Clark Howard
@ClarkHoward
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132,232
Following
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Media
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Statuses
42,166
Money expert & NY Times #1 best-selling author helps you save more, spend less and avoid rip-offs! Got a question? Use #AskClark
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Joined December 2008
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Last Seen Profiles
Congratulations to Rebecca Howard and her husband who were married yesterday! 💍🥂
Clark is one proud dad and wanted to share with all of you a picture of their father-daughter dance!
#fatherdaughterdance
#wedding
43
28
735
The money expert has a new title -- POPS!
Clark Howard welcomes his first grandchild into the world. Meet his namesake, Little Clark!
#grandpa
#grandpaproblems
#newbornbaby
#newbaby
47
15
626
Clark was walking down the street from a video shoot and saw a woman in distress with a flat tire. She was on the phone with AAA, but Clark changed the tire for her (with help from a high school friend). She was so excited and grateful!
#serveothers
#actsofkindness
#bekind
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Cheapest lunch in Manhattan. A costco hot dog and drink for $1.50
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210
I’d prefer that you get no tax refund. If you are getting one, it means that you’ve made an interest-free loan to the government and your money has been working for them — not you — all year long.
12
18
157
“We will come out of this, and we ultimately are going to be okay physically and financially. My pledge to you over these weeks ahead is - as concerns mount for you as an individual or for your family - I’m going to be here to answer your questions to the best of my ability.”
6
18
147
I encourage you to really think once, twice, three times before you act because if you sell, you lock in the losses. If you stay, you could have more losses, for now. The short term will be brutal. The recovery will come!
#StockMarket
#recovery
6
27
141
Mark the date...August 11th...first Christmas merchandise I've seen out on the shelves at Costco. What do you think about that?
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67:
Clark’s age as of today. Thanks Clark for all your decades helping us save more and spend less. And Happy Birthday!
11
2
143
Money expert Clark Howard's take on the recent negative comments about the picture of Ellen DeGeneres sitting next to former U.S. President George W. Bush at a football game: People we disagree with are still our fellow Americans. We must do better, we can do better.
5
17
137
I am so sad at the passing of the great
#HankAaron
. I had the honor to know the kind and gentle man that he was. Hank knew how much I loved
@krispykreme
and surprised me by showing up to our
@Habitat_org
dedication with several dozen this day.
#hankaaronRIP
#RIPhank
5
11
123
I don’t get it. You’re crazy if you obsess with an 800 or 850
#creditscore
. My credit score is somewhere around an 818. That’s higher than I need. Once you get to 760, just give it a rest. You’re already qualifying for the best
#loans
and the best loan rates.
6
18
114
With
@CaptainHerbWSB
getting toys for kids at Xmas 4 months ago. He spent his life in service to others.
http://t.co/uDUQxbdCkD
11
45
108
Big Clark and Little Clark out for a
#fathersday
stroll. We hope you had a fantastic
#FathersDayWeekend
#grandpa
#pops
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My daughter Stephi won sisters of the sea surf competition in Jax Beach FL with $99 Costco surfboard
http://t.co/QGlX9lIAcv
12
23
100
Happy Thanksgiving! We are so grateful for you and your trust.
3
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I’d prefer that you get no refund at all. If you are getting one, it means that you’ve made an interest-free loan to the government and your money has been working for them — not you — all year long.
5
15
95
Clark is participating in annual training with the Georgia State Defense Force. (He's been a member since 2001!)
8
2
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You never want to give a company the right to draft from your checking account. The reason why is: They can mess up! That money can disappear from your account and it can be very difficult to get it back.
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14:
Number of states that will legally require high schools to teach personal finance once Michigan Gov. Gretchen Whitmer signs a bill into law, according to CNBC. Georgia and Florida passed similar laws earlier this year.
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Don’t sign up for Equifax’s free credit monitoring! Here’s what to do instead
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Right now, you need to think about every dollar that you are spending today. Every single dollar. Everything that is not essential does not take place.
5
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When traveling internationally, do not post a negative review while in a country with no right to free expression – until you’re safely out of that country.
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83
"I’ve been very public on the air for a long time about having been diagnosed with prostate cancer last decade, and as we approach Father’s Day, I wanted to give you an update on my journey."
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77
I’m really worried that people are taking out long-term loans with high monthly payments, and they’re buying at the peak of the market. People are going to be much more upside down than normal because of the abnormal sale cycle we’re in.
7
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78
We wish you a joyous and safe holiday season. We are so grateful for you and your trust!
