Lauren | Adulting Is Easy
3 years
Husband & I have 8 Short-Term Rentals/Airbnbs. Here are 4 things I'd do differently if I started over:.
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Lauren | Adulting Is Easy
2 years
Why anyone would rather work than fish, golf, play pickleball/tennis/volleyball, learn a new language, go on the boat, snow ski, eat, drink, travel, shop, read, get massages, watch sports, etc., is insane to me.
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Lauren | Adulting Is Easy
3 years
Life Hack:. Marry an engineer.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
Not sure who needs to hear this, but. 401ks aren't a scam.
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Lauren | Adulting Is Easy
5 months
I just turned 35. That was my drop dead to decide on kids. Guess it's a no πŸ€·πŸΌβ€β™€οΈ.
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Lauren | Adulting Is Easy
1 year
In the past, men worked 1 job and women stayed home. Then, women starting working. Now, side hustles are on the rise. Where does it end?.
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Lauren | Adulting Is Easy
2 years
I have 8 Short-Term Rentals/Airbnbs. Here are 4 things I'd do differently if I started over:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
3 years
πŸ™‹β€β™€οΈMy Bio:.- 32 year old married to 29πŸ’.- Loc: Tampa Bay, FL 🌴.- 9-5: SalesπŸ’°.- Bachelor's: Finance - Univ of FL🐊.- Grad Cert: Personal Finance - Boston U πŸ“š.- Real Estate Investor (12 doors)🏘️.- Podcast Host🎧.- Index Fund InvestorπŸ“ˆ.- Newbie Crypto Investor πŸͺ™.- MillionaireπŸ€‘.
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Lauren | Adulting Is Easy
2 years
Thank you for 25,000 followers! . I'm LaurenπŸ™‹β€β™€οΈ. Age 33, married to 30πŸ’.Real Estate Investor 🏠.University of Florida🐊.Index Fund InvestorπŸ“ˆ.Boston University πŸ“š.Multi-Millionaire πŸ€‘.Tampa Bay AreaπŸ–οΈ.Podcast HostπŸŽ™οΈ.Airbnb Host🏘️.Sales proπŸ’Έ.FI😎. Level up your Twitter timeline:.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
Should 20-somethings be maxing their 401ks?.
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Lauren | Adulting Is Easy
2 years
It took me just a little bit too long to realize I should have been maxing the match on my 401k and not maxing the whole damn thing.
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@AdultingIsEasy
Lauren | Adulting Is Easy
3 years
Men who pull out early never experience the bull market that follows.
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Lauren | Adulting Is Easy
1 year
I don't care how old you are. With the right choices, you can retire in 10 years.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
By the time you're 30, you should be aware of:. - 401ks.- HSAs.- Roth IRAs. Agree or disagree?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I know someone who won a $1 million lotto. They took a year off work, spent it all, and went back to the same job. Would that be you?.
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Lauren | Adulting Is Easy
3 years
Do I WANT to sit on my ass and do nothing?. No. Do I want the OPTION to sit on my ass and do nothing?. Yes.
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Lauren | Adulting Is Easy
1 year
Our stocks are worth over $700k. That's the good newsπŸ€‘. $550k of it is in retirement accts. That's the bad news 🫠.
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Lauren | Adulting Is Easy
2 years
My dad taught me about stocks, 401ks, and IRAs. My mom had a rental property. Grateful πŸ™.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
Owning an index fund is not this rewarding
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
My dad taught me about stocks, 401ks, and IRAs. My mom had a rental property. Grateful πŸ™.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
Should high schoolers have jobs?.
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Lauren | Adulting Is Easy
2 years
Why anyone would rather work than fish, golf, play pickleball/tennis/volleyball, learn a new language, go on the boat, snow ski, eat, drink, travel, shop, read, get massages, watch sports, etc., is insane to me.
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Lauren | Adulting Is Easy
1 year
My boss was ecstatic with my 3 series BMW purchase. Said he wanted me in a 7 series ASAP. Took me too long to realize why. .
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
There's more to life than this
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Lauren | Adulting Is Easy
3 years
If I were just starting out, here's what I'd do:. - Maximize income.- Live on 50%.- House hack.- Max 401k match.- Max Roth.- Invest in real estate.- Fund a brokerage.- Buy some crypto (1-2% of portfolio).
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
What's expensive, but worth it?.
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@AdultingIsEasy
Lauren | Adulting Is Easy
3 years
One time in college, I won a stock investment simulation because I forgot we were doing it for the entire semester so I never traded any of the stocks. Learned my lesson!.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
Reminder:. Your primary residence is an asset.
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 year
How to become a millionaire:. 1) Pretend you make 20% less than you do.2) Invest that 20%.3) Wait.
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@AdultingIsEasy
Lauren | Adulting Is Easy
29 days
Ta daaaaa
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@AdultingIsEasy
Lauren | Adulting Is Easy
1 month
Just put a deposit down on a new one of these babies πŸ€‘. May pay cash, may not depending on the interest rate. But go ahead and roast me
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Lauren | Adulting Is Easy
2 years
Take your PTO. Take your sick days. You don't get those back when you retire.
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@AdultingIsEasy
Lauren | Adulting Is Easy
2 years
I own and manage 9 short-term rentals (Airbnbs). These are the 9 most expensive parts of setup:.
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