1
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My preference is for you to buy a two or three-year-old used car rather than a new car. Because when you buy a new car, it loses value the minute you drive it off the lot.
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Memorial Day is a day to remember and appreciate those who lost their lives protecting our freedom. Today we honor those who made the ultimate sacrifice. To the soldiers who courageously gave their lives, thank you.
0
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We are putting down shingles at habitat in the sleet... Working on 7 homes today
http://t.co/Xj4erZwl71
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When you’re in a position to never pay a credit card company another penny of interest again, your life going forward is going to feel so much better, and you’ll have so much more control.
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74
If it's not absolutely necessary to purchase a vehicle, it's best to repair and keep driving what you have this year. Many auto shoppers are paying more than the sticker price right now.
#newcar
#usedcars
#carbuying
#carshopping
#buyingacar
#automotive
#vehicles
#vehicle
#SUV
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If you’re stranded due to the computer meltdown, you’re not alone—Clark is in the same situation. Here are some of his tips to help you have a smoother journey home.
#microsoftoutage
#outage
#microsoft
#Microsoft
#crowdstrike
#BSOD
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70
I believe the
#USCongress
should put
#Rule240
back into law. What it did was, if an
#airline
#canceled
your
#flight
, regardless of reason, they then had to buy you a seat on another airline to get you to where you were going.
#airlines
#travel
#Congress
#flights
#traveling
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70
Homes depreciate over time, not appreciate. People think that a home increases in value. But it’s actually the land that a house sits on that may well increase in value over time. The house itself — the structure — requires continual tender loving care, maintenance and repair.
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Put your savings with an online bank, credit union, a small local bank. Never, never not ever with a big bank.
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My preference is for you to buy a two or three-year-old used car rather than a new car - Because when you buy a new car, it loses value the minute you drive it off the lot.
10
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68
When you pay your
#creditcard
balance in full each month,
#banks
refer to you as a ‘deadbeat.’ Let me tell you something, you wanna be that deadbeat because it means you’re using
#creditcards
the right way, as a
#payment
system, not as a borrowing vehicle.
#debt
#credit
#banking
3
13
67
Clark has been running in the Atlanta Peachtree Road Race for 27 years. Congratulations to all of the runners!
#peachtreeroadrace
#peachtreeroadrace2022
@atlantatrackclub
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Trust me on this: Don’t waste your money on a home warranty.
8
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67
Came across a very convenient way to buy food at the Kansas City airport. Have you seen something similar?
15
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66
Get a little extra money to pay off holiday debt with my list of legit work from home companies:
http://t.co/EXR5yNvjCH
2
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60
During the
#coronaviruspandemic
, many
#Americans
have made a conscious decision to buy more products that are
#madeintheUSA
. Here's an extensive list to help with your
#patriotism
...
#MadeinAmerica
#Americanmade
#supportlocalbusinesses
1
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Memorial Day is a day to remember and appreciate those who lost their lives protecting our freedom. Today we honor those who made the ultimate sacrifice. To the soldiers who courageously gave their lives, thank you.
1
5
65
I disagree with the strategy of focusing solely on paying off other debts instead of having any
#savings
. I’ve always felt that you should try to do both at the same time even if it means that you
#payoff
your
#debt
slower.
#savemoney
#debtfree
#moneymanagement
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I want you to really think through the fact that the key to having financial security in your life is living on less than what you make.
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My one rule is that no one should ever buy a brand-name battery. Almost all of the off-brands or store-brands are made by one of the majors.
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Thank you for your support! Clark has been inducted to the National Radio Hall of Fame & our team is so proud!
http://t.co/YeuyZ5jT73
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That old laptop isn't as useless as you think! Here's how to bring it back to life for free:
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..
@WellsFargo
has proven for the last 18 years to be a corrupt, dishonest, crooked, criminal organization. I want you to be aware that this is a company that does not have your interest at heart.
#banking
#banks
#WellsFargo
#bankingandfinancenews
#bankingdecoded
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I am grateful to you for trusting me for information for your wallet each and every day! The idea is to serve you, to empower you and to give you advice/information so that you can take more control of your life financially.
#newyearsresolutions
#moneytips
#moneymanagement
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Furniture store owner turns businesses into shelters for Harvey evacuees
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.
@JohnLegere
Respectfully, have you lost your mind? I love the Uncarrier but you have betrayed your loyalists with the new Essentials Plan. Bait & switch with junk fees & taxes. Essentials can be more expensive than
@TMobile
One, which includes more stuff. Fix this!
@tmobilehelp
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Free online courses, lessons and apps that will make you smarter
0
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This is such a terrible loss for
@CityofAtlanta
, our
@wsbtv
family, and most importantly her children. My heart goes out to them and other loved ones for their loss. I had the privilege of knowing
@JovitaMoore
for a very long time, and I will miss her.
#JovitaMoore
#RIP
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Teacher creates no-homework policy, suggests better way to use the time
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Clark Howard’s Consumer Action Center celebrates 25 years of helping people
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Clark and his best friend, Maggie, are here to wish you a PAW-fect
#NationalDogDay
! 🐶
#NationalDogDay2020
#nationaldoggday
#dogday
#doglovers
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We’re getting hit with tip requests from all new places. What are the rules now? Clark shares his ideas about this and some general guidelines. ➡️ Link in Bio
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I see no reason for anybody at any time to ever do
#banking
with the "Big Four" {
@WellsFargo
,
@BankofAmerica
,
@Chase
and
@Citi
} under any circumstances.
#bankaccount
#banks
#onlinebanking
#creditunions
#creditcard
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57
Teacher creates no-homework policy, suggests better way to use the time
2
30
56
Great news! The new FAFSA application will no longer punish parents for saving for retirement.
3
13
53
I had the opportunity to buy a cabin on the first US sailing of a
#cruise
ship since
#COVID19
shutdown cruising March of last year. My wife, son and I are on the
#CelebrityEdge
.
@Celebritycruise
requires that all passengers and crew be
#vaccinated
.
#cruises
#backtonormal
6
3
53
Don’t sign up for Equifax’s free credit monitoring! Here’s what to do instead
#Equifax
#EquifaxDataBreach
2
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50
Clark and our digital writer Theo celebrate
#LookAlikeDay
every day! Seriously... the hair, glasses & same $8 shirt!
4
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47
Series I Savings Bonds are currently earning 9.62% interest, but that may change soon. If you have extra cash to stash, there's still time to earn great interest on your money, but the deadline is sooner than you may think.
3
9
53
September 11: We remember all who were lost and those who still carry the wounds both seen and unseen to this day. I want to express my sincerest gratitude to the brave men and women who ran toward danger to save the lives of their fellow Americans
#NeverForget
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51
Thank you for being with us all of 2021. I wish you a prosperous and healthy 2022.
#happynewyear
#happynewyear2022
#newyear
#newyear2022
#newyearsday
#newyearsday2022
#newyearnewme
#newyearnewyou
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Just 1% of the counties in the United States avoided a flood event in the last 30 years. Yet only 27% of homeowners have flood insurance. Should you consider a policy?
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How to secure and wipe your devices clean before you get rid of them
0
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14:
Number of states that will legally require high schools to teach personal finance once Michigan Gov. Gretchen Whitmer signs a bill into law, according to CNBC. Georgia and Florida passed similar laws earlier this year.
#statoftheday
2
5
51
When you owe money in a capitalist system it makes you weak. When you have money in a capitalist system, it makes you strong.
1
8
52
Many people will experience a ‘tax time bomb’ - you’re getting a
#ChildTaxCredit
month-by-month that are gonna post into your account by direct deposit. And then when you go to do your
#taxreturn
next year, you’re going to have to pay the money back in many cases.
#taxes
5
22
51
Without a will, you’re risking the financial future of your family and children. Here’s how to make a will online without paying a penny.
1
11
51
When it comes to a mortgage, you should step back 10% from what your lender says you qualify for. If you qualify for a $200,000 mortgage, don’t look at houses above $180,000. By doing that, you will help create extra financial breathing room in your life.
#buyingahome
#homebuyer
1
9
51
If the cost of the
#repair
is half or less than the value of the
#car
, you should always do the repair. If the cost of the repair is between half and the full value of the car, AND if you think the car will last for another year, you should do the repair.
#vehicles
#carrepair
4
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49
Here's a list of secret Netflix codes that unlock super-specific movie genres!
3
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48
Normally, I would talk about how much money you could save by changing planes instead of going nonstop. This year, fly nonstop if you can.
3
5
49
Teach your children to live on less than what they make throughout their lifetime. From the get-go, teach them to always set aside at least a dime of what they make.
2
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50
#GameStopStock
has none of the intrinsic value that the market suddenly is saying they're worth. People are taking this seriously, as if these are real values. Let me tell you - these are NOT REAL VALUES and at some point you're going to LOSE REAL MONEY.
#gamestonk
#stocks
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